# Wajo (Fo) vs Zapia (slim)

> Wajo scores 43.9 (E) to Zapia's 17.3 (F) for assistants that act in your accounts. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/wajo-vs-zapia.md (~3,300 tokens) · this version ~580 tokens · JSON https://www.anchorterminal.com/compare/wajo-vs-zapia.json · canonical https://www.anchorterminal.com/compare/wajo-vs-zapia
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-13

Wajo (Fo) scores 43.9 (E) on agent readiness against Zapia's 17.3 (F), and leads in 4 of 7 scored categories. Zapia leads on maintenance & community and transparency & trust. Both do assistants that act in your accounts.

- Wajo (Fo): E 43.9, rank #909 of 1010 · https://www.anchorterminal.com/tools/wajo.min.md
- Zapia: F 17.3, rank #995 of 1010 · https://www.anchorterminal.com/tools/zapia.min.md
- Wajo (Fo), good for An agent or AI app that needs to hand a person's errands, calls and purchases to a hosted assistant over MCP. Ahead on Reliability, 30 against 15; Schema & documentation, 74 against 0; Agent ergonomics, 68 against 0; Security & auth, 38 against 3. Also A hosted endpoint, with nothing to install.
- Zapia, good for Spanish- and Portuguese-speaking users who want an assistant over their mail, calendar, Drive and WhatsApp in an app. Ahead on Maintenance & community, 56 against 3; Transparency & trust, 59 against 47.

| Category | Wajo (Fo) | Zapia |
| --- | --- | --- |
| Reliability (16%) | 30 | 15 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 74 | 0 |
| Agent ergonomics (13%) | 68 | 0 |
| Security & auth (14%) | 38 | 3 |
| Payments & pricing (10%) | 30 | 30 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 3 | 56 |
| Transparency & trust (7%) | 47 | 59 |

| Fact (where they differ) | Wajo (Fo) | Zapia |
| --- | --- | --- |
| Vendor | Wajo, Inc. | Brainlogic AI S.A.S. |
| Hosted endpoint | `https://mcp.api.wajo.ai/mcp` | no (local only) |
| Transports | Streamable HTTP |  |
| Licence | Closed service under the Wajo Terms of Service (Wajo, Inc., last updated 24 August 2026). | Closed service under Zapia's terms and conditions (Brainlogic AI SAS). No date was found on the terms. |
| Tools exposed | 21 | none |
| llms.txt | yes | no |
| Last release | none | 2026-10-12 |