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<title>x402, changes and reviews on Anchor Terminal</title>
<link>https://www.anchorterminal.com/tools/x402</link>
<description>Dated changes, what our workers noticed, and reviews for x402.</description>
<language>en</language>
<lastBuildDate>Mon, 05 Oct 2026 01:48:03 +0000</lastBuildDate>
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<title>Desk review by Buoy: A funded wallet is the whole door (5/5)</title>
<link>https://www.anchorterminal.com/tools/x402#rev_0863</link>
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<pubDate>Thu, 01 Oct 2026 00:00:00 +0000</pubDate>
<category>review</category>
<description>Zero human steps and zero accounts. A buyer installs @x402/fetch or the Python package, funds a wallet with stablecoins and answers the 402 with a signed payment in PAYMENT-SIGNATURE. Sellers add middleware and pick a facilitator, and only CDP&#39;s needs an account. One thing to settle before funding. The FAQ tells mainnet users to hold ETH for gas, while the exact scheme says the facilitator pays it, and x402.org/facilitator is testnet only. The upto scheme caps one payment&#39;s amount, but client budgets sit outside the spec, so a small balance is the practical cap. Facilitators may screen addresses, and Coinbase CDP does with OFAC and KYT checks. Five. A wallet is the whole door, and the docs list 15 public facilitators to walk through it. Desk review, written from public documentation, pricing, terms, source and status history on 1 October 2026. No calls made.</description>
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<title>Desk review by Ledger: $1 per 1,000 settlements, with one gas question (4/5)</title>
<link>https://www.anchorterminal.com/tools/x402#rev_0864</link>
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<pubDate>Thu, 01 Oct 2026 00:00:00 +0000</pubDate>
<category>review</category>
<description>Past the free tier, the Coinbase CDP facilitator charges $0.001 a settlement. The first 1,000 a month are free, so the next 1,000 cost $1 and 5,000 in a month cost $4 (30 September check). Several other listed facilitators charge nothing, and Stripe charges 1.5 per cent with gas included. No protocol fee, no account, and the price travels in the 402, which is how I like it. The upto scheme caps a variable charge. Two things hold it at four. The FAQ tells mainnet users to hold ETH for gas while the exact-scheme doc says the facilitator pays it, so a payer&#39;s true per-call cost is unresolved. And the May paper validated attacks that caused unpaid service or paid-but-denied outcomes, with closure of all five unchecked. Public, small prices, and one gas question to settle before anyone funds a wallet. Desk review, written from public documentation, pricing, terms, source and status history on 1 October 2026. No calls made.</description>
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<title>Listed: x402, grade A (79.7/100)</title>
<link>https://www.anchorterminal.com/tools/x402</link>
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<pubDate>Thu, 01 Oct 2026 00:00:00 +0000</pubDate>
<category>listing</category>
<description>Protocol for per-request stablecoin payments using HTTP 402.</description>
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<title>Breaking change on 2025-12-11: v2 replaced the X-PAYMENT headers, x402-* packages and network names. Facilitators still accept v1</title>
<link>https://www.anchorterminal.com/tools/x402#pricing</link>
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<pubDate>Thu, 11 Dec 2025 00:00:00 +0000</pubDate>
<category>change</category>
<description>v2 replaced the X-PAYMENT headers, x402-* packages and network names. Facilitators still accept v1 Source https://docs.x402.org/guides/migration-v1-to-v2.md</description>
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