{
  "data": {
    "a": {
      "slug": "sumsub",
      "name": "Sumsub",
      "vendor": "Sum and Substance Ltd",
      "vendorUrl": "https://sumsub.com",
      "kind": "http-api",
      "category": "identity-verification",
      "summary": "Sumsub verifies people from identity documents and a liveness check, verifies businesses against registries, and screens both against sanctions and watchlists. Agents reach it through a signed REST API and a hosted MCP server.",
      "url": "https://www.anchorterminal.com/tools/sumsub",
      "markdownUrl": "https://www.anchorterminal.com/tools/sumsub.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/sumsub.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/sumsub.json",
      "repo": "https://github.com/sumsub/agent-skills",
      "license": "Proprietary service under Sumsub's terms and conditions. The agent skills repository and the @sumsub/websdk npm package are MIT",
      "transports": [
        "http"
      ],
      "remoteUrl": "https://api.sumsub.com",
      "packages": [
        {
          "registry": "npm",
          "name": "@sumsub/websdk"
        }
      ],
      "auth": "mixed",
      "authNotes": "The REST API takes an app token generated in the Dashboard by a signed-in team member. Each request carries `X-App-Token`, `X-App-Access-Ts` and `X-App-Access-Sig`, an HMAC-SHA256 signature made with the token's secret key over the timestamp, method, path and body. A token has its own permissions, an optional IP allowlist, an optional expiry date and optional source keys that limit it to a group of applicants, and it can be disabled or deleted but not edited. Sandbox and production tokens are separate. The MCP server at https://api.sumsub.com/mcp/ uses OAuth with PKCE and dynamic client registration, signs the user in with Sumsub, and needs the Use MCP server role permission. Production mode opens after Sumsub verifies the integration (https://docs.sumsub.com/reference/about-sumsub-api).",
      "pricing": "usage",
      "pricingNotes": "Basic is $1.35 per verification with a $149 monthly minimum, and Compliance is $1.85 with a $299 minimum and adds AML screening and address checks. Business verification, transaction monitoring and fraud prevention are on a custom plan through sales. Only completed checks are charged. Sandbox mode is free in any account, limited to 500 new applicants and 1,000 transactions per 24 hours. The 14-day trial of 50 real checks asks for bank card details (https://sumsub.com/pricing/, https://docs.sumsub.com/docs/self-service, checked 2026-10-08).",
      "priceSummary": "$1.35 / tx",
      "where": "hosted",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the API reference, the OpenAPI spec or the pricing page (checked 2026-10-08).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": 172226,
        "pypiWeekly": null,
        "asOf": "2026-10-08"
      },
      "docsUrl": "https://docs.sumsub.com",
      "llmsTxt": "https://docs.sumsub.com/llms.txt",
      "openapi": "https://api.sumsub.com/openapi.json",
      "capabilities": [
        "kyc.identity",
        "kyc.business",
        "kyc.documents",
        "kyc.screening",
        "kyc.cases"
      ],
      "tags": [
        "hosted",
        "usage-based",
        "sandbox",
        "api-key",
        "oauth",
        "mcp",
        "openapi",
        "llms-txt",
        "webhooks",
        "status-page",
        "sla",
        "bug-bounty",
        "soc2",
        "iso27001"
      ],
      "lastRelease": "2026-10-03",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 68.5,
        "grade": "B",
        "agentReady": false,
        "rank": 220,
        "ranked": true,
        "rankOf": 1076,
        "categoryRank": 4,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 60,
          "maintenance": 74,
          "payments": 25,
          "reliability": 80,
          "schema": 78,
          "security": 80,
          "transparency": 74
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-08"
        },
        "negative": 0,
        "verdict": "Per-token permissions, an IP allowlist, HMAC-signed requests and a public OpenAPI spec with Markdown docs suit an agent working on verification cases. No idempotency keys or Retry-After guidance were found, there is no server SDK, and production access needs a browser signup, a bank card and Sumsub's review of the integration.",
        "bestFor": "An agent that starts verifications, sends links, reads results and AML cases, and works case queues for a regulated business, with one token limited to those permissions.",
        "strengths": [
          "App tokens carry per-token permissions, an optional IP allowlist and expiry date, and can be disabled with a recorded reason",
          "Requests are signed with HMAC-SHA256 over timestamp, method, path and body, so the secret key never travels",
          "Public OpenAPI 3.0.1 spec with 157 operations, llms.txt, and every docs page served as Markdown",
          "Hosted MCP server with OAuth, PKCE and dynamic client registration, gated by a Use MCP server role permission",
          "Terms publish a 99.5 per cent monthly uptime commitment, and the status page lists API, WebSDK and MobileSDK for three regions"
        ],
        "weaknesses": [
          "No idempotency keys and no Retry-After or backoff guidance found in the reviewed documentation",
          "Only 24 of 157 operations in the OpenAPI spec carry a summary or description, and 154 declare only a default response",
          "No official server-side SDK. Sumsub publishes request-signing examples in seven languages instead",
          "The 14-day trial of 50 real checks needs a bank card, and production opens after Sumsub checks the integration",
          "Terms clause 6.9 permits Sumsub to use customers' personal data to develop fraud detection, including machine learning models",
          "The subprocessor list is published in the Dashboard, not on a public page"
        ],
        "agentNotes": [
          "Sign every request. X-App-Access-Sig is the lowercase hex HMAC-SHA256 of timestamp, uppercase method, path with query and raw body, and the timestamp must be within one minute of server time",
          "Use a sandbox token (prefix sbx) for agent work. Sandbox and production tokens are separate, and Sumsub's own skills refuse any other prefix",
          "Stay under 300 GET and 50 POST requests per 5 seconds, and under 500 new applicants per 24 hours in Sandbox",
          "Token permissions can't be edited after creation. Generate a new token with the narrower set and delete the old one",
          "Subscribe to the applicantReviewed webhook for results and verify x-payload-digest against the raw body before trusting it"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "B",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 68.5
          }
        ],
        "editorialScores": {
          "ergonomics": 60,
          "maintenance": 74,
          "payments": 25,
          "reliability": 80,
          "schema": 78,
          "security": 80,
          "transparency": 52
        },
        "provenanceScore": 96
      },
      "connect": {
        "install": "npx skills add sumsub/agent-skills --all -g",
        "http": "curl -X GET \\\n  'https://api.sumsub.com/resources/auditTrailEvents/list?from=2024-06-01+00:00:00\u0026to=2024-06-30+23:59:59\u0026limit=100' \\\n  -H 'X-App-Token: \u003cyour-app-token\u003e' \\\n  -H 'X-App-Access-Sig: \u003cyour-signature\u003e' \\\n  -H 'X-App-Access-Ts: \u003cunix-timestamp\u003e'",
        "claudeCode": "claude mcp add --transport http sumsub https://api.sumsub.com/mcp/",
        "config": {
          "mcpServers": {
            "sumsub": {
              "args": [
                "mcp-remote",
                "https://api.sumsub.com/mcp/"
              ],
              "command": "npx"
            }
          }
        }
      },
      "letme": {
        "capability": "https://letme.dev/kyc.identity",
        "tool": "https://letme.dev/sumsub"
      },
      "area": "domain-data",
      "unitPrices": [
        {
          "item": "Basic plan, user verification",
          "unit": "tx",
          "usd": 1.35,
          "note": "per completed verification; $149 monthly minimum"
        },
        {
          "item": "Compliance plan, user verification with AML screening and address check",
          "unit": "tx",
          "usd": 1.85,
          "note": "per completed verification; $299 monthly minimum"
        }
      ],
      "provenance": {
        "legalEntity": "Sum and Substance Ltd",
        "domain": "sumsub.com",
        "domainRegistered": "2015-05-01",
        "endpointOnVendorDomain": true,
        "terms": "https://sumsub.com/terms-and-conditions/",
        "privacy": "https://sumsub.com/privacy-notice-service/",
        "statusPage": "https://status.sumsub.com",
        "changelog": "https://docs.sumsub.com/changelog",
        "securityTxt": "valid",
        "checked": "2026-10-08",
        "notes": [
          "The terms (version of 21 May 2026) name Sum and Substance Ltd, England, company number 09688671, 30 St. Mary Axe, London EC3A 8BF, with contracting entities in the UAE, Delaware, Singapore and Cyprus depending on where the customer is registered.",
          "The API and the MCP server answer at api.sumsub.com, and the Dashboard and OAuth issuer at cockpit.sumsub.com.",
          "sumsub.com/.well-known/security.txt gives security@sumsub.com and a Bugcrowd engagement as contacts and expires on 2027-12-31.",
          "The service privacy notice was last updated on 19 March 2026. The data processing agreement is Annex 3 of the terms.",
          "RDAP for sumsub.com gives a registration date of 2015-05-01."
        ],
        "score": 96
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/sumsub.json",
      "live": {
        "slug": "sumsub",
        "probe": {
          "target": "https://api.sumsub.com",
          "method": "get",
          "lastAt": "2026-10-14T09:42:09.117029033Z",
          "lastOk": true,
          "lastStatus": 200,
          "lastMs": 256,
          "authRequired": false,
          "uptime24h": 99.6,
          "uptime30d": 99.93,
          "p50ms24h": 170,
          "p95ms24h": 263,
          "samples24h": 248,
          "samples30d": 1432,
          "days": [
            {
              "date": "2026-10-08",
              "probes": 93,
              "ok": 93
            },
            {
              "date": "2026-10-09",
              "probes": 250,
              "ok": 250
            },
            {
              "date": "2026-10-10",
              "probes": 247,
              "ok": 247
            },
            {
              "date": "2026-10-11",
              "probes": 247,
              "ok": 247
            },
            {
              "date": "2026-10-12",
              "probes": 247,
              "ok": 247
            },
            {
              "date": "2026-10-13",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-14",
              "probes": 100,
              "ok": 99
            }
          ]
        },
        "vendorStatus": {
          "page": "https://status.sumsub.com",
          "indicator": "none",
          "summary": "All Systems Operational",
          "checkedAt": "2026-10-14T09:39:42.981204595Z"
        },
        "versions": [
          {
            "registry": "npm",
            "name": "@sumsub/websdk",
            "version": "2.9.0",
            "seenAt": "2026-10-13T23:27:09.462566319Z"
          }
        ],
        "githubStars": 7,
        "npmWeekly": 138750,
        "securityTxt": {
          "url": "https://sumsub.com/.well-known/security.txt",
          "state": "valid",
          "expires": "2027-12-31T11:59:00Z",
          "checkedAt": "2026-10-13T15:45:21.352569844Z"
        },
        "llmsTxt": {
          "url": "https://docs.sumsub.com/llms.txt",
          "ok": true,
          "status": 200,
          "checkedAt": "2026-10-13T14:12:38.573023295Z"
        },
        "domain": {
          "domain": "sumsub.com",
          "registered": "2015-05-01",
          "source": "https://rdap.verisign.com/com/v1/domain/sumsub.com",
          "checkedAt": "2026-10-11T13:20:19.731095648Z"
        },
        "pages": [
          {
            "url": "https://docs.sumsub.com/changelog",
            "kind": "changelog",
            "status": 200,
            "checkedAt": "2026-10-13T20:15:57.742117391Z",
            "changedAt": "2026-10-13T20:15:57.742117391Z",
            "fingerprint": "f2fb6b024be3"
          },
          {
            "url": "https://sumsub.com/pricing/",
            "kind": "pricing",
            "status": 200,
            "checkedAt": "2026-10-13T20:23:56.866580279Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "8df9176ba407"
          },
          {
            "url": "https://sumsub.com/privacy-notice-service/",
            "kind": "privacy",
            "status": 200,
            "checkedAt": "2026-10-13T20:23:58.967858161Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "676c31f026df"
          },
          {
            "url": "https://sumsub.com/terms-and-conditions/",
            "kind": "terms",
            "status": 200,
            "checkedAt": "2026-10-13T20:24:01.002993329Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "63e133a2d160"
          }
        ],
        "updatedAt": "2026-10-14T09:42:09.117029033Z"
      }
    },
    "answer": "Sumsub scores 68.5 (B) on agent readiness against Vouched's 56.4 (C), and leads in 3 of 7 scored categories. Vouched leads on agent ergonomics and payments \u0026 pricing.",
    "b": {
      "slug": "vouched",
      "name": "Vouched",
      "vendor": "Vouched Identity, Inc.",
      "vendorUrl": "https://www.vouched.id",
      "kind": "http-api",
      "category": "identity-verification",
      "summary": "Vouched verifies an ID document and a selfie with liveness, with optional driver's licence, SSN, TIN, date of birth and AML checks. Jobs are submitted and read through a REST API in US and EU regions.",
      "url": "https://www.anchorterminal.com/tools/vouched",
      "markdownUrl": "https://www.anchorterminal.com/tools/vouched.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/vouched.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/vouched.json",
      "license": "Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0",
      "transports": [
        "http"
      ],
      "packages": [
        {
          "registry": "npm",
          "name": "@vouched.id/vouched-react-native"
        }
      ],
      "auth": "api-key",
      "authNotes": "Private key in an `X-API-Key` header to https://verify.vouched.id (US) or https://verify.eu.vouched.id (EU). A public key is for capture SDKs and a signature key signs webhooks. One key of each type is active, and recreating it invalidates the old key at once. Separate key sets per group. New keys carry `prv_`, `pub_` and `sig_` prefixes since 7 April 2026. Self-serve sign-up at app.vouched.id/create-account (checked 2026-10-14).",
      "pricing": "usage",
      "pricingNotes": "Self Starter is $300 a month plus $0.75 a transaction, or $3,000 a year plus $0.70. Essential is $300 a month plus $1.50 a transaction, or $1.40 on an annual plan. Custom plans cover IAL2, driver's licence, SSN and AML checks. A 14-day free trial is advertised. Test accounts aren't billed (https://www.vouched.id/identityverificationpricing, checked 2026-10-14).",
      "priceSummary": "$300 / mo",
      "where": "local",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the docs index, the API reference or the pricing page (checked 2026-10-14).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": 69,
        "pypiWeekly": null,
        "asOf": "2026-10-14"
      },
      "docsUrl": "https://docs.vouched.id/docs/overview",
      "llmsTxt": "https://docs.vouched.id/llms.txt",
      "capabilities": [
        "kyc.identity",
        "kyc.documents",
        "kyc.screening"
      ],
      "tags": [
        "hosted",
        "api-key",
        "llms-txt",
        "webhooks",
        "free-trial",
        "status-page"
      ],
      "lastRelease": "2026-08-28",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 56.4,
        "grade": "C",
        "agentReady": false,
        "rank": 673,
        "ranked": true,
        "rankOf": 1076,
        "categoryRank": 13,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 66,
          "maintenance": 60,
          "payments": 30,
          "reliability": 50,
          "schema": 81,
          "security": 40,
          "transparency": 74
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-14"
        },
        "negative": 0,
        "verdict": "Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026.",
        "bestFor": "US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.",
        "strengths": [
          "Published prices, $300 a month plus $0.75 a transaction on Self Starter, with a 14-day free trial",
          "Find Jobs filters by about 40 fields and can leave out photos and results",
          "Separate private, public and signature keys, with key sets per group",
          "Public DPA with named sub-processors and a dated legal changelog",
          "US and EU environments, with EU account data stored in the EU"
        ],
        "weaknesses": [
          "Rate limits are stated without a number",
          "No idempotency key, and each submitted job is billable",
          "No server-side SDK, only example repositories and capture SDKs",
          "Webhook signatures use HMAC-SHA1",
          "No security.txt or bug bounty, and certifications only on request"
        ],
        "agentNotes": [
          "Use the private key in `X-API-Key` against verify.vouched.id or verify.eu.vouched.id, matching the account's region",
          "Check Find Jobs before resubmitting. There is no idempotency key and each job is billed",
          "Pass `withPhotos=false` and select `fields` on Find Jobs to keep responses small",
          "In a test account, use the name test pass for a clean result and any other name for a failure",
          "Back off on 429. All endpoints share one limit and no figure is published"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "C",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 56.4
          }
        ],
        "editorialScores": {
          "ergonomics": 66,
          "maintenance": 60,
          "payments": 30,
          "reliability": 50,
          "schema": 81,
          "security": 40,
          "transparency": 72
        },
        "provenanceScore": 76
      },
      "letme": {
        "capability": "https://letme.dev/kyc.identity",
        "tool": "https://letme.dev/vouched"
      },
      "area": "domain-data",
      "unitPrices": [
        {
          "item": "Self Starter plan",
          "unit": "month",
          "usd": 300,
          "note": "Plus per-transaction fees. $3,000 a year on the annual plan"
        },
        {
          "item": "Verification, Self Starter plan",
          "unit": "tx",
          "usd": 0.75,
          "note": "Monthly plan. $0.70 on the annual plan"
        },
        {
          "item": "Verification, Essential plan",
          "unit": "tx",
          "usd": 1.5,
          "note": "Plus $300 a month. $1.40 on the annual plan"
        }
      ],
      "provenance": {
        "legalEntity": "Vouched Identity, Inc.",
        "domain": "vouched.id",
        "domainRegistered": "2018-11-26",
        "endpointOnVendorDomain": true,
        "terms": "https://www.vouched.id/company/legal/terms-of-service",
        "privacy": "https://www.vouched.id/company/legal/privacy-statement",
        "statusPage": "https://status.vouched.id",
        "changelog": "https://docs.vouched.id/page/release-notes-overview",
        "securityTxt": "none",
        "checked": "2026-10-14",
        "notes": [
          "The privacy statement (effective 5 December 2022, updated 12 February 2026) names Vouched Identity, Inc. The legal changelog says the name changed from Woolly Labs, Inc. on 9 April 2025.",
          "The API answers at verify.vouched.id and verify.eu.vouched.id, vouched.id subdomains.",
          "www.vouched.id/.well-known/security.txt returns 404.",
          "RDAP for vouched.id gives a registration date of 2018-11-26."
        ],
        "score": 76
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/vouched.json",
      "live": {
        "slug": "vouched",
        "vendorStatus": {
          "page": "https://status.vouched.id",
          "indicator": "none",
          "summary": "All Systems Operational",
          "checkedAt": "2026-10-14T09:39:47.126167596Z"
        },
        "updatedAt": "2026-10-14T09:39:47.126167596Z"
      }
    },
    "facts": [
      {
        "a": "HTTP API",
        "b": "HTTP API",
        "name": "Kind"
      },
      {
        "a": "Sum and Substance Ltd",
        "b": "Vouched Identity, Inc.",
        "name": "Vendor"
      },
      {
        "a": "https://api.sumsub.com",
        "b": "no (local only)",
        "name": "Hosted endpoint"
      },
      {
        "a": "HTTP",
        "b": "HTTP",
        "name": "Transports"
      },
      {
        "a": "OAuth or key",
        "b": "API key",
        "name": "Auth"
      },
      {
        "a": "Pay per use",
        "b": "Pay per use",
        "name": "Pricing"
      },
      {
        "a": "no",
        "b": "no",
        "name": "x402"
      },
      {
        "a": "Proprietary service under Sumsub's terms and conditions. The agent skills repository and the @sumsub/websdk npm package are MIT",
        "b": "Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0",
        "name": "Licence"
      },
      {
        "a": "no",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "llms.txt"
      },
      {
        "a": "2026-10-03",
        "b": "2026-08-28",
        "name": "Last release"
      },
      {
        "a": "2026-05-21",
        "b": "2026-02-12",
        "name": "Terms last updated"
      },
      {
        "a": "2026-03-19",
        "b": "2022-12-05",
        "name": "Privacy policy last updated"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "Customer content may train models"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Terms restrict automated access"
      },
      {
        "a": "not found in the text",
        "b": "yes",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "yes",
        "b": "not found in the text",
        "name": "Arbitration or class-action waiver"
      },
      {
        "a": "172k npm/wk",
        "b": "69 npm/wk",
        "name": "Popularity"
      }
    ],
    "faq": [
      {
        "answer": "Sumsub scores 68.5 (B) on agent readiness against Vouched's 56.4 (C), and leads in 3 of 7 scored categories. Vouched leads on agent ergonomics and payments \u0026 pricing.",
        "question": "Which is better for AI agents, Sumsub or Vouched?"
      },
      {
        "answer": "Sumsub takes an API key or an OAuth sign-in. Vouched needs an API key.",
        "question": "Do Sumsub and Vouched need an API key?"
      },
      {
        "answer": "Sumsub has a hosted endpoint at https://api.sumsub.com. No hosted endpoint is listed for Vouched.",
        "question": "Can an agent call Sumsub and Vouched without installing anything?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": [
          "Reliability, 80 against 50",
          "Security \u0026 auth, 80 against 40",
          "Maintenance \u0026 community, 74 against 60"
        ],
        "also": [
          "A hosted endpoint, with nothing to install"
        ],
        "goodFor": "An agent that starts verifications, sends links, reads results and AML cases, and works case queues for a regulated business, with one token limited to those permissions.",
        "slug": "sumsub",
        "watchFor": "No idempotency keys and no Retry-After or backoff guidance found in the reviewed documentation"
      },
      {
        "aheadOn": [
          "Agent ergonomics, 66 against 60",
          "Payments \u0026 pricing, 30 against 25"
        ],
        "also": null,
        "goodFor": "US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.",
        "slug": "vouched",
        "watchFor": "Rate limits are stated without a number"
      }
    ],
    "job": {
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      "name": "Identity verification"
    },
    "others": [
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-sumsub.json",
        "title": "Alloy vs Sumsub",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-sumsub"
      },
      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-vouched.json",
        "title": "Alloy vs Vouched",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-vouched"
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      {
        "json": "https://www.anchorterminal.com/compare/complycube-vs-sumsub.json",
        "title": "ComplyCube vs Sumsub",
        "url": "https://www.anchorterminal.com/compare/complycube-vs-sumsub"
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      {
        "json": "https://www.anchorterminal.com/compare/complycube-vs-vouched.json",
        "title": "ComplyCube vs Vouched",
        "url": "https://www.anchorterminal.com/compare/complycube-vs-vouched"
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      {
        "json": "https://www.anchorterminal.com/compare/didit-vs-sumsub.json",
        "title": "Didit vs Sumsub",
        "url": "https://www.anchorterminal.com/compare/didit-vs-sumsub"
      },
      {
        "json": "https://www.anchorterminal.com/compare/didit-vs-vouched.json",
        "title": "Didit vs Vouched",
        "url": "https://www.anchorterminal.com/compare/didit-vs-vouched"
      },
      {
        "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-sumsub.json",
        "title": "Entrust Identity Verification (formerly Onfido) vs Sumsub",
        "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-sumsub"
      },
      {
        "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched.json",
        "title": "Entrust Identity Verification (formerly Onfido) vs Vouched",
        "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched"
      },
      {
        "json": "https://www.anchorterminal.com/compare/jumio-vs-sumsub.json",
        "title": "Jumio vs Sumsub",
        "url": "https://www.anchorterminal.com/compare/jumio-vs-sumsub"
      },
      {
        "json": "https://www.anchorterminal.com/compare/jumio-vs-vouched.json",
        "title": "Jumio vs Vouched",
        "url": "https://www.anchorterminal.com/compare/jumio-vs-vouched"
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      {
        "json": "https://www.anchorterminal.com/compare/middesk-vs-vouched.json",
        "title": "Middesk vs Vouched",
        "url": "https://www.anchorterminal.com/compare/middesk-vs-vouched"
      },
      {
        "json": "https://www.anchorterminal.com/compare/persona-vs-sumsub.json",
        "title": "Persona vs Sumsub",
        "url": "https://www.anchorterminal.com/compare/persona-vs-sumsub"
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      {
        "json": "https://www.anchorterminal.com/compare/persona-vs-vouched.json",
        "title": "Persona vs Vouched",
        "url": "https://www.anchorterminal.com/compare/persona-vs-vouched"
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      {
        "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-sumsub.json",
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      },
      {
        "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched.json",
        "title": "Plaid Identity Verification vs Vouched",
        "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched"
      },
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        "json": "https://www.anchorterminal.com/compare/shufti-vs-sumsub.json",
        "title": "Shufti vs Sumsub",
        "url": "https://www.anchorterminal.com/compare/shufti-vs-sumsub"
      },
      {
        "json": "https://www.anchorterminal.com/compare/shufti-vs-vouched.json",
        "title": "Shufti vs Vouched",
        "url": "https://www.anchorterminal.com/compare/shufti-vs-vouched"
      },
      {
        "json": "https://www.anchorterminal.com/compare/socure-riskos-vs-sumsub.json",
        "title": "Socure RiskOS vs Sumsub",
        "url": "https://www.anchorterminal.com/compare/socure-riskos-vs-sumsub"
      },
      {
        "json": "https://www.anchorterminal.com/compare/socure-riskos-vs-vouched.json",
        "title": "Socure RiskOS vs Vouched",
        "url": "https://www.anchorterminal.com/compare/socure-riskos-vs-vouched"
      },
      {
        "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub.json",
        "title": "Stripe Identity vs Sumsub",
        "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub"
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      {
        "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.json",
        "title": "Stripe Identity vs Vouched",
        "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-vouched"
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      {
        "json": "https://www.anchorterminal.com/compare/sumsub-vs-trulioo.json",
        "title": "Sumsub vs Trulioo",
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        "title": "Middesk vs Sumsub",
        "url": "https://www.anchorterminal.com/compare/middesk-vs-sumsub"
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    "scores": [
      {
        "by": 30,
        "edge": "sumsub",
        "key": "reliability",
        "name": "Reliability",
        "sumsub": 80,
        "vouched": 50,
        "weight": 16
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "by": 3,
        "edge": "vouched",
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "sumsub": 78,
        "vouched": 81,
        "weight": 13
      },
      {
        "by": 6,
        "edge": "vouched",
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "sumsub": 60,
        "vouched": 66,
        "weight": 13
      },
      {
        "by": 40,
        "edge": "sumsub",
        "key": "security",
        "name": "Security \u0026 auth",
        "sumsub": 80,
        "vouched": 40,
        "weight": 14
      },
      {
        "by": 5,
        "edge": "vouched",
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "sumsub": 25,
        "vouched": 30,
        "weight": 10
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "by": 14,
        "edge": "sumsub",
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "sumsub": 74,
        "vouched": 60,
        "weight": 7
      },
      {
        "by": 0,
        "edge": "",
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "sumsub": 74,
        "vouched": 74,
        "weight": 7
      }
    ],
    "summary": "Sumsub scores 68.5 (B) on agent readiness against Vouched's 56.4 (C), and leads in 3 of 7 scored categories. Vouched leads on agent ergonomics and payments \u0026 pricing. Both do identity verification.",
    "verdicts": {
      "sumsub": "Per-token permissions, an IP allowlist, HMAC-signed requests and a public OpenAPI spec with Markdown docs suit an agent working on verification cases. No idempotency keys or Retry-After guidance were found, there is no server SDK, and production access needs a browser signup, a bank card and Sumsub's review of the integration.",
      "vouched": "Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026."
    }
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  "markdown": "Sumsub scores 68.5 (B) on agent readiness against Vouched's 56.4 (C), and leads in 3 of 7 scored categories. Vouched leads on agent ergonomics and payments \u0026 pricing. Both do identity verification.\n\n- Sumsub: grade B, 68.5/100, rank #220 of 1076. Markdown https://www.anchorterminal.com/tools/sumsub.md · JSON https://www.anchorterminal.com/api/v1/tools/sumsub.json\n- Vouched: grade C, 56.4/100, rank #673 of 1076. Markdown https://www.anchorterminal.com/tools/vouched.md · JSON https://www.anchorterminal.com/api/v1/tools/vouched.json\n- Best identity and business verification APIs for AI agents: https://www.anchorterminal.com/best/identity-verification/index.md\n- All 119 verification comparisons: https://www.anchorterminal.com/compare/identity-verification/index.md\n\n## Which one, for what\n\n### Sumsub (B)\n\nGood for: An agent that starts verifications, sends links, reads results and AML cases, and works case queues for a regulated business, with one token limited to those permissions.\n\nAhead on:\n- Reliability, 80 against 50\n- Security \u0026 auth, 80 against 40\n- Maintenance \u0026 community, 74 against 60\n\nAlso in its favour:\n- A hosted endpoint, with nothing to install\n\nWatch for: No idempotency keys and no Retry-After or backoff guidance found in the reviewed documentation\n\n### Vouched (C)\n\nGood for: US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.\n\nAhead on:\n- Agent ergonomics, 66 against 60\n- Payments \u0026 pricing, 30 against 25\n\nWatch for: Rate limits are stated without a number\n\n\n## Score by category\n\n| Category | Weight | Sumsub | Vouched | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 80 | 50 | Sumsub +30 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 78 | 81 | Vouched +3 |\n| Agent ergonomics | 13% (16.2 this run) | 60 | 66 | Vouched +6 |\n| Security \u0026 auth | 14% (17.5 this run) | 80 | 40 | Sumsub +40 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 25 | 30 | Vouched +5 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 74 | 60 | Sumsub +14 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 74 | 74 | even |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **68.5 · B** | **56.4 · C** | |\n\n## Facts side by side\n\n| Fact | Sumsub | Vouched |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Sum and Substance Ltd | Vouched Identity, Inc. |\n| Hosted endpoint | `https://api.sumsub.com` | no (local only) |\n| Transports | HTTP | HTTP |\n| Auth | OAuth or key | API key |\n| Pricing | Pay per use | Pay per use |\n| x402 | no | no |\n| Licence | Proprietary service under Sumsub's terms and conditions. The agent skills repository and the @sumsub/websdk npm package are MIT | Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0 |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-10-03 | 2026-08-28 |\n| Terms last updated | 2026-05-21 | 2026-02-12 |\n| Privacy policy last updated | 2026-03-19 | 2022-12-05 |\n| Customer content may train models | yes | yes |\n| Terms restrict automated access | not found in the text | not found in the text |\n| Terms restrict benchmarking | not found in the text | yes |\n| Terms or service can change without notice | yes | yes |\n| Arbitration or class-action waiver | yes | not found in the text |\n| Popularity | 172k npm/wk | 69 npm/wk |\n\n## Verdicts\n\n**Sumsub.** Per-token permissions, an IP allowlist, HMAC-signed requests and a public OpenAPI spec with Markdown docs suit an agent working on verification cases. No idempotency keys or Retry-After guidance were found, there is no server SDK, and production access needs a browser signup, a bank card and Sumsub's review of the integration.\n\n**Vouched.** Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026.\n\n## Before you call either\n\n### Sumsub\n\n1. Sign every request. X-App-Access-Sig is the lowercase hex HMAC-SHA256 of timestamp, uppercase method, path with query and raw body, and the timestamp must be within one minute of server time\n2. Use a sandbox token (prefix sbx) for agent work. Sandbox and production tokens are separate, and Sumsub's own skills refuse any other prefix\n3. Stay under 300 GET and 50 POST requests per 5 seconds, and under 500 new applicants per 24 hours in Sandbox\n4. Token permissions can't be edited after creation. Generate a new token with the narrower set and delete the old one\n5. Subscribe to the applicantReviewed webhook for results and verify x-payload-digest against the raw body before trusting it\n\n### Vouched\n\n1. Use the private key in `X-API-Key` against verify.vouched.id or verify.eu.vouched.id, matching the account's region\n2. Check Find Jobs before resubmitting. There is no idempotency key and each job is billed\n3. Pass `withPhotos=false` and select `fields` on Find Jobs to keep responses small\n4. In a test account, use the name test pass for a clean result and any other name for a failure\n5. Back off on 429. All endpoints share one limit and no figure is published\n\n## Questions\n\n### Which is better for AI agents, Sumsub or Vouched?\n\nSumsub scores 68.5 (B) on agent readiness against Vouched's 56.4 (C), and leads in 3 of 7 scored categories. Vouched leads on agent ergonomics and payments \u0026 pricing.\n\n### Do Sumsub and Vouched need an API key?\n\nSumsub takes an API key or an OAuth sign-in. Vouched needs an API key.\n\n### Can an agent call Sumsub and Vouched without installing anything?\n\nSumsub has a hosted endpoint at https://api.sumsub.com. No hosted endpoint is listed for Vouched.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/sumsub-vs-vouched.json, and with the fewest tokens: https://www.anchorterminal.com/compare/sumsub-vs-vouched.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"sumsub\", \"b\": \"vouched\"}`. From a terminal: `anchor compare sumsub vouched`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/sumsub.json and https://www.anchorterminal.com/api/v1/tools/vouched.json\n\n## Other comparisons with Sumsub or Vouched\n\n- [Alloy vs Sumsub](https://www.anchorterminal.com/compare/alloy-vs-sumsub.md)\n- [Alloy vs Vouched](https://www.anchorterminal.com/compare/alloy-vs-vouched.md)\n- [ComplyCube vs Sumsub](https://www.anchorterminal.com/compare/complycube-vs-sumsub.md)\n- [ComplyCube vs Vouched](https://www.anchorterminal.com/compare/complycube-vs-vouched.md)\n- [Didit vs Sumsub](https://www.anchorterminal.com/compare/didit-vs-sumsub.md)\n- [Didit vs Vouched](https://www.anchorterminal.com/compare/didit-vs-vouched.md)\n- [Entrust Identity Verification (formerly Onfido) vs Sumsub](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-sumsub.md)\n- [Entrust Identity Verification (formerly Onfido) vs Vouched](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched.md)\n- [Jumio vs Sumsub](https://www.anchorterminal.com/compare/jumio-vs-sumsub.md)\n- [Jumio vs Vouched](https://www.anchorterminal.com/compare/jumio-vs-vouched.md)\n- [Middesk vs Vouched](https://www.anchorterminal.com/compare/middesk-vs-vouched.md)\n- [Persona vs Sumsub](https://www.anchorterminal.com/compare/persona-vs-sumsub.md)\n- [Persona vs Vouched](https://www.anchorterminal.com/compare/persona-vs-vouched.md)\n- [Plaid Identity Verification vs Sumsub](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-sumsub.md)\n- [Plaid Identity Verification vs Vouched](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched.md)\n- [Shufti vs Sumsub](https://www.anchorterminal.com/compare/shufti-vs-sumsub.md)\n- [Shufti vs Vouched](https://www.anchorterminal.com/compare/shufti-vs-vouched.md)\n- [Socure RiskOS vs Sumsub](https://www.anchorterminal.com/compare/socure-riskos-vs-sumsub.md)\n- [Socure RiskOS vs Vouched](https://www.anchorterminal.com/compare/socure-riskos-vs-vouched.md)\n- [Stripe Identity vs Sumsub](https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub.md)\n- [Stripe Identity vs Vouched](https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.md)\n- [Sumsub vs Trulioo](https://www.anchorterminal.com/compare/sumsub-vs-trulioo.md)\n- [Sumsub vs Veriff](https://www.anchorterminal.com/compare/sumsub-vs-veriff.md)\n- [Trulioo vs Vouched](https://www.anchorterminal.com/compare/trulioo-vs-vouched.md)\n- [Veriff vs Vouched](https://www.anchorterminal.com/compare/veriff-vs-vouched.md)\n- [ComplyAdvantage vs Sumsub](https://www.anchorterminal.com/compare/complyadvantage-vs-sumsub.md)\n- [ComplyAdvantage vs Vouched](https://www.anchorterminal.com/compare/complyadvantage-vs-vouched.md)\n- [Middesk vs Sumsub](https://www.anchorterminal.com/compare/middesk-vs-sumsub.md)\n",
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