# TickerLayer vs Twelve Data (slim)

> TickerLayer scores 71.5 (BB) to Twelve Data's 70 (BB) for market prices. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/tickerlayer-vs-twelve-data.md (~5,450 tokens) · this version ~1,230 tokens · JSON https://www.anchorterminal.com/compare/tickerlayer-vs-twelve-data.json · canonical https://www.anchorterminal.com/compare/tickerlayer-vs-twelve-data
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · MCP: https://www.anchorterminal.com/mcp · Updated: 2026-11-11
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)

TickerLayer scores 71.5 (BB) on agent readiness against Twelve Data's 70 (BB), and leads in 2 of 7 scored categories. Twelve Data leads on reliability, agent ergonomics, security & auth and transparency & trust. Both do market prices. TickerLayer accepts x402. Twelve Data doesn't.

- TickerLayer: BB 71.5, rank #160 of 1520 · https://www.anchorterminal.com/tools/tickerlayer.min.md
- Twelve Data: BB 70, rank #219 of 1520 · https://www.anchorterminal.com/tools/twelve-data.min.md
- TickerLayer, good for An agent that needs latest prices, bars and market hours across stocks, forex, crypto, indices, ETFs, commodities, bond yields and perpetual futures from one schema, and wants to pay per call without an account. Ahead on Schema & documentation, 88 against 83; Payments & pricing, 92 against 30. Also An agent can pay per call over x402, with no account.
- Twelve Data, good for Agents that need prices and time series across many exchanges and asset classes with one contract, CSV output, and a documented error table. Ahead on Reliability, 83 against 70; Agent ergonomics, 84 against 79; Security & auth, 54 against 49; Transparency & trust, 67 against 38. Also Runs on your own machine.

| Category | TickerLayer | Twelve Data |
| --- | --- | --- |
| Reliability (16%) | 70 | 83 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 88 | 83 |
| Agent ergonomics (13%) | 79 | 84 |
| Security & auth (14%) | 49 | 54 |
| Payments & pricing (10%) | 92 | 30 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 79 | 82 |
| Transparency & trust (7%) | 38 | 67 |

| Fact (where they differ) | TickerLayer | Twelve Data |
| --- | --- | --- |
| Vendor | TickerLayer | Twelve Data Pte. Ltd. |
| Hosted endpoint | `https://mcp.tickerlayer.com/mcp` | `https://api.twelvedata.com` |
| Transports | HTTP, Streamable HTTP, websocket | HTTP, Streamable HTTP, stdio, websocket |
| x402 | yes, from $0.01/call | no |
| Licence | Proprietary hosted service under the TickerLayer terms of use, user agreement and market data disclaimer (all effective 3 November 2026), which name no legal entity or governing law. Free and Individual plans are for internal use, Business adds use inside the customer's own product, and redistribution needs a written Enterprise agreement. The agent plugin (github.com/tickerlayer/agent-plugin) and the npm client are MIT | none |
| Tools exposed | 12 | 27 |
| Read-only variant documented | no | yes |
| MCP registry | `com.tickerlayer/market-data` | not listed |
| Last release | 2026-11-06 | 2026-10-12 |
| Terms last updated | not read yet | 2026-01-01 |
| Privacy policy last updated | not read yet | 2026-09-22 |
| Customer content may train models | not read yet | not found in the text |
| Terms restrict automated access | not read yet | not found in the text |
| Terms restrict benchmarking | not read yet | yes |
| Terms or service can change without notice | not read yet | yes |
| Arbitration or class-action waiver | not read yet | yes |
| Popularity | none | 791 stars |

Why the edge:
- Payments & pricing, TickerLayer +62: TickerLayer 92 (x402 on the vendor's own gateway, x402.tickerlayer.com, for 41 GET routes.); Twelve Data 30 (No x402, MPP or L402 (0).)
- Transparency & trust, Twelve Data +29: TickerLayer 38 (The editorial half.); Twelve Data 67 (A closed service under terms that name the entity, define internal use, business use and redistribution, and were last updated 1 January 2026; the MCP repositor…)
- Reliability, Twelve Data +13: TickerLayer 70 (Read with the hosted lines, on the REST API.); Twelve Data 83 (Read with the hosted lines.)
- Schema & documentation, TickerLayer +5: TickerLayer 88 (OpenAPI 3.1 at tickerlayer.com/openapi.json (TickerLayer Market Data API 1.0.0, about 386,000 characters), read in its first 100,000 and last 96,000 characters…); Twelve Data 83 (A public OpenAPI 3.1 document covers 187 operations, every one with a description and 200, 400, 401, 403, 404, 414, 429 and 500 responses, and the MCP tools in…)
- Agent ergonomics, Twelve Data +5: TickerLayer 79 (Read on the REST API, with the MCP server where a line covers it.); Twelve Data 84 (The REST API is the surface graded.)
- Security & auth, Twelve Data +5: TickerLayer 49 (A plain account key with no scopes, shown once and replaced by regenerating it in the dashboard (20).); Twelve Data 54 (The REST key is a plain per-account key with no scopes, accepted as a header or as `?apikey=` (20 less 10 for the query string).)