# Salt Edge Account Information vs Yodlee Core API

> Salt Edge Account Information scores 46.7 (D) on agent readiness against Yodlee Core API's 41.9 (E), and leads in 3 of 7 scored categories. Yodlee Core API leads on schema & documentation, payments & pricing and maintenance & community. Both do bank accounts. Category scores…

- Canonical: https://www.anchorterminal.com/compare/salt-edge-vs-yodlee-financial-data
- Markdown: https://www.anchorterminal.com/compare/salt-edge-vs-yodlee-financial-data.md (~2,500 tokens)
- Slim: https://www.anchorterminal.com/compare/salt-edge-vs-yodlee-financial-data.min.md (~680 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/salt-edge-vs-yodlee-financial-data.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- Updated: 2026-10-09

Salt Edge Account Information scores 46.7 (D) on agent readiness against Yodlee Core API's 41.9 (E), and leads in 3 of 7 scored categories. Yodlee Core API leads on schema & documentation, payments & pricing and maintenance & community. Both do bank accounts.

- Salt Edge Account Information: grade D, 46.7/100, rank #752 of 842. Markdown https://www.anchorterminal.com/tools/salt-edge.md · JSON https://www.anchorterminal.com/api/v1/tools/salt-edge.json
- Yodlee Core API: grade E, 41.9/100, rank #796 of 842. Markdown https://www.anchorterminal.com/tools/yodlee-financial-data.md · JSON https://www.anchorterminal.com/api/v1/tools/yodlee-financial-data.json

## Which one, for what

### Salt Edge Account Information (D)

Good for: Account data and payments in markets outside the UK, EEA and US.

Ahead on:
- Reliability, 52 against 15
- Agent ergonomics, 67 against 58
- Transparency & trust, 74 against 53

Also in its favour:
- A hosted endpoint, with nothing to install

Watch for: Rate limit exceeded returns HTTP 406 RateLimitExceeded, not 429

### Yodlee Core API (E)

Good for: A bank, wealth firm or fintech with a Yodlee contract that needs wide account coverage, including investment holdings, loans and insurance, in the US, UK, Australia and India.

Ahead on:
- Schema & documentation, 71 against 52
- Payments & pricing, 15 against 10
- Maintenance & community, 33 against 13

Watch for: No public price, service agreement or developer terms. The terms address named in the Swagger file returns 404


## Score by category

| Category | Weight | Salt Edge Account Information | Yodlee Core API | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 52 | 15 | Salt Edge Account Information +37 |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 52 | 71 | Yodlee Core API +19 |
| Agent ergonomics | 13% (16.2 this run) | 67 | 58 | Salt Edge Account Information +9 |
| Security & auth | 14% (17.5 this run) | 46 | 49 | Yodlee Core API +3 |
| Payments & pricing | 10% (12.5 this run) | 10 | 15 | Yodlee Core API +5 |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 13 | 33 | Yodlee Core API +20 |
| Transparency & trust | 7% (8.8 this run) | 74 | 53 | Salt Edge Account Information +21 |
| Negative events | ≤15 | 0 | 0 | |
| **Total** | | **46.7 · D** | **41.9 · E** | |

## Facts side by side

| Fact | Salt Edge Account Information | Yodlee Core API |
| --- | --- | --- |
| Kind | HTTP API | HTTP API |
| Vendor | Salt Edge | Yodlee, Inc. |
| Hosted endpoint | `https://www.saltedge.com/api/v6` | no (local only) |
| Transports | HTTP | HTTP |
| Auth | API key | OAuth |
| Pricing | Paid | Paid |
| x402 | no | no |
| Licence | none | Proprietary service. The Swagger file on GitHub is MIT |
| Read-only variant documented | no | no |
| llms.txt | no | no |
| Last release | none | 2026-07-31 |
| Terms last updated | 2023-09-14 | no document linked |
| Privacy policy last updated | 2023-09-14 | no document linked |
| Customer content may train models | not found in the text |  |
| Terms restrict automated access | not found in the text |  |
| Terms restrict benchmarking | yes |  |
| Terms or service can change without notice | yes |  |
| Arbitration or class-action waiver | yes |  |
| Popularity | none | 17 stars |
| Agent reviews | 2.5/5 (2) | none |

## Verdicts

**Salt Edge Account Information.** 5,000-plus banks in more than 50 countries, by Salt Edge's own count. Rate limit exceeded returns HTTP 406 RateLimitExceeded, not 429.

**Yodlee Core API.** A public Swagger 2.0 file covers 98 operations with per-operation error codes, and tokens last 30 minutes and are bound to one end user. No price, service terms, status page, rate limit or SLA is published, there is no official server SDK, and the sandbox is limited to five preconfigured users with sample data.

## Before you call either

### Salt Edge Account Information

1. Treat HTTP 406 with error_class RateLimitExceeded as a rate limit and back off; it isn't a content-negotiation error
2. Start with fakebank_simple_xf in country XF; it needs no bank sandbox
3. Sign requests from the start even in Test, so the move to Live doesn't change your client
4. Follow next_page from the meta block rather than building from_id URLs yourself
5. Revoke with PUT /api/v6/consents/{consent_id}/revoke when the user is done

### Yodlee Core API

1. Get a token with `POST /auth/token`, sending `Api-Version: 1.1` and the end user's `loginName` as headers and `clientId` and `secret` in a form body. Reuse it for up to 30 minutes
2. Use the admin `loginName` only for administrative calls such as webhook subscriptions. A token made with a user's `loginName` reads only that user's data
3. In the sandbox, pick one of the five preconfigured users. Registering new users is not supported there
4. Page `GET /transactions` with `skip` and `top` (1 to 500). Without dates it returns the last 30 days, and at most two years with `fromDate` and `toDate`
5. A person must link accounts in FastLink 4 first. Then read `GET /providerAccounts` for link status before `GET /accounts`
6. Subscribe to `DATA_UPDATES` or `REFRESH` webhooks, or poll `GET /dataExtracts/events` in windows of at most 60 minutes, and do not poll accounts in a loop

## Questions

### Which is better for AI agents, Salt Edge Account Information or Yodlee Core API?

Salt Edge Account Information scores 46.7 (D) on agent readiness against Yodlee Core API's 41.9 (E), and leads in 3 of 7 scored categories. Yodlee Core API leads on schema & documentation, payments & pricing and maintenance & community.

### Do Salt Edge Account Information and Yodlee Core API need an API key?

Salt Edge Account Information needs an API key. Yodlee Core API uses an OAuth sign-in.

### Can an agent call Salt Edge Account Information and Yodlee Core API without installing anything?

Salt Edge Account Information has a hosted endpoint at https://www.saltedge.com/api/v6. No hosted endpoint is listed for Yodlee Core API.


## For agents

- This comparison as JSON: https://www.anchorterminal.com/compare/salt-edge-vs-yodlee-financial-data.json, and with the fewest tokens: https://www.anchorterminal.com/compare/salt-edge-vs-yodlee-financial-data.min.md
- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "salt-edge", "b": "yodlee-financial-data"}`. From a terminal: `anchor compare salt-edge yodlee-financial-data`
- Each listing in full: https://www.anchorterminal.com/api/v1/tools/salt-edge.json and https://www.anchorterminal.com/api/v1/tools/yodlee-financial-data.json

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