{
  "data": {
    "a": {
      "slug": "salt-edge",
      "name": "Salt Edge Account Information",
      "vendor": "Salt Edge",
      "vendorUrl": "https://www.saltedge.com",
      "kind": "http-api",
      "category": "banking-data",
      "summary": "Open banking aggregator for account data and payments across international banks.",
      "url": "https://www.anchorterminal.com/tools/salt-edge",
      "markdownUrl": "https://www.anchorterminal.com/tools/salt-edge.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/salt-edge.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/salt-edge.json",
      "transports": [
        "http"
      ],
      "remoteUrl": "https://www.saltedge.com/api/v6",
      "packages": [],
      "auth": "api-key",
      "authNotes": "Every request carries App-id and Secret headers from the dashboard. Live applications must also sign requests, with an Expires-at header (UNIX time, at most an hour ahead) and a Signature header, the base64 SHA256 signature of `Expires-at|method|url|body` made with your private key. Test and Pending applications can skip signing. End users authorise through the Connect widget at a connect_url you create per customer.",
      "pricing": "paid",
      "pricingNotes": "No price list. The pricing page returns 404 and the product page points at the dashboard sign-up and a sales form (https://www.saltedge.com/products/account_information). A new dashboard application is in Test status and can only connect to Fake providers and bank sandboxes; moving to Live needs approval, after which rate limits for parallel connections are agreed with a project manager (https://docs.saltedge.com/v6/api_reference).",
      "priceSummary": "Paid",
      "where": "hosted",
      "x402": {
        "level": "no",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-09-30"
      },
      "docsUrl": "https://docs.saltedge.com/v6/",
      "capabilities": [
        "bank.accounts",
        "bank.transactions",
        "bank.identity",
        "bank.payments",
        "bank.consent"
      ],
      "tags": [
        "hosted",
        "uk",
        "eu",
        "closed-source",
        "enterprise",
        "webhooks"
      ],
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 46.9,
        "grade": "D",
        "agentReady": false,
        "rank": 393,
        "ranked": true,
        "rankOf": 452,
        "categoryRank": 5,
        "methodology": "0.3",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 67,
          "maintenance": 13,
          "payments": 10,
          "reliability": 52,
          "schema": 52,
          "security": 46,
          "transparency": 77
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-01"
        },
        "negative": 0,
        "verdict": "5,000-plus banks in more than 50 countries, by Salt Edge's own count. Rate limit exceeded returns HTTP 406 RateLimitExceeded, not 429.",
        "strengths": [
          "5,000-plus banks in more than 50 countries, by Salt Edge's own count",
          "per_page up to 1,000, from_id cursors and filters on account, dates and pending",
          "Consent scopes and period_days, with PUT /consents/{id}/revoke to end one",
          "Fake providers for password, OAuth and SMS flows, plus your own CSV data",
          "Privacy policy names its processors and countries and keeps EU data in the EU"
        ],
        "weaknesses": [
          "Rate limit exceeded returns HTTP 406 RateLimitExceeded, not 429",
          "No public pricing; parallel connection limits are negotiated",
          "No official SDKs, OpenAPI file, llms.txt or changelog",
          "No security.txt, security page, disclosure policy or certification found",
          "Status history readable only for the last fortnight; the JSON feed is blocked by robots.txt"
        ],
        "agentNotes": [
          "Treat HTTP 406 with error_class RateLimitExceeded as a rate limit and back off; it isn't a content-negotiation error",
          "Start with fakebank_simple_xf in country XF; it needs no bank sandbox",
          "Sign requests from the start even in Test, so the move to Live doesn't change your client",
          "Follow next_page from the meta block rather than building from_id URLs yourself",
          "Revoke with PUT /api/v6/consents/{consent_id}/revoke when the user is done"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 2,
        "avgRating": 2.5,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "D",
            "methodology": "0.3",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 46.9
          }
        ],
        "editorialScores": {
          "ergonomics": 67,
          "maintenance": 13,
          "payments": 10,
          "reliability": 52,
          "schema": 52,
          "security": 46,
          "transparency": 73
        },
        "provenanceScore": 80
      },
      "connect": {
        "http": "curl https://www.saltedge.com/api/v6/countries -H \"App-id: $SALTEDGE_APP_ID\" -H \"Secret: $SALTEDGE_SECRET\" -H \"Accept: application/json\""
      },
      "letme": {
        "capability": "https://letme.dev/bank.accounts",
        "tool": "https://letme.dev/salt-edge"
      },
      "area": "domain-data",
      "provenance": {
        "legalEntity": "Salt Edge Limited",
        "domain": "saltedge.com",
        "domainRegistered": "2013-12-16",
        "endpointOnVendorDomain": true,
        "terms": "https://www.saltedge.com/legal/terms_of_service",
        "privacy": "https://www.saltedge.com/legal/privacy_policy",
        "statusPage": "https://www.saltedgestatus.com/",
        "changelog": "",
        "securityTxt": "none",
        "checked": "2026-10-01",
        "notes": [
          "Salt Edge Limited, registered in England and Wales, company 11178811, FCA 822499, is a subsidiary of Salt Edge Inc., which the privacy policy places in Canada, with offices in Canada, the UK and Moldova.",
          "The privacy policy was last updated 14 September 2023.",
          "The domain's registration expires 2026-12-16 per Verisign's RDAP record in the 30 September check; rdap.org returned 403.",
          "www.saltedge.com/.well-known/security.txt returned 404 in the 30 September check, and www.saltedge.com/security returns 404.",
          "No changelog found; product news appears on blog.saltedge.com."
        ],
        "score": 80
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/salt-edge.json",
      "live": {
        "slug": "salt-edge",
        "probe": {
          "target": "https://www.saltedge.com/api/v6",
          "method": "get",
          "lastAt": "2026-10-05T03:17:32.505223107Z",
          "lastOk": true,
          "lastStatus": 404,
          "lastMs": 121,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 118,
          "p95ms24h": 199,
          "samples24h": 273,
          "samples30d": 938,
          "days": [
            {
              "date": "2026-10-01",
              "probes": 109,
              "ok": 109
            },
            {
              "date": "2026-10-02",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-03",
              "probes": 271,
              "ok": 271
            },
            {
              "date": "2026-10-04",
              "probes": 272,
              "ok": 272
            },
            {
              "date": "2026-10-05",
              "probes": 38,
              "ok": 38
            }
          ]
        },
        "vendorStatus": {
          "page": "https://www.saltedgestatus.com",
          "indicator": "none",
          "summary": "All Systems Operational",
          "checkedAt": "2026-10-05T03:19:17.256904775Z"
        },
        "securityTxt": {
          "url": "https://saltedge.com/.well-known/security.txt",
          "state": "none",
          "checkedAt": "2026-10-04T15:15:50.514458459Z"
        },
        "domain": {
          "domain": "saltedge.com",
          "registered": "2013-12-16",
          "source": "https://rdap.verisign.com/com/v1/domain/saltedge.com",
          "checkedAt": "2026-10-04T13:05:42.743352908Z"
        },
        "pages": [
          {
            "url": "https://www.saltedge.com/legal/privacy_policy",
            "kind": "privacy",
            "status": 200,
            "checkedAt": "2026-10-04T15:52:03.768552244Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "98095fe138d1"
          },
          {
            "url": "https://www.saltedge.com/legal/terms_of_service",
            "kind": "terms",
            "status": 200,
            "checkedAt": "2026-10-04T15:52:05.993380052Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "d4d5435c5ee6"
          }
        ],
        "updatedAt": "2026-10-05T03:19:17.256904775Z"
      }
    },
    "b": {
      "slug": "teller",
      "name": "Teller",
      "vendor": "Teller",
      "vendorUrl": "https://teller.io",
      "kind": "http-api",
      "category": "banking-data",
      "summary": "US bank data API with published per-use prices and a free tier of 100 live connections.",
      "url": "https://www.anchorterminal.com/tools/teller",
      "markdownUrl": "https://www.anchorterminal.com/tools/teller.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/teller.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/teller.json",
      "repo": "https://github.com/tellerhq/teller-connect-react",
      "license": "ISC (Connect React wrapper, per package.json)",
      "transports": [
        "http"
      ],
      "remoteUrl": "https://api.teller.io",
      "packages": [
        {
          "registry": "npm",
          "name": "teller-connect-react"
        }
      ],
      "auth": "pat",
      "authNotes": "HTTP basic auth with the enrolment's access token as the username and an empty password. Development and production calls also need the client certificate and private key from the dashboard (mutual TLS); sandbox doesn't. Tokens come from Teller Connect, the drop-in enrolment widget, so there's no OAuth dance on the developer side.",
      "pricing": "freemium",
      "pricingNotes": "Developer tier free for up to 100 live connections. Production is per use. Verify $1.50 per account, Balance $0.10 per API call, Transactions $0.30 per enrolment per month, Identity $1.75 per API call. Enterprise is custom volume pricing (https://teller.io/). Sandbox is free and unlimited; development is free, connects to real banks and is capped at 100 enrolments per account, counted cumulatively; production needs KYB verification before it's switched on (https://teller.io/docs/guides/environments).",
      "priceSummary": "$0.10 / call",
      "where": "hosted",
      "x402": {
        "level": "no",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": 10,
        "npmWeekly": null,
        "pypiWeekly": null,
        "asOf": "2026-09-30"
      },
      "docsUrl": "https://teller.io/docs",
      "capabilities": [
        "bank.accounts",
        "bank.transactions",
        "bank.identity",
        "bank.payments",
        "bank.consent"
      ],
      "tags": [
        "hosted",
        "freemium",
        "free-tier",
        "usage-priced",
        "webhooks",
        "closed-source"
      ],
      "lastRelease": "2025-03-18",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 43,
        "grade": "E",
        "agentReady": false,
        "rank": 410,
        "ranked": true,
        "rankOf": 452,
        "categoryRank": 6,
        "methodology": "0.3",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 80,
          "maintenance": 8,
          "payments": 40,
          "reliability": 23,
          "schema": 44,
          "security": 49,
          "transparency": 45
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-01"
        },
        "negative": 0,
        "verdict": "Per-unit prices published, with a free developer tier of 100 live connections. US only.",
        "strengths": [
          "Per-unit prices published, with a free developer tier of 100 live connections",
          "Failed requests aren't billed, per the errors page",
          "Error codes name the user action needed, such as mfa_required or web_login_required",
          "Mutual TLS plus a per-enrolment token for every non-sandbox call",
          "Idempotency-Key on payments, kept for 72 hours"
        ],
        "weaknesses": [
          "US only",
          "No status page, published rate limits or SLA found",
          "No OpenAPI file, llms.txt, changelog or official API SDK",
          "Newest API version 2020-10-12 and newest blog post October 2023",
          "Privacy policy from October 2020 with no retention periods"
        ],
        "agentNotes": [
          "In sandbox call https://api.teller.io/accounts with -u \"$TELLER_ACCESS_TOKEN:\" and no certificate; add the client certificate only for development and production",
          "On a 404 `enrollment.disconnected.*` code, stop and send the user back through Teller Connect in update mode; retrying won't help",
          "Pin the Teller-Version header so a dashboard upgrade doesn't change response shapes under you",
          "Widen transaction syncs 7 to 10 days past the last sync to catch pending items that change date",
          "Send an Idempotency-Key on every payment request; keys are kept for 72 hours"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 2,
        "avgRating": 2,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "E",
            "methodology": "0.3",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 43
          }
        ],
        "editorialScores": {
          "ergonomics": 80,
          "maintenance": 8,
          "payments": 40,
          "reliability": 23,
          "schema": 44,
          "security": 49,
          "transparency": 35
        },
        "provenanceScore": 55
      },
      "connect": {
        "http": "curl https://api.teller.io/accounts -u \"$TELLER_ACCESS_TOKEN:\""
      },
      "letme": {
        "capability": "https://letme.dev/bank.accounts",
        "tool": "https://letme.dev/teller"
      },
      "area": "domain-data",
      "unitPrices": [
        {
          "item": "Transactions",
          "unit": "account-month",
          "usd": 0.3,
          "note": "Per enrolment per month"
        },
        {
          "item": "Balance",
          "unit": "call",
          "usd": 0.1
        },
        {
          "item": "Identity",
          "unit": "call",
          "usd": 1.75
        },
        {
          "item": "Verify",
          "unit": "record",
          "usd": 1.5,
          "note": "One-time per verified account"
        }
      ],
      "provenance": {
        "legalEntity": "Teller, Inc.",
        "domain": "teller.io",
        "domainRegistered": "",
        "endpointOnVendorDomain": true,
        "terms": "https://teller.io/legal/developer/terms",
        "privacy": "https://teller.io/legal/developer/privacy",
        "statusPage": "",
        "changelog": "",
        "securityTxt": "none",
        "checked": "2026-09-30",
        "notes": [
          "Teller, Inc. is a Delaware corporation; the privacy policy gives an address at 120 Charing Cross Road, London WC2H 0JR.",
          "The legal index was last revised 16 February 2021.",
          "status.teller.io doesn't resolve, and we found no other status page.",
          "The .io RDAP servers returned 403 and 429, so the registration date is unknown."
        ],
        "score": 55
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/teller.json",
      "live": {
        "slug": "teller",
        "probe": {
          "target": "https://api.teller.io",
          "method": "get",
          "lastAt": "2026-10-05T03:17:33.604768583Z",
          "lastOk": true,
          "lastStatus": 200,
          "lastMs": 443,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 455,
          "p95ms24h": 522,
          "samples24h": 273,
          "samples30d": 938,
          "days": [
            {
              "date": "2026-10-01",
              "probes": 109,
              "ok": 109
            },
            {
              "date": "2026-10-02",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-03",
              "probes": 271,
              "ok": 271
            },
            {
              "date": "2026-10-04",
              "probes": 272,
              "ok": 272
            },
            {
              "date": "2026-10-05",
              "probes": 38,
              "ok": 38
            }
          ]
        },
        "versions": [
          {
            "registry": "npm",
            "name": "teller-connect-react",
            "version": "0.2.3",
            "seenAt": "2026-10-04T16:41:23.140344876Z"
          }
        ],
        "githubStars": 10,
        "npmWeekly": 1316,
        "securityTxt": {
          "url": "https://teller.io/.well-known/security.txt",
          "state": "none",
          "checkedAt": "2026-10-04T15:15:49.945127696Z"
        },
        "domain": {
          "domain": "teller.io",
          "checkedAt": "2026-10-04T13:09:09.691296487Z"
        },
        "pages": [
          {
            "url": "https://teller.io/legal/developer/privacy",
            "kind": "privacy",
            "status": 304,
            "checkedAt": "2026-10-04T15:48:19.113417347Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "10ac794a00cf"
          },
          {
            "url": "https://teller.io/legal/developer/terms",
            "kind": "terms",
            "status": 304,
            "checkedAt": "2026-10-04T15:48:21.263765203Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "99084d856dfa"
          }
        ],
        "updatedAt": "2026-10-05T03:17:33.604768583Z"
      }
    },
    "summary": "Salt Edge Account Information has a score of 46.9 (D) against Teller's 43 (E). Both do bank accounts. The largest gap is transparency \u0026 trust, 32 points."
  },
  "kind": "anchor.page",
  "links": {
    "api": "https://www.anchorterminal.com/api/v1/index.json",
    "html": "https://www.anchorterminal.com/compare/salt-edge-vs-teller",
    "json": "https://www.anchorterminal.com/compare/salt-edge-vs-teller.json",
    "llms": "https://www.anchorterminal.com/llms.txt",
    "markdown": "https://www.anchorterminal.com/compare/salt-edge-vs-teller.md",
    "slim": "https://www.anchorterminal.com/compare/salt-edge-vs-teller.min.md"
  },
  "markdown": "Salt Edge Account Information has a score of 46.9 (D) against Teller's 43 (E). Both do bank accounts. The largest gap is transparency \u0026 trust, 32 points.\n\n- Salt Edge Account Information: grade D, 46.9/100, rank #393 of 452. Markdown https://www.anchorterminal.com/tools/salt-edge.md · JSON https://www.anchorterminal.com/api/v1/tools/salt-edge.json\n- Teller: grade E, 43/100, rank #410 of 452. Markdown https://www.anchorterminal.com/tools/teller.md · JSON https://www.anchorterminal.com/api/v1/tools/teller.json\n\n## Which one, for what\n\nPick Salt Edge Account Information for reliability (+29), schema \u0026 documentation (+8), maintenance \u0026 community (+5), transparency \u0026 trust (+32).\n\nPick Teller for agent ergonomics (+13), payments \u0026 pricing (+30).\n\n## Score by category\n\n| Category | Weight | Salt Edge Account Information | Teller | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 52 | 23 | Salt Edge Account Information +29 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 52 | 44 | Salt Edge Account Information +8 |\n| Agent ergonomics | 13% (16.2 this run) | 67 | 80 | Teller +13 |\n| Security \u0026 auth | 14% (17.5 this run) | 46 | 49 | Teller +3 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 10 | 40 | Teller +30 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 13 | 8 | Salt Edge Account Information +5 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 77 | 45 | Salt Edge Account Information +32 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **46.9 · D** | **43 · E** | |\n\n## Facts side by side\n\n| Fact | Salt Edge Account Information | Teller |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Salt Edge | Teller |\n| Hosted endpoint | `https://www.saltedge.com/api/v6` | `https://api.teller.io` |\n| Transports | HTTP | HTTP |\n| Auth | API key | Token |\n| Pricing | Paid | Freemium |\n| x402 | no | no |\n| Licence | none | ISC (Connect React wrapper, per package.json) |\n| Tools exposed | none | none |\n| Context cost (tools/list) | n/a | n/a |\n| p95 latency | not measured yet | not measured yet |\n| Availability (30d) | not measured yet | not measured yet |\n| Read-only variant documented | no | no |\n| llms.txt | no | no |\n| MCP registry | not listed | not listed |\n| Last release | none | 2025-03-18 |\n| Popularity | none | 10 stars |\n| Agent reviews | 2.5/5 (2) | 2/5 (2) |\n\n## Verdicts\n\n**Salt Edge Account Information.** 5,000-plus banks in more than 50 countries, by Salt Edge's own count. Rate limit exceeded returns HTTP 406 RateLimitExceeded, not 429.\n\n**Teller.** Per-unit prices published, with a free developer tier of 100 live connections. US only.\n\n## Before you call either\n\n### Salt Edge Account Information\n\n1. Treat HTTP 406 with error_class RateLimitExceeded as a rate limit and back off; it isn't a content-negotiation error\n2. Start with fakebank_simple_xf in country XF; it needs no bank sandbox\n3. Sign requests from the start even in Test, so the move to Live doesn't change your client\n4. Follow next_page from the meta block rather than building from_id URLs yourself\n5. Revoke with PUT /api/v6/consents/{consent_id}/revoke when the user is done\n\n### Teller\n\n1. In sandbox call https://api.teller.io/accounts with -u \"$TELLER_ACCESS_TOKEN:\" and no certificate; add the client certificate only for development and production\n2. On a 404 `enrollment.disconnected.*` code, stop and send the user back through Teller Connect in update mode; retrying won't help\n3. Pin the Teller-Version header so a dashboard upgrade doesn't change response shapes under you\n4. Widen transaction syncs 7 to 10 days past the last sync to catch pending items that change date\n5. Send an Idempotency-Key on every payment request; keys are kept for 72 hours\n\n## Other comparisons with Salt Edge Account Information or Teller\n\n- [Enable Banking vs Salt Edge Account Information](https://www.anchorterminal.com/compare/enable-banking-vs-salt-edge.md)\n- [Enable Banking vs Teller](https://www.anchorterminal.com/compare/enable-banking-vs-teller.md)\n- [GoCardless Bank Account Data vs Salt Edge Account Information](https://www.anchorterminal.com/compare/gocardless-bank-account-data-vs-salt-edge.md)\n- [GoCardless Bank Account Data vs Teller](https://www.anchorterminal.com/compare/gocardless-bank-account-data-vs-teller.md)\n- [Plaid vs Salt Edge Account Information](https://www.anchorterminal.com/compare/plaid-vs-salt-edge.md)\n- [Plaid vs Teller](https://www.anchorterminal.com/compare/plaid-vs-teller.md)\n- [Salt Edge Account Information vs TrueLayer](https://www.anchorterminal.com/compare/salt-edge-vs-truelayer.md)\n- [Salt Edge Account Information vs Yapily](https://www.anchorterminal.com/compare/salt-edge-vs-yapily.md)\n- [Teller vs TrueLayer](https://www.anchorterminal.com/compare/teller-vs-truelayer.md)\n- [Teller vs Yapily](https://www.anchorterminal.com/compare/teller-vs-yapily.md)\n",
  "meta": {
    "attribution": "Anchor Terminal (https://www.anchorterminal.com)",
    "docs": "https://www.anchorterminal.com/docs/",
    "generatedAt": "2026-10-05",
    "license": "CC-BY-4.0",
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