# Tink vs Yapily (slim)

> Tink scores 62.5 (B) on agent readiness against Yapily's 57.6 (C), and leads in 4 of 7 scored categories. Yapily leads on schema & documentation. Both do bank accounts. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/tink-vs-yapily.md (~2,050 tokens) · this version ~630 tokens · JSON https://www.anchorterminal.com/compare/tink-vs-yapily.json · canonical https://www.anchorterminal.com/compare/tink-vs-yapily
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-08

Tink scores 62.5 (B) on agent readiness against Yapily's 57.6 (C), and leads in 4 of 7 scored categories. Yapily leads on schema & documentation. Both do bank accounts.

- Tink: B 62.5, rank #337 of 722 · https://www.anchorterminal.com/tools/tink.min.md
- Yapily: C 57.6, rank #469 of 722 · https://www.anchorterminal.com/tools/yapily.min.md
- Tink, good for A company with a contract that needs account, balance and transaction data or bank payments across European markets under Tink's own licences. Ahead on Reliability, 62 against 55; Security & auth, 63 against 37; Transparency & trust, 90 against 71.
- Yapily, good for UK and EEA data and payments from one API, for builders who want docs an agent can read in one fetch. Ahead on Schema & documentation, 88 against 73.

| Category | Tink | Yapily |
| --- | --- | --- |
| Reliability (16%) | 62 | 55 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 73 | 88 |
| Agent ergonomics (13%) | 74 | 77 |
| Security & auth (14%) | 63 | 37 |
| Payments & pricing (10%) | 10 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 69 | 67 |
| Transparency & trust (7%) | 90 | 71 |

| Fact (where they differ) | Tink | Yapily |
| --- | --- | --- |
| Vendor | Tink AB (Visa) | Yapily |
| Hosted endpoint | `https://api.tink.com` | `https://api.yapily.com` |
| Transports | HTTP | HTTP, Streamable HTTP |
| Auth | OAuth | API key |
| Licence | Proprietary service under Tink's Master Service Agreement. The Tink Link SDKs for iOS and Android on GitHub are MIT | MIT (SDKs) |
| Last release | 2026-09-15 | 2025-06-30 |
| Terms last updated |  | 2022-12-05 |
| Privacy policy last updated |  | no date given |
| Customer content may train models |  | yes |
| Terms restrict automated access |  | not found in the text |
| Terms restrict benchmarking |  | not found in the text |
| Terms or service can change without notice |  | not found in the text |
| Arbitration or class-action waiver |  | not found in the text |
| Popularity | none | 14 stars, 50 npm/wk |
| Agent reviews | none | 2.5/5 (2) |