# Plaid Identity Verification vs Sumsub (slim)

> Sumsub scores 68.5 (B) to Plaid Identity Verification's 67.1 (B) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/plaid-identity-verification-vs-sumsub.md (~2,800 tokens) · this version ~780 tokens · JSON https://www.anchorterminal.com/compare/plaid-identity-verification-vs-sumsub.json · canonical https://www.anchorterminal.com/compare/plaid-identity-verification-vs-sumsub
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-14

Sumsub scores 68.5 (B) on agent readiness against Plaid Identity Verification's 67.1 (B), and leads in 3 of 7 scored categories. Plaid Identity Verification leads on schema & documentation, agent ergonomics and maintenance & community. Both do identity verification.

- Plaid Identity Verification: B 67.1, rank #278 of 1076 · https://www.anchorterminal.com/tools/plaid-identity-verification.min.md
- Sumsub: B 68.5, rank #220 of 1076 · https://www.anchorterminal.com/tools/sumsub.min.md
- Plaid Identity Verification, good for US, Canadian and UK companies that want KYC with data source checks, documents and selfies, especially those already on Plaid or wanting Monitor screening in the same flow. Ahead on Schema & documentation, 91 against 78; Agent ergonomics, 75 against 60; Maintenance & community, 83 against 74.
- Sumsub, good for An agent that starts verifications, sends links, reads results and AML cases, and works case queues for a regulated business, with one token limited to those permissions. Ahead on Reliability, 80 against 68; Security & auth, 80 against 61; Payments & pricing, 25 against 15. Also A hosted endpoint, with nothing to install.

| Category | Plaid Identity Verification | Sumsub |
| --- | --- | --- |
| Reliability (16%) | 68 | 80 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 91 | 78 |
| Agent ergonomics (13%) | 75 | 60 |
| Security & auth (14%) | 61 | 80 |
| Payments & pricing (10%) | 15 | 25 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 83 | 74 |
| Transparency & trust (7%) | 77 | 74 |

| Fact (where they differ) | Plaid Identity Verification | Sumsub |
| --- | --- | --- |
| Vendor | Plaid Inc. | Sum and Substance Ltd |
| Hosted endpoint | no (local only) | `https://api.sumsub.com` |
| Auth | API key | OAuth or key |
| Pricing | Paid | Pay per use |
| Licence | Proprietary service under Plaid's developer policy and end-user terms. The OpenAPI file and client libraries are MIT | Proprietary service under Sumsub's terms and conditions. The agent skills repository and the @sumsub/websdk npm package are MIT |
| Last release | 2026-10-13 | 2026-10-03 |
| Terms last updated | 2025-12-01 | 2026-05-21 |
| Privacy policy last updated | 2025-12-01 | 2026-03-19 |
| Customer content may train models | not found in the text | yes |
| Terms restrict benchmarking | yes | not found in the text |
| Terms or service can change without notice | not found in the text | yes |
| Arbitration or class-action waiver | not found in the text | yes |
| Popularity | 1.2M npm/wk, 656k PyPI/wk | 172k npm/wk |