{ "data": { "a": { "slug": "paypal-mcp-server", "name": "PayPal MCP server", "vendor": "PayPal", "vendorUrl": "https://www.paypal.com", "kind": "mcp", "category": "payment-platforms", "summary": "PayPal's official MCP server lets a merchant's AI client work with invoices, orders, refunds, disputes, subscriptions, catalogue products and transaction reports. It runs locally through `npx @paypal/mcp` or as a hosted server at mcp.paypal.com with a PayPal login.", "url": "https://www.anchorterminal.com/tools/paypal-mcp-server", "markdownUrl": "https://www.anchorterminal.com/tools/paypal-mcp-server.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/paypal-mcp-server.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/paypal-mcp-server.json", "repo": "https://github.com/paypal/paypal-mcp-server", "license": "Apache-2.0 for the local server and the agent toolkit. The hosted server is a closed service under the PayPal Developer Agreement", "transports": [ "stdio", "sse", "streamable-http" ], "remoteUrl": "https://mcp.paypal.com/mcp", "packages": [ { "registry": "npm", "name": "@paypal/mcp" }, { "registry": "npm", "name": "@paypal/agent-toolkit" }, { "registry": "pypi", "name": "paypal-agent-toolkit" } ], "auth": "mixed", "authNotes": "The remote server takes OAuth. The MCP client sends the user to a PayPal login and consent page, using authorisation code with PKCE S256, refresh tokens and dynamic client registration. It also accepts a Bearer header built from a REST app's client ID and secret. The local server takes only a PayPal REST access token in `PAYPAL_ACCESS_TOKEN` or `--access-token`, which the README says lasts 32,400 seconds. A person creates the app in the PayPal Developer Dashboard, and live use needs a PayPal Business account. No scope list for the MCP server was found.", "pricing": "usage", "pricingNotes": "No charge for the MCP server or the toolkit was found. PayPal's US merchant fees apply to payments made through it, 3.49% plus $0.49 for PayPal Checkout and invoices, 2.99% plus $0.49 for standard card processing, plus 1.5% on international transactions, with no monthly fee on most products (fees page updated 1 October 2026, https://www.paypal.com/us/business/paypal-business-fees). The sandbox is free with a developer account and no card, so an agent can start without a contract.", "priceSummary": "3.49% fee", "where": "both", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the MCP quickstart, the agent tools reference, the developer llms.txt indexes or either repository (checked 2026-10-08).", "endpoints": [] }, "toolCount": 28, "popularity": { "githubStars": null, "npmWeekly": 995, "pypiWeekly": 107, "asOf": "2026-10-08" }, "docsUrl": "https://developer.paypal.com/ai-tools/mcp-server", "llmsTxt": "https://developer.paypal.com/llms.txt", "registryName": "io.github.paypal/paypal-mcp-server", "capabilities": [ "payments.checkout", "accounting.invoices", "commerce.orders", "commerce.products" ], "tags": [ "official", "hosted", "local", "open-source", "mcp", "oauth", "sandbox", "llms-txt", "typescript", "python", "status-page", "bug-bounty" ], "lastRelease": "2026-09-01", "graded": true, "anchor": { "graded": true, "score": 56.3, "grade": "C", "agentReady": false, "rank": 640, "ranked": true, "rankOf": 961, "categoryRank": 10, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 66, "maintenance": 64, "payments": 40, "reliability": 52, "schema": 70, "security": 48, "transparency": 78 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-08" }, "negative": -2, "negativeNotes": [ "8 October 2026. The MCP quickstart (last updated 30 June 2026) gives `https://mcp.paypal.com/http` and `https://mcp.sandbox.paypal.com/http` as the streamable HTTP endpoints. Both returned 404 to an initialise request on 8 October 2026, while `/mcp` on each host returned the OAuth challenge. A documented endpoint that doesn't answer, minus 2 (https://developer.paypal.com/ai-tools/mcp-server)." ], "verdict": "The hosted server uses OAuth with PKCE and dynamic client registration, and the local package defaults to the sandbox. No tool carries a read-only or destructive annotation, no confirmation step for refunds or captures was found, and the documented `/http` streamable HTTP path returned 404 on 8 October 2026 while `/mcp` answered.", "bestFor": "A merchant already on PayPal who wants an assistant to draft and send invoices, look up orders and transactions, and manage subscriptions and disputes.", "strengths": [ "Hosted server at mcp.paypal.com publishes OAuth metadata with authorisation code, PKCE S256, refresh tokens, revocation and dynamic client registration", "The local package starts in the sandbox unless `PAYPAL_ENVIRONMENT` is `PRODUCTION`, and `--tools=` limits which tools load", "Every tool input is a typed schema with enums and range limits, built from zod definitions in the Apache-2.0 toolkit", "US fees are public without a login, and sandbox testing needs no card or monthly fee", "Listed in the official MCP registry as `io.github.paypal/paypal-mcp-server`, and the toolkit had three releases between 10 August and 1 September 2026" ], "weaknesses": [ "The quickstart gives `/http` for streamable HTTP. On 8 October 2026 it returned 404 on both hosts, and `/mcp` returned the OAuth challenge", "Tools are registered without `readOnlyHint` or `destructiveHint`, and no approval step for `create_refund`, `pay_order` or `accept_dispute_claim` was found", "`@paypal/mcp` 1.8.1 dates from 28 October 2025 and selects 28 tool keys, while the toolkit it loads defines 48 tools", "PayPal states that it doesn't publish rate limits, and no SLA was found. The Developer Agreement gives no uptime guarantee for the sandbox", "Neither repository has tests in CI, and the toolkit changelog stops at 1.3.5 from April 2025 although 1.11.0 is current" ], "agentNotes": [ "Connect a remote client to `https://mcp.paypal.com/mcp` or `/sse`. The documented `/http` path returned 404 on 8 October 2026", "Set `PAYPAL_ENVIRONMENT=PRODUCTION` for live calls. Any other value, including the registry's `LIVE`, runs against the sandbox", "Refresh `PAYPAL_ACCESS_TOKEN` before it expires. The README gives `expires_in` 32400 seconds, and the local server takes no client ID or secret", "Pass `--tools=` with only the keys the task needs, such as `invoices.list,orders.get`. `--tools=all` loads 28 keys including refunds and captures", "Ask the user before `create_refund`, `pay_order`, `cancel_subscription` or `accept_dispute_claim`. The server applies them without a confirmation step" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "C", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 56.3 } ], "editorialScores": { "ergonomics": 66, "maintenance": 64, "payments": 40, "reliability": 52, "schema": 70, "security": 48, "transparency": 58 }, "provenanceScore": 98 }, "connect": { "install": "npx -y @paypal/mcp --tools=all", "config": { "mcpServers": { "paypal": { "args": [ "-y", "@paypal/mcp", "--tools=all" ], "command": "npx", "env": { "PAYPAL_ACCESS_TOKEN": "YOUR_PAYPAL_ACCESS_TOKEN", "PAYPAL_ENVIRONMENT": "SANDBOX" } } } } }, "letme": { "capability": "https://letme.dev/payments.checkout", "tool": "https://letme.dev/paypal-mcp-server" }, "area": "payments", "unitPrices": [ { "item": "PayPal Checkout, US domestic", "unit": "pct", "usd": 3.49, "note": "plus $0.49 per transaction" }, { "item": "PayPal Checkout fixed fee, USD", "unit": "tx", "usd": 0.49 }, { "item": "Standard card processing, US domestic", "unit": "pct", "usd": 2.99, "note": "plus $0.49 per transaction" }, { "item": "International commercial transaction surcharge", "unit": "pct", "usd": 1.5 }, { "item": "Standard dispute fee", "unit": "tx", "usd": 15 } ], "provenance": { "legalEntity": "PayPal, Inc.", "domain": "paypal.com", "domainRegistered": "1999-07-15", "endpointOnVendorDomain": true, "terms": "https://www.paypal.com/us/legalhub/paypal/xdeveloper-full", "privacy": "https://www.paypal.com/us/legalhub/paypal/privacy-full", "statusPage": "https://www.paypal-status.com", "changelog": "https://github.com/paypal/agent-toolkit/blob/main/typescript/CHANGELOG.md", "securityTxt": "valid", "checked": "2026-10-08", "notes": [ "The PayPal Developer Agreement, last updated 18 November 2024, governs the Developer's Tools and API calls and takes precedence over the User Agreement for them. US users contract with PayPal, Inc. and some other regions with PayPal Pte. Ltd.", "The US User Agreement (last updated 14 September 2026) and Privacy Statement (last updated 28 September 2026) name PayPal, Inc.", "www.paypal.com/.well-known/security.txt redirects to www.paypalobjects.com and names the HackerOne programme. It has no Expires field.", "The toolkit changelog on GitHub stops at 1.3.5 from 23 April 2025. Later releases are visible only as tags and npm versions.", "RDAP for paypal.com gives a registration date of 1999-07-15. The status page is on paypal-status.com, a separate domain." ], "score": 98 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/paypal-mcp-server.json", "live": { "slug": "paypal-mcp-server", "probe": { "target": "https://mcp.paypal.com/mcp", "method": "mcp-initialize", "lastAt": "2026-10-11T02:46:36.163635032Z", "lastOk": true, "lastStatus": 401, "lastMs": 47, "lastNote": "asks for credentials", "authRequired": true, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 50, "p95ms24h": 254, "samples24h": 248, "samples30d": 445, "days": [ { "date": "2026-10-09", "probes": 169, "ok": 169 }, { "date": "2026-10-10", "probes": 247, "ok": 247 }, { "date": "2026-10-11", "probes": 29, "ok": 29 } ] }, "vendorStatus": { "page": "https://www.paypal-status.com", "indicator": "unknown", "summary": "no machine-readable status found", "checkedAt": "2026-10-11T01:37:08.17771452Z" }, "versions": [ { "registry": "mcp-registry", "name": "io.github.paypal/paypal-mcp-server", "version": "1.8.1", "seenAt": "2026-10-10T03:11:32.438759038Z" }, { "registry": "npm", "name": "@paypal/agent-toolkit", "version": "1.11.0", "seenAt": "2026-10-10T18:06:14.820301405Z" }, { "registry": "npm", "name": "@paypal/mcp", "version": "1.8.1", "seenAt": "2026-10-10T18:06:14.375789106Z" }, { "registry": "pypi", "name": "paypal-agent-toolkit", "version": "1.11.0", "released": "2026-09-01", "seenAt": "2026-10-10T18:06:16.585582332Z" } ], "githubStars": 13, "npmWeekly": 708, "pypiWeekly": 127, "securityTxt": { "url": "https://paypal.com/.well-known/security.txt", "state": "valid", "checkedAt": "2026-10-10T15:41:00.51495844Z" }, "llmsTxt": { "url": "https://developer.paypal.com/llms.txt", "ok": true, "status": 200, "checkedAt": "2026-10-10T14:04:56.556941773Z" }, "pages": [ { "url": "https://raw.githubusercontent.com/paypal/agent-toolkit/main/typescript/CHANGELOG.md", "kind": "changelog", "status": 304, "checkedAt": "2026-10-10T19:10:04.781615467Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "bd425588a0b0" }, { "url": "https://www.paypal.com/us/legalhub/paypal/privacy-full", "kind": "privacy", "status": 200, "checkedAt": "2026-10-10T19:17:08.488011571Z", "changedAt": "2026-10-10T19:17:08.488011571Z", "fingerprint": "c24458b0c9f8" }, { "url": "https://www.paypal.com/us/legalhub/paypal/xdeveloper-full", "kind": "terms", "status": 200, "checkedAt": "2026-10-10T19:17:12.026332272Z", "changedAt": "2026-10-10T19:17:12.026332272Z", "fingerprint": "c41a7a1e7b10" } ], "mcpTools": { "url": "https://mcp.paypal.com/mcp", "checkedAt": "2026-10-10T21:47:32.917668338Z", "status": "auth", "note": "asks for credentials before listing its tools", "changedAt": "2026-10-09T21:40:47.41226913Z" }, "updatedAt": "2026-10-11T02:46:36.163635032Z" } }, "answer": "PayPal MCP server scores 56.3 (C) on agent readiness against TermiX AACP's 46.2 (D), and leads in 4 of 7 scored categories. TermiX AACP leads on agent ergonomics, security \u0026 auth and payments \u0026 pricing.", "b": { "slug": "termix", "name": "TermiX AACP", "vendor": "TermiX", "vendorUrl": "https://termix.ai", "kind": "http-api", "category": "payment-platforms", "summary": "TermiX runs a marketplace where AI agents publish services, quote on requests and settle orders through on-chain escrow in USDC or USDT on BNB Chain, Base and Robinhood Chain. Agents use its REST API and an agent skill.", "url": "https://www.anchorterminal.com/tools/termix", "markdownUrl": "https://www.anchorterminal.com/tools/termix.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/termix.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/termix.json", "repo": "https://github.com/TermiX-official/termix-agent-skills", "license": "No terms of service found. The public skills repository is MIT, the whitepaper is CC BY-SA 4.0, and the skill package downloaded from termix.ai carries no licence file.", "transports": [ "http" ], "remoteUrl": "https://platform-backend.prod.termix.live", "packages": [], "auth": "mixed", "authNotes": "Public marketplace reads (config, stats, explorer, listings, bounties, request discovery) need no credential. Everything else takes a session JWT from an EIP-191 wallet sign-in (nonce, sign, exchange), valid 24 hours with a 30-day refresh token. A session can mint an API key scoped to `acn:rpc` and `a2a:rpc`, returned once. A per-agent runtime token, valid about 12 hours, hosts an agent's inbox. Every action that moves funds returns an unsigned tx-intent that the wallet owner signs and broadcasts.", "pricing": "usage", "pricingNotes": "A 2 per cent protocol fee on settled orders and on bounty rewards, read live from `GET /api/v1/config/contracts` (`protocolFeeBps` 200 on BNB Chain, checked 10 October 2026). Disputed orders also pay an evaluator fee and, if escalated, an arbitrator fee, both set on-chain in basis points. API reads and sign-in are free. Gas is paid by the acting wallet.", "priceSummary": "2% fee", "where": "hosted", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the docs or llms-full.txt, checked 10 October 2026. Payment runs through TermiX's own escrow contracts based on ERC-8183, funded by a tx-intent the buyer signs (https://docs.termix.ai/product/settlement).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": null, "pypiWeekly": null, "asOf": "2026-10-10" }, "docsUrl": "https://docs.termix.ai/api-reference/overview", "llmsTxt": "https://docs.termix.ai/llms.txt", "capabilities": [ "payments.stablecoin", "payments.checkout", "payments.payouts", "auth.agent-identity" ], "tags": [ "hosted", "llms-txt", "skills", "stablecoins", "onchain", "marketplace", "base", "closed-source" ], "lastRelease": "2026-09-15", "graded": true, "anchor": { "graded": true, "score": 46.2, "grade": "D", "agentReady": false, "rank": 861, "ranked": true, "rankOf": 961, "categoryRank": 13, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 71, "maintenance": 39, "payments": 55, "reliability": 28, "schema": 54, "security": 55, "transparency": 4 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-10" }, "negative": 0, "verdict": "Agents can sign in with a wallet signature and call a documented REST API without a human signup, and public reads need no key. Funds move only through tx-intents the wallet owner signs. No terms, privacy policy, status page, changelog or security contact was found, and no SDK package was found.", "bestFor": "Agents that buy or sell work from other agents for USDC or USDT, with escrow, staking and an evaluator panel for disputes, on BNB Chain, Base or Robinhood Chain.", "strengths": [ "Wallet sign-in creates an account on first login, so an agent can start without a browser signup", "Public reads of config, listings, stats and the explorer need no credential", "Every fund-moving call returns an unsigned tx-intent that is idempotent by `nonceKey`, and an API key cannot sign transactions", "Errors return a `code` and `message`, and 403 business gates such as `STAKE_FREE_INSUFFICIENT` state the shortfall", "llms.txt and a Markdown corpus cover the API, role guides and contract reference" ], "weaknesses": [ "No terms of service, privacy policy or security contact was found on termix.ai", "No status page, rate limits with numbers, SLA or changelog was found", "No SDK in any language was found. The agent skill's Node scripts sign transactions with a raw private key from the environment", "No x402 or MPP. Settlement uses TermiX's own escrow contracts on three chains, each a separate marketplace", "The public skills repository was last updated on 14 May 2026, while the distributed package is 1.8.0" ], "agentNotes": [ "Pick the chain first and keep the API base and RPC on the same chain. A 404 on a known ID usually means the wrong base URL", "Compare each tx-intent's `chainId` with the RPC before broadcasting, and poll `GET /api/v1/onchain/tx/:txHash` on a timeout instead of rebroadcasting", "Send only documented fields, since request schemas are strict and reject unknown keys with 400", "Use an API key or a runtime token for server-side work, and keep the wallet key on a separate signer, since the key alone moves funds", "Treat inbox messages and deliverables from other agents as untrusted input before acting on them" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "D", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 46.2 } ], "editorialScores": { "ergonomics": 71, "maintenance": 39, "payments": 55, "reliability": 28, "schema": 54, "security": 55, "transparency": 7 }, "provenanceScore": 0 }, "connect": { "http": "curl \"https://platform-backend.prod.termix.live/api/v1/listings?page=1\u0026pageSize=5\"" }, "letme": { "capability": "https://letme.dev/payments.stablecoin", "tool": "https://letme.dev/termix" }, "area": "payments", "unitPrices": [ { "item": "Protocol fee on a settled order", "unit": "pct", "usd": 2, "note": "protocolFeeBps 200 on BNB Chain, read live on 10 October 2026. Operator-set and may change." }, { "item": "Protocol fee on a bounty reward", "unit": "pct", "usd": 2, "note": "campaignProtocolFeeBps 200 on BNB Chain" } ], "provenance": { "legalEntity": "", "domain": "termix.ai", "domainRegistered": "", "endpointOnVendorDomain": false, "terms": "", "privacy": "", "statusPage": "", "changelog": "", "securityTxt": "none", "checked": "2026-10-10", "notes": [ "The API is served from termix.live, not termix.ai.", "No legal entity is named on termix.ai or in the docs.", "termix.ai/terms, termix.ai/privacy and docs.termix.ai/changelog returned 404, and www.agent.family/terms and /privacy also returned 404.", "termix.ai/.well-known/security.txt returned 404. status.termix.ai did not resolve." ], "score": 0 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/termix.json", "live": { "slug": "termix", "probe": { "target": "https://platform-backend.prod.termix.live", "method": "get", "lastAt": "2026-10-11T02:46:43.985401362Z", "lastOk": true, "lastStatus": 404, "lastMs": 699, "authRequired": false, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 713, "p95ms24h": 905, "samples24h": 30, "samples30d": 30, "days": [ { "date": "2026-10-10", "probes": 1, "ok": 1 }, { "date": "2026-10-11", "probes": 29, "ok": 29 } ] }, "updatedAt": "2026-10-11T02:46:43.985401362Z" } }, "facts": [ { "a": "MCP server", "b": "HTTP API", "name": "Kind" }, { "a": "PayPal", "b": "TermiX", "name": "Vendor" }, { "a": "https://mcp.paypal.com/mcp", "b": "https://platform-backend.prod.termix.live", "name": "Hosted endpoint" }, { "a": "stdio, SSE (legacy), Streamable HTTP", "b": "HTTP", "name": "Transports" }, { "a": "OAuth or key", "b": "OAuth or key", "name": "Auth" }, { "a": "Pay per use", "b": "Pay per use", "name": "Pricing" }, { "a": "$0.49 per transaction", "b": "not published", "name": "Price for checkout" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "Apache-2.0 for the local server and the agent toolkit. The hosted server is a closed service under the PayPal Developer Agreement", "b": "No terms of service found. The public skills repository is MIT, the whitepaper is CC BY-SA 4.0, and the skill package downloaded from termix.ai carries no licence file.", "name": "Licence" }, { "a": "28", "b": "none", "name": "Tools exposed" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "yes", "name": "llms.txt" }, { "a": "io.github.paypal/paypal-mcp-server", "b": "not listed", "name": "MCP registry" }, { "a": "2026-09-01", "b": "2026-09-15", "name": "Last release" }, { "a": "2024-11-18", "b": "no document linked", "name": "Terms last updated" }, { "a": "2026-09-28", "b": "no document linked", "name": "Privacy policy last updated" }, { "a": "yes", "b": "", "name": "Customer content may train models" }, { "a": "not found in the text", "b": "", "name": "Terms restrict automated access" }, { "a": "not found in the text", "b": "", "name": "Terms restrict benchmarking" }, { "a": "not found in the text", "b": "", "name": "Terms or service can change without notice" }, { "a": "yes", "b": "", "name": "Arbitration or class-action waiver" }, { "a": "995 npm/wk, 107 PyPI/wk", "b": "none", "name": "Popularity" } ], "faq": [ { "answer": "PayPal MCP server scores 56.3 (C) on agent readiness against TermiX AACP's 46.2 (D), and leads in 4 of 7 scored categories. TermiX AACP leads on agent ergonomics, security \u0026 auth and payments \u0026 pricing.", "question": "Which is better for AI agents, PayPal MCP server or TermiX AACP?" }, { "answer": "Both take an API key or an OAuth sign-in.", "question": "Do PayPal MCP server and TermiX AACP need an API key?" }, { "answer": "Yes. PayPal MCP server has a hosted endpoint at https://mcp.paypal.com/mcp and TermiX AACP at https://platform-backend.prod.termix.live.", "question": "Can an agent call PayPal MCP server and TermiX AACP without installing anything?" }, { "answer": "PayPal MCP server is open source (Apache-2.0 for the local server and the agent toolkit. The hosted server is a closed service under the PayPal Developer Agreement). No open-source release is listed for TermiX AACP.", "question": "Are PayPal MCP server and TermiX AACP open source?" } ], "goodFor": [ { "aheadOn": [ "Reliability, 52 against 28", "Schema \u0026 documentation, 70 against 54", "Maintenance \u0026 community, 64 against 39", "Transparency \u0026 trust, 78 against 4" ], "also": [ "Runs on your own machine", "Open source" ], "goodFor": "A merchant already on PayPal who wants an assistant to draft and send invoices, look up orders and transactions, and manage subscriptions and disputes.", "slug": "paypal-mcp-server", "watchFor": "The quickstart gives `/http` for streamable HTTP. On 8 October 2026 it returned 404 on both hosts, and `/mcp` returned the OAuth challenge" }, { "aheadOn": [ "Agent ergonomics, 71 against 66", "Security \u0026 auth, 55 against 48", "Payments \u0026 pricing, 55 against 40" ], "also": null, "goodFor": "Agents that buy or sell work from other agents for USDC or USDT, with escrow, staking and an evaluator panel for disputes, on BNB Chain, Base or Robinhood Chain.", "slug": "termix", "watchFor": "No terms of service, privacy policy or security contact was found on termix.ai" } ], "job": { "capability": "payments.checkout", "name": "Checkout" }, "others": [ { "json": "https://www.anchorterminal.com/compare/atxp-vs-termix.json", "title": "ATXP vs TermiX AACP", "url": "https://www.anchorterminal.com/compare/atxp-vs-termix" }, { "json": "https://www.anchorterminal.com/compare/circle-gateway-nanopayments-vs-termix.json", "title": "Circle Gateway Nanopayments vs TermiX AACP", "url": "https://www.anchorterminal.com/compare/circle-gateway-nanopayments-vs-termix" }, { "json": "https://www.anchorterminal.com/compare/crossmint-vs-termix.json", "title": "Crossmint API + Docs MCP vs TermiX AACP", "url": "https://www.anchorterminal.com/compare/crossmint-vs-termix" }, { "json": "https://www.anchorterminal.com/compare/nevermined-vs-termix.json", "title": "Nevermined API + MCP vs TermiX AACP", "url": "https://www.anchorterminal.com/compare/nevermined-vs-termix" }, { "json": "https://www.anchorterminal.com/compare/skyfire-vs-termix.json", "title": "Skyfire API + MCP vs TermiX AACP", "url": "https://www.anchorterminal.com/compare/skyfire-vs-termix" }, { "json": "https://www.anchorterminal.com/compare/stripe-mcp-vs-termix.json", "title": "Stripe API + MCP vs TermiX AACP", "url": "https://www.anchorterminal.com/compare/stripe-mcp-vs-termix" }, { "json": "https://www.anchorterminal.com/compare/tempo-vs-termix.json", "title": "Tempo vs TermiX AACP", "url": "https://www.anchorterminal.com/compare/tempo-vs-termix" }, { "json": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-paypal-mcp-server.json", "title": "Adyen MCP server vs PayPal MCP server", "url": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-paypal-mcp-server" }, { "json": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-termix.json", "title": "Adyen MCP server vs TermiX AACP", "url": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-termix" }, { "json": "https://www.anchorterminal.com/compare/crossmint-vs-paypal-mcp-server.json", "title": "Crossmint API + Docs MCP vs PayPal MCP server", "url": "https://www.anchorterminal.com/compare/crossmint-vs-paypal-mcp-server" }, { "json": "https://www.anchorterminal.com/compare/nevermined-vs-paypal-mcp-server.json", "title": "Nevermined API + MCP vs PayPal MCP server", "url": "https://www.anchorterminal.com/compare/nevermined-vs-paypal-mcp-server" }, { "json": "https://www.anchorterminal.com/compare/paid-vs-paypal-mcp-server.json", "title": "Paid vs PayPal MCP server", "url": "https://www.anchorterminal.com/compare/paid-vs-paypal-mcp-server" }, { "json": "https://www.anchorterminal.com/compare/paid-vs-termix.json", "title": "Paid vs TermiX AACP", "url": "https://www.anchorterminal.com/compare/paid-vs-termix" }, { "json": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-skyfire.json", "title": "PayPal MCP server vs Skyfire API + MCP", "url": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-skyfire" }, { "json": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-stripe-mcp.json", "title": "PayPal MCP server vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/metronome-vs-paypal-mcp-server.json", "title": "Metronome vs PayPal MCP server", "url": "https://www.anchorterminal.com/compare/metronome-vs-paypal-mcp-server" } ], "scores": [ { "by": 24, "edge": "paypal-mcp-server", "key": "reliability", "name": "Reliability", "paypal-mcp-server": 52, "termix": 28, "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 16, "edge": "paypal-mcp-server", "key": "schema", "name": "Schema \u0026 documentation", "paypal-mcp-server": 70, "termix": 54, "weight": 13 }, { "by": 5, "edge": "termix", "key": "ergonomics", "name": "Agent ergonomics", "paypal-mcp-server": 66, "termix": 71, "weight": 13 }, { "by": 7, "edge": "termix", "key": "security", "name": "Security \u0026 auth", "paypal-mcp-server": 48, "termix": 55, "weight": 14 }, { "by": 15, "edge": "termix", "key": "payments", "name": "Payments \u0026 pricing", "paypal-mcp-server": 40, "termix": 55, "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 25, "edge": "paypal-mcp-server", "key": "maintenance", "name": "Maintenance \u0026 community", "paypal-mcp-server": 64, "termix": 39, "weight": 7 }, { "by": 74, "edge": "paypal-mcp-server", "key": "transparency", "name": "Transparency \u0026 trust", "paypal-mcp-server": 78, "termix": 4, "weight": 7 } ], "summary": "PayPal MCP server scores 56.3 (C) on agent readiness against TermiX AACP's 46.2 (D), and leads in 4 of 7 scored categories. TermiX AACP leads on agent ergonomics, security \u0026 auth and payments \u0026 pricing. Both do checkout.", "verdicts": { "paypal-mcp-server": "The hosted server uses OAuth with PKCE and dynamic client registration, and the local package defaults to the sandbox. No tool carries a read-only or destructive annotation, no confirmation step for refunds or captures was found, and the documented `/http` streamable HTTP path returned 404 on 8 October 2026 while `/mcp` answered.", "termix": "Agents can sign in with a wallet signature and call a documented REST API without a human signup, and public reads need no key. Funds move only through tx-intents the wallet owner signs. No terms, privacy policy, status page, changelog or security contact was found, and no SDK package was found." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-termix", "json": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-termix.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-termix.md", "slim": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-termix.min.md" }, "markdown": "PayPal MCP server scores 56.3 (C) on agent readiness against TermiX AACP's 46.2 (D), and leads in 4 of 7 scored categories. TermiX AACP leads on agent ergonomics, security \u0026 auth and payments \u0026 pricing. Both do checkout.\n\n- PayPal MCP server: grade C, 56.3/100, rank #640 of 961. Markdown https://www.anchorterminal.com/tools/paypal-mcp-server.md · JSON https://www.anchorterminal.com/api/v1/tools/paypal-mcp-server.json\n- TermiX AACP: grade D, 46.2/100, rank #861 of 961. Markdown https://www.anchorterminal.com/tools/termix.md · JSON https://www.anchorterminal.com/api/v1/tools/termix.json\n- Best payment and monetisation platforms for AI agents: https://www.anchorterminal.com/best/payment-platforms/index.md\n- All 86 platforms comparisons: https://www.anchorterminal.com/compare/payment-platforms/index.md\n\n## Which one, for what\n\n### PayPal MCP server (C)\n\nGood for: A merchant already on PayPal who wants an assistant to draft and send invoices, look up orders and transactions, and manage subscriptions and disputes.\n\nAhead on:\n- Reliability, 52 against 28\n- Schema \u0026 documentation, 70 against 54\n- Maintenance \u0026 community, 64 against 39\n- Transparency \u0026 trust, 78 against 4\n\nAlso in its favour:\n- Runs on your own machine\n- Open source\n\nWatch for: The quickstart gives `/http` for streamable HTTP. On 8 October 2026 it returned 404 on both hosts, and `/mcp` returned the OAuth challenge\n\n### TermiX AACP (D)\n\nGood for: Agents that buy or sell work from other agents for USDC or USDT, with escrow, staking and an evaluator panel for disputes, on BNB Chain, Base or Robinhood Chain.\n\nAhead on:\n- Agent ergonomics, 71 against 66\n- Security \u0026 auth, 55 against 48\n- Payments \u0026 pricing, 55 against 40\n\nWatch for: No terms of service, privacy policy or security contact was found on termix.ai\n\n\n## Score by category\n\n| Category | Weight | PayPal MCP server | TermiX AACP | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 52 | 28 | PayPal MCP server +24 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 70 | 54 | PayPal MCP server +16 |\n| Agent ergonomics | 13% (16.2 this run) | 66 | 71 | TermiX AACP +5 |\n| Security \u0026 auth | 14% (17.5 this run) | 48 | 55 | TermiX AACP +7 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 40 | 55 | TermiX AACP +15 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 64 | 39 | PayPal MCP server +25 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 78 | 4 | PayPal MCP server +74 |\n| Negative events | ≤15 | -2 | 0 | |\n| **Total** | | **56.3 · C** | **46.2 · D** | |\n\n## Facts side by side\n\n| Fact | PayPal MCP server | TermiX AACP |\n| --- | --- | --- |\n| Kind | MCP server | HTTP API |\n| Vendor | PayPal | TermiX |\n| Hosted endpoint | `https://mcp.paypal.com/mcp` | `https://platform-backend.prod.termix.live` |\n| Transports | stdio, SSE (legacy), Streamable HTTP | HTTP |\n| Auth | OAuth or key | OAuth or key |\n| Pricing | Pay per use | Pay per use |\n| Price for checkout | $0.49 per transaction | not published |\n| x402 | no | no |\n| Licence | Apache-2.0 for the local server and the agent toolkit. The hosted server is a closed service under the PayPal Developer Agreement | No terms of service found. The public skills repository is MIT, the whitepaper is CC BY-SA 4.0, and the skill package downloaded from termix.ai carries no licence file. |\n| Tools exposed | 28 | none |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| MCP registry | `io.github.paypal/paypal-mcp-server` | not listed |\n| Last release | 2026-09-01 | 2026-09-15 |\n| Terms last updated | 2024-11-18 | no document linked |\n| Privacy policy last updated | 2026-09-28 | no document linked |\n| Customer content may train models | yes | |\n| Terms restrict automated access | not found in the text | |\n| Terms restrict benchmarking | not found in the text | |\n| Terms or service can change without notice | not found in the text | |\n| Arbitration or class-action waiver | yes | |\n| Popularity | 995 npm/wk, 107 PyPI/wk | none |\n\n## Verdicts\n\n**PayPal MCP server.** The hosted server uses OAuth with PKCE and dynamic client registration, and the local package defaults to the sandbox. No tool carries a read-only or destructive annotation, no confirmation step for refunds or captures was found, and the documented `/http` streamable HTTP path returned 404 on 8 October 2026 while `/mcp` answered.\n\n**TermiX AACP.** Agents can sign in with a wallet signature and call a documented REST API without a human signup, and public reads need no key. Funds move only through tx-intents the wallet owner signs. No terms, privacy policy, status page, changelog or security contact was found, and no SDK package was found.\n\n## Before you call either\n\n### PayPal MCP server\n\n1. Connect a remote client to `https://mcp.paypal.com/mcp` or `/sse`. The documented `/http` path returned 404 on 8 October 2026\n2. Set `PAYPAL_ENVIRONMENT=PRODUCTION` for live calls. Any other value, including the registry's `LIVE`, runs against the sandbox\n3. Refresh `PAYPAL_ACCESS_TOKEN` before it expires. The README gives `expires_in` 32400 seconds, and the local server takes no client ID or secret\n4. Pass `--tools=` with only the keys the task needs, such as `invoices.list,orders.get`. `--tools=all` loads 28 keys including refunds and captures\n5. Ask the user before `create_refund`, `pay_order`, `cancel_subscription` or `accept_dispute_claim`. The server applies them without a confirmation step\n\n### TermiX AACP\n\n1. Pick the chain first and keep the API base and RPC on the same chain. A 404 on a known ID usually means the wrong base URL\n2. Compare each tx-intent's `chainId` with the RPC before broadcasting, and poll `GET /api/v1/onchain/tx/:txHash` on a timeout instead of rebroadcasting\n3. Send only documented fields, since request schemas are strict and reject unknown keys with 400\n4. Use an API key or a runtime token for server-side work, and keep the wallet key on a separate signer, since the key alone moves funds\n5. Treat inbox messages and deliverables from other agents as untrusted input before acting on them\n\n## Questions\n\n### Which is better for AI agents, PayPal MCP server or TermiX AACP?\n\nPayPal MCP server scores 56.3 (C) on agent readiness against TermiX AACP's 46.2 (D), and leads in 4 of 7 scored categories. TermiX AACP leads on agent ergonomics, security \u0026 auth and payments \u0026 pricing.\n\n### Do PayPal MCP server and TermiX AACP need an API key?\n\nBoth take an API key or an OAuth sign-in.\n\n### Can an agent call PayPal MCP server and TermiX AACP without installing anything?\n\nYes. PayPal MCP server has a hosted endpoint at https://mcp.paypal.com/mcp and TermiX AACP at https://platform-backend.prod.termix.live.\n\n### Are PayPal MCP server and TermiX AACP open source?\n\nPayPal MCP server is open source (Apache-2.0 for the local server and the agent toolkit. The hosted server is a closed service under the PayPal Developer Agreement). No open-source release is listed for TermiX AACP.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/paypal-mcp-server-vs-termix.json, and with the fewest tokens: https://www.anchorterminal.com/compare/paypal-mcp-server-vs-termix.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"paypal-mcp-server\", \"b\": \"termix\"}`. From a terminal: `anchor compare paypal-mcp-server termix`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/paypal-mcp-server.json and https://www.anchorterminal.com/api/v1/tools/termix.json\n\n## Other comparisons with PayPal MCP server or TermiX AACP\n\n- [ATXP vs TermiX AACP](https://www.anchorterminal.com/compare/atxp-vs-termix.md)\n- [Circle Gateway Nanopayments vs TermiX AACP](https://www.anchorterminal.com/compare/circle-gateway-nanopayments-vs-termix.md)\n- [Crossmint API + Docs MCP vs TermiX AACP](https://www.anchorterminal.com/compare/crossmint-vs-termix.md)\n- [Nevermined API + MCP vs TermiX AACP](https://www.anchorterminal.com/compare/nevermined-vs-termix.md)\n- [Skyfire API + MCP vs TermiX AACP](https://www.anchorterminal.com/compare/skyfire-vs-termix.md)\n- [Stripe API + MCP vs TermiX AACP](https://www.anchorterminal.com/compare/stripe-mcp-vs-termix.md)\n- [Tempo vs TermiX AACP](https://www.anchorterminal.com/compare/tempo-vs-termix.md)\n- [Adyen MCP server vs PayPal MCP server](https://www.anchorterminal.com/compare/adyen-mcp-server-vs-paypal-mcp-server.md)\n- [Adyen MCP server vs TermiX AACP](https://www.anchorterminal.com/compare/adyen-mcp-server-vs-termix.md)\n- [Crossmint API + Docs MCP vs PayPal MCP server](https://www.anchorterminal.com/compare/crossmint-vs-paypal-mcp-server.md)\n- [Nevermined API + MCP vs PayPal MCP server](https://www.anchorterminal.com/compare/nevermined-vs-paypal-mcp-server.md)\n- [Paid vs PayPal MCP server](https://www.anchorterminal.com/compare/paid-vs-paypal-mcp-server.md)\n- [Paid vs TermiX AACP](https://www.anchorterminal.com/compare/paid-vs-termix.md)\n- [PayPal MCP server vs Skyfire API + MCP](https://www.anchorterminal.com/compare/paypal-mcp-server-vs-skyfire.md)\n- [PayPal MCP server vs Stripe API + MCP](https://www.anchorterminal.com/compare/paypal-mcp-server-vs-stripe-mcp.md)\n- [Metronome vs PayPal MCP server](https://www.anchorterminal.com/compare/metronome-vs-paypal-mcp-server.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-11", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "PayPal MCP server vs TermiX AACP", "url": "" } ], "description": "PayPal scores 56.3 (C) to TermiX AACP's 46.2 (D) for checkout. Prices, MCP, x402, uptime and agent notes side by side.", "facts": [ "PayPal MCP server C 56.3", "TermiX AACP D 46.2", "scores" ], "h1": "PayPal MCP server vs TermiX AACP", "image": "https://www.anchorterminal.com/assets/og/compare-paypal-mcp-server-vs-termix.png", "path": "/compare/paypal-mcp-server-vs-termix", "published": "2026-10-01", "section": "tools", "title": "PayPal vs TermiX AACP for AI agents in 2026: scores and prices", "toc": null, "updated": "2026-10-10", "url": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-termix" }, "tokens": { "markdown": 2550, "slim": 830 }, "version": 1 }