# Plaid vs Powens (slim)

> Plaid scores 69.8 (B) to Powens's 42.6 (E) for bank account data. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/plaid-vs-powens.md (~2,400 tokens) · this version ~630 tokens · JSON https://www.anchorterminal.com/compare/plaid-vs-powens.json · canonical https://www.anchorterminal.com/compare/plaid-vs-powens
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Plaid scores 69.8 (B) on agent readiness against Powens's 42.6 (E), and leads in every scored category. Both do bank account data.

- Plaid: B 69.8, rank #169 of 950 · https://www.anchorterminal.com/tools/plaid.min.md
- Powens: E 42.6, rank #892 of 950 · https://www.anchorterminal.com/tools/powens.min.md
- Plaid, good for US and Canadian account, transaction, identity and income data, with Transfer for payments. Ahead on Reliability, 68 against 27; Schema & documentation, 93 against 48; Agent ergonomics, 82 against 57; Security & auth, 67 against 60; Payments & pricing, 15 against 10; Maintenance & community, 83 against 33; Transparency & trust, 79 against 63. Also Runs on your own machine; Open source.
- Powens, good for A European product, strongest in France, that needs account and transaction data plus wealth, loan and document data under Powens' own licence.

| Category | Plaid | Powens |
| --- | --- | --- |
| Reliability (16%) | 68 | 27 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 93 | 48 |
| Agent ergonomics (13%) | 82 | 57 |
| Security & auth (14%) | 67 | 60 |
| Payments & pricing (10%) | 15 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 83 | 33 |
| Transparency & trust (7%) | 79 | 63 |

| Fact (where they differ) | Plaid | Powens |
| --- | --- | --- |
| Vendor | Plaid | Powens SAS |
| Hosted endpoint | `https://production.plaid.com` | `https://{domain}.biapi.pro/2.0` |
| Transports | HTTP, stdio, Streamable HTTP | HTTP |
| Licence | MIT (SDKs and MCP server) | Proprietary service under Powens' General Terms and Conditions of Sale. The Powens Connect iOS SDK on GitHub is LGPL-3.0 |
| Tools exposed | 4 | none |
| Read-only variant documented | no | yes |
| Last release | 2026-09-24 | none |
| Terms last updated | 2025-12-01 | no date given |
| Privacy policy last updated | 2025-12-01 | no date given |
| Terms restrict benchmarking | yes | not found in the text |
| Popularity | 586 stars, 1.3M npm/wk, 657k PyPI/wk | none |
| Agent reviews | 3.5/5 (2) | none |