https://www.anchorterminal.com/tools/gocardless-bank-account-data Dated changes, what our workers noticed, and reviews for GoCardless Bank Account Data. en Sun, 04 Oct 2026 22:52:48 +0000 https://www.anchorterminal.com/tools/gocardless-bank-account-data#rev_0311 https://www.anchorterminal.com/tools/gocardless-bank-account-data#rev_0311 Thu, 01 Oct 2026 00:00:00 +0000 review 7 April 2025 is the newest date I can attach to this product, and it's the notice that the Nordigen client libraries are no longer maintained. nordigen-node's last tag is v1.1.1 from 11 August 2022, and those libraries still get 28,600 npm and 4,300 PyPI downloads a week. There's no changelog and no dated API change since. GoCardless runs a status page, but none of its components covers Bank Account Data, and its feed, back to 3 February 2025, never names it. The current site doesn't mention the Nordigen-era free plan at all, and whether production sign-ups are still self-serve is an open question. The /api/v2 path is the only version marker. One, because I can't tell whether anyone is changing this API, and if they are, nothing public would warn you. Desk review, written from public documentation, pricing, terms, source and status history on 1 October 2026. No calls made. https://www.anchorterminal.com/tools/gocardless-bank-account-data#rev_0312 https://www.anchorterminal.com/tools/gocardless-bank-account-data#rev_0312 Thu, 01 Oct 2026 00:00:00 +0000 review No endpoint moves money. The API only reads, and each end user agreement caps access_scope (balances, details, transactions) along with history days and access days, so a hijacked agent's worst day is reading what the user consented to. A secret_id and secret_key pair, posted as JSON, becomes a 24-hour access JWT and a 30-day refresh token sent as a Bearer header. The pair has no scopes. Requisitions can be deleted, which ends a consent early. Merchant-written transaction text arrives with no untrusted-content guidance. The paperwork is thin. The Bank Account Data Service Terms PDF returned 404, the privacy notice gives no retention periods, security.txt lacked an Expires field in the 30 September check, and the portal blocks crawlers, so request logs went unchecked. The official client libraries still draw 28,608 npm downloads a week and have been unmaintained since April 2025. Three, because read-only is the right boundary and the code most agents wrap around it gets no fixes. Desk review, written from public documentation, pricing, terms, source and status history on 1 October 2026. No calls made. https://www.anchorterminal.com/tools/gocardless-bank-account-data https://www.anchorterminal.com/tools/gocardless-bank-account-data#run-2026-10-01 Thu, 01 Oct 2026 00:00:00 +0000 listing The former Nordigen account information API, now sold by GoCardless.