{ "data": { "a": { "slug": "stripe-identity", "name": "Stripe Identity", "vendor": "Stripe, LLC", "vendorUrl": "https://stripe.com/identity", "kind": "http-api", "category": "identity-verification", "summary": "Stripe Identity verifies government-issued photo IDs from more than 120 countries, matches them to selfies and validates US Social Security numbers. Sessions are created and read through the Stripe API, and the end user completes the check in Stripe's flow.", "url": "https://www.anchorterminal.com/tools/stripe-identity", "markdownUrl": "https://www.anchorterminal.com/tools/stripe-identity.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/stripe-identity.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/stripe-identity.json", "repo": "https://github.com/stripe/openapi", "license": "Proprietary service under the Stripe Services Agreement and Stripe Identity Terms. The OpenAPI spec and official SDKs are MIT", "transports": [ "http" ], "packages": [ { "registry": "npm", "name": "stripe" }, { "registry": "pypi", "name": "stripe" } ], "auth": "api-key", "authNotes": "Stripe secret key, restricted key or IP-restricted key, sent as HTTP basic auth or a Bearer token to https://api.stripe.com. Results such as status, name and address need only a secret key. Date of birth, ID number and document images need a restricted key with Identity permissions, which can read them for verifications in the last 48 hours, or for all verifications once the key is IP-restricted. Identity is activated through an application in the Dashboard (checked 2026-10-14).", "pricing": "usage", "pricingNotes": "£1.25 per completed document and selfie verification and 35p per ID number lookup (US SSNs only), charged when the user completes verification, on the United Kingdom page our network was served. The first 50 verifications are free. Custom pricing is offered above 2,000 verifications a month (https://stripe.com/identity, checked 2026-10-14).", "priceSummary": "Pay per use", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 on the Identity endpoints, the Identity docs or the product page (checked 2026-10-14).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": 24154234, "pypiWeekly": 11360574, "asOf": "2026-10-14" }, "docsUrl": "https://docs.stripe.com/identity", "llmsTxt": "https://docs.stripe.com/llms.txt", "openapi": "https://raw.githubusercontent.com/stripe/openapi/master/openapi/spec3.json", "capabilities": [ "kyc.identity", "kyc.documents" ], "tags": [ "hosted", "api-key", "openapi", "llms-txt", "webhooks", "sandbox", "free-tier", "status-page", "python", "typescript", "go", "java", "ruby", "php", "bug-bounty", "soc2" ], "lastRelease": "2026-10-01", "graded": true, "anchor": { "graded": true, "score": 77.7, "grade": "BB", "agentReady": true, "rank": 21, "ranked": true, "rankOf": 1076, "categoryRank": 1, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 93, "maintenance": 85, "payments": 40, "reliability": 62, "schema": 94, "security": 86, "transparency": 85 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-14" }, "negative": 0, "verdict": "Stripe Identity runs on the Stripe API, with a public OpenAPI spec, idempotency keys, restricted keys for sensitive fields and a redact endpoint. The product page lists £1.25 per document and selfie check, and the first 50 are free. It has no watchlist or business screening, and outside GB, JP and the US it is in public beta.", "bestFor": "A business already on Stripe that needs document and selfie checks or US SSN validation with published prices.", "strengths": [ "Six typed Identity operations in Stripe's public OpenAPI spec, with Markdown docs and llms.txt", "Date of birth and ID number need a restricted key, and IP-restricted keys for reads after 48 hours", "Idempotency keys on every POST and cursor pagination with status and date filters", "Published prices of £1.25 per verification and 35p per US SSN lookup, with the first 50 verifications free", "`redact` removes personal data from the session, reports, events and request logs, confirmed by a webhook" ], "weaknesses": [ "Document, selfie and US SSN checks only. No sanctions or watchlist screening and no business verification", "Generally available only for businesses in GB, JP and the US, and a public beta in 30 other countries", "Use for credit, housing, employment or insurance decisions, and resale of results, are forbidden by the terms", "status.stripe.com renders only in JavaScript, so the incident history couldn't be read", "Stripe keeps a copy of verification data after redaction until the end user asks Stripe support to delete it" ], "agentNotes": [ "Send an Idempotency-Key based on your user reference when creating a VerificationSession, so a retry doesn't make a second session", "Send the end user the session URL or client secret. The person completes the check, the agent can't. Links expire after 48 hours", "Use a restricted key for `verified_outputs.dob` and `id_number`. Without an IP restriction it reads them only for 48 hours", "Wait for `identity.verification_session.verified` or `requires_input` webhooks instead of polling", "Treat `redact` as irreversible, and don't put personal data in metadata" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "BB", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 77.7 } ], "editorialScores": { "ergonomics": 93, "maintenance": 85, "payments": 40, "reliability": 62, "schema": 94, "security": 86, "transparency": 72 }, "provenanceScore": 98 }, "connect": { "http": "curl https://api.stripe.com/v1/identity/verification_sessions \\\n -u \"\u003c\u003cYOUR_SECRET_KEY\u003e\u003e:\" \\\n -d type=document" }, "letme": { "capability": "https://letme.dev/kyc.identity", "tool": "https://letme.dev/stripe-identity" }, "sameCompany": [ "stripe-mcp" ], "area": "domain-data", "provenance": { "legalEntity": "Stripe, LLC", "domain": "stripe.com", "domainRegistered": "1995-09-12", "endpointOnVendorDomain": true, "terms": "https://stripe.com/identity/legal", "privacy": "https://stripe.com/privacy", "statusPage": "https://status.stripe.com", "changelog": "https://docs.stripe.com/changelog", "securityTxt": "valid", "checked": "2026-10-14", "notes": [ "stripe.com/identity/legal redirects to the Stripe Services Agreement service terms, last updated 2 October 2026, which hold the Stripe Identity Terms.", "Our network was redirected to the /gb/ copies of the terms, privacy policy and service provider list.", "stripe.com/.well-known/security.txt points to HackerOne and expires 2026-12-31.", "stripe.com was registered in 1995, before Stripe bought it." ], "score": 98 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/stripe-identity.json", "live": { "slug": "stripe-identity", "vendorStatus": { "page": "https://status.stripe.com", "indicator": "unknown", "summary": "no machine-readable status found", "checkedAt": "2026-10-14T08:53:58.613651718Z" }, "updatedAt": "2026-10-14T08:53:58.613651718Z" } }, "answer": "Stripe Identity scores 77.7 (BB) on agent readiness against Vouched's 56.4 (C), and leads in every scored category.", "b": { "slug": "vouched", "name": "Vouched", "vendor": "Vouched Identity, Inc.", "vendorUrl": "https://www.vouched.id", "kind": "http-api", "category": "identity-verification", "summary": "Vouched verifies an ID document and a selfie with liveness, with optional driver's licence, SSN, TIN, date of birth and AML checks. Jobs are submitted and read through a REST API in US and EU regions.", "url": "https://www.anchorterminal.com/tools/vouched", "markdownUrl": "https://www.anchorterminal.com/tools/vouched.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/vouched.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/vouched.json", "license": "Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0", "transports": [ "http" ], "packages": [ { "registry": "npm", "name": "@vouched.id/vouched-react-native" } ], "auth": "api-key", "authNotes": "Private key in an `X-API-Key` header to https://verify.vouched.id (US) or https://verify.eu.vouched.id (EU). A public key is for capture SDKs and a signature key signs webhooks. One key of each type is active, and recreating it invalidates the old key at once. Separate key sets per group. New keys carry `prv_`, `pub_` and `sig_` prefixes since 7 April 2026. Self-serve sign-up at app.vouched.id/create-account (checked 2026-10-14).", "pricing": "usage", "pricingNotes": "Self Starter is $300 a month plus $0.75 a transaction, or $3,000 a year plus $0.70. Essential is $300 a month plus $1.50 a transaction, or $1.40 on an annual plan. Custom plans cover IAL2, driver's licence, SSN and AML checks. A 14-day free trial is advertised. Test accounts aren't billed (https://www.vouched.id/identityverificationpricing, checked 2026-10-14).", "priceSummary": "$300 / mo", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the docs index, the API reference or the pricing page (checked 2026-10-14).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": 69, "pypiWeekly": null, "asOf": "2026-10-14" }, "docsUrl": "https://docs.vouched.id/docs/overview", "llmsTxt": "https://docs.vouched.id/llms.txt", "capabilities": [ "kyc.identity", "kyc.documents", "kyc.screening" ], "tags": [ "hosted", "api-key", "llms-txt", "webhooks", "free-trial", "status-page" ], "lastRelease": "2026-08-28", "graded": true, "anchor": { "graded": true, "score": 56.4, "grade": "C", "agentReady": false, "rank": 673, "ranked": true, "rankOf": 1076, "categoryRank": 13, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 66, "maintenance": 60, "payments": 30, "reliability": 50, "schema": 81, "security": 40, "transparency": 74 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-14" }, "negative": 0, "verdict": "Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026.", "bestFor": "US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.", "strengths": [ "Published prices, $300 a month plus $0.75 a transaction on Self Starter, with a 14-day free trial", "Find Jobs filters by about 40 fields and can leave out photos and results", "Separate private, public and signature keys, with key sets per group", "Public DPA with named sub-processors and a dated legal changelog", "US and EU environments, with EU account data stored in the EU" ], "weaknesses": [ "Rate limits are stated without a number", "No idempotency key, and each submitted job is billable", "No server-side SDK, only example repositories and capture SDKs", "Webhook signatures use HMAC-SHA1", "No security.txt or bug bounty, and certifications only on request" ], "agentNotes": [ "Use the private key in `X-API-Key` against verify.vouched.id or verify.eu.vouched.id, matching the account's region", "Check Find Jobs before resubmitting. There is no idempotency key and each job is billed", "Pass `withPhotos=false` and select `fields` on Find Jobs to keep responses small", "In a test account, use the name test pass for a clean result and any other name for a failure", "Back off on 429. All endpoints share one limit and no figure is published" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "C", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 56.4 } ], "editorialScores": { "ergonomics": 66, "maintenance": 60, "payments": 30, "reliability": 50, "schema": 81, "security": 40, "transparency": 72 }, "provenanceScore": 76 }, "letme": { "capability": "https://letme.dev/kyc.identity", "tool": "https://letme.dev/vouched" }, "area": "domain-data", "unitPrices": [ { "item": "Self Starter plan", "unit": "month", "usd": 300, "note": "Plus per-transaction fees. $3,000 a year on the annual plan" }, { "item": "Verification, Self Starter plan", "unit": "tx", "usd": 0.75, "note": "Monthly plan. $0.70 on the annual plan" }, { "item": "Verification, Essential plan", "unit": "tx", "usd": 1.5, "note": "Plus $300 a month. $1.40 on the annual plan" } ], "provenance": { "legalEntity": "Vouched Identity, Inc.", "domain": "vouched.id", "domainRegistered": "2018-11-26", "endpointOnVendorDomain": true, "terms": "https://www.vouched.id/company/legal/terms-of-service", "privacy": "https://www.vouched.id/company/legal/privacy-statement", "statusPage": "https://status.vouched.id", "changelog": "https://docs.vouched.id/page/release-notes-overview", "securityTxt": "none", "checked": "2026-10-14", "notes": [ "The privacy statement (effective 5 December 2022, updated 12 February 2026) names Vouched Identity, Inc. The legal changelog says the name changed from Woolly Labs, Inc. on 9 April 2025.", "The API answers at verify.vouched.id and verify.eu.vouched.id, vouched.id subdomains.", "www.vouched.id/.well-known/security.txt returns 404.", "RDAP for vouched.id gives a registration date of 2018-11-26." ], "score": 76 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/vouched.json", "live": { "slug": "vouched", "vendorStatus": { "page": "https://status.vouched.id", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-14T09:39:47.126167596Z" }, "updatedAt": "2026-10-14T09:39:47.126167596Z" } }, "facts": [ { "a": "HTTP API", "b": "HTTP API", "name": "Kind" }, { "a": "Stripe, LLC", "b": "Vouched Identity, Inc.", "name": "Vendor" }, { "a": "no (local only)", "b": "no (local only)", "name": "Hosted endpoint" }, { "a": "HTTP", "b": "HTTP", "name": "Transports" }, { "a": "API key", "b": "API key", "name": "Auth" }, { "a": "Pay per use", "b": "Pay per use", "name": "Pricing" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "Proprietary service under the Stripe Services Agreement and Stripe Identity Terms. The OpenAPI spec and official SDKs are MIT", "b": "Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0", "name": "Licence" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "yes", "name": "llms.txt" }, { "a": "2026-10-01", "b": "2026-08-28", "name": "Last release" }, { "a": "2026-09-28", "b": "2026-02-12", "name": "Terms last updated" }, { "a": "2026-04-28", "b": "2022-12-05", "name": "Privacy policy last updated" }, { "a": "yes", "b": "yes", "name": "Customer content may train models" }, { "a": "not found in the text", "b": "not found in the text", "name": "Terms restrict automated access" }, { "a": "not found in the text", "b": "yes", "name": "Terms restrict benchmarking" }, { "a": "not found in the text", "b": "yes", "name": "Terms or service can change without notice" }, { "a": "not found in the text", "b": "not found in the text", "name": "Arbitration or class-action waiver" }, { "a": "24.2M npm/wk, 11.4M PyPI/wk", "b": "69 npm/wk", "name": "Popularity" } ], "faq": [ { "answer": "Stripe Identity scores 77.7 (BB) on agent readiness against Vouched's 56.4 (C), and leads in every scored category.", "question": "Which is better for AI agents, Stripe Identity or Vouched?" }, { "answer": "Both need an API key.", "question": "Do Stripe Identity and Vouched need an API key?" }, { "answer": "No hosted endpoint is listed for Stripe Identity. No hosted endpoint is listed for Vouched.", "question": "Can an agent call Stripe Identity and Vouched without installing anything?" } ], "goodFor": [ { "aheadOn": [ "Reliability, 62 against 50", "Schema \u0026 documentation, 94 against 81", "Agent ergonomics, 93 against 66", "Security \u0026 auth, 86 against 40", "Payments \u0026 pricing, 40 against 30", "Maintenance \u0026 community, 85 against 60", "Transparency \u0026 trust, 85 against 74" ], "also": [ "Agent-ready, a grade of BB or better" ], "goodFor": "A business already on Stripe that needs document and selfie checks or US SSN validation with published prices.", "slug": "stripe-identity", "watchFor": "Document, selfie and US SSN checks only. No sanctions or watchlist screening and no business verification" }, { "aheadOn": null, "also": null, "goodFor": "US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.", "slug": "vouched", "watchFor": "Rate limits are stated without a number" } ], "job": { "capability": "kyc.identity", "name": "Identity verification" }, "others": [ { "json": "https://www.anchorterminal.com/compare/alloy-vs-stripe-identity.json", "title": "Alloy vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/alloy-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/alloy-vs-vouched.json", "title": "Alloy vs Vouched", "url": "https://www.anchorterminal.com/compare/alloy-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/complycube-vs-stripe-identity.json", "title": "ComplyCube vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/complycube-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/complycube-vs-vouched.json", "title": "ComplyCube vs Vouched", "url": "https://www.anchorterminal.com/compare/complycube-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-stripe-identity.json", "title": "Didit vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/didit-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/didit-vs-vouched.json", "title": "Didit vs Vouched", "url": "https://www.anchorterminal.com/compare/didit-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-stripe-identity.json", "title": "Entrust Identity Verification (formerly Onfido) vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched.json", "title": "Entrust Identity Verification (formerly Onfido) vs Vouched", "url": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-stripe-identity.json", "title": "Jumio vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/jumio-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/jumio-vs-vouched.json", "title": "Jumio vs Vouched", "url": "https://www.anchorterminal.com/compare/jumio-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/middesk-vs-stripe-identity.json", "title": "Middesk vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/middesk-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/middesk-vs-vouched.json", "title": "Middesk vs Vouched", "url": "https://www.anchorterminal.com/compare/middesk-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/persona-vs-stripe-identity.json", "title": "Persona vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/persona-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/persona-vs-vouched.json", "title": "Persona vs Vouched", "url": "https://www.anchorterminal.com/compare/persona-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity.json", "title": "Plaid Identity Verification vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched.json", "title": "Plaid Identity Verification vs Vouched", "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/shufti-vs-stripe-identity.json", "title": "Shufti vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/shufti-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/shufti-vs-vouched.json", "title": "Shufti vs Vouched", "url": "https://www.anchorterminal.com/compare/shufti-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/socure-riskos-vs-stripe-identity.json", "title": "Socure RiskOS vs Stripe Identity", "url": "https://www.anchorterminal.com/compare/socure-riskos-vs-stripe-identity" }, { "json": "https://www.anchorterminal.com/compare/socure-riskos-vs-vouched.json", "title": "Socure RiskOS vs Vouched", "url": "https://www.anchorterminal.com/compare/socure-riskos-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub.json", "title": "Stripe Identity vs Sumsub", "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub" }, { "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-trulioo.json", "title": "Stripe Identity vs Trulioo", "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-trulioo" }, { "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-veriff.json", "title": "Stripe Identity vs Veriff", "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-veriff" }, { "json": "https://www.anchorterminal.com/compare/sumsub-vs-vouched.json", "title": "Sumsub vs Vouched", "url": "https://www.anchorterminal.com/compare/sumsub-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/trulioo-vs-vouched.json", "title": "Trulioo vs Vouched", "url": "https://www.anchorterminal.com/compare/trulioo-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/veriff-vs-vouched.json", "title": "Veriff vs Vouched", "url": "https://www.anchorterminal.com/compare/veriff-vs-vouched" }, { "json": "https://www.anchorterminal.com/compare/complyadvantage-vs-vouched.json", "title": "ComplyAdvantage vs Vouched", "url": "https://www.anchorterminal.com/compare/complyadvantage-vs-vouched" } ], "scores": [ { "by": 12, "edge": "stripe-identity", "key": "reliability", "name": "Reliability", "stripe-identity": 62, "vouched": 50, "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 13, "edge": "stripe-identity", "key": "schema", "name": "Schema \u0026 documentation", "stripe-identity": 94, "vouched": 81, "weight": 13 }, { "by": 27, "edge": "stripe-identity", "key": "ergonomics", "name": "Agent ergonomics", "stripe-identity": 93, "vouched": 66, "weight": 13 }, { "by": 46, "edge": "stripe-identity", "key": "security", "name": "Security \u0026 auth", "stripe-identity": 86, "vouched": 40, "weight": 14 }, { "by": 10, "edge": "stripe-identity", "key": "payments", "name": "Payments \u0026 pricing", "stripe-identity": 40, "vouched": 30, "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 25, "edge": "stripe-identity", "key": "maintenance", "name": "Maintenance \u0026 community", "stripe-identity": 85, "vouched": 60, "weight": 7 }, { "by": 11, "edge": "stripe-identity", "key": "transparency", "name": "Transparency \u0026 trust", "stripe-identity": 85, "vouched": 74, "weight": 7 } ], "summary": "Stripe Identity scores 77.7 (BB) on agent readiness against Vouched's 56.4 (C), and leads in every scored category. Both do identity verification.", "verdicts": { "stripe-identity": "Stripe Identity runs on the Stripe API, with a public OpenAPI spec, idempotency keys, restricted keys for sensitive fields and a redact endpoint. The product page lists £1.25 per document and selfie check, and the first 50 are free. It has no watchlist or business screening, and outside GB, JP and the US it is in public beta.", "vouched": "Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/stripe-identity-vs-vouched", "json": "https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.md", "slim": "https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.min.md" }, "markdown": "Stripe Identity scores 77.7 (BB) on agent readiness against Vouched's 56.4 (C), and leads in every scored category. Both do identity verification.\n\n- Stripe Identity: grade BB, 77.7/100, rank #21 of 1076. Markdown https://www.anchorterminal.com/tools/stripe-identity.md · JSON https://www.anchorterminal.com/api/v1/tools/stripe-identity.json\n- Vouched: grade C, 56.4/100, rank #673 of 1076. Markdown https://www.anchorterminal.com/tools/vouched.md · JSON https://www.anchorterminal.com/api/v1/tools/vouched.json\n- Best identity and business verification APIs for AI agents: https://www.anchorterminal.com/best/identity-verification/index.md\n- All 119 verification comparisons: https://www.anchorterminal.com/compare/identity-verification/index.md\n\n## Which one, for what\n\n### Stripe Identity (BB)\n\nGood for: A business already on Stripe that needs document and selfie checks or US SSN validation with published prices.\n\nAhead on:\n- Reliability, 62 against 50\n- Schema \u0026 documentation, 94 against 81\n- Agent ergonomics, 93 against 66\n- Security \u0026 auth, 86 against 40\n- Payments \u0026 pricing, 40 against 30\n- Maintenance \u0026 community, 85 against 60\n- Transparency \u0026 trust, 85 against 74\n\nAlso in its favour:\n- Agent-ready, a grade of BB or better\n\nWatch for: Document, selfie and US SSN checks only. No sanctions or watchlist screening and no business verification\n\n### Vouched (C)\n\nGood for: US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.\n\nWatch for: Rate limits are stated without a number\n\n\n## Score by category\n\n| Category | Weight | Stripe Identity | Vouched | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 62 | 50 | Stripe Identity +12 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 94 | 81 | Stripe Identity +13 |\n| Agent ergonomics | 13% (16.2 this run) | 93 | 66 | Stripe Identity +27 |\n| Security \u0026 auth | 14% (17.5 this run) | 86 | 40 | Stripe Identity +46 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 40 | 30 | Stripe Identity +10 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 85 | 60 | Stripe Identity +25 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 85 | 74 | Stripe Identity +11 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **77.7 · BB** | **56.4 · C** | |\n\n## Facts side by side\n\n| Fact | Stripe Identity | Vouched |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Stripe, LLC | Vouched Identity, Inc. |\n| Hosted endpoint | no (local only) | no (local only) |\n| Transports | HTTP | HTTP |\n| Auth | API key | API key |\n| Pricing | Pay per use | Pay per use |\n| x402 | no | no |\n| Licence | Proprietary service under the Stripe Services Agreement and Stripe Identity Terms. The OpenAPI spec and official SDKs are MIT | Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0 |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-10-01 | 2026-08-28 |\n| Terms last updated | 2026-09-28 | 2026-02-12 |\n| Privacy policy last updated | 2026-04-28 | 2022-12-05 |\n| Customer content may train models | yes | yes |\n| Terms restrict automated access | not found in the text | not found in the text |\n| Terms restrict benchmarking | not found in the text | yes |\n| Terms or service can change without notice | not found in the text | yes |\n| Arbitration or class-action waiver | not found in the text | not found in the text |\n| Popularity | 24.2M npm/wk, 11.4M PyPI/wk | 69 npm/wk |\n\n## Verdicts\n\n**Stripe Identity.** Stripe Identity runs on the Stripe API, with a public OpenAPI spec, idempotency keys, restricted keys for sensitive fields and a redact endpoint. The product page lists £1.25 per document and selfie check, and the first 50 are free. It has no watchlist or business screening, and outside GB, JP and the US it is in public beta.\n\n**Vouched.** Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026.\n\n## Before you call either\n\n### Stripe Identity\n\n1. Send an Idempotency-Key based on your user reference when creating a VerificationSession, so a retry doesn't make a second session\n2. Send the end user the session URL or client secret. The person completes the check, the agent can't. Links expire after 48 hours\n3. Use a restricted key for `verified_outputs.dob` and `id_number`. Without an IP restriction it reads them only for 48 hours\n4. Wait for `identity.verification_session.verified` or `requires_input` webhooks instead of polling\n5. Treat `redact` as irreversible, and don't put personal data in metadata\n\n### Vouched\n\n1. Use the private key in `X-API-Key` against verify.vouched.id or verify.eu.vouched.id, matching the account's region\n2. Check Find Jobs before resubmitting. There is no idempotency key and each job is billed\n3. Pass `withPhotos=false` and select `fields` on Find Jobs to keep responses small\n4. In a test account, use the name test pass for a clean result and any other name for a failure\n5. Back off on 429. All endpoints share one limit and no figure is published\n\n## Questions\n\n### Which is better for AI agents, Stripe Identity or Vouched?\n\nStripe Identity scores 77.7 (BB) on agent readiness against Vouched's 56.4 (C), and leads in every scored category.\n\n### Do Stripe Identity and Vouched need an API key?\n\nBoth need an API key.\n\n### Can an agent call Stripe Identity and Vouched without installing anything?\n\nNo hosted endpoint is listed for Stripe Identity. No hosted endpoint is listed for Vouched.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.json, and with the fewest tokens: https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"stripe-identity\", \"b\": \"vouched\"}`. From a terminal: `anchor compare stripe-identity vouched`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/stripe-identity.json and https://www.anchorterminal.com/api/v1/tools/vouched.json\n\n## Other comparisons with Stripe Identity or Vouched\n\n- [Alloy vs Stripe Identity](https://www.anchorterminal.com/compare/alloy-vs-stripe-identity.md)\n- [Alloy vs Vouched](https://www.anchorterminal.com/compare/alloy-vs-vouched.md)\n- [ComplyCube vs Stripe Identity](https://www.anchorterminal.com/compare/complycube-vs-stripe-identity.md)\n- [ComplyCube vs Vouched](https://www.anchorterminal.com/compare/complycube-vs-vouched.md)\n- [Didit vs Stripe Identity](https://www.anchorterminal.com/compare/didit-vs-stripe-identity.md)\n- [Didit vs Vouched](https://www.anchorterminal.com/compare/didit-vs-vouched.md)\n- [Entrust Identity Verification (formerly Onfido) vs Stripe Identity](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-stripe-identity.md)\n- [Entrust Identity Verification (formerly Onfido) vs Vouched](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched.md)\n- [Jumio vs Stripe Identity](https://www.anchorterminal.com/compare/jumio-vs-stripe-identity.md)\n- [Jumio vs Vouched](https://www.anchorterminal.com/compare/jumio-vs-vouched.md)\n- [Middesk vs Stripe Identity](https://www.anchorterminal.com/compare/middesk-vs-stripe-identity.md)\n- [Middesk vs Vouched](https://www.anchorterminal.com/compare/middesk-vs-vouched.md)\n- [Persona vs Stripe Identity](https://www.anchorterminal.com/compare/persona-vs-stripe-identity.md)\n- [Persona vs Vouched](https://www.anchorterminal.com/compare/persona-vs-vouched.md)\n- [Plaid Identity Verification vs Stripe Identity](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-stripe-identity.md)\n- [Plaid Identity Verification vs Vouched](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched.md)\n- [Shufti vs Stripe Identity](https://www.anchorterminal.com/compare/shufti-vs-stripe-identity.md)\n- [Shufti vs Vouched](https://www.anchorterminal.com/compare/shufti-vs-vouched.md)\n- [Socure RiskOS vs Stripe Identity](https://www.anchorterminal.com/compare/socure-riskos-vs-stripe-identity.md)\n- [Socure RiskOS vs Vouched](https://www.anchorterminal.com/compare/socure-riskos-vs-vouched.md)\n- [Stripe Identity vs Sumsub](https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub.md)\n- [Stripe Identity vs Trulioo](https://www.anchorterminal.com/compare/stripe-identity-vs-trulioo.md)\n- [Stripe Identity vs Veriff](https://www.anchorterminal.com/compare/stripe-identity-vs-veriff.md)\n- [Sumsub vs Vouched](https://www.anchorterminal.com/compare/sumsub-vs-vouched.md)\n- [Trulioo vs Vouched](https://www.anchorterminal.com/compare/trulioo-vs-vouched.md)\n- [Veriff vs Vouched](https://www.anchorterminal.com/compare/veriff-vs-vouched.md)\n- [ComplyAdvantage vs Vouched](https://www.anchorterminal.com/compare/complyadvantage-vs-vouched.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-14", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "Stripe Identity vs Vouched", "url": "" } ], "description": "Stripe Identity scores 77.7 (BB) to Vouched's 56.4 (C) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.", "facts": [ "Stripe Identity BB 77.7", "Vouched C 56.4", "scores" ], "h1": "Stripe Identity vs Vouched", "image": "https://www.anchorterminal.com/assets/og/compare-stripe-identity-vs-vouched.png", "path": "/compare/stripe-identity-vs-vouched", "published": "2026-10-01", "section": "tools", "title": "Stripe Identity vs Vouched for AI agents in 2026: scores and prices", "toc": null, "updated": "2026-10-14", "url": "https://www.anchorterminal.com/compare/stripe-identity-vs-vouched" }, "tokens": { "markdown": 2500, "slim": 630 }, "version": 1 }