# TickerLayer vs Tiingo (slim)

> TickerLayer scores 71.5 (BB) to Tiingo's 46.2 (D) for market prices. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/tickerlayer-vs-tiingo.md (~5,050 tokens) · this version ~1,230 tokens · JSON https://www.anchorterminal.com/compare/tickerlayer-vs-tiingo.json · canonical https://www.anchorterminal.com/compare/tickerlayer-vs-tiingo
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · MCP: https://www.anchorterminal.com/mcp · Updated: 2026-11-11
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)

TickerLayer scores 71.5 (BB) on agent readiness against Tiingo's 46.2 (D), and leads in 6 of 7 scored categories. Tiingo leads on transparency & trust. Both do market prices. TickerLayer accepts x402. Tiingo doesn't.

- TickerLayer: BB 71.5, rank #160 of 1520 · https://www.anchorterminal.com/tools/tickerlayer.min.md
- Tiingo: D 46.2, rank #1193 of 1520 · https://www.anchorterminal.com/tools/tiingo.min.md
- TickerLayer, good for An agent that needs latest prices, bars and market hours across stocks, forex, crypto, indices, ETFs, commodities, bond yields and perpetual futures from one schema, and wants to pay per call without an account. Ahead on Reliability, 70 against 60; Schema & documentation, 88 against 39; Agent ergonomics, 79 against 56; Security & auth, 49 against 32; Payments & pricing, 92 against 30; Maintenance & community, 79 against 50. Also Agent-ready, a grade of BB or better; An agent can pay per call over x402, with no account; Free to start without a card.
- Tiingo, good for Agents that need clean US end-of-day composites with dividend and split adjustments, fund fees and news on a cheap plan, and anyone who values a long changelog. Ahead on Transparency & trust, 57 against 38.

| Category | TickerLayer | Tiingo |
| --- | --- | --- |
| Reliability (16%) | 70 | 60 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 88 | 39 |
| Agent ergonomics (13%) | 79 | 56 |
| Security & auth (14%) | 49 | 32 |
| Payments & pricing (10%) | 92 | 30 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 79 | 50 |
| Transparency & trust (7%) | 38 | 57 |

| Fact (where they differ) | TickerLayer | Tiingo |
| --- | --- | --- |
| Vendor | TickerLayer | Tiingo Inc. |
| Hosted endpoint | `https://mcp.tickerlayer.com/mcp` | `https://api.tiingo.com` |
| Transports | HTTP, Streamable HTTP, websocket | HTTP, websocket |
| Auth | OAuth or key | API key |
| x402 | yes, from $0.01/call | no |
| Licence | Proprietary hosted service under the TickerLayer terms of use, user agreement and market data disclaimer (all effective 3 November 2026), which name no legal entity or governing law. Free and Individual plans are for internal use, Business adds use inside the customer's own product, and redistribution needs a written Enterprise agreement. The agent plugin (github.com/tickerlayer/agent-plugin) and the npm client are MIT | none |
| Tools exposed | 12 | none |
| MCP registry | `com.tickerlayer/market-data` | not listed |
| Last release | 2026-11-06 | 2026-10-09 |
| Terms last updated | not read yet | couldn't be read |
| Privacy policy last updated | not read yet | 2026-02-18 |
| Customer content may train models | not read yet | couldn't be read |
| Terms restrict automated access | not read yet | couldn't be read |
| Terms restrict benchmarking | not read yet | couldn't be read |
| Terms or service can change without notice | not read yet | couldn't be read |
| Arbitration or class-action waiver | not read yet | couldn't be read |

Why the edge:
- Payments & pricing, TickerLayer +62: TickerLayer 92 (x402 on the vendor's own gateway, x402.tickerlayer.com, for 41 GET routes.); Tiingo 30 (No x402, MPP or L402 (0).)
- Schema & documentation, TickerLayer +49: TickerLayer 88 (OpenAPI 3.1 at tickerlayer.com/openapi.json (TickerLayer Market Data API 1.0.0, about 386,000 characters), read in its first 100,000 and last 96,000 characters…); Tiingo 39 (No OpenAPI document or MCP server was found (0 of 25).)
- Maintenance & community, TickerLayer +29: TickerLayer 79 (Read as a closed service.); Tiingo 50 (Read as a closed service.)
- Agent ergonomics, TickerLayer +23: TickerLayer 79 (Read on the REST API, with the MCP server where a line covers it.); Tiingo 56 (`startDate`, `endDate`, `resampleFreq`, `format=csv` and column selection on some endpoints size responses; no field selection on end-of-day prices (15 of 25).)
- Transparency & trust, Tiingo +19: TickerLayer 38 (The editorial half.); Tiingo 57 (A closed service whose terms sit on app.tiingo.com, which answered 403 to every request, so they were not read; the pricing and documentation pages define inter…)
- Security & auth, TickerLayer +17: TickerLayer 49 (A plain account key with no scopes, shown once and replaced by regenerating it in the dashboard (20).); Tiingo 32 (One token per account with no scopes, documented as `?token=` in the URL or an Authorization header, with rotation on the account page since May 2026 (20 less 1…)