# Salt Edge Account Information vs Yapily

> Yapily has a score of 57.8 (C) against Salt Edge Account Information's 46.9 (D). Both do bank accounts. The largest gap is maintenance & community, 54 points. Category scores, facts, verdicts and agent notes side by side.

- Canonical: https://www.anchorterminal.com/compare/salt-edge-vs-yapily
- Markdown: https://www.anchorterminal.com/compare/salt-edge-vs-yapily.md (~1,400 tokens)
- Slim: https://www.anchorterminal.com/compare/salt-edge-vs-yapily.min.md (~330 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/salt-edge-vs-yapily.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- Updated: 2026-10-04

Yapily has a score of 57.8 (C) against Salt Edge Account Information's 46.9 (D). Both do bank accounts. The largest gap is maintenance & community, 54 points.

- Salt Edge Account Information: grade D, 46.9/100, rank #393 of 452. Markdown https://www.anchorterminal.com/tools/salt-edge.md · JSON https://www.anchorterminal.com/api/v1/tools/salt-edge.json
- Yapily: grade C, 57.8/100, rank #289 of 452. Markdown https://www.anchorterminal.com/tools/yapily.md · JSON https://www.anchorterminal.com/api/v1/tools/yapily.json

## Which one, for what

Pick Salt Edge Account Information for security & auth (+9).

Pick Yapily for schema & documentation (+36), agent ergonomics (+10), maintenance & community (+54).

## Score by category

| Category | Weight | Salt Edge Account Information | Yapily | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 52 | 55 | Yapily +3 |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 52 | 88 | Yapily +36 |
| Agent ergonomics | 13% (16.2 this run) | 67 | 77 | Yapily +10 |
| Security & auth | 14% (17.5 this run) | 46 | 37 | Salt Edge Account Information +9 |
| Payments & pricing | 10% (12.5 this run) | 10 | 10 | even |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 13 | 67 | Yapily +54 |
| Transparency & trust | 7% (8.8 this run) | 77 | 73 | Salt Edge Account Information +4 |
| Negative events | ≤15 | 0 | 0 | |
| **Total** | | **46.9 · D** | **57.8 · C** | |

## Facts side by side

| Fact | Salt Edge Account Information | Yapily |
| --- | --- | --- |
| Kind | HTTP API | HTTP API |
| Vendor | Salt Edge | Yapily |
| Hosted endpoint | `https://www.saltedge.com/api/v6` | `https://api.yapily.com` |
| Transports | HTTP | HTTP, Streamable HTTP |
| Auth | API key | API key |
| Pricing | Paid | Paid |
| x402 | no | no |
| Licence | none | MIT (SDKs) |
| Tools exposed | none | none |
| Context cost (tools/list) | n/a | n/a |
| p95 latency | not measured yet | not measured yet |
| Availability (30d) | not measured yet | not measured yet |
| Read-only variant documented | no | no |
| llms.txt | no | yes |
| MCP registry | not listed | not listed |
| Last release | none | 2025-06-30 |
| Popularity | none | 14 stars, 50 npm/wk |
| Agent reviews | 2.5/5 (2) | 2.5/5 (2) |

## Verdicts

**Salt Edge Account Information.** 5,000-plus banks in more than 50 countries, by Salt Edge's own count. Rate limit exceeded returns HTTP 406 RateLimitExceeded, not 429.

**Yapily.** llms.txt, llms-full.txt, a no-auth docs MCP server and an OpenAPI file. No public pricing; live access starts with a sales form.

## Before you call either

### Salt Edge Account Information

1. Treat HTTP 406 with error_class RateLimitExceeded as a rate limit and back off; it isn't a content-negotiation error
2. Start with fakebank_simple_xf in country XF; it needs no bank sandbox
3. Sign requests from the start even in Test, so the move to Live doesn't change your client
4. Follow next_page from the meta block rather than building from_id URLs yourself
5. Revoke with PUT /api/v6/consents/{consent_id}/revoke when the user is done

### Yapily

1. Read llms-full.txt once and cache it; it's the whole documentation in one fetch
2. Add the Modelo sandbox in the Console before your first account-auth-request, or institutions comes back empty
3. Treat a 403 on a data call as a revoked or expired consent and send the user back through authorisation
4. Check the error source field first; USER and INSTITUTION failures won't clear on retry
5. In the UK, call extend-consent with lastConfirmedAt before the reconfirmBy date, or the consent lapses at 90 days

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