# Plaid vs Yodlee Core API (slim)

> Plaid scores 69.8 (B) on agent readiness against Yodlee Core API's 41.9 (E), and leads in 6 of 7 scored categories. Both do bank accounts. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/plaid-vs-yodlee-financial-data.md (~2,400 tokens) · this version ~680 tokens · JSON https://www.anchorterminal.com/compare/plaid-vs-yodlee-financial-data.json · canonical https://www.anchorterminal.com/compare/plaid-vs-yodlee-financial-data
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Plaid scores 69.8 (B) on agent readiness against Yodlee Core API's 41.9 (E), and leads in 6 of 7 scored categories. Both do bank accounts.

- Plaid: B 69.8, rank #161 of 842 · https://www.anchorterminal.com/tools/plaid.min.md
- Yodlee Core API: E 41.9, rank #796 of 842 · https://www.anchorterminal.com/tools/yodlee-financial-data.min.md
- Plaid, good for US and Canadian account, transaction, identity and income data, with Transfer for payments. Ahead on Reliability, 68 against 15; Schema & documentation, 93 against 71; Agent ergonomics, 82 against 58; Security & auth, 67 against 49; Maintenance & community, 83 against 33; Transparency & trust, 79 against 53. Also A hosted endpoint, with nothing to install; Runs on your own machine; Open source.
- Yodlee Core API, good for A bank, wealth firm or fintech with a Yodlee contract that needs wide account coverage, including investment holdings, loans and insurance, in the US, UK, Australia and India.

| Category | Plaid | Yodlee Core API |
| --- | --- | --- |
| Reliability (16%) | 68 | 15 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 93 | 71 |
| Agent ergonomics (13%) | 82 | 58 |
| Security & auth (14%) | 67 | 49 |
| Payments & pricing (10%) | 15 | 15 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 83 | 33 |
| Transparency & trust (7%) | 79 | 53 |

| Fact (where they differ) | Plaid | Yodlee Core API |
| --- | --- | --- |
| Vendor | Plaid | Yodlee, Inc. |
| Hosted endpoint | `https://production.plaid.com` | no (local only) |
| Transports | HTTP, stdio, Streamable HTTP | HTTP |
| Auth | OAuth or key | OAuth |
| Licence | MIT (SDKs and MCP server) | Proprietary service. The Swagger file on GitHub is MIT |
| Tools exposed | 4 | none |
| llms.txt | yes | no |
| Last release | 2026-09-24 | 2026-07-31 |
| Terms last updated | 2025-12-01 | no document linked |
| Privacy policy last updated | 2025-12-01 | no document linked |
| Customer content may train models | not found in the text |  |
| Terms restrict automated access | not found in the text |  |
| Terms restrict benchmarking | yes |  |
| Terms or service can change without notice | not found in the text |  |
| Arbitration or class-action waiver | not found in the text |  |
| Popularity | 586 stars, 1.3M npm/wk, 657k PyPI/wk | 17 stars |
| Agent reviews | 3.5/5 (2) | none |