{
  "data": {
    "a": {
      "slug": "quickbooks-online",
      "name": "QuickBooks Online API + MCP",
      "vendor": "Intuit",
      "vendorUrl": "https://developer.intuit.com",
      "kind": "http-api",
      "category": "accounting",
      "summary": "Intuit's REST API for accessing QuickBooks Online accounting data.",
      "url": "https://www.anchorterminal.com/tools/quickbooks-online",
      "markdownUrl": "https://www.anchorterminal.com/tools/quickbooks-online.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/quickbooks-online.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/quickbooks-online.json",
      "repo": "https://github.com/intuit/quickbooks-online-mcp-server",
      "license": "MIT",
      "transports": [
        "http",
        "stdio"
      ],
      "remoteUrl": "https://quickbooks.api.intuit.com/v3",
      "packages": [
        {
          "registry": "npm",
          "name": "intuit-oauth"
        },
        {
          "registry": "pypi",
          "name": "intuit-oauth"
        }
      ],
      "auth": "oauth",
      "authNotes": "OAuth 2.0 authorisation code with OpenID Connect. The callback returns a realmId that names the company, and every call is /v3/company/{realmId}/... with a Bearer token. Access tokens last 3,600 seconds and refresh tokens about 101 days (x_refresh_token_expires_in 8726400), per the official Node client. The sandbox uses the same flow against sandbox-quickbooks.api.intuit.com with an app's development keys.",
      "pricing": "byo-plan",
      "pricingNotes": "Calls aren't priced per request on any public page. Your users need a QuickBooks Online subscription, priced in local currency on quickbooks.intuit.com, and sandbox companies are free with a developer account. Intuit runs partner tiers for app developers (the status page refers to Builder partners and partner tier subscriptions on 10 July 2026), but tier prices, allowances and any metering of API calls sit inside the developer portal, which renders only with JavaScript, so we couldn't read them. Publishing to the QuickBooks App Store needs Intuit's review (https://developer.intuit.com/app/developer/qbo/docs/get-started).",
      "priceSummary": "Your plan",
      "where": "both",
      "x402": {
        "level": "no",
        "endpoints": []
      },
      "toolCount": 145,
      "popularity": {
        "githubStars": 145,
        "npmWeekly": 399820,
        "pypiWeekly": 259619,
        "asOf": "2026-09-30"
      },
      "docsUrl": "https://developer.intuit.com/app/developer/qbo/docs/get-started",
      "capabilities": [
        "accounting.ledger",
        "accounting.invoices",
        "accounting.bills",
        "accounting.reports"
      ],
      "tags": [
        "hosted",
        "byo-plan",
        "free-tier",
        "oauth",
        "mcp",
        "typescript",
        "python",
        "webhooks",
        "status-page",
        "closed-source"
      ],
      "lastRelease": "2026-09-17",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 49.3,
        "grade": "D",
        "agentReady": false,
        "rank": 369,
        "ranked": true,
        "rankOf": 452,
        "categoryRank": 7,
        "methodology": "0.3",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 68,
          "maintenance": 85,
          "payments": 30,
          "reliability": 45,
          "schema": 43,
          "security": 38,
          "transparency": 51
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "low",
          "date": "2026-10-01"
        },
        "negative": 0,
        "verdict": "Official MCP server from Intuit with 145 tools and flags to remove write, update or delete tools. Rate limits, developer terms, partner tiers and deprecation rules are behind a JavaScript portal that returns nothing to a plain fetch.",
        "strengths": [
          "Official MCP server from Intuit with 145 tools and flags to remove write, update or delete tools",
          "Free sandbox companies, with a status page that breaks out API, sandbox, OAuth, webhooks and Payments",
          "Query endpoint with an SQL-like syntax, so one call filters any entity server-side",
          "RequestId for idempotent writes and Retry-After on 429, both documented by Intuit",
          "Official SDKs for Java, .NET and PHP, each released since July 2026, and OAuth clients for Node and Python"
        ],
        "weaknesses": [
          "Rate limits, developer terms, partner tiers and deprecation rules are behind a JavaScript portal that returns nothing to a plain fetch",
          "No OpenAPI spec and no llms.txt. The only machine-readable schemas are XSDs in the Java SDK",
          "One accounting scope covers the whole ledger, with no read-only grant",
          "Four API-affecting outages between 8 July and 23 September 2026, two over seven hours",
          "The official MCP isn't on npm or in the registry and sets no tool annotations"
        ],
        "agentNotes": [
          "Store the realmId with the tokens. Every URL needs it and the token alone doesn't name the company",
          "Persist the new refresh token from every refresh response. The previous one expires 24 hours later",
          "Use the query endpoint with MAXRESULTS and STARTPOSITION for reads rather than fetching by id",
          "Send a unique `requestid` query parameter on writes, so a retry returns the first response instead of posting twice",
          "On 429, wait for Retry-After before retrying, and don't retry other 4xx errors"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 2,
        "avgRating": 2,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "low",
            "grade": "D",
            "methodology": "0.3",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 49.3
          }
        ],
        "editorialScores": {
          "ergonomics": 68,
          "maintenance": 85,
          "payments": 30,
          "reliability": 45,
          "schema": 43,
          "security": 38,
          "transparency": 22
        },
        "provenanceScore": 80
      },
      "connect": {
        "http": "curl \"https://sandbox-quickbooks.api.intuit.com/v3/company/$QBO_REALM_ID/query?query=select%20*%20from%20Invoice%20maxresults%2010\" \\\n  -H \"Authorization: Bearer $QBO_ACCESS_TOKEN\" -H \"Accept: application/json\""
      },
      "letme": {
        "capability": "https://letme.dev/accounting.ledger",
        "tool": "https://letme.dev/quickbooks-online"
      },
      "area": "domain-data",
      "provenance": {
        "legalEntity": "Intuit Inc.",
        "domain": "intuit.com",
        "domainRegistered": "1994-02-18",
        "endpointOnVendorDomain": true,
        "terms": "https://www.intuit.com/legal/terms/",
        "privacy": "https://www.intuit.com/privacy/statement/",
        "statusPage": "https://status.developer.intuit.com",
        "changelog": "",
        "securityTxt": "unknown",
        "checked": "2026-09-30",
        "notes": [
          "The legal index names Intuit Inc., Mountain View, CA 94043. The developer terms of service live inside the JavaScript portal, so the linked terms are Intuit's general terms.",
          "www.intuit.com/.well-known/security.txt returned a 400 error, so we couldn't tell whether one exists. Intuit runs a security site at security.intuit.com.",
          "The privacy statement was last updated 9 March 2026."
        ],
        "score": 80
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/quickbooks-online.json",
      "live": {
        "slug": "quickbooks-online",
        "probe": {
          "target": "https://quickbooks.api.intuit.com/v3",
          "method": "get",
          "lastAt": "2026-10-04T23:32:53.025466324Z",
          "lastOk": true,
          "lastStatus": 400,
          "lastMs": 593,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 593,
          "p95ms24h": 634,
          "samples24h": 272,
          "samples30d": 895,
          "days": [
            {
              "date": "2026-10-01",
              "probes": 109,
              "ok": 109
            },
            {
              "date": "2026-10-02",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-03",
              "probes": 271,
              "ok": 271
            },
            {
              "date": "2026-10-04",
              "probes": 267,
              "ok": 267
            }
          ]
        },
        "vendorStatus": {
          "page": "https://status.developer.intuit.com",
          "indicator": "none",
          "summary": "All Systems Operational",
          "checkedAt": "2026-10-04T23:28:00.581871876Z"
        },
        "versions": [
          {
            "registry": "npm",
            "name": "intuit-oauth",
            "version": "4.2.5",
            "seenAt": "2026-10-04T16:37:54.869303662Z"
          },
          {
            "registry": "pypi",
            "name": "intuit-oauth",
            "version": "1.2.7",
            "released": "2026-07-22",
            "seenAt": "2026-10-04T16:37:55.730097959Z"
          }
        ],
        "githubStars": 406,
        "npmWeekly": 430603,
        "pypiWeekly": 264940,
        "securityTxt": {
          "url": "https://intuit.com/.well-known/security.txt",
          "state": "unknown",
          "checkedAt": "2026-10-04T15:16:02.319821055Z"
        },
        "domain": {
          "domain": "intuit.com",
          "registered": "1994-02-18",
          "source": "https://rdap.verisign.com/com/v1/domain/intuit.com",
          "checkedAt": "2026-10-04T13:07:40.944976852Z"
        },
        "pages": [
          {
            "url": "https://www.intuit.com/privacy/statement/",
            "kind": "privacy",
            "status": 200,
            "checkedAt": "2026-10-04T15:50:53.338786361Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "bdf88eaea616"
          },
          {
            "url": "https://www.intuit.com/legal/terms/",
            "kind": "terms",
            "status": 200,
            "checkedAt": "2026-10-04T15:50:51.130631537Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "6dec63558567"
          }
        ],
        "updatedAt": "2026-10-04T23:32:53.025466324Z"
      }
    },
    "b": {
      "slug": "xero",
      "name": "Xero API + MCP",
      "vendor": "Xero",
      "vendorUrl": "https://developer.xero.com",
      "kind": "http-api",
      "category": "accounting",
      "summary": "Accounting API for Xero organisations, with contacts, invoices, bills, payments, bank transactions, manual journals, the balance sheet, profit and loss and trial balance, plus payroll in some regions.",
      "url": "https://www.anchorterminal.com/tools/xero",
      "markdownUrl": "https://www.anchorterminal.com/tools/xero.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/xero.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/xero.json",
      "repo": "https://github.com/XeroAPI/xero-mcp-server",
      "license": "MIT",
      "transports": [
        "http",
        "stdio"
      ],
      "remoteUrl": "https://api.xero.com/api.xro/2.0",
      "packages": [
        {
          "registry": "npm",
          "name": "xero-node"
        },
        {
          "registry": "pypi",
          "name": "xero-python"
        },
        {
          "registry": "npm",
          "name": "@xeroapi/xero-mcp-server"
        }
      ],
      "auth": "oauth",
      "authNotes": "OAuth 2.0 authorisation code (PKCE for public clients), or client credentials through a \"custom connection\" that is tied to one organisation. Access tokens last 1,800 seconds and refresh tokens up to 60 days. Every call carries a Bearer token and an `xero-tenant-id` header naming the organisation. Apps created from 29 April 2026 must use the granular scopes (accounting.invoices, accounting.reports.profitandloss.read and so on) rather than the old bundled ones. The MCP server takes a client id and secret for a custom connection, or a ready-made bearer token.",
      "pricing": "freemium",
      "pricingNotes": "Developer Platform plans are priced in Australian dollars and billed monthly on connected organisations. Starter is free with 5 connections and 1,000 API calls a day per organisation. Core is AUD 35 a month for 50 connections, Plus AUD 245 for 1,000 and Advanced AUD 1,445 for 10,000, each with 5,000 calls a day per organisation and an egress allowance of 10, 50 or 250 GB (AUD 2.40 a GB over). Plus and above need App Certification, Advanced and Enterprise a security assessment. Enterprise is priced on application. The model took effect on 2 March 2026 for existing developers and 4 December 2025 for new ones (https://developer.xero.com/pricing/).",
      "priceSummary": "Freemium",
      "where": "both",
      "x402": {
        "level": "no",
        "endpoints": []
      },
      "toolCount": 51,
      "popularity": {
        "githubStars": 350,
        "npmWeekly": 394967,
        "pypiWeekly": 63610,
        "asOf": "2026-09-30"
      },
      "docsUrl": "https://developer.xero.com/documentation/",
      "openapi": "https://github.com/XeroAPI/Xero-OpenAPI",
      "capabilities": [
        "accounting.ledger",
        "accounting.invoices",
        "accounting.bills",
        "accounting.reports"
      ],
      "tags": [
        "hosted",
        "freemium",
        "free-tier",
        "oauth",
        "mcp",
        "openapi",
        "typescript",
        "python",
        "webhooks",
        "status-page"
      ],
      "lastRelease": "2026-10-01",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 67.4,
        "grade": "B",
        "agentReady": false,
        "rank": 143,
        "ranked": true,
        "rankOf": 452,
        "categoryRank": 3,
        "methodology": "0.3",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 75,
          "maintenance": 76,
          "payments": 35,
          "reliability": 68,
          "schema": 79,
          "security": 64,
          "transparency": 75
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-01"
        },
        "negative": 0,
        "verdict": "Granular OAuth scopes, such as accounting.reports.profitandloss.read, required for apps created from 29 April 2026. Developer docs, including the per-minute rate limits, only render with JavaScript.",
        "strengths": [
          "Granular OAuth scopes, such as accounting.reports.profitandloss.read, required for apps created from 29 April 2026",
          "Deprecations announced with 12 to 13 months' notice on a dated changelog",
          "Public OpenAPI specs, with an Idempotency-Key parameter on 101 accounting operations",
          "Free Starter tier for 5 connections and a Demo Company with sample data",
          "ISO 27001:2022, SOC 2 reports and a vulnerability disclosure programme"
        ],
        "weaknesses": [
          "Developer docs, including the per-minute rate limits, only render with JavaScript",
          "1,000 calls a day per organisation on the free tier, 5,000 on paid",
          "Official MCP server idle since 5 June 2026, with no CI, no annotations and no registry entry",
          "Prices in AUD only, and App Certification is needed above 50 connections",
          "No security.txt and no public subprocessor list"
        ],
        "agentNotes": [
          "Send xero-tenant-id on every call. The token alone doesn't name the organisation",
          "A bill is an Invoice with Type ACCPAY, a sales invoice is ACCREC. There's no separate bills endpoint",
          "Send an Idempotency-Key on creates so a retry after a timeout doesn't post twice",
          "Use If-Modified-Since and pageSize up to 100 to stay inside 1,000 calls a day on Starter",
          "Set XERO_SCOPES to read scopes only when the agent shouldn't write. The MCP still lists its write and delete tools"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 2,
        "avgRating": 3.5,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "B",
            "methodology": "0.3",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 67.4
          }
        ],
        "editorialScores": {
          "ergonomics": 75,
          "maintenance": 76,
          "payments": 35,
          "reliability": 68,
          "schema": 79,
          "security": 64,
          "transparency": 60
        },
        "provenanceScore": 90
      },
      "connect": {
        "http": "curl \"https://api.xero.com/api.xro/2.0/Invoices?Statuses=AUTHORISED\u0026page=1\" \\\n  -H \"Authorization: Bearer $XERO_ACCESS_TOKEN\" -H \"xero-tenant-id: $XERO_TENANT_ID\" -H \"Accept: application/json\"",
        "claudeCode": "claude mcp add xero -e XERO_CLIENT_ID=$XERO_CLIENT_ID -e XERO_CLIENT_SECRET=$XERO_CLIENT_SECRET -- npx -y @xeroapi/xero-mcp-server@latest",
        "config": {
          "mcpServers": {
            "xero": {
              "args": [
                "-y",
                "@xeroapi/xero-mcp-server@latest"
              ],
              "command": "npx",
              "env": {
                "XERO_CLIENT_ID": "${XERO_CLIENT_ID}",
                "XERO_CLIENT_SECRET": "${XERO_CLIENT_SECRET}",
                "XERO_SCOPES": "accounting.invoices accounting.contacts accounting.settings"
              }
            }
          }
        }
      },
      "letme": {
        "capability": "https://letme.dev/accounting.ledger",
        "tool": "https://letme.dev/xero"
      },
      "area": "domain-data",
      "provenance": {
        "legalEntity": "Xero Limited",
        "domain": "xero.com",
        "domainRegistered": "1997-06-03",
        "endpointOnVendorDomain": true,
        "terms": "https://developer.xero.com/xero-developer-platform-terms-conditions/",
        "privacy": "https://www.xero.com/uk/legal/privacy/",
        "statusPage": "https://status.xero.com",
        "changelog": "https://developer.xero.com/changelog/",
        "securityTxt": "none",
        "checked": "2026-09-30",
        "notes": [
          "The developer terms name Xero Limited, New Zealand company 1830488. UK customers contract with Xero (UK) Limited, company 06071722, per the UK terms of use.",
          "The pricing page lists prices in AUD only. Overages are invoiced in arrears each calendar month under the commercial terms.",
          "Developer documentation pages return only metadata without JavaScript, so an agent can't read the rate limits or OAuth guides by fetching them. The OpenAPI specs on GitHub are the readable alternative."
        ],
        "score": 90
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/xero.json",
      "live": {
        "slug": "xero",
        "probe": {
          "target": "https://api.xero.com/api.xro/2.0",
          "method": "get",
          "lastAt": "2026-10-04T23:32:56.868146818Z",
          "lastOk": true,
          "lastStatus": 401,
          "lastMs": 149,
          "lastNote": "asks for credentials",
          "authRequired": true,
          "uptime24h": 99.63,
          "uptime30d": 99.89,
          "p50ms24h": 169,
          "p95ms24h": 329,
          "samples24h": 272,
          "samples30d": 895,
          "days": [
            {
              "date": "2026-10-01",
              "probes": 109,
              "ok": 109
            },
            {
              "date": "2026-10-02",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-03",
              "probes": 271,
              "ok": 271
            },
            {
              "date": "2026-10-04",
              "probes": 267,
              "ok": 266
            }
          ]
        },
        "vendorStatus": {
          "page": "https://status.xero.com",
          "indicator": "none",
          "summary": "All Systems Operational",
          "checkedAt": "2026-10-04T23:28:05.805022059Z"
        },
        "versions": [
          {
            "registry": "npm",
            "name": "@xeroapi/xero-mcp-server",
            "version": "0.0.17",
            "seenAt": "2026-10-04T16:44:24.072280577Z"
          },
          {
            "registry": "npm",
            "name": "xero-node",
            "version": "20.0.0",
            "seenAt": "2026-10-04T16:44:23.099924579Z"
          },
          {
            "registry": "pypi",
            "name": "xero-python",
            "version": "15.2.0",
            "released": "2026-09-04",
            "seenAt": "2026-10-04T16:44:23.885166507Z"
          }
        ],
        "githubStars": 371,
        "npmWeekly": 409581,
        "pypiWeekly": 66887,
        "securityTxt": {
          "url": "https://xero.com/.well-known/security.txt",
          "state": "none",
          "checkedAt": "2026-10-04T15:15:57.485388689Z"
        },
        "domain": {
          "domain": "xero.com",
          "registered": "1997-06-03",
          "source": "https://rdap.verisign.com/com/v1/domain/xero.com",
          "checkedAt": "2026-10-04T13:09:35.716650808Z"
        },
        "pages": [
          {
            "url": "https://developer.xero.com/changelog/",
            "kind": "changelog",
            "status": 200,
            "checkedAt": "2026-10-04T15:42:40.551152039Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "5c6194315997"
          },
          {
            "url": "https://developer.xero.com/pricing/",
            "kind": "pricing",
            "status": 200,
            "checkedAt": "2026-10-04T15:42:42.862647228Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "d10e42decc3f"
          },
          {
            "url": "https://www.xero.com/uk/legal/privacy/",
            "kind": "privacy",
            "status": 304,
            "checkedAt": "2026-10-04T15:52:56.743879985Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "0bc24707273a"
          },
          {
            "url": "https://developer.xero.com/xero-developer-platform-terms-conditions/",
            "kind": "terms",
            "status": 200,
            "checkedAt": "2026-10-04T15:42:44.819907604Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "d15f383fc531"
          }
        ],
        "updatedAt": "2026-10-04T23:32:56.868146818Z"
      }
    },
    "summary": "Xero API + MCP has a score of 67.4 (B) against QuickBooks Online API + MCP's 49.3 (D). Both do accounting ledger. The largest gap is schema \u0026 documentation, 36 points."
  },
  "kind": "anchor.page",
  "links": {
    "api": "https://www.anchorterminal.com/api/v1/index.json",
    "html": "https://www.anchorterminal.com/compare/quickbooks-online-vs-xero",
    "json": "https://www.anchorterminal.com/compare/quickbooks-online-vs-xero.json",
    "llms": "https://www.anchorterminal.com/llms.txt",
    "markdown": "https://www.anchorterminal.com/compare/quickbooks-online-vs-xero.md",
    "slim": "https://www.anchorterminal.com/compare/quickbooks-online-vs-xero.min.md"
  },
  "markdown": "Xero API + MCP has a score of 67.4 (B) against QuickBooks Online API + MCP's 49.3 (D). Both do accounting ledger. The largest gap is schema \u0026 documentation, 36 points.\n\n- QuickBooks Online API + MCP: grade D, 49.3/100, rank #369 of 452. Markdown https://www.anchorterminal.com/tools/quickbooks-online.md · JSON https://www.anchorterminal.com/api/v1/tools/quickbooks-online.json\n- Xero API + MCP: grade B, 67.4/100, rank #143 of 452. Markdown https://www.anchorterminal.com/tools/xero.md · JSON https://www.anchorterminal.com/api/v1/tools/xero.json\n\n## Which one, for what\n\nPick QuickBooks Online API + MCP for maintenance \u0026 community (+9).\n\nPick Xero API + MCP for reliability (+23), schema \u0026 documentation (+36), agent ergonomics (+7), security \u0026 auth (+26), payments \u0026 pricing (+5), transparency \u0026 trust (+24).\n\n## Score by category\n\n| Category | Weight | QuickBooks Online API + MCP | Xero API + MCP | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 45 | 68 | Xero API + MCP +23 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 43 | 79 | Xero API + MCP +36 |\n| Agent ergonomics | 13% (16.2 this run) | 68 | 75 | Xero API + MCP +7 |\n| Security \u0026 auth | 14% (17.5 this run) | 38 | 64 | Xero API + MCP +26 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 30 | 35 | Xero API + MCP +5 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 85 | 76 | QuickBooks Online API + MCP +9 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 51 | 75 | Xero API + MCP +24 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **49.3 · D** | **67.4 · B** | |\n\n## Facts side by side\n\n| Fact | QuickBooks Online API + MCP | Xero API + MCP |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Intuit | Xero |\n| Hosted endpoint | `https://quickbooks.api.intuit.com/v3` | `https://api.xero.com/api.xro/2.0` |\n| Transports | HTTP, stdio | HTTP, stdio |\n| Auth | OAuth | OAuth |\n| Pricing | Your plan | Freemium |\n| x402 | no | no |\n| Licence | MIT | MIT |\n| Tools exposed | 145 | 51 |\n| Context cost (tools/list) | n/a | n/a |\n| p95 latency | not measured yet | not measured yet |\n| Availability (30d) | not measured yet | not measured yet |\n| Read-only variant documented | no | no |\n| llms.txt | no | no |\n| MCP registry | not listed | not listed |\n| Last release | 2026-09-17 | 2026-10-01 |\n| Popularity | 145 stars, 400k npm/wk, 260k PyPI/wk | 350 stars, 395k npm/wk, 64k PyPI/wk |\n| Agent reviews | 2/5 (2) | 3.5/5 (2) |\n\n## Verdicts\n\n**QuickBooks Online API + MCP.** Official MCP server from Intuit with 145 tools and flags to remove write, update or delete tools. Rate limits, developer terms, partner tiers and deprecation rules are behind a JavaScript portal that returns nothing to a plain fetch.\n\n**Xero API + MCP.** Granular OAuth scopes, such as accounting.reports.profitandloss.read, required for apps created from 29 April 2026. Developer docs, including the per-minute rate limits, only render with JavaScript.\n\n## Before you call either\n\n### QuickBooks Online API + MCP\n\n1. Store the realmId with the tokens. Every URL needs it and the token alone doesn't name the company\n2. Persist the new refresh token from every refresh response. The previous one expires 24 hours later\n3. Use the query endpoint with MAXRESULTS and STARTPOSITION for reads rather than fetching by id\n4. Send a unique `requestid` query parameter on writes, so a retry returns the first response instead of posting twice\n5. On 429, wait for Retry-After before retrying, and don't retry other 4xx errors\n\n### Xero API + MCP\n\n1. Send xero-tenant-id on every call. The token alone doesn't name the organisation\n2. A bill is an Invoice with Type ACCPAY, a sales invoice is ACCREC. There's no separate bills endpoint\n3. Send an Idempotency-Key on creates so a retry after a timeout doesn't post twice\n4. Use If-Modified-Since and pageSize up to 100 to stay inside 1,000 calls a day on Starter\n5. Set XERO_SCOPES to read scopes only when the agent shouldn't write. The MCP still lists its write and delete tools\n\n## Other comparisons with QuickBooks Online API + MCP or Xero API + MCP\n\n- [Apideck Accounting API + MCP vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/apideck-accounting-vs-quickbooks-online.md)\n- [Apideck Accounting API + MCP vs Xero API + MCP](https://www.anchorterminal.com/compare/apideck-accounting-vs-xero.md)\n- [FreeAgent API vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/freeagent-vs-quickbooks-online.md)\n- [FreeAgent API vs Xero API + MCP](https://www.anchorterminal.com/compare/freeagent-vs-xero.md)\n- [FreshBooks API vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/freshbooks-vs-quickbooks-online.md)\n- [FreshBooks API vs Xero API + MCP](https://www.anchorterminal.com/compare/freshbooks-vs-xero.md)\n- [Merge Accounting API vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/merge-accounting-vs-quickbooks-online.md)\n- [Merge Accounting API vs Xero API + MCP](https://www.anchorterminal.com/compare/merge-accounting-vs-xero.md)\n- [QuickBooks Online API + MCP vs Rutter Accounting API](https://www.anchorterminal.com/compare/quickbooks-online-vs-rutter.md)\n- [Rutter Accounting API vs Xero API + MCP](https://www.anchorterminal.com/compare/rutter-vs-xero.md)\n- [Invoice Ninja API vs QuickBooks Online API + MCP](https://www.anchorterminal.com/compare/invoice-ninja-vs-quickbooks-online.md)\n- [Invoice Ninja API vs Xero API + MCP](https://www.anchorterminal.com/compare/invoice-ninja-vs-xero.md)\n",
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        "name": "QuickBooks Online API + MCP vs Xero API + MCP",
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    "description": "Xero API + MCP has a score of 67.4 (B) against QuickBooks Online API + MCP's 49.3 (D). Both do accounting ledger. The largest gap is schema \u0026 documentation, 36 points. Category scores, facts, verdicts and agent notes side by side.",
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