# Wajo (Fo) vs Zo Computer (slim)

> Wajo and Zo Computer score within a point of each other for assistants that act in your accounts, 43.9 and 43.1 out of 100. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/wajo-vs-zo-computer.md (~2,850 tokens) · this version ~680 tokens · JSON https://www.anchorterminal.com/compare/wajo-vs-zo-computer.json · canonical https://www.anchorterminal.com/compare/wajo-vs-zo-computer
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-12

Wajo (Fo) and Zo Computer score within a point of each other on agent readiness, 43.9 (E) and 43.1 (E). Zo Computer leads on payments & pricing, maintenance & community and transparency & trust. Both do assistants that act in your accounts.

- Wajo (Fo): E 43.9, rank #907 of 993 · https://www.anchorterminal.com/tools/wajo.min.md
- Zo Computer: E 43.1, rank #913 of 993 · https://www.anchorterminal.com/tools/zo-computer.min.md
- Wajo (Fo), good for An agent or AI app that needs to hand a person's errands, calls and purchases to a hosted assistant over MCP. Ahead on Reliability, 30 against 15; Agent ergonomics, 68 against 34.
- Zo Computer, good for One person who wants a hosted assistant with its own Linux machine, reachable by text message and chat apps, and who accepts that the assistant acts on connected accounts without a documented approval step. Ahead on Payments & pricing, 40 against 30; Maintenance & community, 68 against 3; Transparency & trust, 60 against 47.

| Category | Wajo (Fo) | Zo Computer |
| --- | --- | --- |
| Reliability (16%) | 30 | 15 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 74 | 73 |
| Agent ergonomics (13%) | 68 | 34 |
| Security & auth (14%) | 38 | 37 |
| Payments & pricing (10%) | 30 | 40 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 3 | 68 |
| Transparency & trust (7%) | 47 | 60 |

| Fact (where they differ) | Wajo (Fo) | Zo Computer |
| --- | --- | --- |
| Kind | Platform | HTTP API |
| Vendor | Wajo, Inc. | Zo Computer Company |
| Hosted endpoint | `https://mcp.api.wajo.ai/mcp` | `https://api.zo.computer/mcp` |
| Transports | Streamable HTTP | HTTP |
| Auth | OAuth or key | API key |
| Licence | Closed service under the Wajo Terms of Service (Wajo, Inc., last updated 24 August 2026). | Proprietary service under Zo Computer Company's terms of service |
| Tools exposed | 21 | none |
| Last release | none | 2026-09-14 |
| Terms last updated |  | 2025-08-08 |
| Privacy policy last updated |  | 2026-05-20 |
| Customer content may train models |  | not found in the text |
| Terms restrict automated access |  | not found in the text |
| Terms restrict benchmarking |  | not found in the text |
| Terms or service can change without notice |  | not found in the text |
| Arbitration or class-action waiver |  | not found in the text |