{
  "data": {
    "a": {
      "slug": "persona",
      "name": "Persona",
      "vendor": "Persona Identities, Inc.",
      "vendorUrl": "https://withpersona.com",
      "kind": "http-api",
      "category": "identity-verification",
      "summary": "Persona is an identity verification platform from Persona Identities, Inc. Its REST API and hosted MCP server create inquiries, run government ID, selfie, document and database verifications, screen people and businesses against watchlists, and manage review cases.",
      "url": "https://www.anchorterminal.com/tools/persona",
      "markdownUrl": "https://www.anchorterminal.com/tools/persona.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/persona.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/persona.json",
      "license": "Proprietary service under Persona's terms of service. The `persona` JavaScript client on npm is MIT",
      "transports": [
        "http"
      ],
      "remoteUrl": "https://mcp.withpersona.com",
      "packages": [
        {
          "registry": "npm",
          "name": "persona"
        }
      ],
      "auth": "api-key",
      "authNotes": "Self-serve API key, sent as `Authorization: Bearer \u003ckey\u003e` to https://api.withpersona.com/api/v1. A browser sign-up with a business email gives a sandbox key (`persona_sandbox_...`) at once. A production key (`persona_production_...`) needs a plan and Persona's approval of the organisation. Each key can be limited to about 50 read and write permissions per resource, given its own rate limit and an IP allowlist, and expired through the dashboard or the API. A new key has every standard permission until someone limits it. The MCP server at https://mcp.withpersona.com takes the same key. Its help article says OAuth is coming and isn't available yet (checked 2026-10-08).",
      "pricing": "paid",
      "pricingNotes": "The Essential plan starts at $250 a month on a 12-month contract with 500 verifications or reports a month included, then $1.50 for each further one, per the help centre. Growth and Enterprise are priced through sales. A 60-day trial with no card gives sandbox access and up to 50 services, so an agent can build and test without a contract, but the sandbox performs no real verifications. A Startup Programme gives eligible small companies 500 free verifications a month for a year. The pricing page itself refused our reader (checked 2026-10-08).",
      "priceSummary": "$250 / mo",
      "where": "hosted",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the API docs, the OpenAPI file, the MCP tool list or the help centre's plan articles (checked 2026-10-08).",
        "endpoints": []
      },
      "toolCount": 190,
      "popularity": {
        "githubStars": null,
        "npmWeekly": 570188,
        "pypiWeekly": null,
        "asOf": "2026-10-08"
      },
      "docsUrl": "https://docs.withpersona.com/getting-started",
      "llmsTxt": "https://docs.withpersona.com/llms.txt",
      "openapi": "https://docs.withpersona.com/openapi/api-reference.json",
      "capabilities": [
        "kyc.identity",
        "kyc.business",
        "kyc.documents",
        "kyc.screening",
        "kyc.cases"
      ],
      "tags": [
        "hosted",
        "paid",
        "sandbox",
        "api-key",
        "mcp",
        "openapi",
        "llms-txt",
        "webhooks",
        "json-api",
        "status-page",
        "soc2",
        "iso27001"
      ],
      "lastRelease": "2026-09-29",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 69.5,
        "grade": "B",
        "agentReady": false,
        "rank": 192,
        "ranked": true,
        "rankOf": 1076,
        "categoryRank": 3,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 74,
          "maintenance": 75,
          "payments": 35,
          "reliability": 70,
          "schema": 85,
          "security": 73,
          "transparency": 68
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-08"
        },
        "negative": 0,
        "verdict": "The REST API has a public OpenAPI 3.1 file, llms.txt, API keys with per-resource permissions, idempotency keys on every POST and a 60-day sandbox trial with no card. Production needs a business review and a 12-month plan from $250 a month. The status page lists 11 incidents since 10 July 2026, including 70 minutes of timeouts across all products.",
        "bestFor": "A company that already runs Persona and wants an agent to create inquiries from templates, read verification and report results, screen against watchlists and work review cases with a permission-limited key.",
        "strengths": [
          "Public OpenAPI 3.1 file with 231 operations and 141 webhook definitions, plus llms.txt and a Markdown copy of every docs page",
          "API keys take about 50 read and write permissions per resource, an IP allowlist, their own rate limit and an expiry endpoint",
          "`Idempotency-Key` on every POST, cursor pagination, and `fields` and `include` parameters that trim responses",
          "API logs kept for two weeks and user audit logs for six months, both readable through the API",
          "Dated API versions selected per key or per request with `Persona-Version`, and a changelog with an RSS feed"
        ],
        "weaknesses": [
          "Production access needs Persona's approval and a 12-month plan from $250 a month, and API-only integration is limited to Enterprise plans",
          "Eleven incidents on the status page since 10 July 2026, five marked partial outage, most on document and government ID verifications",
          "The MCP server lists all 190 tools whatever the key allows, with no annotations, toolsets or read-only subset, and OAuth isn't available yet",
          "No official server-side SDK was found. The npm, iOS, Android and React Native packages are clients for the end-user flow",
          "The marketing site, terms, privacy policy and pricing page answered our reader with a bot check, and no SLA was found in the docs or help centre"
        ],
        "agentNotes": [
          "Ask for a dedicated key limited to the permissions the task needs. A new key has every standard permission until it's limited",
          "Send `Persona-Version` on every call and an `Idempotency-Key` on every POST. A replayed key returns the first result, including a 500",
          "Treat redact calls as irreversible. They permanently delete personal data and cascade to downstream objects",
          "Stay under 300 requests a minute in production, read `RateLimit-Remaining` and `Quota-Remaining`, and back off on 429 because rejected requests still count",
          "Use `fields` and `include` to cut response size. Through MCP these parameters aren't exposed, and only 14 tools take `filter`"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "B",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 69.5
          }
        ],
        "editorialScores": {
          "ergonomics": 74,
          "maintenance": 75,
          "payments": 35,
          "reliability": 70,
          "schema": 85,
          "security": 73,
          "transparency": 46
        },
        "provenanceScore": 90
      },
      "connect": {
        "http": "curl --request POST \\\n     --url https://api.withpersona.com/api/v1/inquiries \\\n     --header 'Persona-Version: 2023-01-05' \\\n     --header 'accept: application/json' \\\n     --header 'authorization: Bearer persona_sandbox_YOURAPIKEY' \\\n     --header 'content-type: application/json' \\\n     --data '{\"data\":{\"attributes\":{\"inquiry-template-id\":\"itmpl_YOURTEMPLATEID\",\"fields\":{\"name-first\":\"Jane\",\"name-last\":\"Doe\",\"birthdate\":\"1994-04-12\"}}}}'"
      },
      "letme": {
        "capability": "https://letme.dev/kyc.identity",
        "tool": "https://letme.dev/persona"
      },
      "area": "domain-data",
      "unitPrices": [
        {
          "item": "Essential plan",
          "unit": "month",
          "usd": 250,
          "note": "12-month contract, 500 verifications or reports a month included, unused ones don't roll over"
        },
        {
          "item": "Additional verification or report on the Essential plan",
          "unit": "tx",
          "usd": 1.5,
          "note": "Each service beyond the 500 included a month"
        }
      ],
      "provenance": {
        "legalEntity": "Persona Identities, Inc.",
        "domain": "withpersona.com",
        "domainRegistered": "2018-09-24",
        "endpointOnVendorDomain": true,
        "terms": "https://withpersona.com/legal/terms-of-service",
        "privacy": "https://withpersona.com/legal/privacy-policy",
        "statusPage": "https://status.withpersona.com",
        "changelog": "https://docs.withpersona.com/api-reference/versioning/changelog",
        "securityTxt": "valid",
        "checked": "2026-10-08",
        "notes": [
          "The help centre footer reads \"2026 Persona Identities, Inc.\", and the `persona` npm package names Persona Identities, Inc. as author.",
          "The API answers at api.withpersona.com and the MCP server at mcp.withpersona.com, both withpersona.com subdomains.",
          "withpersona.com/.well-known/security.txt gives security@withpersona.com, an expiry of 17 February 2027 and a note that disclosure runs through Bugcrowd.",
          "The terms and privacy URLs are the ones the status page links to. Both pages, and the rest of withpersona.com, answered our reader with a bot check (HTTP 403), so their text wasn't read.",
          "RDAP for withpersona.com gives a registration date of 2018-09-24 and MarkMonitor Inc. as registrar."
        ],
        "score": 90
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/persona.json",
      "live": {
        "slug": "persona",
        "probe": {
          "target": "https://mcp.withpersona.com",
          "method": "get",
          "lastAt": "2026-10-14T09:42:02.19259483Z",
          "lastOk": true,
          "lastStatus": 405,
          "lastMs": 147,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 153,
          "p95ms24h": 346,
          "samples24h": 248,
          "samples30d": 1432,
          "days": [
            {
              "date": "2026-10-08",
              "probes": 93,
              "ok": 93
            },
            {
              "date": "2026-10-09",
              "probes": 250,
              "ok": 250
            },
            {
              "date": "2026-10-10",
              "probes": 247,
              "ok": 247
            },
            {
              "date": "2026-10-11",
              "probes": 247,
              "ok": 247
            },
            {
              "date": "2026-10-12",
              "probes": 247,
              "ok": 247
            },
            {
              "date": "2026-10-13",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-14",
              "probes": 100,
              "ok": 100
            }
          ]
        },
        "vendorStatus": {
          "page": "https://status.withpersona.com",
          "indicator": "unknown",
          "summary": "no machine-readable status found",
          "checkedAt": "2026-10-14T08:53:47.270012742Z"
        },
        "versions": [
          {
            "registry": "npm",
            "name": "persona",
            "version": "5.9.0",
            "seenAt": "2026-10-13T23:16:52.011910828Z"
          }
        ],
        "npmWeekly": 474420,
        "securityTxt": {
          "url": "https://withpersona.com/.well-known/security.txt",
          "state": "valid",
          "expires": "2027-02-17T08:00:00.000Z",
          "checkedAt": "2026-10-13T15:45:31.940916351Z"
        },
        "llmsTxt": {
          "url": "https://docs.withpersona.com/llms.txt",
          "ok": true,
          "status": 200,
          "checkedAt": "2026-10-13T14:12:19.15761621Z"
        },
        "domain": {
          "domain": "withpersona.com",
          "registered": "2018-09-24",
          "source": "https://rdap.verisign.com/com/v1/domain/withpersona.com",
          "checkedAt": "2026-10-11T13:24:11.94008491Z"
        },
        "pages": [
          {
            "url": "https://docs.withpersona.com/api-reference/versioning/changelog",
            "kind": "changelog",
            "status": 304,
            "checkedAt": "2026-10-13T20:16:14.966334952Z",
            "changedAt": "2026-10-10T19:03:02.833780746Z",
            "fingerprint": "c19b16bf1389"
          },
          {
            "url": "https://withpersona.com/legal/privacy-policy",
            "kind": "privacy",
            "status": 403,
            "checkedAt": "2026-10-13T20:25:18.253853297Z",
            "changedAt": "0001-01-01T00:00:00Z"
          },
          {
            "url": "https://withpersona.com/legal/terms-of-service",
            "kind": "terms",
            "status": 403,
            "checkedAt": "2026-10-13T20:25:20.272067854Z",
            "changedAt": "0001-01-01T00:00:00Z"
          }
        ],
        "updatedAt": "2026-10-14T09:42:02.19259483Z"
      }
    },
    "answer": "Persona scores 69.5 (B) on agent readiness against Vouched's 56.4 (C), and leads in 6 of 7 scored categories. Vouched leads on transparency \u0026 trust.",
    "b": {
      "slug": "vouched",
      "name": "Vouched",
      "vendor": "Vouched Identity, Inc.",
      "vendorUrl": "https://www.vouched.id",
      "kind": "http-api",
      "category": "identity-verification",
      "summary": "Vouched verifies an ID document and a selfie with liveness, with optional driver's licence, SSN, TIN, date of birth and AML checks. Jobs are submitted and read through a REST API in US and EU regions.",
      "url": "https://www.anchorterminal.com/tools/vouched",
      "markdownUrl": "https://www.anchorterminal.com/tools/vouched.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/vouched.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/vouched.json",
      "license": "Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0",
      "transports": [
        "http"
      ],
      "packages": [
        {
          "registry": "npm",
          "name": "@vouched.id/vouched-react-native"
        }
      ],
      "auth": "api-key",
      "authNotes": "Private key in an `X-API-Key` header to https://verify.vouched.id (US) or https://verify.eu.vouched.id (EU). A public key is for capture SDKs and a signature key signs webhooks. One key of each type is active, and recreating it invalidates the old key at once. Separate key sets per group. New keys carry `prv_`, `pub_` and `sig_` prefixes since 7 April 2026. Self-serve sign-up at app.vouched.id/create-account (checked 2026-10-14).",
      "pricing": "usage",
      "pricingNotes": "Self Starter is $300 a month plus $0.75 a transaction, or $3,000 a year plus $0.70. Essential is $300 a month plus $1.50 a transaction, or $1.40 on an annual plan. Custom plans cover IAL2, driver's licence, SSN and AML checks. A 14-day free trial is advertised. Test accounts aren't billed (https://www.vouched.id/identityverificationpricing, checked 2026-10-14).",
      "priceSummary": "$300 / mo",
      "where": "local",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the docs index, the API reference or the pricing page (checked 2026-10-14).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": 69,
        "pypiWeekly": null,
        "asOf": "2026-10-14"
      },
      "docsUrl": "https://docs.vouched.id/docs/overview",
      "llmsTxt": "https://docs.vouched.id/llms.txt",
      "capabilities": [
        "kyc.identity",
        "kyc.documents",
        "kyc.screening"
      ],
      "tags": [
        "hosted",
        "api-key",
        "llms-txt",
        "webhooks",
        "free-trial",
        "status-page"
      ],
      "lastRelease": "2026-08-28",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 56.4,
        "grade": "C",
        "agentReady": false,
        "rank": 673,
        "ranked": true,
        "rankOf": 1076,
        "categoryRank": 13,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 66,
          "maintenance": 60,
          "payments": 30,
          "reliability": 50,
          "schema": 81,
          "security": 40,
          "transparency": 74
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-14"
        },
        "negative": 0,
        "verdict": "Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026.",
        "bestFor": "US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.",
        "strengths": [
          "Published prices, $300 a month plus $0.75 a transaction on Self Starter, with a 14-day free trial",
          "Find Jobs filters by about 40 fields and can leave out photos and results",
          "Separate private, public and signature keys, with key sets per group",
          "Public DPA with named sub-processors and a dated legal changelog",
          "US and EU environments, with EU account data stored in the EU"
        ],
        "weaknesses": [
          "Rate limits are stated without a number",
          "No idempotency key, and each submitted job is billable",
          "No server-side SDK, only example repositories and capture SDKs",
          "Webhook signatures use HMAC-SHA1",
          "No security.txt or bug bounty, and certifications only on request"
        ],
        "agentNotes": [
          "Use the private key in `X-API-Key` against verify.vouched.id or verify.eu.vouched.id, matching the account's region",
          "Check Find Jobs before resubmitting. There is no idempotency key and each job is billed",
          "Pass `withPhotos=false` and select `fields` on Find Jobs to keep responses small",
          "In a test account, use the name test pass for a clean result and any other name for a failure",
          "Back off on 429. All endpoints share one limit and no figure is published"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "C",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 56.4
          }
        ],
        "editorialScores": {
          "ergonomics": 66,
          "maintenance": 60,
          "payments": 30,
          "reliability": 50,
          "schema": 81,
          "security": 40,
          "transparency": 72
        },
        "provenanceScore": 76
      },
      "letme": {
        "capability": "https://letme.dev/kyc.identity",
        "tool": "https://letme.dev/vouched"
      },
      "area": "domain-data",
      "unitPrices": [
        {
          "item": "Self Starter plan",
          "unit": "month",
          "usd": 300,
          "note": "Plus per-transaction fees. $3,000 a year on the annual plan"
        },
        {
          "item": "Verification, Self Starter plan",
          "unit": "tx",
          "usd": 0.75,
          "note": "Monthly plan. $0.70 on the annual plan"
        },
        {
          "item": "Verification, Essential plan",
          "unit": "tx",
          "usd": 1.5,
          "note": "Plus $300 a month. $1.40 on the annual plan"
        }
      ],
      "provenance": {
        "legalEntity": "Vouched Identity, Inc.",
        "domain": "vouched.id",
        "domainRegistered": "2018-11-26",
        "endpointOnVendorDomain": true,
        "terms": "https://www.vouched.id/company/legal/terms-of-service",
        "privacy": "https://www.vouched.id/company/legal/privacy-statement",
        "statusPage": "https://status.vouched.id",
        "changelog": "https://docs.vouched.id/page/release-notes-overview",
        "securityTxt": "none",
        "checked": "2026-10-14",
        "notes": [
          "The privacy statement (effective 5 December 2022, updated 12 February 2026) names Vouched Identity, Inc. The legal changelog says the name changed from Woolly Labs, Inc. on 9 April 2025.",
          "The API answers at verify.vouched.id and verify.eu.vouched.id, vouched.id subdomains.",
          "www.vouched.id/.well-known/security.txt returns 404.",
          "RDAP for vouched.id gives a registration date of 2018-11-26."
        ],
        "score": 76
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/vouched.json",
      "live": {
        "slug": "vouched",
        "vendorStatus": {
          "page": "https://status.vouched.id",
          "indicator": "none",
          "summary": "All Systems Operational",
          "checkedAt": "2026-10-14T09:39:47.126167596Z"
        },
        "updatedAt": "2026-10-14T09:39:47.126167596Z"
      }
    },
    "facts": [
      {
        "a": "HTTP API",
        "b": "HTTP API",
        "name": "Kind"
      },
      {
        "a": "Persona Identities, Inc.",
        "b": "Vouched Identity, Inc.",
        "name": "Vendor"
      },
      {
        "a": "https://mcp.withpersona.com",
        "b": "no (local only)",
        "name": "Hosted endpoint"
      },
      {
        "a": "HTTP",
        "b": "HTTP",
        "name": "Transports"
      },
      {
        "a": "API key",
        "b": "API key",
        "name": "Auth"
      },
      {
        "a": "Paid",
        "b": "Pay per use",
        "name": "Pricing"
      },
      {
        "a": "no",
        "b": "no",
        "name": "x402"
      },
      {
        "a": "Proprietary service under Persona's terms of service. The `persona` JavaScript client on npm is MIT",
        "b": "Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0",
        "name": "Licence"
      },
      {
        "a": "190",
        "b": "none",
        "name": "Tools exposed"
      },
      {
        "a": "no",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "llms.txt"
      },
      {
        "a": "2026-09-29",
        "b": "2026-08-28",
        "name": "Last release"
      },
      {
        "a": "couldn't be read",
        "b": "2026-02-12",
        "name": "Terms last updated"
      },
      {
        "a": "couldn't be read",
        "b": "2022-12-05",
        "name": "Privacy policy last updated"
      },
      {
        "a": "couldn't be read",
        "b": "yes",
        "name": "Customer content may train models"
      },
      {
        "a": "couldn't be read",
        "b": "not found in the text",
        "name": "Terms restrict automated access"
      },
      {
        "a": "couldn't be read",
        "b": "yes",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "couldn't be read",
        "b": "yes",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "couldn't be read",
        "b": "not found in the text",
        "name": "Arbitration or class-action waiver"
      },
      {
        "a": "570k npm/wk",
        "b": "69 npm/wk",
        "name": "Popularity"
      }
    ],
    "faq": [
      {
        "answer": "Persona scores 69.5 (B) on agent readiness against Vouched's 56.4 (C), and leads in 6 of 7 scored categories. Vouched leads on transparency \u0026 trust.",
        "question": "Which is better for AI agents, Persona or Vouched?"
      },
      {
        "answer": "Both need an API key.",
        "question": "Do Persona and Vouched need an API key?"
      },
      {
        "answer": "Persona has a hosted endpoint at https://mcp.withpersona.com. No hosted endpoint is listed for Vouched.",
        "question": "Can an agent call Persona and Vouched without installing anything?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": [
          "Reliability, 70 against 50",
          "Agent ergonomics, 74 against 66",
          "Security \u0026 auth, 73 against 40",
          "Payments \u0026 pricing, 35 against 30",
          "Maintenance \u0026 community, 75 against 60"
        ],
        "also": [
          "A hosted endpoint, with nothing to install"
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        "goodFor": "A company that already runs Persona and wants an agent to create inquiries from templates, read verification and report results, screen against watchlists and work review cases with a permission-limited key.",
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      },
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        "aheadOn": [
          "Transparency \u0026 trust, 74 against 68"
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        "also": null,
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        "slug": "vouched",
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        "json": "https://www.anchorterminal.com/compare/alloy-vs-persona.json",
        "title": "Alloy vs Persona",
        "url": "https://www.anchorterminal.com/compare/alloy-vs-persona"
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      {
        "json": "https://www.anchorterminal.com/compare/alloy-vs-vouched.json",
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        "json": "https://www.anchorterminal.com/compare/entrust-identity-verification-vs-persona.json",
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        "title": "Entrust Identity Verification (formerly Onfido) vs Vouched",
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        "json": "https://www.anchorterminal.com/compare/jumio-vs-persona.json",
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      {
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        "title": "Jumio vs Vouched",
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        "title": "Middesk vs Vouched",
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      {
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        "url": "https://www.anchorterminal.com/compare/persona-vs-plaid-identity-verification"
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        "json": "https://www.anchorterminal.com/compare/persona-vs-shufti.json",
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        "json": "https://www.anchorterminal.com/compare/persona-vs-sumsub.json",
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        "url": "https://www.anchorterminal.com/compare/persona-vs-sumsub"
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        "json": "https://www.anchorterminal.com/compare/persona-vs-trulioo.json",
        "title": "Persona vs Trulioo",
        "url": "https://www.anchorterminal.com/compare/persona-vs-trulioo"
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        "json": "https://www.anchorterminal.com/compare/persona-vs-veriff.json",
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        "url": "https://www.anchorterminal.com/compare/persona-vs-veriff"
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        "json": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched.json",
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        "url": "https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched"
      },
      {
        "json": "https://www.anchorterminal.com/compare/shufti-vs-vouched.json",
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      {
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      {
        "by": 20,
        "edge": "persona",
        "key": "reliability",
        "name": "Reliability",
        "persona": 70,
        "vouched": 50,
        "weight": 16
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "by": 4,
        "edge": "persona",
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "persona": 85,
        "vouched": 81,
        "weight": 13
      },
      {
        "by": 8,
        "edge": "persona",
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "persona": 74,
        "vouched": 66,
        "weight": 13
      },
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        "by": 33,
        "edge": "persona",
        "key": "security",
        "name": "Security \u0026 auth",
        "persona": 73,
        "vouched": 40,
        "weight": 14
      },
      {
        "by": 5,
        "edge": "persona",
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "persona": 35,
        "vouched": 30,
        "weight": 10
      },
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        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
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        "edge": "persona",
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "persona": 75,
        "vouched": 60,
        "weight": 7
      },
      {
        "by": 6,
        "edge": "vouched",
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "persona": 68,
        "vouched": 74,
        "weight": 7
      }
    ],
    "summary": "Persona scores 69.5 (B) on agent readiness against Vouched's 56.4 (C), and leads in 6 of 7 scored categories. Vouched leads on transparency \u0026 trust. Both do identity verification.",
    "verdicts": {
      "persona": "The REST API has a public OpenAPI 3.1 file, llms.txt, API keys with per-resource permissions, idempotency keys on every POST and a 60-day sandbox trial with no card. Production needs a business review and a 12-month plan from $250 a month. The status page lists 11 incidents since 10 July 2026, including 70 minutes of timeouts across all products.",
      "vouched": "Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026."
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  "markdown": "Persona scores 69.5 (B) on agent readiness against Vouched's 56.4 (C), and leads in 6 of 7 scored categories. Vouched leads on transparency \u0026 trust. Both do identity verification.\n\n- Persona: grade B, 69.5/100, rank #192 of 1076. Markdown https://www.anchorterminal.com/tools/persona.md · JSON https://www.anchorterminal.com/api/v1/tools/persona.json\n- Vouched: grade C, 56.4/100, rank #673 of 1076. Markdown https://www.anchorterminal.com/tools/vouched.md · JSON https://www.anchorterminal.com/api/v1/tools/vouched.json\n- Best identity and business verification APIs for AI agents: https://www.anchorterminal.com/best/identity-verification/index.md\n- All 119 verification comparisons: https://www.anchorterminal.com/compare/identity-verification/index.md\n\n## Which one, for what\n\n### Persona (B)\n\nGood for: A company that already runs Persona and wants an agent to create inquiries from templates, read verification and report results, screen against watchlists and work review cases with a permission-limited key.\n\nAhead on:\n- Reliability, 70 against 50\n- Agent ergonomics, 74 against 66\n- Security \u0026 auth, 73 against 40\n- Payments \u0026 pricing, 35 against 30\n- Maintenance \u0026 community, 75 against 60\n\nAlso in its favour:\n- A hosted endpoint, with nothing to install\n\nWatch for: Production access needs Persona's approval and a 12-month plan from $250 a month, and API-only integration is limited to Enterprise plans\n\n### Vouched (C)\n\nGood for: US businesses in healthcare, finance, automotive and gig work that want document and selfie checks with published prices.\n\nAhead on:\n- Transparency \u0026 trust, 74 against 68\n\nWatch for: Rate limits are stated without a number\n\n\n## Score by category\n\n| Category | Weight | Persona | Vouched | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 70 | 50 | Persona +20 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 85 | 81 | Persona +4 |\n| Agent ergonomics | 13% (16.2 this run) | 74 | 66 | Persona +8 |\n| Security \u0026 auth | 14% (17.5 this run) | 73 | 40 | Persona +33 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 35 | 30 | Persona +5 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 75 | 60 | Persona +15 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 68 | 74 | Vouched +6 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **69.5 · B** | **56.4 · C** | |\n\n## Facts side by side\n\n| Fact | Persona | Vouched |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Persona Identities, Inc. | Vouched Identity, Inc. |\n| Hosted endpoint | `https://mcp.withpersona.com` | no (local only) |\n| Transports | HTTP | HTTP |\n| Auth | API key | API key |\n| Pricing | Paid | Pay per use |\n| x402 | no | no |\n| Licence | Proprietary service under Persona's terms of service. The `persona` JavaScript client on npm is MIT | Proprietary service under Vouched's Customer Terms of Service. The React Native capture package is Apache-2.0 |\n| Tools exposed | 190 | none |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-09-29 | 2026-08-28 |\n| Terms last updated | couldn't be read | 2026-02-12 |\n| Privacy policy last updated | couldn't be read | 2022-12-05 |\n| Customer content may train models | couldn't be read | yes |\n| Terms restrict automated access | couldn't be read | not found in the text |\n| Terms restrict benchmarking | couldn't be read | yes |\n| Terms or service can change without notice | couldn't be read | yes |\n| Arbitration or class-action waiver | couldn't be read | not found in the text |\n| Popularity | 570k npm/wk | 69 npm/wk |\n\n## Verdicts\n\n**Persona.** The REST API has a public OpenAPI 3.1 file, llms.txt, API keys with per-resource permissions, idempotency keys on every POST and a 60-day sandbox trial with no card. Production needs a business review and a 12-month plan from $250 a month. The status page lists 11 incidents since 10 July 2026, including 70 minutes of timeouts across all products.\n\n**Vouched.** Vouched publishes per-transaction prices from $0.75 with a $300 monthly minimum and a 14-day trial, and its docs carry llms.txt, OpenAPI fragments and filterable job search. Rate limits have no number, there is no idempotency key, server SDK or security.txt, and the API status page shows a 70-minute rise in rejections on 1 October 2026.\n\n## Before you call either\n\n### Persona\n\n1. Ask for a dedicated key limited to the permissions the task needs. A new key has every standard permission until it's limited\n2. Send `Persona-Version` on every call and an `Idempotency-Key` on every POST. A replayed key returns the first result, including a 500\n3. Treat redact calls as irreversible. They permanently delete personal data and cascade to downstream objects\n4. Stay under 300 requests a minute in production, read `RateLimit-Remaining` and `Quota-Remaining`, and back off on 429 because rejected requests still count\n5. Use `fields` and `include` to cut response size. Through MCP these parameters aren't exposed, and only 14 tools take `filter`\n\n### Vouched\n\n1. Use the private key in `X-API-Key` against verify.vouched.id or verify.eu.vouched.id, matching the account's region\n2. Check Find Jobs before resubmitting. There is no idempotency key and each job is billed\n3. Pass `withPhotos=false` and select `fields` on Find Jobs to keep responses small\n4. In a test account, use the name test pass for a clean result and any other name for a failure\n5. Back off on 429. All endpoints share one limit and no figure is published\n\n## Questions\n\n### Which is better for AI agents, Persona or Vouched?\n\nPersona scores 69.5 (B) on agent readiness against Vouched's 56.4 (C), and leads in 6 of 7 scored categories. Vouched leads on transparency \u0026 trust.\n\n### Do Persona and Vouched need an API key?\n\nBoth need an API key.\n\n### Can an agent call Persona and Vouched without installing anything?\n\nPersona has a hosted endpoint at https://mcp.withpersona.com. No hosted endpoint is listed for Vouched.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/persona-vs-vouched.json, and with the fewest tokens: https://www.anchorterminal.com/compare/persona-vs-vouched.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"persona\", \"b\": \"vouched\"}`. From a terminal: `anchor compare persona vouched`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/persona.json and https://www.anchorterminal.com/api/v1/tools/vouched.json\n\n## Other comparisons with Persona or Vouched\n\n- [Alloy vs Persona](https://www.anchorterminal.com/compare/alloy-vs-persona.md)\n- [Alloy vs Vouched](https://www.anchorterminal.com/compare/alloy-vs-vouched.md)\n- [ComplyCube vs Persona](https://www.anchorterminal.com/compare/complycube-vs-persona.md)\n- [ComplyCube vs Vouched](https://www.anchorterminal.com/compare/complycube-vs-vouched.md)\n- [Didit vs Persona](https://www.anchorterminal.com/compare/didit-vs-persona.md)\n- [Didit vs Vouched](https://www.anchorterminal.com/compare/didit-vs-vouched.md)\n- [Entrust Identity Verification (formerly Onfido) vs Persona](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-persona.md)\n- [Entrust Identity Verification (formerly Onfido) vs Vouched](https://www.anchorterminal.com/compare/entrust-identity-verification-vs-vouched.md)\n- [Jumio vs Persona](https://www.anchorterminal.com/compare/jumio-vs-persona.md)\n- [Jumio vs Vouched](https://www.anchorterminal.com/compare/jumio-vs-vouched.md)\n- [Middesk vs Vouched](https://www.anchorterminal.com/compare/middesk-vs-vouched.md)\n- [Persona vs Plaid Identity Verification](https://www.anchorterminal.com/compare/persona-vs-plaid-identity-verification.md)\n- [Persona vs Shufti](https://www.anchorterminal.com/compare/persona-vs-shufti.md)\n- [Persona vs Socure RiskOS](https://www.anchorterminal.com/compare/persona-vs-socure-riskos.md)\n- [Persona vs Stripe Identity](https://www.anchorterminal.com/compare/persona-vs-stripe-identity.md)\n- [Persona vs Sumsub](https://www.anchorterminal.com/compare/persona-vs-sumsub.md)\n- [Persona vs Trulioo](https://www.anchorterminal.com/compare/persona-vs-trulioo.md)\n- [Persona vs Veriff](https://www.anchorterminal.com/compare/persona-vs-veriff.md)\n- [Plaid Identity Verification vs Vouched](https://www.anchorterminal.com/compare/plaid-identity-verification-vs-vouched.md)\n- [Shufti vs Vouched](https://www.anchorterminal.com/compare/shufti-vs-vouched.md)\n- [Socure RiskOS vs Vouched](https://www.anchorterminal.com/compare/socure-riskos-vs-vouched.md)\n- [Stripe Identity vs Vouched](https://www.anchorterminal.com/compare/stripe-identity-vs-vouched.md)\n- [Sumsub vs Vouched](https://www.anchorterminal.com/compare/sumsub-vs-vouched.md)\n- [Trulioo vs Vouched](https://www.anchorterminal.com/compare/trulioo-vs-vouched.md)\n- [Veriff vs Vouched](https://www.anchorterminal.com/compare/veriff-vs-vouched.md)\n- [ComplyAdvantage vs Persona](https://www.anchorterminal.com/compare/complyadvantage-vs-persona.md)\n- [ComplyAdvantage vs Vouched](https://www.anchorterminal.com/compare/complyadvantage-vs-vouched.md)\n- [Middesk vs Persona](https://www.anchorterminal.com/compare/middesk-vs-persona.md)\n",
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