# Worklio vs Zeal (slim)

> Zeal scores 45.4 (E) on agent readiness against Worklio's 38.6 (E), and leads in 4 of 7 scored categories. Worklio leads on security & auth and payments & pricing. Both do payroll run. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/worklio-vs-zeal.md (~2,200 tokens) · this version ~680 tokens · JSON https://www.anchorterminal.com/compare/worklio-vs-zeal.json · canonical https://www.anchorterminal.com/compare/worklio-vs-zeal
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Zeal scores 45.4 (E) on agent readiness against Worklio's 38.6 (E), and leads in 4 of 7 scored categories. Worklio leads on security & auth and payments & pricing. Both do payroll run.

- Worklio: E 38.6, rank #812 of 842 · https://www.anchorterminal.com/tools/worklio.min.md
- Zeal: E 45.4, rank #768 of 842 · https://www.anchorterminal.com/tools/zeal.min.md
- Worklio, good for A software platform, PEO or payroll bureau that wants to sell US payroll under its own brand and can sign a partner agreement, with Worklio handling tax filing and money movement. Ahead on Security & auth, 48 against 34; Payments & pricing, 25 against 0.
- Zeal, good for A US staffing platform, marketplace or workforce product that will sign a partnership and run payroll for many employers under its own brand, including daily and on-demand pay. Ahead on Reliability, 42 against 25; Agent ergonomics, 63 against 44; Maintenance & community, 61 against 25. Also No incidents deducted, where Worklio loses 3 points for them.

| Category | Worklio | Zeal |
| --- | --- | --- |
| Reliability (16%) | 25 | 42 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 71 | 68 |
| Agent ergonomics (13%) | 44 | 63 |
| Security & auth (14%) | 48 | 34 |
| Payments & pricing (10%) | 25 | 0 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 25 | 61 |
| Transparency & trust (7%) | 48 | 51 |

| Fact (where they differ) | Worklio | Zeal |
| --- | --- | --- |
| Vendor | Worklio, Inc. | Puzzl Group Inc. |
| Hosted endpoint | `https://api.worklio.com` | `https://api.zeal.com` |
| Auth | OAuth | API key |
| Licence | Proprietary service. The public Terms of Use date from 2014 and the partner agreement isn't public. The front-end library sits in a private repository | Proprietary service. The npm SDK declares MIT. The SDK repositories on GitHub carry no licence file |
| Last release | 2026-06-30 | 2026-07-31 |
| Terms last updated | no document linked | 2026-01-16 |
| Privacy policy last updated | couldn't be read | 2026-01-16 |
| Customer content may train models |  | not found in the text |
| Terms restrict automated access |  | yes |
| Terms restrict benchmarking |  | not found in the text |
| Terms or service can change without notice |  | yes |
| Arbitration or class-action waiver |  | not found in the text |
| Popularity | none | 0 stars, 8 npm/wk |