# Pennylane vs rotki MCP server (slim)

> Pennylane scores 66.3 (B) to rotki's 45.6 (E) for accounting ledgers. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/pennylane-vs-rotki-mcp.md (~2,450 tokens) · this version ~680 tokens · JSON https://www.anchorterminal.com/compare/pennylane-vs-rotki-mcp.json · canonical https://www.anchorterminal.com/compare/pennylane-vs-rotki-mcp
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-10

Pennylane scores 66.3 (B) on agent readiness against rotki MCP server's 45.6 (E), and leads in 6 of 7 scored categories. Both do accounting ledgers.

- Pennylane: B 66.3, rank #298 of 954 · https://www.anchorterminal.com/tools/pennylane.min.md
- rotki MCP server: E 45.6, rank #865 of 954 · https://www.anchorterminal.com/tools/rotki-mcp.min.md
- Pennylane, good for An agent working on the books of French companies or an accounting firm's client portfolio, with French chart of accounts, FEC export, Factur-X e-invoicing and VAT returns. Ahead on Reliability, 75 against 50; Schema & documentation, 85 against 76; Security & auth, 68 against 20; Payments & pricing, 20 against 10; Maintenance & community, 65 against 35; Transparency & trust, 76 against 48. Also A hosted endpoint, with nothing to install.
- rotki MCP server, good for A Premium user who wants an assistant to answer questions about their own history, balances and cost basis on their own machine. Also Open source.

| Category | Pennylane | rotki MCP server |
| --- | --- | --- |
| Reliability (16%) | 75 | 50 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 85 | 76 |
| Agent ergonomics (13%) | 66 | 69 |
| Security & auth (14%) | 68 | 20 |
| Payments & pricing (10%) | 20 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 65 | 35 |
| Transparency & trust (7%) | 76 | 48 |

| Fact (where they differ) | Pennylane | rotki MCP server |
| --- | --- | --- |
| Kind | HTTP API | Platform |
| Vendor | Pennylane SAS | Rotki Solutions GmbH |
| Hosted endpoint | `https://app.pennylane.com/api/external/v2` | no (local only) |
| Licence | Proprietary service under Pennylane's API agreement and customer terms | AGPL-3.0 |
| Tools exposed | 31 | 8 |
| Last release | 2026-09-30 | 2026-10-02 |
| Terms last updated | no date given | no document linked |
| Privacy policy last updated | no date given |  |
| Customer content may train models | not found in the text |  |
| Terms restrict automated access | not found in the text |  |
| Terms restrict benchmarking | yes |  |
| Terms or service can change without notice | yes |  |
| Arbitration or class-action waiver | not found in the text |  |