# Plaid Identity Verification vs Shufti (slim)

> Plaid Identity Verification scores 67.1 (B) to Shufti's 57.8 (C) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/plaid-identity-verification-vs-shufti.md (~2,750 tokens) · this version ~780 tokens · JSON https://www.anchorterminal.com/compare/plaid-identity-verification-vs-shufti.json · canonical https://www.anchorterminal.com/compare/plaid-identity-verification-vs-shufti
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-14

Plaid Identity Verification scores 67.1 (B) on agent readiness against Shufti's 57.8 (C), and leads in 5 of 7 scored categories. Shufti leads on payments & pricing. Both do identity verification.

- Plaid Identity Verification: B 67.1, rank #278 of 1076 · https://www.anchorterminal.com/tools/plaid-identity-verification.min.md
- Shufti: C 57.8, rank #631 of 1076 · https://www.anchorterminal.com/tools/shufti.min.md
- Plaid Identity Verification, good for US, Canadian and UK companies that want KYC with data source checks, documents and selfies, especially those already on Plaid or wanting Monitor screening in the same flow. Ahead on Schema & documentation, 91 against 58; Agent ergonomics, 75 against 47; Maintenance & community, 83 against 72; Transparency & trust, 77 against 71.
- Shufti, good for A team that wants document, face, address, AML and KYB checks behind one endpoint, a free plan for low volume, and an MCP server that hands the person a hosted verification link. Ahead on Payments & pricing, 35 against 15. Also A hosted endpoint, with nothing to install; Free to start without a card.

| Category | Plaid Identity Verification | Shufti |
| --- | --- | --- |
| Reliability (16%) | 68 | 65 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 91 | 58 |
| Agent ergonomics (13%) | 75 | 47 |
| Security & auth (14%) | 61 | 62 |
| Payments & pricing (10%) | 15 | 35 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 83 | 72 |
| Transparency & trust (7%) | 77 | 71 |

| Fact (where they differ) | Plaid Identity Verification | Shufti |
| --- | --- | --- |
| Vendor | Plaid Inc. | Shufti Pro Limited |
| Hosted endpoint | no (local only) | `https://api.shuftipro.com` |
| Transports | HTTP | HTTP, Streamable HTTP |
| Auth | API key | OAuth or key |
| Pricing | Paid | Freemium |
| Licence | Proprietary service under Plaid's developer policy and end-user terms. The OpenAPI file and client libraries are MIT | Proprietary service under Shufti's Terms and Conditions. The licences of the mobile capture SDKs were not checked |
| Tools exposed | none | 25 |
| Last release | 2026-10-13 | 2026-10-06 |
| Terms last updated | 2025-12-01 |  |
| Privacy policy last updated | 2025-12-01 | 2026-09-01 |
| Customer content may train models | not found in the text | yes, with an opt-out |
| Terms restrict automated access | not found in the text |  |
| Terms restrict benchmarking | yes |  |
| Terms or service can change without notice | not found in the text |  |
| Arbitration or class-action waiver | not found in the text |  |
| Popularity | 1.2M npm/wk, 656k PyPI/wk | 673 npm/wk |