{
  "data": {
    "a": {
      "slug": "scribeup",
      "name": "ScribeUp",
      "vendor": "ScribeUp Technologies, Inc.",
      "vendorUrl": "https://scribeup.io",
      "kind": "http-api",
      "category": "personal-finance",
      "summary": "ScribeUp is an embedded subscription and recurring-bill management service that banks, credit unions and fintechs put inside their own apps. It finds subscriptions and cancels them or updates the card on file, by SDK, iFrame or API.",
      "url": "https://www.anchorterminal.com/tools/scribeup",
      "markdownUrl": "https://www.anchorterminal.com/tools/scribeup.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/scribeup.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/scribeup.json",
      "license": "Closed service under the ScribeUp Terms of Service (ScribeUp Technologies, Inc.).",
      "transports": [],
      "packages": [],
      "auth": "mixed",
      "authNotes": "Partners initialise the SDK with client credentials, per scribeup.io/developer, but the developer docs are locked and access starts with a demo request. End users reach ScribeUp only inside a partner's app, and it temporarily stores merchant logins and session tokens, encrypted, for automated tasks (https://scribeup.io/privacy).",
      "pricing": "paid",
      "pricingNotes": "No public prices. Access for banks, credit unions and fintechs starts with a demo request on scribeup.io, checked 14 October 2026. No free tier or sandbox was found.",
      "priceSummary": "Paid",
      "where": "local",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 found on scribeup.io or its terms, checked 14 October 2026.",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-10-14"
      },
      "capabilities": [
        "finance.subscriptions",
        "finance.cancellation",
        "finance.bills"
      ],
      "tags": [
        "hosted",
        "official",
        "closed-source",
        "paid",
        "enterprise",
        "not-for-agents",
        "sales-led"
      ],
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 7.9,
        "grade": "F",
        "agentReady": false,
        "rank": 1071,
        "ranked": true,
        "rankOf": 1076,
        "categoryRank": 10,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 0,
          "maintenance": 2,
          "payments": 0,
          "reliability": 15,
          "schema": 0,
          "security": 6,
          "transparency": 42
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-14"
        },
        "negative": 0,
        "verdict": "ScribeUp sells subscription detection, one-click cancellation and card updating to banks and fintechs, embedded by SDK, iFrame or API, and claims SOC 2 Type II and PCI DSS compliance. There is no public API or MCP server an outside agent can call today. Developer docs are locked and access starts with a demo request.",
        "bestFor": "Banks and fintechs that want subscription management inside their app.",
        "strengths": [
          "Embeds by SDK, iFrame or API, with webhooks and events, per its developer page.",
          "Claims SOC 2 Type II and PCI DSS compliance, with a trust centre run on Vanta.",
          "Terms and privacy policy dated 1 October 2026, explaining how merchant credentials are stored."
        ],
        "weaknesses": [
          "No public API or MCP server an outside agent can call.",
          "The Developer docs link on scribeup.io is locked, and access starts with a demo request.",
          "No public prices, free tier or sandbox.",
          "No changelog, release notes or status page found."
        ],
        "agentNotes": [
          "Don't plan to call ScribeUp from another agent. Send a person to their bank's app if it embeds ScribeUp, or a business to ScribeUp's demo request.",
          "Expect data a partner bank collects to fall under that bank's privacy policy, not ScribeUp's."
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "F",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 7.9
          }
        ],
        "editorialScores": {
          "ergonomics": 0,
          "maintenance": 2,
          "payments": 0,
          "reliability": 15,
          "schema": 0,
          "security": 6,
          "transparency": 31
        },
        "provenanceScore": 53
      },
      "letme": {
        "capability": "https://letme.dev/finance.subscriptions",
        "tool": "https://letme.dev/scribeup"
      },
      "area": "domain-data",
      "provenance": {
        "legalEntity": "ScribeUp Technologies, Inc.",
        "domain": "scribeup.io",
        "domainRegistered": "2020-10-23",
        "endpointOnVendorDomain": null,
        "terms": "https://scribeup.io/terms-of-service",
        "privacy": "https://scribeup.io/privacy",
        "statusPage": "",
        "changelog": "",
        "securityTxt": "none",
        "checked": "2026-10-14",
        "notes": [
          "The terms and privacy policy are effective 1 October 2026.",
          "scribeup.io/.well-known/security.txt returns the site's HTML page, not a security.txt. status.scribeup.io has no DNS record.",
          "The site's inquiry form posts to production.api.scribeup.co.",
          "RDAP gives a registration date of 2020-10-23 for scribeup.io."
        ],
        "score": 53
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/scribeup.json"
    },
    "answer": "Snoop scores 26.7 (F) on agent readiness against ScribeUp's 7.9 (F), and leads in 4 of 7 scored categories.",
    "b": {
      "slug": "snoop",
      "name": "Snoop",
      "vendor": "Usnoop Limited",
      "vendorUrl": "https://snoop.app",
      "kind": "platform",
      "category": "personal-finance",
      "summary": "Snoop is a free UK money management app for iOS and Android. It connects bank accounts and cards through Open Banking to track spending, bills and subscriptions, set budgets and suggest savings, with a savings account and credit score checks.",
      "url": "https://www.anchorterminal.com/tools/snoop",
      "markdownUrl": "https://www.anchorterminal.com/tools/snoop.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/snoop.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/snoop.json",
      "license": "Closed service under Snoop's terms and conditions (Usnoop Limited)",
      "transports": [],
      "packages": [],
      "auth": "mixed",
      "authNotes": "A Snoop account tied to the device and phone number, with a 5-digit key code or biometric login and two-factor checks. Banks connect through Open Banking; Snoop says it never sees bank passwords (https://snoop.app/security/).",
      "pricing": "freemium",
      "pricingNotes": "Snoop is free. Snoop Plus is £5.99 a month or £47.99 billed annually, per the Snoop Plus page (https://snoop.app/plus/). The UK App Store lists several Plus prices, from £3.99 to £5.99 a month and £31.99 to £47.99 a year, including promotional ones (https://apps.apple.com/gb/app/id1495077102).",
      "priceSummary": "Freemium",
      "where": "local",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 on snoop.app, the Snoop Plus page or the terms (checked 2026-10-14).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-10-14"
      },
      "capabilities": [
        "finance.subscriptions",
        "finance.bills",
        "finance.budgets",
        "finance.transactions"
      ],
      "tags": [
        "not-for-agents",
        "hosted",
        "official",
        "closed-source",
        "freemium",
        "free-tier",
        "ios",
        "android",
        "uk",
        "status-page"
      ],
      "lastRelease": "2026-09-30",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 26.7,
        "grade": "F",
        "agentReady": false,
        "rank": 1027,
        "ranked": true,
        "rankOf": 1076,
        "categoryRank": 3,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 0,
          "maintenance": 55,
          "payments": 30,
          "reliability": 60,
          "schema": 0,
          "security": 6,
          "transparency": 58
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-14"
        },
        "negative": 0,
        "verdict": "Snoop is a free UK app that tracks bills, subscriptions and spending through Open Banking, with a status page, a disclosure policy and named processors with data locations. There is no public API or MCP server an outside agent can call; the only route offered is a partnerships email for commercial and data partnerships.",
        "bestFor": "UK users who want bills and subscriptions watched and savings suggested at no cost.",
        "strengths": [
          "Free to use, with Snoop Plus priced on the site.",
          "Status page with no incident from 16 July to 14 October 2026.",
          "Processors named with data locations in the privacy policy.",
          "Responsible disclosure address with a published GPG key."
        ],
        "weaknesses": [
          "No public API or MCP server an outside agent can call.",
          "No retention periods in the privacy policy, and aggregated market research is sold.",
          "Terms and privacy policy carry no dates.",
          "No bug bounty or named security certification."
        ],
        "agentNotes": [
          "Don't plan to call Snoop from another agent. Hand the task to the person in the Snoop app.",
          "For a business data arrangement, the route is partnerships@snoop.app, not an API."
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "F",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 26.7
          }
        ],
        "editorialScores": {
          "ergonomics": 0,
          "maintenance": 55,
          "payments": 30,
          "reliability": 60,
          "schema": 0,
          "security": 6,
          "transparency": 48
        },
        "provenanceScore": 67
      },
      "letme": {
        "capability": "https://letme.dev/finance.subscriptions",
        "tool": "https://letme.dev/snoop"
      },
      "area": "domain-data",
      "provenance": {
        "legalEntity": "Usnoop Limited",
        "domain": "snoop.app",
        "domainRegistered": "2018-05-08",
        "endpointOnVendorDomain": null,
        "terms": "https://snoop.app/terms/",
        "privacy": "https://snoop.app/privacy-policy/",
        "statusPage": "https://snoopstatus.statuspage.io",
        "changelog": "",
        "securityTxt": "none",
        "checked": "2026-10-14",
        "notes": [
          "The terms name Usnoop Limited, company number 11797870, registered office in Bradford, governed by the laws of England and Wales. No date was found on the terms or the privacy policy.",
          "snoop.app/.well-known/security.txt returns 404; a responsible disclosure page with a GPG key is at snoop.app/security-disclosure.",
          "The status page is a Statuspage site with app, account-linking and per-bank components.",
          "RDAP gives a registration date of 2018-05-08 for snoop.app."
        ],
        "score": 67
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/snoop.json",
      "live": {
        "slug": "snoop",
        "vendorStatus": {
          "page": "https://snoopstatus.statuspage.io",
          "indicator": "none",
          "summary": "All Systems Operational",
          "checkedAt": "2026-10-14T09:39:41.423456754Z"
        },
        "updatedAt": "2026-10-14T09:39:41.423456754Z"
      }
    },
    "facts": [
      {
        "a": "HTTP API",
        "b": "Platform",
        "name": "Kind"
      },
      {
        "a": "ScribeUp Technologies, Inc.",
        "b": "Usnoop Limited",
        "name": "Vendor"
      },
      {
        "a": "no (local only)",
        "b": "no (local only)",
        "name": "Hosted endpoint"
      },
      {
        "a": "",
        "b": "",
        "name": "Transports"
      },
      {
        "a": "OAuth or key",
        "b": "OAuth or key",
        "name": "Auth"
      },
      {
        "a": "Paid",
        "b": "Freemium",
        "name": "Pricing"
      },
      {
        "a": "no",
        "b": "no",
        "name": "x402"
      },
      {
        "a": "Closed service under the ScribeUp Terms of Service (ScribeUp Technologies, Inc.).",
        "b": "Closed service under Snoop's terms and conditions (Usnoop Limited)",
        "name": "Licence"
      },
      {
        "a": "no",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "no",
        "b": "no",
        "name": "llms.txt"
      },
      {
        "a": "none",
        "b": "2026-09-30",
        "name": "Last release"
      },
      {
        "a": "couldn't be read",
        "b": "no date given",
        "name": "Terms last updated"
      },
      {
        "a": "couldn't be read",
        "b": "no date given",
        "name": "Privacy policy last updated"
      },
      {
        "a": "couldn't be read",
        "b": "not found in the text",
        "name": "Customer content may train models"
      },
      {
        "a": "couldn't be read",
        "b": "not found in the text",
        "name": "Terms restrict automated access"
      },
      {
        "a": "couldn't be read",
        "b": "not found in the text",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "couldn't be read",
        "b": "not found in the text",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "couldn't be read",
        "b": "not found in the text",
        "name": "Arbitration or class-action waiver"
      }
    ],
    "faq": [
      {
        "answer": "Snoop scores 26.7 (F) on agent readiness against ScribeUp's 7.9 (F), and leads in 4 of 7 scored categories.",
        "question": "Which is better for AI agents, ScribeUp or Snoop?"
      },
      {
        "answer": "No hosted endpoint is listed for ScribeUp. No hosted endpoint is listed for Snoop.",
        "question": "Can an agent call ScribeUp and Snoop without installing anything?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": null,
        "also": null,
        "goodFor": "Banks and fintechs that want subscription management inside their app.",
        "slug": "scribeup",
        "watchFor": "No public API or MCP server an outside agent can call."
      },
      {
        "aheadOn": [
          "Reliability, 60 against 15",
          "Payments \u0026 pricing, 30 against 0",
          "Maintenance \u0026 community, 55 against 2",
          "Transparency \u0026 trust, 58 against 42"
        ],
        "also": null,
        "goodFor": "UK users who want bills and subscriptions watched and savings suggested at no cost.",
        "slug": "snoop",
        "watchFor": "No public API or MCP server an outside agent can call."
      }
    ],
    "job": {
      "capability": "finance.subscriptions",
      "name": "Subscription tracking"
    },
    "others": [
      {
        "json": "https://www.anchorterminal.com/compare/copilot-money-vs-scribeup.json",
        "title": "Copilot Money vs ScribeUp",
        "url": "https://www.anchorterminal.com/compare/copilot-money-vs-scribeup"
      },
      {
        "json": "https://www.anchorterminal.com/compare/emma-vs-scribeup.json",
        "title": "Emma vs ScribeUp",
        "url": "https://www.anchorterminal.com/compare/emma-vs-scribeup"
      },
      {
        "json": "https://www.anchorterminal.com/compare/emma-vs-snoop.json",
        "title": "Emma vs Snoop",
        "url": "https://www.anchorterminal.com/compare/emma-vs-snoop"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-scribeup.json",
        "title": "Hiatus vs ScribeUp",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-scribeup"
      },
      {
        "json": "https://www.anchorterminal.com/compare/hiatus-vs-snoop.json",
        "title": "Hiatus vs Snoop",
        "url": "https://www.anchorterminal.com/compare/hiatus-vs-snoop"
      },
      {
        "json": "https://www.anchorterminal.com/compare/pocketguard-vs-scribeup.json",
        "title": "PocketGuard vs ScribeUp",
        "url": "https://www.anchorterminal.com/compare/pocketguard-vs-scribeup"
      },
      {
        "json": "https://www.anchorterminal.com/compare/quicken-simplifi-vs-scribeup.json",
        "title": "Quicken Simplifi vs ScribeUp",
        "url": "https://www.anchorterminal.com/compare/quicken-simplifi-vs-scribeup"
      },
      {
        "json": "https://www.anchorterminal.com/compare/quicken-simplifi-vs-snoop.json",
        "title": "Quicken Simplifi vs Snoop",
        "url": "https://www.anchorterminal.com/compare/quicken-simplifi-vs-snoop"
      },
      {
        "json": "https://www.anchorterminal.com/compare/rocket-money-vs-scribeup.json",
        "title": "Rocket Money vs ScribeUp",
        "url": "https://www.anchorterminal.com/compare/rocket-money-vs-scribeup"
      },
      {
        "json": "https://www.anchorterminal.com/compare/rocket-money-vs-snoop.json",
        "title": "Rocket Money vs Snoop",
        "url": "https://www.anchorterminal.com/compare/rocket-money-vs-snoop"
      },
      {
        "json": "https://www.anchorterminal.com/compare/copilot-money-vs-snoop.json",
        "title": "Copilot Money vs Snoop",
        "url": "https://www.anchorterminal.com/compare/copilot-money-vs-snoop"
      },
      {
        "json": "https://www.anchorterminal.com/compare/pocketguard-vs-snoop.json",
        "title": "PocketGuard vs Snoop",
        "url": "https://www.anchorterminal.com/compare/pocketguard-vs-snoop"
      },
      {
        "json": "https://www.anchorterminal.com/compare/snoop-vs-ynab.json",
        "title": "Snoop vs YNAB",
        "url": "https://www.anchorterminal.com/compare/snoop-vs-ynab"
      },
      {
        "json": "https://www.anchorterminal.com/compare/plum-vs-snoop.json",
        "title": "Plum vs Snoop",
        "url": "https://www.anchorterminal.com/compare/plum-vs-snoop"
      }
    ],
    "scores": [
      {
        "by": 45,
        "edge": "snoop",
        "key": "reliability",
        "name": "Reliability",
        "scribeup": 15,
        "snoop": 60,
        "weight": 16
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "by": 0,
        "edge": "",
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "scribeup": 0,
        "snoop": 0,
        "weight": 13
      },
      {
        "by": 0,
        "edge": "",
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "scribeup": 0,
        "snoop": 0,
        "weight": 13
      },
      {
        "by": 0,
        "edge": "",
        "key": "security",
        "name": "Security \u0026 auth",
        "scribeup": 6,
        "snoop": 6,
        "weight": 14
      },
      {
        "by": 30,
        "edge": "snoop",
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "scribeup": 0,
        "snoop": 30,
        "weight": 10
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "by": 53,
        "edge": "snoop",
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "scribeup": 2,
        "snoop": 55,
        "weight": 7
      },
      {
        "by": 16,
        "edge": "snoop",
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "scribeup": 42,
        "snoop": 58,
        "weight": 7
      }
    ],
    "summary": "Snoop scores 26.7 (F) on agent readiness against ScribeUp's 7.9 (F), and leads in 4 of 7 scored categories. Both do subscription tracking.",
    "verdicts": {
      "scribeup": "ScribeUp sells subscription detection, one-click cancellation and card updating to banks and fintechs, embedded by SDK, iFrame or API, and claims SOC 2 Type II and PCI DSS compliance. There is no public API or MCP server an outside agent can call today. Developer docs are locked and access starts with a demo request.",
      "snoop": "Snoop is a free UK app that tracks bills, subscriptions and spending through Open Banking, with a status page, a disclosure policy and named processors with data locations. There is no public API or MCP server an outside agent can call; the only route offered is a partnerships email for commercial and data partnerships."
    }
  },
  "kind": "anchor.page",
  "links": {
    "api": "https://www.anchorterminal.com/api/v1/index.json",
    "html": "https://www.anchorterminal.com/compare/scribeup-vs-snoop",
    "json": "https://www.anchorterminal.com/compare/scribeup-vs-snoop.json",
    "llms": "https://www.anchorterminal.com/llms.txt",
    "markdown": "https://www.anchorterminal.com/compare/scribeup-vs-snoop.md",
    "slim": "https://www.anchorterminal.com/compare/scribeup-vs-snoop.min.md"
  },
  "markdown": "Snoop scores 26.7 (F) on agent readiness against ScribeUp's 7.9 (F), and leads in 4 of 7 scored categories. Both do subscription tracking.\n\n- ScribeUp: grade F, 7.9/100, rank #1071 of 1076. Markdown https://www.anchorterminal.com/tools/scribeup.md · JSON https://www.anchorterminal.com/api/v1/tools/scribeup.json\n- Snoop: grade F, 26.7/100, rank #1027 of 1076. Markdown https://www.anchorterminal.com/tools/snoop.md · JSON https://www.anchorterminal.com/api/v1/tools/snoop.json\n- Best subscription, bill and budgeting tools for AI agents: https://www.anchorterminal.com/best/personal-finance/index.md\n- All 43 personal finance comparisons: https://www.anchorterminal.com/compare/personal-finance/index.md\n\n## Which one, for what\n\n### ScribeUp (F)\n\nGood for: Banks and fintechs that want subscription management inside their app.\n\nWatch for: No public API or MCP server an outside agent can call.\n\n### Snoop (F)\n\nGood for: UK users who want bills and subscriptions watched and savings suggested at no cost.\n\nAhead on:\n- Reliability, 60 against 15\n- Payments \u0026 pricing, 30 against 0\n- Maintenance \u0026 community, 55 against 2\n- Transparency \u0026 trust, 58 against 42\n\nWatch for: No public API or MCP server an outside agent can call.\n\n\n## Score by category\n\n| Category | Weight | ScribeUp | Snoop | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 15 | 60 | Snoop +45 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 0 | 0 | even |\n| Agent ergonomics | 13% (16.2 this run) | 0 | 0 | even |\n| Security \u0026 auth | 14% (17.5 this run) | 6 | 6 | even |\n| Payments \u0026 pricing | 10% (12.5 this run) | 0 | 30 | Snoop +30 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 2 | 55 | Snoop +53 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 42 | 58 | Snoop +16 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **7.9 · F** | **26.7 · F** | |\n\n## Facts side by side\n\n| Fact | ScribeUp | Snoop |\n| --- | --- | --- |\n| Kind | HTTP API | Platform |\n| Vendor | ScribeUp Technologies, Inc. | Usnoop Limited |\n| Hosted endpoint | no (local only) | no (local only) |\n| Transports |  |  |\n| Auth | OAuth or key | OAuth or key |\n| Pricing | Paid | Freemium |\n| x402 | no | no |\n| Licence | Closed service under the ScribeUp Terms of Service (ScribeUp Technologies, Inc.). | Closed service under Snoop's terms and conditions (Usnoop Limited) |\n| Read-only variant documented | no | no |\n| llms.txt | no | no |\n| Last release | none | 2026-09-30 |\n| Terms last updated | couldn't be read | no date given |\n| Privacy policy last updated | couldn't be read | no date given |\n| Customer content may train models | couldn't be read | not found in the text |\n| Terms restrict automated access | couldn't be read | not found in the text |\n| Terms restrict benchmarking | couldn't be read | not found in the text |\n| Terms or service can change without notice | couldn't be read | not found in the text |\n| Arbitration or class-action waiver | couldn't be read | not found in the text |\n\n## Verdicts\n\n**ScribeUp.** ScribeUp sells subscription detection, one-click cancellation and card updating to banks and fintechs, embedded by SDK, iFrame or API, and claims SOC 2 Type II and PCI DSS compliance. There is no public API or MCP server an outside agent can call today. Developer docs are locked and access starts with a demo request.\n\n**Snoop.** Snoop is a free UK app that tracks bills, subscriptions and spending through Open Banking, with a status page, a disclosure policy and named processors with data locations. There is no public API or MCP server an outside agent can call; the only route offered is a partnerships email for commercial and data partnerships.\n\n## Before you call either\n\n### ScribeUp\n\n1. Don't plan to call ScribeUp from another agent. Send a person to their bank's app if it embeds ScribeUp, or a business to ScribeUp's demo request.\n2. Expect data a partner bank collects to fall under that bank's privacy policy, not ScribeUp's.\n\n### Snoop\n\n1. Don't plan to call Snoop from another agent. Hand the task to the person in the Snoop app.\n2. For a business data arrangement, the route is partnerships@snoop.app, not an API.\n\n## Questions\n\n### Which is better for AI agents, ScribeUp or Snoop?\n\nSnoop scores 26.7 (F) on agent readiness against ScribeUp's 7.9 (F), and leads in 4 of 7 scored categories.\n\n### Can an agent call ScribeUp and Snoop without installing anything?\n\nNo hosted endpoint is listed for ScribeUp. No hosted endpoint is listed for Snoop.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/scribeup-vs-snoop.json, and with the fewest tokens: https://www.anchorterminal.com/compare/scribeup-vs-snoop.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"scribeup\", \"b\": \"snoop\"}`. From a terminal: `anchor compare scribeup snoop`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/scribeup.json and https://www.anchorterminal.com/api/v1/tools/snoop.json\n\n## Other comparisons with ScribeUp or Snoop\n\n- [Copilot Money vs ScribeUp](https://www.anchorterminal.com/compare/copilot-money-vs-scribeup.md)\n- [Emma vs ScribeUp](https://www.anchorterminal.com/compare/emma-vs-scribeup.md)\n- [Emma vs Snoop](https://www.anchorterminal.com/compare/emma-vs-snoop.md)\n- [Hiatus vs ScribeUp](https://www.anchorterminal.com/compare/hiatus-vs-scribeup.md)\n- [Hiatus vs Snoop](https://www.anchorterminal.com/compare/hiatus-vs-snoop.md)\n- [PocketGuard vs ScribeUp](https://www.anchorterminal.com/compare/pocketguard-vs-scribeup.md)\n- [Quicken Simplifi vs ScribeUp](https://www.anchorterminal.com/compare/quicken-simplifi-vs-scribeup.md)\n- [Quicken Simplifi vs Snoop](https://www.anchorterminal.com/compare/quicken-simplifi-vs-snoop.md)\n- [Rocket Money vs ScribeUp](https://www.anchorterminal.com/compare/rocket-money-vs-scribeup.md)\n- [Rocket Money vs Snoop](https://www.anchorterminal.com/compare/rocket-money-vs-snoop.md)\n- [Copilot Money vs Snoop](https://www.anchorterminal.com/compare/copilot-money-vs-snoop.md)\n- [PocketGuard vs Snoop](https://www.anchorterminal.com/compare/pocketguard-vs-snoop.md)\n- [Snoop vs YNAB](https://www.anchorterminal.com/compare/snoop-vs-ynab.md)\n- [Plum vs Snoop](https://www.anchorterminal.com/compare/plum-vs-snoop.md)\n",
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