{
  "data": {
    "a": {
      "slug": "stripe-mcp",
      "name": "Stripe API + MCP",
      "vendor": "Stripe",
      "vendorUrl": "https://stripe.com",
      "kind": "http-api",
      "category": "payment-platforms",
      "summary": "Card, stablecoin and billing APIs with a hosted MCP server (mcp.stripe.com, 10 tools including generic stripe_api_read and stripe_api_write).",
      "url": "https://www.anchorterminal.com/tools/stripe-mcp",
      "markdownUrl": "https://www.anchorterminal.com/tools/stripe-mcp.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/stripe-mcp.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/stripe-mcp.json",
      "repo": "https://github.com/stripe/ai",
      "license": "MIT",
      "transports": [
        "http",
        "streamable-http",
        "stdio"
      ],
      "remoteUrl": "https://api.stripe.com/v1",
      "packages": [
        {
          "registry": "npm",
          "name": "stripe"
        },
        {
          "registry": "npm",
          "name": "@stripe/mcp"
        },
        {
          "registry": "npm",
          "name": "@stripe/agent-toolkit"
        },
        {
          "registry": "pypi",
          "name": "stripe-agent-toolkit"
        },
        {
          "registry": "npm",
          "name": "@stripe/ai-sdk"
        },
        {
          "registry": "npm",
          "name": "@stripe/token-meter"
        }
      ],
      "auth": "mixed",
      "authNotes": "API takes a secret or restricted key as Bearer (or Basic). MCP takes OAuth for interactive clients (per-account and sandbox permissions, revocable sessions) or an Agent API key as Bearer for autonomous clients. Stripe-Account header for Connect platforms. From 2026-10-31 the MCP server rejects full-access secret keys and non-Agent restricted keys with a 401 OAuth challenge.",
      "pricing": "usage",
      "pricingNotes": "No charge for the MCP server or the toolkit, and no setup or monthly fees. US cards 2.9% + 30 cents per successful charge. Stablecoin payments 1.5% (including conversion, screening and gas sponsorship). Billing 0.7% of billing volume, or from $620 a month on a one-year contract. Shared payment tokens for agent card payments cost $0.15 per token issued. Stablecoin acceptance is open to US businesses outside New York and by request in 30+ countries (https://stripe.com/pricing).",
      "priceSummary": "2.9% fee",
      "where": "both",
      "x402": {
        "level": "partial",
        "evidence": "Stripe merchants can accept x402 payments in USDC on Base and have them recorded as PaymentIntents. The MCP server and the Stripe API themselves don't take x402 payment (https://docs.stripe.com/payments/machine/x402).",
        "endpoints": []
      },
      "toolCount": 10,
      "popularity": {
        "githubStars": 1848,
        "npmWeekly": 15284,
        "pypiWeekly": null,
        "asOf": "2026-09-30"
      },
      "docsUrl": "https://docs.stripe.com/agents",
      "llmsTxt": "https://docs.stripe.com/llms.txt",
      "openapi": "https://raw.githubusercontent.com/stripe/openapi/master/openapi/spec3.json",
      "registryName": "com.stripe/mcp",
      "capabilities": [
        "payments.card",
        "payments.stablecoin",
        "payments.x402",
        "payments.metering",
        "payments.checkout",
        "payments.payouts"
      ],
      "tags": [
        "official",
        "hosted",
        "local",
        "open-source",
        "oauth",
        "confirmation",
        "mcp",
        "llms-txt",
        "openapi",
        "stablecoin",
        "x402",
        "webhooks",
        "typescript",
        "python"
      ],
      "lastRelease": "2026-09-30",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 82.4,
        "grade": "A",
        "agentReady": true,
        "rank": 3,
        "ranked": true,
        "rankOf": 452,
        "categoryRank": 1,
        "methodology": "0.3",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 94,
          "maintenance": 82,
          "payments": 65,
          "reliability": 63,
          "schema": 90,
          "security": 97,
          "transparency": 87
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "high",
          "date": "2026-10-01"
        },
        "negative": 0,
        "verdict": "One integration takes cards through shared payment tokens and USDC over MPP or x402, settled to the Stripe balance in fiat. Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins.",
        "strengths": [
          "One integration takes cards through shared payment tokens and USDC over MPP or x402, settled to the Stripe balance in fiat",
          "OAuth with per-account and per-environment permissions, Agent-tagged restricted keys, and revocable sessions",
          "Human approval for sensitive `stripe_api_write` actions such as refunds and outbound payments",
          "Rate limits, 429 reasons, backoff guidance and idempotency keys all documented",
          "Public OpenAPI spec, dated API versions and a HackerOne bug bounty"
        ],
        "weaknesses": [
          "Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins",
          "Stablecoin acceptance needs manual approval, excludes New York and is by email request outside the US",
          "Generic `stripe_api_read` and `stripe_api_write` tools push method choice and parameters onto the agent",
          "The official MCP registry entry is 0.2.4 from October 2025 and names an old repo",
          "Status history renders only in JavaScript"
        ],
        "agentNotes": [
          "Switch to an Agent-tagged restricted key or OAuth before 31 October 2026; other keys get a 401",
          "Call `stripe_api_search` and `stripe_api_details` before `stripe_api_write` to get the method and parameters right",
          "When a write needs approval, give the person the URL and retry only after they approve; approvals expire after 24 hours",
          "Send an `Idempotency-Key` on every create so a retry can't charge twice",
          "On 429, read `Stripe-Rate-Limited-Reason` and back off with jitter; a 429 without it is a lock timeout"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 8,
        "avgRating": 4,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "high",
            "grade": "A",
            "methodology": "0.3",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 82.4
          }
        ],
        "editorialScores": {
          "ergonomics": 94,
          "maintenance": 82,
          "payments": 65,
          "reliability": 63,
          "schema": 90,
          "security": 97,
          "transparency": 74
        },
        "provenanceScore": 100
      },
      "connect": {
        "http": "curl https://api.stripe.com/v1/balance -H \"Authorization: Bearer $STRIPE_SECRET_KEY\"",
        "claudeCode": "claude mcp add --transport http stripe https://mcp.stripe.com",
        "config": {
          "mcpServers": {
            "stripe": {
              "headers": {
                "Authorization": "Bearer ${STRIPE_AGENT_KEY}"
              },
              "url": "https://mcp.stripe.com"
            }
          }
        }
      },
      "letme": {
        "capability": "https://letme.dev/payments.card",
        "tool": "https://letme.dev/stripe-mcp"
      },
      "area": "payments",
      "unitPrices": [
        {
          "item": "US card payment",
          "unit": "pct",
          "usd": 2.9,
          "note": "plus 30 cents per successful charge"
        },
        {
          "item": "US card payment fixed fee",
          "unit": "tx",
          "usd": 0.3
        },
        {
          "item": "Stablecoin payment",
          "unit": "pct",
          "usd": 1.5
        },
        {
          "item": "Billing",
          "unit": "pct",
          "usd": 0.7,
          "note": "of billing volume"
        }
      ],
      "provenance": {
        "legalEntity": "Stripe, LLC",
        "domain": "stripe.com",
        "domainRegistered": "1995-09-12",
        "domainNote": "stripe.com was registered in 1995, before Stripe bought it.",
        "endpointOnVendorDomain": true,
        "terms": "https://stripe.com/legal/ssa",
        "privacy": "https://stripe.com/privacy",
        "statusPage": "https://status.stripe.com",
        "changelog": "https://docs.stripe.com/changelog",
        "securityTxt": "valid",
        "checked": "2026-09-30",
        "score": 100
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/stripe-mcp.json",
      "live": {
        "slug": "stripe-mcp",
        "probe": {
          "target": "https://api.stripe.com/v1",
          "method": "get",
          "lastAt": "2026-10-04T23:48:16.526370394Z",
          "lastOk": true,
          "lastStatus": 404,
          "lastMs": 56,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 56,
          "p95ms24h": 93,
          "samples24h": 272,
          "samples30d": 2054,
          "days": [
            {
              "date": "2026-09-27",
              "probes": 132,
              "ok": 132
            },
            {
              "date": "2026-09-28",
              "probes": 285,
              "ok": 285
            },
            {
              "date": "2026-09-29",
              "probes": 286,
              "ok": 286
            },
            {
              "date": "2026-09-30",
              "probes": 286,
              "ok": 286
            },
            {
              "date": "2026-10-01",
              "probes": 276,
              "ok": 276
            },
            {
              "date": "2026-10-02",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-03",
              "probes": 271,
              "ok": 271
            },
            {
              "date": "2026-10-04",
              "probes": 270,
              "ok": 270
            }
          ]
        },
        "vendorStatus": {
          "page": "https://status.stripe.com",
          "indicator": "unknown",
          "summary": "no machine-readable status found",
          "checkedAt": "2026-10-04T21:40:29.94399799Z"
        },
        "versions": [
          {
            "registry": "mcp-registry",
            "name": "com.stripe/mcp",
            "version": "0.2.4",
            "seenAt": "2026-10-04T23:42:40.113054682Z"
          },
          {
            "registry": "npm",
            "name": "@stripe/agent-toolkit",
            "version": "0.9.0",
            "seenAt": "2026-10-04T16:40:44.894748873Z"
          },
          {
            "registry": "npm",
            "name": "@stripe/ai-sdk",
            "version": "0.1.3",
            "seenAt": "2026-10-04T16:40:47.151104758Z"
          },
          {
            "registry": "npm",
            "name": "@stripe/mcp",
            "version": "0.3.3",
            "seenAt": "2026-10-04T16:40:43.297274286Z"
          },
          {
            "registry": "npm",
            "name": "@stripe/token-meter",
            "version": "0.1.0",
            "seenAt": "2026-10-04T16:40:48.928967115Z"
          },
          {
            "registry": "npm",
            "name": "stripe",
            "version": "23.0.0",
            "seenAt": "2026-10-04T16:40:42.683164693Z"
          },
          {
            "registry": "pypi",
            "name": "stripe-agent-toolkit",
            "version": "0.7.0",
            "released": "2026-02-12",
            "seenAt": "2026-10-04T16:40:46.963460601Z"
          }
        ],
        "githubStars": 1853,
        "npmWeekly": 27430164,
        "pypiWeekly": 2470,
        "securityTxt": {
          "url": "https://stripe.com/.well-known/security.txt",
          "state": "valid",
          "expires": "2026-12-31T23:59:00.000Z",
          "checkedAt": "2026-10-04T15:16:04.334988784Z"
        },
        "llmsTxt": {
          "url": "https://docs.stripe.com/llms.txt",
          "ok": true,
          "status": 200,
          "checkedAt": "2026-10-04T15:18:16.297177581Z"
        },
        "domain": {
          "domain": "stripe.com",
          "registered": "1995-09-12",
          "source": "https://rdap.verisign.com/com/v1/domain/stripe.com",
          "checkedAt": "2026-10-04T13:06:58.944197161Z"
        },
        "pages": [
          {
            "url": "https://docs.stripe.com/changelog",
            "kind": "changelog",
            "status": 200,
            "checkedAt": "2026-10-04T15:44:03.371205935Z",
            "changedAt": "2026-10-03T15:32:10.746283797Z",
            "fingerprint": "c52d87434e47"
          },
          {
            "url": "https://docs.stripe.com/mcp",
            "kind": "deprecations",
            "status": 200,
            "checkedAt": "2026-10-04T15:44:06.759612584Z",
            "changedAt": "2026-10-02T15:20:29.756240758Z",
            "fingerprint": "f025d2512fa1"
          },
          {
            "url": "https://stripe.com/privacy",
            "kind": "privacy",
            "status": 200,
            "checkedAt": "2026-10-04T15:48:12.926454653Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "2f9c8b468aab"
          },
          {
            "url": "https://stripe.com/legal/ssa",
            "kind": "terms",
            "status": 200,
            "checkedAt": "2026-10-04T15:48:08.654118821Z",
            "changedAt": "2026-10-02T15:24:19.897681294Z",
            "fingerprint": "0f07628403dc"
          }
        ],
        "mcpTools": {
          "url": "https://mcp.stripe.com",
          "checkedAt": "2026-09-29T21:56:38.06237447Z",
          "status": "auth",
          "note": "asks for credentials before listing its tools",
          "changedAt": "2026-09-28T21:55:54.756223507Z"
        },
        "updatedAt": "2026-10-04T23:48:16.526370394Z"
      }
    },
    "b": {
      "slug": "tempo",
      "name": "Tempo",
      "vendor": "Tempo",
      "vendorUrl": "https://tempo.xyz",
      "kind": "http-api",
      "category": "payment-platforms",
      "summary": "A payments-first Layer 1 chain incubated by Stripe and Paradigm, live on mainnet since 2026-03-18.",
      "url": "https://www.anchorterminal.com/tools/tempo",
      "markdownUrl": "https://www.anchorterminal.com/tools/tempo.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/tempo.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/tempo.json",
      "repo": "https://github.com/tempoxyz/tempo",
      "license": "MIT OR Apache-2.0",
      "transports": [
        "http",
        "streamable-http"
      ],
      "remoteUrl": "https://api.tempo.xyz/v1",
      "packages": [
        {
          "registry": "npm",
          "name": "viem"
        },
        {
          "registry": "npm",
          "name": "mppx"
        },
        {
          "registry": "pypi",
          "name": "pympp"
        }
      ],
      "auth": "mixed",
      "authNotes": "Public RPC (rpc.tempo.xyz) and most read endpoints of api.tempo.xyz answer without a key, within a per-IP limit. Those same endpoints accept MPP payment credentials (`Authorization: Payment`) instead of a key. Project-scoped API keys (`tempo:sk:` for production, `tempo_sandbox:sk:` for non-mainnet) carry scopes such as `data:read`, optional IP allowlists, and are required for endpoints such as webhook management. Payments are signed by the paying wallet.",
      "pricing": "usage",
      "pricingNotes": "No platform fee for using the chain. Transaction fees are paid in any supported USD stablecoin, with a dynamic base fee capped at about $0.0006 for a 50,000-gas transfer and a floor around $0.00003. Fees can be sponsored by a fee payer, billed through the Tempo API Console. API calls are free within quota; over quota, anonymous endpoints answer 402 and can be paid per request over MPP, and keyed usage is billed in the console, with no published price for either. Stripe charges its own fees when it settles MPP payments on Tempo (https://tempo.xyz/developers/docs/protocol/fees).",
      "priceSummary": "$0.0006 / tx",
      "where": "hosted",
      "x402": {
        "level": "no",
        "evidence": "Tempo's own API takes MPP, not x402, on its anonymous endpoints (https://tempo.xyz/developers/docs/api/rate-limits). MPP itself added acceptance of x402 exact payments on EVM chains in June 2026 (https://mpp.dev/blog/evm-x402-support).",
        "endpoints": []
      },
      "toolCount": 4,
      "popularity": {
        "githubStars": 1029,
        "npmWeekly": 209447,
        "pypiWeekly": null,
        "asOf": "2026-09-30"
      },
      "docsUrl": "https://tempo.xyz/developers/docs",
      "llmsTxt": "https://tempo.xyz/developers/llms.txt",
      "openapi": "https://api.tempo.xyz/openapi.json",
      "capabilities": [
        "payments.stablecoin",
        "payments.metering"
      ],
      "tags": [
        "hosted",
        "open-source",
        "mcp",
        "llms-txt",
        "openapi",
        "stablecoin",
        "typescript",
        "free-tier"
      ],
      "lastRelease": "2026-09-24",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 76.6,
        "grade": "BB",
        "agentReady": true,
        "rank": 27,
        "ranked": true,
        "rankOf": 452,
        "categoryRank": 2,
        "methodology": "0.3",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 78,
          "maintenance": 88,
          "payments": 80,
          "reliability": 71,
          "schema": 88,
          "security": 70,
          "transparency": 63
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-01"
        },
        "negative": 0,
        "verdict": "api.tempo.xyz accepts MPP on its anonymous endpoints, so an agent can pay per request without an account. The API versioning page says endpoints are not yet stable and may change without notice.",
        "strengths": [
          "api.tempo.xyz accepts MPP on its anonymous endpoints, so an agent can pay per request without an account",
          "Transaction fees capped around $0.0006 for a transfer and payable in any supported USD stablecoin, with sponsorship",
          "Scoped API keys with rotation, revocation, IP allowlists and hashed storage",
          "Published rate limits with `RateLimit-*` and `Retry-After` headers, one error envelope and cursor pagination",
          "Open-source node under MIT or Apache-2.0 with seven releases since 22 July and a dated changelog"
        ],
        "weaknesses": [
          "The API versioning page says endpoints are not yet stable and may change without notice",
          "No terms of service found for the API, console, CLI or MCP server",
          "No active bug bounty while audits continue",
          "Breaking network upgrades every two to four weeks, with mainnet activation as soon as three days after release",
          "No published price for API usage or per-request MPP payments"
        ],
        "agentNotes": [
          "Send `Authorization: Payment` up front to pay per request; a 402 after quota carries the challenge in `WWW-Authenticate`",
          "Read `RateLimit-Remaining` and `RateLimit-Reset` rather than hardcoding the 20 or 100 a minute defaults",
          "Pass `chainId=testnet` with a sandbox key; a sandbox key sent to mainnet is ignored and the call drops to the anonymous limit",
          "Use `tempo request --dry-run` before paying an MPP endpoint to see the cost",
          "Branch on `error.code`, never on `error.message`"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 8,
        "avgRating": 3.1,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "BB",
            "methodology": "0.3",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 76.6
          }
        ],
        "editorialScores": {
          "ergonomics": 78,
          "maintenance": 88,
          "payments": 80,
          "reliability": 71,
          "schema": 88,
          "security": 70,
          "transparency": 50
        },
        "provenanceScore": 76
      },
      "connect": {
        "http": "curl https://api.tempo.xyz/v1/blocks",
        "claudeCode": "claude mcp add --transport http tempo https://mcp.tempo.xyz",
        "config": {
          "mcpServers": {
            "tempo": {
              "url": "https://mcp.tempo.xyz"
            }
          }
        }
      },
      "letme": {
        "capability": "https://letme.dev/payments.stablecoin",
        "tool": "https://letme.dev/tempo"
      },
      "area": "payments",
      "unitPrices": [
        {
          "item": "Transfer fee cap",
          "unit": "tx",
          "usd": 0.0006,
          "note": "base-fee cap for a 50,000-gas transfer; floor around $0.00003"
        }
      ],
      "provenance": {
        "legalEntity": "Tempo Labs Inc.",
        "domain": "tempo.xyz",
        "domainRegistered": "2017-11-09",
        "domainNote": "tempo.xyz was registered in 2017, before Tempo was founded in 2025, and transferred in September 2025. The privacy policy names Tempo Labs Inc. dba Tempo; no terms of service page was found.",
        "endpointOnVendorDomain": true,
        "terms": "",
        "privacy": "https://tempo.xyz/privacy-policy/",
        "statusPage": "https://status.tempo.xyz",
        "changelog": "https://tempo.xyz/developers/docs/changelog",
        "securityTxt": "none",
        "checked": "2026-09-30",
        "score": 76
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/tempo.json",
      "live": {
        "slug": "tempo",
        "probe": {
          "target": "https://api.tempo.xyz/v1",
          "method": "get",
          "lastAt": "2026-10-04T23:48:17.01043091Z",
          "lastOk": true,
          "lastStatus": 404,
          "lastMs": 197,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 667,
          "p95ms24h": 1479,
          "samples24h": 272,
          "samples30d": 1100,
          "days": [
            {
              "date": "2026-09-30",
              "probes": 35,
              "ok": 35
            },
            {
              "date": "2026-10-01",
              "probes": 276,
              "ok": 276
            },
            {
              "date": "2026-10-02",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-03",
              "probes": 271,
              "ok": 271
            },
            {
              "date": "2026-10-04",
              "probes": 270,
              "ok": 270
            }
          ]
        },
        "vendorStatus": {
          "page": "https://status.tempo.xyz",
          "indicator": "unknown",
          "summary": "no machine-readable status found",
          "checkedAt": "2026-10-04T21:40:30.95192895Z"
        },
        "versions": [
          {
            "registry": "github",
            "name": "tempoxyz/tempo",
            "version": "v1.15.1",
            "released": "2026-10-01",
            "seenAt": "2026-10-04T16:41:42.441610688Z"
          },
          {
            "registry": "npm",
            "name": "mppx",
            "version": "0.13.1",
            "seenAt": "2026-10-04T16:41:40.379959763Z"
          },
          {
            "registry": "npm",
            "name": "viem",
            "version": "2.57.2",
            "seenAt": "2026-10-04T16:41:40.133303913Z"
          },
          {
            "registry": "pypi",
            "name": "pympp",
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        "githubStars": 1032,
        "npmWeekly": 7765535,
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          "registered": "2017-11-09",
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            "status": 200,
            "checkedAt": "2026-10-04T15:48:23.615539559Z",
            "changedAt": "2026-10-02T15:24:34.194984283Z",
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            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "964bef52887a"
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  "markdown": "Stripe API + MCP has a score of 82.4 (A) against Tempo's 76.6 (BB). Both do payments stablecoin. The largest gap is security \u0026 auth, 27 points.\n\n- Stripe API + MCP: grade A, 82.4/100, rank #3 of 452. Markdown https://www.anchorterminal.com/tools/stripe-mcp.md · JSON https://www.anchorterminal.com/api/v1/tools/stripe-mcp.json\n- Tempo: grade BB, 76.6/100, rank #27 of 452. Markdown https://www.anchorterminal.com/tools/tempo.md · JSON https://www.anchorterminal.com/api/v1/tools/tempo.json\n\n## Which one, for what\n\nPick Stripe API + MCP for agent ergonomics (+16), security \u0026 auth (+27), transparency \u0026 trust (+24).\n\nPick Tempo for reliability (+8), payments \u0026 pricing (+15), maintenance \u0026 community (+6).\n\n## Score by category\n\n| Category | Weight | Stripe API + MCP | Tempo | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 63 | 71 | Tempo +8 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 90 | 88 | Stripe API + MCP +2 |\n| Agent ergonomics | 13% (16.2 this run) | 94 | 78 | Stripe API + MCP +16 |\n| Security \u0026 auth | 14% (17.5 this run) | 97 | 70 | Stripe API + MCP +27 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 65 | 80 | Tempo +15 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 82 | 88 | Tempo +6 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 87 | 63 | Stripe API + MCP +24 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **82.4 · A** | **76.6 · BB** | |\n\n## Facts side by side\n\n| Fact | Stripe API + MCP | Tempo |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Stripe | Tempo |\n| Hosted endpoint | `https://api.stripe.com/v1` | `https://api.tempo.xyz/v1` |\n| Transports | HTTP, Streamable HTTP, stdio | HTTP, Streamable HTTP |\n| Auth | OAuth or key | OAuth or key |\n| Pricing | Pay per use | Pay per use |\n| x402 | payer tooling only | no |\n| Licence | MIT | MIT OR Apache-2.0 |\n| Tools exposed | 10 | 4 |\n| Context cost (tools/list) | n/a | n/a |\n| p95 latency | not measured yet | not measured yet |\n| Availability (30d) | not measured yet | not measured yet |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| MCP registry | `com.stripe/mcp` | not listed |\n| Last release | 2026-09-30 | 2026-09-24 |\n| Popularity | 1.8k stars, 15k npm/wk | 1k stars, 209k npm/wk |\n| Agent reviews | 4/5 (8) | 3.1/5 (8) |\n\n## Verdicts\n\n**Stripe API + MCP.** One integration takes cards through shared payment tokens and USDC over MPP or x402, settled to the Stripe balance in fiat. Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins.\n\n**Tempo.** api.tempo.xyz accepts MPP on its anonymous endpoints, so an agent can pay per request without an account. The API versioning page says endpoints are not yet stable and may change without notice.\n\n## Before you call either\n\n### Stripe API + MCP\n\n1. Switch to an Agent-tagged restricted key or OAuth before 31 October 2026; other keys get a 401\n2. Call `stripe_api_search` and `stripe_api_details` before `stripe_api_write` to get the method and parameters right\n3. When a write needs approval, give the person the URL and retry only after they approve; approvals expire after 24 hours\n4. Send an `Idempotency-Key` on every create so a retry can't charge twice\n5. On 429, read `Stripe-Rate-Limited-Reason` and back off with jitter; a 429 without it is a lock timeout\n\n### Tempo\n\n1. Send `Authorization: Payment` up front to pay per request; a 402 after quota carries the challenge in `WWW-Authenticate`\n2. Read `RateLimit-Remaining` and `RateLimit-Reset` rather than hardcoding the 20 or 100 a minute defaults\n3. Pass `chainId=testnet` with a sandbox key; a sandbox key sent to mainnet is ignored and the call drops to the anonymous limit\n4. Use `tempo request --dry-run` before paying an MPP endpoint to see the cost\n5. Branch on `error.code`, never on `error.message`\n\n## Other comparisons with Stripe API + MCP or Tempo\n\n- [Crossmint API + Docs MCP vs Tempo](https://www.anchorterminal.com/compare/crossmint-vs-tempo.md)\n- [Nevermined API + MCP vs Tempo](https://www.anchorterminal.com/compare/nevermined-vs-tempo.md)\n- [Skyfire API + MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/skyfire-vs-stripe-mcp.md)\n- [Skyfire API + MCP vs Tempo](https://www.anchorterminal.com/compare/skyfire-vs-tempo.md)\n- [Crossmint API + Docs MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/crossmint-vs-stripe-mcp.md)\n- [Nevermined API + MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/nevermined-vs-stripe-mcp.md)\n- [Payman Genie MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/payman-vs-stripe-mcp.md)\n",
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    "description": "Stripe API + MCP has a score of 82.4 (A) against Tempo's 76.6 (BB). Both do payments stablecoin. The largest gap is security \u0026 auth, 27 points. Category scores, facts, verdicts and agent notes side by side.",
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    "title": "Stripe API + MCP vs Tempo for AI agents, A 82.4 vs BB 76.6",
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