# Stripe Identity vs Sumsub (slim)

> Stripe Identity scores 77.7 (BB) to Sumsub's 68.5 (B) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub.md (~2,600 tokens) · this version ~680 tokens · JSON https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub.json · canonical https://www.anchorterminal.com/compare/stripe-identity-vs-sumsub
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-14

Stripe Identity scores 77.7 (BB) on agent readiness against Sumsub's 68.5 (B), and leads in 6 of 7 scored categories. Sumsub leads on reliability. Both do identity verification.

- Stripe Identity: BB 77.7, rank #21 of 1076 · https://www.anchorterminal.com/tools/stripe-identity.min.md
- Sumsub: B 68.5, rank #220 of 1076 · https://www.anchorterminal.com/tools/sumsub.min.md
- Stripe Identity, good for A business already on Stripe that needs document and selfie checks or US SSN validation with published prices. Ahead on Schema & documentation, 94 against 78; Agent ergonomics, 93 against 60; Security & auth, 86 against 80; Payments & pricing, 40 against 25; Maintenance & community, 85 against 74; Transparency & trust, 85 against 74. Also Agent-ready, a grade of BB or better.
- Sumsub, good for An agent that starts verifications, sends links, reads results and AML cases, and works case queues for a regulated business, with one token limited to those permissions. Ahead on Reliability, 80 against 62. Also A hosted endpoint, with nothing to install.

| Category | Stripe Identity | Sumsub |
| --- | --- | --- |
| Reliability (16%) | 62 | 80 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 94 | 78 |
| Agent ergonomics (13%) | 93 | 60 |
| Security & auth (14%) | 86 | 80 |
| Payments & pricing (10%) | 40 | 25 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 85 | 74 |
| Transparency & trust (7%) | 85 | 74 |

| Fact (where they differ) | Stripe Identity | Sumsub |
| --- | --- | --- |
| Vendor | Stripe, LLC | Sum and Substance Ltd |
| Hosted endpoint | no (local only) | `https://api.sumsub.com` |
| Auth | API key | OAuth or key |
| Licence | Proprietary service under the Stripe Services Agreement and Stripe Identity Terms. The OpenAPI spec and official SDKs are MIT | Proprietary service under Sumsub's terms and conditions. The agent skills repository and the @sumsub/websdk npm package are MIT |
| Last release | 2026-10-01 | 2026-10-03 |
| Terms last updated | 2026-09-28 | 2026-05-21 |
| Privacy policy last updated | 2026-04-28 | 2026-03-19 |
| Terms or service can change without notice | not found in the text | yes |
| Arbitration or class-action waiver | not found in the text | yes |
| Popularity | 24.2M npm/wk, 11.4M PyPI/wk | 172k npm/wk |