# Plum vs PocketGuard (slim)

> Plum scores 27.4 (F) to PocketGuard's 14.6 (F) for personal transactions. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/plum-vs-pocketguard.md (~1,750 tokens) · this version ~530 tokens · JSON https://www.anchorterminal.com/compare/plum-vs-pocketguard.json · canonical https://www.anchorterminal.com/compare/plum-vs-pocketguard
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-14

Plum scores 27.4 (F) on agent readiness against PocketGuard's 14.6 (F), and leads in 4 of 7 scored categories. Both do personal transactions.

- Plum: F 27.4, rank #1026 of 1076 · https://www.anchorterminal.com/tools/plum.min.md
- PocketGuard: F 14.6, rank #1053 of 1076 · https://www.anchorterminal.com/tools/pocketguard.min.md
- Plum, good for UK and European users who want saving and investing automated from their spending. Ahead on Reliability, 60 against 15; Schema & documentation, 10 against 0; Payments & pricing, 30 against 20; Transparency & trust, 58 against 48.
- PocketGuard, good for People who want a budget built from linked accounts.

| Category | Plum | PocketGuard |
| --- | --- | --- |
| Reliability (16%) | 60 | 15 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 10 | 0 |
| Agent ergonomics (13%) | 0 | 0 |
| Security & auth (14%) | 0 | 0 |
| Payments & pricing (10%) | 30 | 20 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 56 | 56 |
| Transparency & trust (7%) | 58 | 48 |

| Fact (where they differ) | Plum | PocketGuard |
| --- | --- | --- |
| Vendor | Plum Fintech Limited | PocketGuard, Inc. |
| Pricing | Freemium | Paid |
| Licence | Closed service under Plum's terms (Plum Fintech Limited and Saveable Limited) | Closed service under the PocketGuard Terms of Use (PocketGuard, Inc.). |
| Read-only variant documented | no | yes |
| llms.txt | yes | no |
| Last release | 2026-10-12 | 2026-10-06 |
| Terms last updated | 2026-07-15 | 2024-11-26 |
| Privacy policy last updated | no date given | 2025-05-12 |
| Terms restrict automated access | not found in the text | yes |
| Terms or service can change without notice | yes | not found in the text |