{ "data": { "a": { "slug": "rotki-mcp", "name": "rotki MCP server", "vendor": "Rotki Solutions GmbH", "vendorUrl": "https://rotki.com", "kind": "platform", "category": "accounting", "summary": "Open-source, local-first portfolio tracking and accounting app for crypto. Its MCP server, for Premium Basic and higher, lets an AI assistant on the same machine query the user's events and balances with read-only SQL.", "url": "https://www.anchorterminal.com/tools/rotki-mcp", "markdownUrl": "https://www.anchorterminal.com/tools/rotki-mcp.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/rotki-mcp.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/rotki-mcp.json", "repo": "https://github.com/rotki/rotki", "license": "AGPL-3.0", "transports": [ "http" ], "packages": [], "auth": "mixed", "authNotes": "Desktop. No credential. The MCP HTTP endpoint at http://127.0.0.1:4445/mcp takes no bearer token, because the desktop launcher forces ROTKI_SESSION_KEY empty outside Docker (https://github.com/rotki/rotki/blob/v1.44.1/crates/starling/src/main.rs). Host and Origin allowlists limit requests to 127.0.0.1:4445. Docker. POST /api/1/mcp/token issues a bearer token scoped to mcp that lasts at most seven days from login and is revoked on logout (https://github.com/rotki/rotki/blob/v1.44.1/docs/dev_changelog.rst; https://docs.rotki.com/usage-guides/mcp).", "pricing": "paid", "pricingNotes": "Premium Basic is €25 a month billed monthly, labelled Suggested, and Advanced is €45 a month billed monthly (https://rotki.com/products/, checked 10 October 2026). Yearly prices are not shown, only 'Save 2 months vs monthly'. The Starter plan and the Supporter plan have no MCP access, and the code excludes Free and Supporter from the tools (https://github.com/rotki/rotki/blob/v1.44.1/rotkehlchen/mcp/premium.py). No free trial was found.", "priceSummary": "Paid", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the docs, the products page or the source (checked 2026-10-10).", "endpoints": [] }, "toolCount": 8, "popularity": { "githubStars": null, "npmWeekly": null, "pypiWeekly": null, "asOf": "2026-10-10" }, "docsUrl": "https://docs.rotki.com/usage-guides/mcp", "llmsTxt": "https://rotki.com/llms.txt", "capabilities": [ "accounting.ledger" ], "tags": [ "open-source", "self-hosted", "local-first", "desktop", "docker", "mcp", "read-only", "premium", "python", "llms-txt" ], "lastRelease": "2026-10-02", "graded": true, "anchor": { "graded": true, "score": 45.6, "grade": "E", "agentReady": false, "rank": 865, "ranked": true, "rankOf": 954, "categoryRank": 12, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 69, "maintenance": 35, "payments": 10, "reliability": 50, "schema": 76, "security": 20, "transparency": 48 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-10" }, "negative": 0, "verdict": "A read-only MCP server in the rotki desktop app, for Premium Basic at €25 a month and above. Privacy modes mask addresses and account names, but amounts, dates, assets and counterparties reach the connected assistant in every mode. The desktop endpoint takes no token, and the feature shipped in v1.44.0 on 21 August 2026.", "bestFor": "A Premium user who wants an assistant to answer questions about their own history, balances and cost basis on their own machine.", "strengths": [ "Read-only by construction. Eight tools and none of them writes, and query_sql accepts one SELECT or WITH statement against an in-memory copy of the loaded data", "The premium gate fails closed. Free and Supporter accounts get premium_required, and a backend that cannot be queried gets premium_check_failed", "Balanced mode, the default, masks addresses, transaction hashes, group and event identifiers and account names with a per-process seed, and redacts user notes", "AGPL-3.0 source for the MCP server, its tests in rotkehlchen/tests/mcp and the desktop launcher that starts it", "Typed JSON Schema inputs on every tool, generated from the Python signatures, plus a free info tool that reports whether an unlocked backend is connected" ], "weaknesses": [ "The desktop endpoint at http://127.0.0.1:4445/mcp takes no token, because the session key is forced empty outside Docker, so any local process can call it while the server runs", "Amounts, USD values, timestamps, asset symbols, counterparties and venue names pass unmasked in every mode, as the in-app strict description says", "The privacy policy at rotki.com/privacy-policy does not mention the desktop app or the MCP, and the MCP usage event to sigil.rotki.com is on by default", "Two releases in the 90 days to 10 October 2026, and no rotki entry found in the official MCP registry search", "The feature is seven weeks old, and no injection guidance, per-call audit log or security disclosure policy was found" ], "agentNotes": [ "Ask the person to start the server under Settings \u003e MCP in the desktop app, since it stays down until started, then connect to http://127.0.0.1:4445/mcp", "Call info first. It works without Premium and reports whether an unlocked backend is connected", "Call get_event_taxonomy before any aggregate over event_type, and sum on direction or event_group, since informational rows double count MEV and block rewards", "Call refresh_analytics_data before query_sql, and check source.completeness and unpriced_rows before reporting any total", "Check the privacy mode before answering from the data. Strict keeps amounts and dates, and raw sends addresses, hashes and notes verbatim" ], "metrics": { "kind": "local", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "E", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 45.6 } ], "editorialScores": { "ergonomics": 69, "maintenance": 35, "payments": 10, "reliability": 50, "schema": 76, "security": 20, "transparency": 55 }, "provenanceScore": 40 }, "connect": { "claudeCode": "claude mcp add --scope user --transport http rotki http://127.0.0.1:4445/mcp" }, "letme": { "capability": "https://letme.dev/accounting.ledger", "tool": "https://letme.dev/rotki-mcp" }, "area": "domain-data", "provenance": { "legalEntity": "Rotki Solutions GmbH", "domain": "rotki.com", "domainRegistered": "", "endpointOnVendorDomain": false, "terms": "", "privacy": "https://rotki.com/privacy-policy", "statusPage": "", "changelog": "https://github.com/rotki/rotki/releases", "securityTxt": "unknown", "checked": "2026-10-10", "notes": [ "The privacy policy names Rotki Solutions GmbH as operator of the website and the Premium API subscription. It states no retention period and no governing law, and does not mention the desktop app or the MCP server.", "The MCP server runs on the user's own machine, so no vendor endpoint is involved. The only vendor-side request is the optional usage event to sigil.rotki.com.", "rotki.com/.well-known/security.txt and rotki.com/security.txt both returned client errors to our reader, so securityTxt is recorded as unknown.", "status.rotki.com and the terms page could not be read by our reader, so statusPage and terms are null." ], "score": 40 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/rotki-mcp.json" }, "answer": "Xero API + MCP scores 67.2 (B) on agent readiness against rotki MCP server's 45.6 (E), and leads in every scored category.", "b": { "slug": "xero", "name": "Xero API + MCP", "vendor": "Xero", "vendorUrl": "https://developer.xero.com", "kind": "http-api", "category": "accounting", "summary": "Accounting API for Xero organisations, with contacts, invoices, bills, payments, bank transactions, manual journals, the balance sheet, profit and loss and trial balance, plus payroll in some regions.", "url": "https://www.anchorterminal.com/tools/xero", "markdownUrl": "https://www.anchorterminal.com/tools/xero.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/xero.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/xero.json", "repo": "https://github.com/XeroAPI/xero-mcp-server", "license": "MIT", "transports": [ "http", "stdio" ], "remoteUrl": "https://api.xero.com/api.xro/2.0", "packages": [ { "registry": "npm", "name": "xero-node" }, { "registry": "pypi", "name": "xero-python" }, { "registry": "npm", "name": "@xeroapi/xero-mcp-server" } ], "auth": "oauth", "authNotes": "OAuth 2.0 authorisation code (PKCE for public clients), or client credentials through a \"custom connection\" that is tied to one organisation. Access tokens last 1,800 seconds and refresh tokens up to 60 days. Every call carries a Bearer token and an `xero-tenant-id` header naming the organisation. Apps created from 29 April 2026 must use the granular scopes (accounting.invoices, accounting.reports.profitandloss.read and so on) rather than the old bundled ones. The MCP server takes a client id and secret for a custom connection, or a ready-made bearer token.", "pricing": "freemium", "pricingNotes": "Developer Platform plans are priced in Australian dollars and billed monthly on connected organisations. Starter is free with 5 connections and 1,000 API calls a day per organisation. Core is AUD 35 a month for 50 connections, Plus AUD 245 for 1,000 and Advanced AUD 1,445 for 10,000, each with 5,000 calls a day per organisation and an egress allowance of 10, 50 or 250 GB (AUD 2.40 a GB over). Plus and above need App Certification, Advanced and Enterprise a security assessment. Enterprise is priced on application. The model took effect on 2 March 2026 for existing developers and 4 December 2025 for new ones (https://developer.xero.com/pricing/).", "priceSummary": "Freemium", "where": "both", "x402": { "level": "no", "endpoints": [] }, "toolCount": 51, "popularity": { "githubStars": 350, "npmWeekly": 394967, "pypiWeekly": 63610, "asOf": "2026-09-30" }, "docsUrl": "https://developer.xero.com/documentation/", "openapi": "https://github.com/XeroAPI/Xero-OpenAPI", "capabilities": [ "accounting.ledger", "accounting.invoices", "accounting.bills", "accounting.reports" ], "tags": [ "hosted", "freemium", "free-tier", "oauth", "mcp", "openapi", "typescript", "python", "webhooks", "status-page" ], "lastRelease": "2026-10-01", "graded": true, "anchor": { "graded": true, "score": 67.2, "grade": "B", "agentReady": false, "rank": 258, "ranked": true, "rankOf": 954, "categoryRank": 3, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 75, "maintenance": 76, "payments": 35, "reliability": 68, "schema": 79, "security": 64, "transparency": 72 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-01" }, "negative": 0, "verdict": "Granular OAuth scopes, such as accounting.reports.profitandloss.read, required for apps created from 29 April 2026. Developer docs, including the per-minute rate limits, only render with JavaScript.", "bestFor": "An agent keeping the books for UK, Australian or New Zealand businesses, or any team that wants read-only scopes and long deprecation notice.", "strengths": [ "Granular OAuth scopes, such as accounting.reports.profitandloss.read, required for apps created from 29 April 2026", "Deprecations announced with 12 to 13 months' notice on a dated changelog", "Public OpenAPI specs, with an Idempotency-Key parameter on 101 accounting operations", "Free Starter tier for 5 connections and a Demo Company with sample data", "ISO 27001:2022, SOC 2 reports and a vulnerability disclosure programme" ], "weaknesses": [ "Developer docs, including the per-minute rate limits, only render with JavaScript", "1,000 calls a day per organisation on the free tier, 5,000 on paid", "Official MCP server idle since 5 June 2026, with no CI, no annotations and no registry entry", "Prices in AUD only, and App Certification is needed above 50 connections", "No security.txt and no public subprocessor list" ], "agentNotes": [ "Send xero-tenant-id on every call. The token alone doesn't name the organisation", "A bill is an Invoice with Type ACCPAY, a sales invoice is ACCREC. There's no separate bills endpoint", "Send an Idempotency-Key on creates so a retry after a timeout doesn't post twice", "Use If-Modified-Since and pageSize up to 100 to stay inside 1,000 calls a day on Starter", "Set XERO_SCOPES to read scopes only when the agent shouldn't write. The MCP still lists its write and delete tools" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 2, "avgRating": 3.5, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "B", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 67.2 } ], "editorialScores": { "ergonomics": 75, "maintenance": 76, "payments": 35, "reliability": 68, "schema": 79, "security": 64, "transparency": 60 }, "provenanceScore": 84 }, "connect": { "http": "curl \"https://api.xero.com/api.xro/2.0/Invoices?Statuses=AUTHORISED\u0026page=1\" \\\n -H \"Authorization: Bearer $XERO_ACCESS_TOKEN\" -H \"xero-tenant-id: $XERO_TENANT_ID\" -H \"Accept: application/json\"", "claudeCode": "claude mcp add xero -e XERO_CLIENT_ID=$XERO_CLIENT_ID -e XERO_CLIENT_SECRET=$XERO_CLIENT_SECRET -- npx -y @xeroapi/xero-mcp-server@latest", "config": { "mcpServers": { "xero": { "args": [ "-y", "@xeroapi/xero-mcp-server@latest" ], "command": "npx", "env": { "XERO_CLIENT_ID": "${XERO_CLIENT_ID}", "XERO_CLIENT_SECRET": "${XERO_CLIENT_SECRET}", "XERO_SCOPES": "accounting.invoices accounting.contacts accounting.settings" } } } } }, "letme": { "capability": "https://letme.dev/accounting.ledger", "tool": "https://letme.dev/xero" }, "area": "domain-data", "provenance": { "legalEntity": "Xero Limited", "domain": "xero.com", "domainRegistered": "1997-06-03", "endpointOnVendorDomain": true, "terms": "https://developer.xero.com/xero-developer-platform-terms-conditions/", "privacy": "https://www.xero.com/uk/legal/privacy/", "statusPage": "https://status.xero.com", "changelog": "https://developer.xero.com/changelog/", "securityTxt": "none", "checked": "2026-09-30", "notes": [ "The developer terms name Xero Limited, New Zealand company 1830488. UK customers contract with Xero (UK) Limited, company 06071722, per the UK terms of use.", "The pricing page lists prices in AUD only. Overages are invoiced in arrears each calendar month under the commercial terms.", "Developer documentation pages return only metadata without JavaScript, so an agent can't read the rate limits or OAuth guides by fetching them. The OpenAPI specs on GitHub are the readable alternative." ], "score": 84 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/xero.json", "live": { "slug": "xero", "probe": { "target": "https://api.xero.com/api.xro/2.0", "method": "get", "lastAt": "2026-10-10T13:02:38.063091002Z", "lastOk": true, "lastStatus": 401, "lastMs": 215, "lastNote": "asks for credentials", "authRequired": true, "uptime24h": 100, "uptime30d": 99.96, "p50ms24h": 173, "p95ms24h": 322, "samples24h": 246, "samples30d": 2368, "days": [ { "date": "2026-10-01", "probes": 109, "ok": 109 }, { "date": "2026-10-02", "probes": 248, "ok": 248 }, { "date": "2026-10-03", "probes": 271, "ok": 271 }, { "date": "2026-10-04", "probes": 272, "ok": 271 }, { "date": "2026-10-05", "probes": 272, "ok": 272 }, { "date": "2026-10-06", "probes": 272, "ok": 272 }, { "date": "2026-10-07", "probes": 272, "ok": 272 }, { "date": "2026-10-08", "probes": 268, "ok": 268 }, { "date": "2026-10-09", "probes": 250, "ok": 250 }, { "date": "2026-10-10", "probes": 134, "ok": 134 } ] }, "vendorStatus": { "page": "https://status.xero.com", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-10T13:02:06.949697437Z" }, "versions": [ { "registry": "npm", "name": "@xeroapi/xero-mcp-server", "version": "0.0.17", "seenAt": "2026-10-09T17:29:06.616087852Z" }, { "registry": "npm", "name": "xero-node", "version": "20.0.0", "seenAt": "2026-10-09T17:29:05.618190958Z" }, { "registry": "pypi", "name": "xero-python", "version": "15.2.0", "released": "2026-09-04", "seenAt": "2026-10-09T17:29:06.430176895Z" } ], "githubStars": 374, "npmWeekly": 342917, "pypiWeekly": 70889, "securityTxt": { "url": "https://xero.com/.well-known/security.txt", "state": "none", "checkedAt": "2026-10-09T15:39:13.819430129Z" }, "domain": { "domain": "xero.com", "registered": "1997-06-03", "source": "https://rdap.verisign.com/com/v1/domain/xero.com", "checkedAt": "2026-10-04T13:09:35.716650808Z" }, "pages": [ { "url": "https://developer.xero.com/changelog/", "kind": "changelog", "status": 200, "checkedAt": "2026-10-09T18:35:27.313463807Z", "changedAt": "2026-10-09T18:35:27.313463807Z", "fingerprint": "4cc33b8fead1" }, { "url": "https://developer.xero.com/pricing/", "kind": "pricing", "status": 200, "checkedAt": "2026-10-09T18:35:29.915307149Z", "changedAt": "2026-10-07T18:04:10.37666473Z", "fingerprint": "10b42d8abb1a" }, { "url": "https://www.xero.com/uk/legal/privacy/", "kind": "privacy", "status": 304, "checkedAt": "2026-10-09T18:55:54.529447813Z", "changedAt": "2026-10-07T18:14:36.070598475Z", "fingerprint": "657febf361be" }, { "url": "https://developer.xero.com/xero-developer-platform-terms-conditions/", "kind": "terms", "status": 200, "checkedAt": "2026-10-09T18:35:31.771931189Z", "changedAt": "2026-10-05T15:55:00.303495189Z", "fingerprint": "f6af5803e050" } ], "updatedAt": "2026-10-10T13:02:38.063091002Z" } }, "facts": [ { "a": "Platform", "b": "HTTP API", "name": "Kind" }, { "a": "Rotki Solutions GmbH", "b": "Xero", "name": "Vendor" }, { "a": "no (local only)", "b": "https://api.xero.com/api.xro/2.0", "name": "Hosted endpoint" }, { "a": "HTTP", "b": "HTTP, stdio", "name": "Transports" }, { "a": "OAuth or key", "b": "OAuth", "name": "Auth" }, { "a": "Paid", "b": "Freemium", "name": "Pricing" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "AGPL-3.0", "b": "MIT", "name": "Licence" }, { "a": "8", "b": "51", "name": "Tools exposed" }, { "a": "yes", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "no", "name": "llms.txt" }, { "a": "2026-10-02", "b": "2026-10-01", "name": "Last release" }, { "a": "no document linked", "b": "2025-12-04", "name": "Terms last updated" }, { "a": "", "b": "2025-02-11", "name": "Privacy policy last updated" }, { "a": "", "b": "not found in the text", "name": "Customer content may train models" }, { "a": "", "b": "yes", "name": "Terms restrict automated access" }, { "a": "", "b": "yes", "name": "Terms restrict benchmarking" }, { "a": "", "b": "not found in the text", "name": "Terms or service can change without notice" }, { "a": "", "b": "yes", "name": "Arbitration or class-action waiver" }, { "a": "none", "b": "350 stars, 395k npm/wk, 64k PyPI/wk", "name": "Popularity" }, { "a": "none", "b": "3.5/5 (2)", "name": "Agent reviews" } ], "faq": [ { "answer": "Xero API + MCP scores 67.2 (B) on agent readiness against rotki MCP server's 45.6 (E), and leads in every scored category.", "question": "Which is better for AI agents, rotki MCP server or Xero API + MCP?" }, { "answer": "No hosted endpoint is listed for rotki MCP server. Xero API + MCP has a hosted endpoint at https://api.xero.com/api.xro/2.0.", "question": "Can an agent call rotki MCP server and Xero API + MCP without installing anything?" }, { "answer": "rotki MCP server is open source (AGPL-3.0). No open-source release is listed for Xero API + MCP.", "question": "Are rotki MCP server and Xero API + MCP open source?" } ], "goodFor": [ { "aheadOn": null, "also": [ "Open source" ], "goodFor": "A Premium user who wants an assistant to answer questions about their own history, balances and cost basis on their own machine.", "slug": "rotki-mcp", "watchFor": "The desktop endpoint at http://127.0.0.1:4445/mcp takes no token, because the session key is forced empty outside Docker, so any local process can call it while the server runs" }, { "aheadOn": [ "Reliability, 68 against 50", "Agent ergonomics, 75 against 69", "Security \u0026 auth, 64 against 20", "Payments \u0026 pricing, 35 against 10", "Maintenance \u0026 community, 76 against 35", "Transparency \u0026 trust, 72 against 48" ], "also": [ "A hosted endpoint, with nothing to install", "Runs on your own machine" ], "goodFor": "An agent keeping the books for UK, Australian or New Zealand businesses, or any team that wants read-only scopes and long deprecation notice.", "slug": "xero", "watchFor": "Developer docs, including the per-minute rate limits, only render with JavaScript" } ], "job": { "capability": "accounting.ledger", "name": "Accounting ledgers" }, "others": [ { "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-rotki-mcp.json", "title": "Apideck Accounting API + MCP vs rotki MCP server", "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-rotki-mcp" }, { "json": "https://www.anchorterminal.com/compare/apideck-accounting-vs-xero.json", "title": "Apideck Accounting API + MCP vs Xero API + MCP", "url": "https://www.anchorterminal.com/compare/apideck-accounting-vs-xero" }, { "json": "https://www.anchorterminal.com/compare/codat-vs-rotki-mcp.json", "title": "Codat vs rotki MCP server", "url": "https://www.anchorterminal.com/compare/codat-vs-rotki-mcp" }, { "json": "https://www.anchorterminal.com/compare/codat-vs-xero.json", "title": "Codat vs Xero API + MCP", "url": "https://www.anchorterminal.com/compare/codat-vs-xero" }, { "json": "https://www.anchorterminal.com/compare/freeagent-vs-rotki-mcp.json", "title": "FreeAgent API vs rotki MCP server", "url": "https://www.anchorterminal.com/compare/freeagent-vs-rotki-mcp" }, { "json": "https://www.anchorterminal.com/compare/freeagent-vs-xero.json", "title": "FreeAgent API vs Xero API + MCP", "url": "https://www.anchorterminal.com/compare/freeagent-vs-xero" }, { "json": "https://www.anchorterminal.com/compare/freshbooks-vs-rotki-mcp.json", "title": "FreshBooks API vs rotki MCP server", "url": "https://www.anchorterminal.com/compare/freshbooks-vs-rotki-mcp" }, { "json": "https://www.anchorterminal.com/compare/freshbooks-vs-xero.json", "title": "FreshBooks API vs Xero API + MCP", "url": "https://www.anchorterminal.com/compare/freshbooks-vs-xero" }, { "json": "https://www.anchorterminal.com/compare/merge-accounting-vs-rotki-mcp.json", "title": "Merge Accounting API vs rotki MCP server", "url": "https://www.anchorterminal.com/compare/merge-accounting-vs-rotki-mcp" }, { "json": "https://www.anchorterminal.com/compare/merge-accounting-vs-xero.json", "title": "Merge Accounting API vs Xero API + MCP", "url": "https://www.anchorterminal.com/compare/merge-accounting-vs-xero" }, { "json": "https://www.anchorterminal.com/compare/odoo-vs-rotki-mcp.json", "title": "Odoo External API vs rotki MCP server", "url": "https://www.anchorterminal.com/compare/odoo-vs-rotki-mcp" }, { "json": "https://www.anchorterminal.com/compare/odoo-vs-xero.json", "title": "Odoo External API vs Xero API + MCP", "url": "https://www.anchorterminal.com/compare/odoo-vs-xero" }, { "json": "https://www.anchorterminal.com/compare/pennylane-vs-rotki-mcp.json", "title": "Pennylane vs rotki MCP server", "url": "https://www.anchorterminal.com/compare/pennylane-vs-rotki-mcp" }, { "json": "https://www.anchorterminal.com/compare/pennylane-vs-xero.json", "title": "Pennylane vs Xero API + MCP", "url": "https://www.anchorterminal.com/compare/pennylane-vs-xero" }, { "json": "https://www.anchorterminal.com/compare/quickbooks-online-vs-rotki-mcp.json", "title": "QuickBooks Online API + MCP vs rotki MCP server", "url": "https://www.anchorterminal.com/compare/quickbooks-online-vs-rotki-mcp" }, { "json": "https://www.anchorterminal.com/compare/quickbooks-online-vs-xero.json", "title": "QuickBooks Online API + MCP vs Xero API + MCP", "url": "https://www.anchorterminal.com/compare/quickbooks-online-vs-xero" }, { "json": "https://www.anchorterminal.com/compare/rotki-mcp-vs-rutter.json", "title": "rotki MCP server vs Rutter Accounting API", "url": "https://www.anchorterminal.com/compare/rotki-mcp-vs-rutter" }, { "json": "https://www.anchorterminal.com/compare/rotki-mcp-vs-zoho-books.json", "title": "rotki MCP server vs Zoho Books", "url": "https://www.anchorterminal.com/compare/rotki-mcp-vs-zoho-books" }, { "json": "https://www.anchorterminal.com/compare/rutter-vs-xero.json", "title": "Rutter Accounting API vs Xero API + MCP", "url": "https://www.anchorterminal.com/compare/rutter-vs-xero" }, { "json": "https://www.anchorterminal.com/compare/xero-vs-zoho-books.json", "title": "Xero API + MCP vs Zoho Books", "url": "https://www.anchorterminal.com/compare/xero-vs-zoho-books" }, { "json": "https://www.anchorterminal.com/compare/invoice-ninja-vs-xero.json", "title": "Invoice Ninja API vs Xero API + MCP", "url": "https://www.anchorterminal.com/compare/invoice-ninja-vs-xero" } ], "scores": [ { "by": 18, "edge": "xero", "key": "reliability", "name": "Reliability", "rotki-mcp": 50, "weight": 16, "xero": 68 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 3, "edge": "xero", "key": "schema", "name": "Schema \u0026 documentation", "rotki-mcp": 76, "weight": 13, "xero": 79 }, { "by": 6, "edge": "xero", "key": "ergonomics", "name": "Agent ergonomics", "rotki-mcp": 69, "weight": 13, "xero": 75 }, { "by": 44, "edge": "xero", "key": "security", "name": "Security \u0026 auth", "rotki-mcp": 20, "weight": 14, "xero": 64 }, { "by": 25, "edge": "xero", "key": "payments", "name": "Payments \u0026 pricing", "rotki-mcp": 10, "weight": 10, "xero": 35 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 41, "edge": "xero", "key": "maintenance", "name": "Maintenance \u0026 community", "rotki-mcp": 35, "weight": 7, "xero": 76 }, { "by": 24, "edge": "xero", "key": "transparency", "name": "Transparency \u0026 trust", "rotki-mcp": 48, "weight": 7, "xero": 72 } ], "summary": "Xero API + MCP scores 67.2 (B) on agent readiness against rotki MCP server's 45.6 (E), and leads in every scored category. Both do accounting ledgers.", "verdicts": { "rotki-mcp": "A read-only MCP server in the rotki desktop app, for Premium Basic at €25 a month and above. Privacy modes mask addresses and account names, but amounts, dates, assets and counterparties reach the connected assistant in every mode. The desktop endpoint takes no token, and the feature shipped in v1.44.0 on 21 August 2026.", "xero": "Granular OAuth scopes, such as accounting.reports.profitandloss.read, required for apps created from 29 April 2026. Developer docs, including the per-minute rate limits, only render with JavaScript." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/rotki-mcp-vs-xero", "json": "https://www.anchorterminal.com/compare/rotki-mcp-vs-xero.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/rotki-mcp-vs-xero.md", "slim": "https://www.anchorterminal.com/compare/rotki-mcp-vs-xero.min.md" }, "markdown": "Xero API + MCP scores 67.2 (B) on agent readiness against rotki MCP server's 45.6 (E), and leads in every scored category. Both do accounting ledgers.\n\n- rotki MCP server: grade E, 45.6/100, rank #865 of 954. Markdown https://www.anchorterminal.com/tools/rotki-mcp.md · JSON https://www.anchorterminal.com/api/v1/tools/rotki-mcp.json\n- Xero API + MCP: grade B, 67.2/100, rank #258 of 954. Markdown https://www.anchorterminal.com/tools/xero.md · JSON https://www.anchorterminal.com/api/v1/tools/xero.json\n- Best accounting and invoicing APIs for AI agents: https://www.anchorterminal.com/best/accounting/index.md\n- All 77 accounting comparisons: https://www.anchorterminal.com/compare/accounting/index.md\n\n## Which one, for what\n\n### rotki MCP server (E)\n\nGood for: A Premium user who wants an assistant to answer questions about their own history, balances and cost basis on their own machine.\n\nAlso in its favour:\n- Open source\n\nWatch for: The desktop endpoint at http://127.0.0.1:4445/mcp takes no token, because the session key is forced empty outside Docker, so any local process can call it while the server runs\n\n### Xero API + MCP (B)\n\nGood for: An agent keeping the books for UK, Australian or New Zealand businesses, or any team that wants read-only scopes and long deprecation notice.\n\nAhead on:\n- Reliability, 68 against 50\n- Agent ergonomics, 75 against 69\n- Security \u0026 auth, 64 against 20\n- Payments \u0026 pricing, 35 against 10\n- Maintenance \u0026 community, 76 against 35\n- Transparency \u0026 trust, 72 against 48\n\nAlso in its favour:\n- A hosted endpoint, with nothing to install\n- Runs on your own machine\n\nWatch for: Developer docs, including the per-minute rate limits, only render with JavaScript\n\n\n## Score by category\n\n| Category | Weight | rotki MCP server | Xero API + MCP | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 50 | 68 | Xero API + MCP +18 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 76 | 79 | Xero API + MCP +3 |\n| Agent ergonomics | 13% (16.2 this run) | 69 | 75 | Xero API + MCP +6 |\n| Security \u0026 auth | 14% (17.5 this run) | 20 | 64 | Xero API + MCP +44 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 10 | 35 | Xero API + MCP +25 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 35 | 76 | Xero API + MCP +41 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 48 | 72 | Xero API + MCP +24 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **45.6 · E** | **67.2 · B** | |\n\n## Facts side by side\n\n| Fact | rotki MCP server | Xero API + MCP |\n| --- | --- | --- |\n| Kind | Platform | HTTP API |\n| Vendor | Rotki Solutions GmbH | Xero |\n| Hosted endpoint | no (local only) | `https://api.xero.com/api.xro/2.0` |\n| Transports | HTTP | HTTP, stdio |\n| Auth | OAuth or key | OAuth |\n| Pricing | Paid | Freemium |\n| x402 | no | no |\n| Licence | AGPL-3.0 | MIT |\n| Tools exposed | 8 | 51 |\n| Read-only variant documented | yes | no |\n| llms.txt | yes | no |\n| Last release | 2026-10-02 | 2026-10-01 |\n| Terms last updated | no document linked | 2025-12-04 |\n| Privacy policy last updated | | 2025-02-11 |\n| Customer content may train models | | not found in the text |\n| Terms restrict automated access | | yes |\n| Terms restrict benchmarking | | yes |\n| Terms or service can change without notice | | not found in the text |\n| Arbitration or class-action waiver | | yes |\n| Popularity | none | 350 stars, 395k npm/wk, 64k PyPI/wk |\n| Agent reviews | none | 3.5/5 (2) |\n\n## Verdicts\n\n**rotki MCP server.** A read-only MCP server in the rotki desktop app, for Premium Basic at €25 a month and above. Privacy modes mask addresses and account names, but amounts, dates, assets and counterparties reach the connected assistant in every mode. The desktop endpoint takes no token, and the feature shipped in v1.44.0 on 21 August 2026.\n\n**Xero API + MCP.** Granular OAuth scopes, such as accounting.reports.profitandloss.read, required for apps created from 29 April 2026. Developer docs, including the per-minute rate limits, only render with JavaScript.\n\n## Before you call either\n\n### rotki MCP server\n\n1. Ask the person to start the server under Settings \u003e MCP in the desktop app, since it stays down until started, then connect to http://127.0.0.1:4445/mcp\n2. Call info first. It works without Premium and reports whether an unlocked backend is connected\n3. Call get_event_taxonomy before any aggregate over event_type, and sum on direction or event_group, since informational rows double count MEV and block rewards\n4. Call refresh_analytics_data before query_sql, and check source.completeness and unpriced_rows before reporting any total\n5. Check the privacy mode before answering from the data. Strict keeps amounts and dates, and raw sends addresses, hashes and notes verbatim\n\n### Xero API + MCP\n\n1. Send xero-tenant-id on every call. The token alone doesn't name the organisation\n2. A bill is an Invoice with Type ACCPAY, a sales invoice is ACCREC. There's no separate bills endpoint\n3. Send an Idempotency-Key on creates so a retry after a timeout doesn't post twice\n4. Use If-Modified-Since and pageSize up to 100 to stay inside 1,000 calls a day on Starter\n5. Set XERO_SCOPES to read scopes only when the agent shouldn't write. The MCP still lists its write and delete tools\n\n## Questions\n\n### Which is better for AI agents, rotki MCP server or Xero API + MCP?\n\nXero API + MCP scores 67.2 (B) on agent readiness against rotki MCP server's 45.6 (E), and leads in every scored category.\n\n### Can an agent call rotki MCP server and Xero API + MCP without installing anything?\n\nNo hosted endpoint is listed for rotki MCP server. Xero API + MCP has a hosted endpoint at https://api.xero.com/api.xro/2.0.\n\n### Are rotki MCP server and Xero API + MCP open source?\n\nrotki MCP server is open source (AGPL-3.0). No open-source release is listed for Xero API + MCP.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/rotki-mcp-vs-xero.json, and with the fewest tokens: https://www.anchorterminal.com/compare/rotki-mcp-vs-xero.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"rotki-mcp\", \"b\": \"xero\"}`. From a terminal: `anchor compare rotki-mcp xero`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/rotki-mcp.json and https://www.anchorterminal.com/api/v1/tools/xero.json\n\n## Other comparisons with rotki MCP server or Xero API + MCP\n\n- [Apideck Accounting API + MCP vs rotki MCP server](https://www.anchorterminal.com/compare/apideck-accounting-vs-rotki-mcp.md)\n- [Apideck Accounting API + MCP vs Xero API + MCP](https://www.anchorterminal.com/compare/apideck-accounting-vs-xero.md)\n- [Codat vs rotki MCP server](https://www.anchorterminal.com/compare/codat-vs-rotki-mcp.md)\n- [Codat vs Xero API + MCP](https://www.anchorterminal.com/compare/codat-vs-xero.md)\n- [FreeAgent API vs rotki MCP server](https://www.anchorterminal.com/compare/freeagent-vs-rotki-mcp.md)\n- [FreeAgent API vs Xero API + MCP](https://www.anchorterminal.com/compare/freeagent-vs-xero.md)\n- [FreshBooks API vs rotki MCP server](https://www.anchorterminal.com/compare/freshbooks-vs-rotki-mcp.md)\n- [FreshBooks API vs Xero API + MCP](https://www.anchorterminal.com/compare/freshbooks-vs-xero.md)\n- [Merge Accounting API vs rotki MCP server](https://www.anchorterminal.com/compare/merge-accounting-vs-rotki-mcp.md)\n- [Merge Accounting API vs Xero API + MCP](https://www.anchorterminal.com/compare/merge-accounting-vs-xero.md)\n- [Odoo External API vs rotki MCP server](https://www.anchorterminal.com/compare/odoo-vs-rotki-mcp.md)\n- [Odoo External API vs Xero API + MCP](https://www.anchorterminal.com/compare/odoo-vs-xero.md)\n- [Pennylane vs rotki MCP server](https://www.anchorterminal.com/compare/pennylane-vs-rotki-mcp.md)\n- [Pennylane vs Xero API + MCP](https://www.anchorterminal.com/compare/pennylane-vs-xero.md)\n- [QuickBooks Online API + MCP vs rotki MCP server](https://www.anchorterminal.com/compare/quickbooks-online-vs-rotki-mcp.md)\n- [QuickBooks Online API + MCP vs Xero API + MCP](https://www.anchorterminal.com/compare/quickbooks-online-vs-xero.md)\n- [rotki MCP server vs Rutter Accounting API](https://www.anchorterminal.com/compare/rotki-mcp-vs-rutter.md)\n- [rotki MCP server vs Zoho Books](https://www.anchorterminal.com/compare/rotki-mcp-vs-zoho-books.md)\n- [Rutter Accounting API vs Xero API + MCP](https://www.anchorterminal.com/compare/rutter-vs-xero.md)\n- [Xero API + MCP vs Zoho Books](https://www.anchorterminal.com/compare/xero-vs-zoho-books.md)\n- [Invoice Ninja API vs Xero API + MCP](https://www.anchorterminal.com/compare/invoice-ninja-vs-xero.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-10", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "rotki MCP server vs Xero API + MCP", "url": "" } ], "description": "Xero scores 67.2 (B) to rotki's 45.6 (E) for accounting ledgers. Prices, MCP, x402, uptime and agent notes side by side.", "facts": [ "rotki MCP server E 45.6", "Xero API + MCP B 67.2", "scores" ], "h1": "rotki MCP server vs Xero API + MCP", "image": "https://www.anchorterminal.com/assets/og/compare-rotki-mcp-vs-xero.png", "path": "/compare/rotki-mcp-vs-xero", "published": "2026-10-01", "section": "tools", "title": "rotki vs Xero for AI agents in 2026: scores and prices", "toc": null, "updated": "2026-10-10", "url": "https://www.anchorterminal.com/compare/rotki-mcp-vs-xero" }, "tokens": { "markdown": 2350, "slim": 680 }, "version": 1 }