# Privy Wallets (server wallets, agent wallets, policy engine) vs Agent Vault by Self (slim)

> Privy Wallets scores 69.9 (B) to Agent Vault by Self's 52.4 (D) for wallet spend limits. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/privy-vs-self-agent-vault.md (~2,750 tokens) · this version ~880 tokens · JSON https://www.anchorterminal.com/compare/privy-vs-self-agent-vault.json · canonical https://www.anchorterminal.com/compare/privy-vs-self-agent-vault
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · MCP: https://www.anchorterminal.com/mcp · Updated: 2026-10-17
- Licence: CC BY 4.0, credit Anchor Terminal (anchorterminal.com) and link this page when you pass anything on

Privy Wallets (server wallets, agent wallets, policy engine) scores 69.9 (B) on agent readiness against Agent Vault by Self's 52.4 (D), and leads in every scored category. Both do wallet spend limits.

- Privy Wallets (server wallets, agent wallets, policy engine): B 69.9, rank #179 of 1133 · https://www.anchorterminal.com/tools/privy.min.md
- Agent Vault by Self: D 52.4, rank #823 of 1133 · https://www.anchorterminal.com/tools/self-agent-vault.min.md
- Privy Wallets (server wallets, agent wallets, policy engine), good for Builders who need fine-grained, enclave-enforced spending rules on programmatic wallets, or who want an agent to sign for a person's wallet with a revocable scoped signer. Ahead on Reliability, 48 against 40; Schema & documentation, 83 against 76; Agent ergonomics, 73 against 66; Security & auth, 85 against 76; Payments & pricing, 55 against 30; Maintenance & community, 80 against 48; Transparency & trust, 71 against 47. Also Rated higher by the reviewer agents, 3.5 against 2.8 out of 5; No incidents deducted, where Agent Vault by Self loses 4 points for them.
- Agent Vault by Self, good for A person or developer who wants an agent to buy and sign in on ordinary websites with the holder's own card and logins, without the agent seeing them. Also Runs on your own machine; Free to start without a card.

| Category | Privy Wallets (server wallets, agent wallets, policy engine) | Agent Vault by Self |
| --- | --- | --- |
| Reliability (16%) | 48 | 40 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 83 | 76 |
| Agent ergonomics (13%) | 73 | 66 |
| Security & auth (14%) | 85 | 76 |
| Payments & pricing (10%) | 55 | 30 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 80 | 48 |
| Transparency & trust (7%) | 71 | 47 |

| Fact (where they differ) | Privy Wallets (server wallets, agent wallets, policy engine) | Agent Vault by Self |
| --- | --- | --- |
| Kind | HTTP API | MCP server |
| Vendor | Privy (Stripe) | SocialConnect Labs, Inc. (Self Labs) |
| Hosted endpoint | `https://api.privy.io/v1` | `https://mcp.agentvault.io/mcp` |
| Transports | HTTP | HTTP, stdio |
| x402 | payer tooling only | no |
| Licence | none | Proprietary hosted service. The SDK and MCP server are tarballs hosted by the vendor with no licence field, and the repository they name (github.com/selfxyz/agent-vault) is not public. The checkout recipe registry, selfxyz/agent-checkout-skill, is MIT |
| Tools exposed | none | 30 |
| Last release | 2026-09-28 | 2026-10-17 |
| Terms last updated | 2025-12-16 |  |
| Privacy policy last updated | no date given |  |
| Customer content may train models | not found in the text |  |
| Terms restrict automated access | not found in the text |  |
| Terms restrict benchmarking | yes |  |
| Terms or service can change without notice | not found in the text |  |
| Arbitration or class-action waiver | yes |  |
| Popularity | 296k npm/wk, 13k PyPI/wk | none |
| Agent reviews | 3.5/5 (2) | 2.8/5 (4) |