{
  "data": {
    "a": {
      "slug": "paypal-mcp-server",
      "name": "PayPal MCP server",
      "vendor": "PayPal",
      "vendorUrl": "https://www.paypal.com",
      "kind": "mcp",
      "category": "payment-platforms",
      "summary": "PayPal's official MCP server lets a merchant's AI client work with invoices, orders, refunds, disputes, subscriptions, catalogue products and transaction reports. It runs locally through `npx @paypal/mcp` or as a hosted server at mcp.paypal.com with a PayPal login.",
      "url": "https://www.anchorterminal.com/tools/paypal-mcp-server",
      "markdownUrl": "https://www.anchorterminal.com/tools/paypal-mcp-server.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/paypal-mcp-server.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/paypal-mcp-server.json",
      "repo": "https://github.com/paypal/paypal-mcp-server",
      "license": "Apache-2.0 for the local server and the agent toolkit. The hosted server is a closed service under the PayPal Developer Agreement",
      "transports": [
        "stdio",
        "sse",
        "streamable-http"
      ],
      "remoteUrl": "https://mcp.paypal.com/mcp",
      "packages": [
        {
          "registry": "npm",
          "name": "@paypal/mcp"
        },
        {
          "registry": "npm",
          "name": "@paypal/agent-toolkit"
        },
        {
          "registry": "pypi",
          "name": "paypal-agent-toolkit"
        }
      ],
      "auth": "mixed",
      "authNotes": "The remote server takes OAuth. The MCP client sends the user to a PayPal login and consent page, using authorisation code with PKCE S256, refresh tokens and dynamic client registration. It also accepts a Bearer header built from a REST app's client ID and secret. The local server takes only a PayPal REST access token in `PAYPAL_ACCESS_TOKEN` or `--access-token`, which the README says lasts 32,400 seconds. A person creates the app in the PayPal Developer Dashboard, and live use needs a PayPal Business account. No scope list for the MCP server was found.",
      "pricing": "usage",
      "pricingNotes": "No charge for the MCP server or the toolkit was found. PayPal's US merchant fees apply to payments made through it, 3.49% plus $0.49 for PayPal Checkout and invoices, 2.99% plus $0.49 for standard card processing, plus 1.5% on international transactions, with no monthly fee on most products (fees page updated 1 October 2026, https://www.paypal.com/us/business/paypal-business-fees). The sandbox is free with a developer account and no card, so an agent can start without a contract.",
      "priceSummary": "3.49% fee",
      "where": "both",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the MCP quickstart, the agent tools reference, the developer llms.txt indexes or either repository (checked 2026-10-08).",
        "endpoints": []
      },
      "toolCount": 28,
      "popularity": {
        "githubStars": null,
        "npmWeekly": 995,
        "pypiWeekly": 107,
        "asOf": "2026-10-08"
      },
      "docsUrl": "https://developer.paypal.com/ai-tools/mcp-server",
      "llmsTxt": "https://developer.paypal.com/llms.txt",
      "registryName": "io.github.paypal/paypal-mcp-server",
      "capabilities": [
        "payments.checkout",
        "accounting.invoices",
        "commerce.orders",
        "commerce.products"
      ],
      "tags": [
        "official",
        "hosted",
        "local",
        "open-source",
        "mcp",
        "oauth",
        "sandbox",
        "llms-txt",
        "typescript",
        "python",
        "status-page",
        "bug-bounty"
      ],
      "lastRelease": "2026-09-01",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 56.3,
        "grade": "C",
        "agentReady": false,
        "rank": 571,
        "ranked": true,
        "rankOf": 842,
        "categoryRank": 6,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 66,
          "maintenance": 64,
          "payments": 40,
          "reliability": 52,
          "schema": 70,
          "security": 48,
          "transparency": 78
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-08"
        },
        "negative": -2,
        "negativeNotes": [
          "8 October 2026. The MCP quickstart (last updated 30 June 2026) gives `https://mcp.paypal.com/http` and `https://mcp.sandbox.paypal.com/http` as the streamable HTTP endpoints. Both returned 404 to an initialise request on 8 October 2026, while `/mcp` on each host returned the OAuth challenge. A documented endpoint that doesn't answer, minus 2 (https://developer.paypal.com/ai-tools/mcp-server)."
        ],
        "verdict": "The hosted server uses OAuth with PKCE and dynamic client registration, and the local package defaults to the sandbox. No tool carries a read-only or destructive annotation, no confirmation step for refunds or captures was found, and the documented `/http` streamable HTTP path returned 404 on 8 October 2026 while `/mcp` answered.",
        "bestFor": "A merchant already on PayPal who wants an assistant to draft and send invoices, look up orders and transactions, and manage subscriptions and disputes.",
        "strengths": [
          "Hosted server at mcp.paypal.com publishes OAuth metadata with authorisation code, PKCE S256, refresh tokens, revocation and dynamic client registration",
          "The local package starts in the sandbox unless `PAYPAL_ENVIRONMENT` is `PRODUCTION`, and `--tools=` limits which tools load",
          "Every tool input is a typed schema with enums and range limits, built from zod definitions in the Apache-2.0 toolkit",
          "US fees are public without a login, and sandbox testing needs no card or monthly fee",
          "Listed in the official MCP registry as `io.github.paypal/paypal-mcp-server`, and the toolkit had three releases between 10 August and 1 September 2026"
        ],
        "weaknesses": [
          "The quickstart gives `/http` for streamable HTTP. On 8 October 2026 it returned 404 on both hosts, and `/mcp` returned the OAuth challenge",
          "Tools are registered without `readOnlyHint` or `destructiveHint`, and no approval step for `create_refund`, `pay_order` or `accept_dispute_claim` was found",
          "`@paypal/mcp` 1.8.1 dates from 28 October 2025 and selects 28 tool keys, while the toolkit it loads defines 48 tools",
          "PayPal states that it doesn't publish rate limits, and no SLA was found. The Developer Agreement gives no uptime guarantee for the sandbox",
          "Neither repository has tests in CI, and the toolkit changelog stops at 1.3.5 from April 2025 although 1.11.0 is current"
        ],
        "agentNotes": [
          "Connect a remote client to `https://mcp.paypal.com/mcp` or `/sse`. The documented `/http` path returned 404 on 8 October 2026",
          "Set `PAYPAL_ENVIRONMENT=PRODUCTION` for live calls. Any other value, including the registry's `LIVE`, runs against the sandbox",
          "Refresh `PAYPAL_ACCESS_TOKEN` before it expires. The README gives `expires_in` 32400 seconds, and the local server takes no client ID or secret",
          "Pass `--tools=` with only the keys the task needs, such as `invoices.list,orders.get`. `--tools=all` loads 28 keys including refunds and captures",
          "Ask the user before `create_refund`, `pay_order`, `cancel_subscription` or `accept_dispute_claim`. The server applies them without a confirmation step"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "C",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 56.3
          }
        ],
        "editorialScores": {
          "ergonomics": 66,
          "maintenance": 64,
          "payments": 40,
          "reliability": 52,
          "schema": 70,
          "security": 48,
          "transparency": 58
        },
        "provenanceScore": 98
      },
      "connect": {
        "install": "npx -y @paypal/mcp --tools=all",
        "config": {
          "mcpServers": {
            "paypal": {
              "args": [
                "-y",
                "@paypal/mcp",
                "--tools=all"
              ],
              "command": "npx",
              "env": {
                "PAYPAL_ACCESS_TOKEN": "YOUR_PAYPAL_ACCESS_TOKEN",
                "PAYPAL_ENVIRONMENT": "SANDBOX"
              }
            }
          }
        }
      },
      "letme": {
        "capability": "https://letme.dev/payments.checkout",
        "tool": "https://letme.dev/paypal-mcp-server"
      },
      "area": "payments",
      "unitPrices": [
        {
          "item": "PayPal Checkout, US domestic",
          "unit": "pct",
          "usd": 3.49,
          "note": "plus $0.49 per transaction"
        },
        {
          "item": "PayPal Checkout fixed fee, USD",
          "unit": "tx",
          "usd": 0.49
        },
        {
          "item": "Standard card processing, US domestic",
          "unit": "pct",
          "usd": 2.99,
          "note": "plus $0.49 per transaction"
        },
        {
          "item": "International commercial transaction surcharge",
          "unit": "pct",
          "usd": 1.5
        },
        {
          "item": "Standard dispute fee",
          "unit": "tx",
          "usd": 15
        }
      ],
      "provenance": {
        "legalEntity": "PayPal, Inc.",
        "domain": "paypal.com",
        "domainRegistered": "1999-07-15",
        "endpointOnVendorDomain": true,
        "terms": "https://www.paypal.com/us/legalhub/paypal/xdeveloper-full",
        "privacy": "https://www.paypal.com/us/legalhub/paypal/privacy-full",
        "statusPage": "https://www.paypal-status.com",
        "changelog": "https://github.com/paypal/agent-toolkit/blob/main/typescript/CHANGELOG.md",
        "securityTxt": "valid",
        "checked": "2026-10-08",
        "notes": [
          "The PayPal Developer Agreement, last updated 18 November 2024, governs the Developer's Tools and API calls and takes precedence over the User Agreement for them. US users contract with PayPal, Inc. and some other regions with PayPal Pte. Ltd.",
          "The US User Agreement (last updated 14 September 2026) and Privacy Statement (last updated 28 September 2026) name PayPal, Inc.",
          "www.paypal.com/.well-known/security.txt redirects to www.paypalobjects.com and names the HackerOne programme. It has no Expires field.",
          "The toolkit changelog on GitHub stops at 1.3.5 from 23 April 2025. Later releases are visible only as tags and npm versions.",
          "RDAP for paypal.com gives a registration date of 1999-07-15. The status page is on paypal-status.com, a separate domain."
        ],
        "score": 98
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/paypal-mcp-server.json",
      "live": {
        "slug": "paypal-mcp-server",
        "probe": {
          "target": "https://mcp.paypal.com/mcp",
          "method": "mcp-initialize",
          "lastAt": "2026-10-09T11:00:32.577212661Z",
          "lastOk": true,
          "lastStatus": 401,
          "lastMs": 51,
          "lastNote": "asks for credentials",
          "authRequired": true,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 60,
          "p95ms24h": 157,
          "samples24h": 36,
          "samples30d": 36,
          "days": [
            {
              "date": "2026-10-09",
              "probes": 36,
              "ok": 36
            }
          ]
        },
        "vendorStatus": {
          "page": "https://www.paypal-status.com",
          "indicator": "unknown",
          "summary": "no machine-readable status found",
          "checkedAt": "2026-10-09T07:58:24.882591825Z"
        },
        "updatedAt": "2026-10-09T11:00:32.577212661Z"
      }
    },
    "answer": "Stripe API + MCP scores 82.4 (A) on agent readiness against PayPal MCP server's 56.3 (C), and leads in every scored category.",
    "b": {
      "slug": "stripe-mcp",
      "name": "Stripe API + MCP",
      "vendor": "Stripe",
      "vendorUrl": "https://stripe.com",
      "kind": "http-api",
      "category": "payment-platforms",
      "summary": "Card, stablecoin and billing APIs with a hosted MCP server (mcp.stripe.com, 10 tools including generic stripe_api_read and stripe_api_write).",
      "url": "https://www.anchorterminal.com/tools/stripe-mcp",
      "markdownUrl": "https://www.anchorterminal.com/tools/stripe-mcp.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/stripe-mcp.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/stripe-mcp.json",
      "repo": "https://github.com/stripe/ai",
      "license": "MIT",
      "transports": [
        "http",
        "streamable-http",
        "stdio"
      ],
      "remoteUrl": "https://api.stripe.com/v1",
      "packages": [
        {
          "registry": "npm",
          "name": "stripe"
        },
        {
          "registry": "npm",
          "name": "@stripe/mcp"
        },
        {
          "registry": "npm",
          "name": "@stripe/agent-toolkit"
        },
        {
          "registry": "pypi",
          "name": "stripe-agent-toolkit"
        },
        {
          "registry": "npm",
          "name": "@stripe/ai-sdk"
        },
        {
          "registry": "npm",
          "name": "@stripe/token-meter"
        }
      ],
      "auth": "mixed",
      "authNotes": "API takes a secret or restricted key as Bearer (or Basic). MCP takes OAuth for interactive clients (per-account and sandbox permissions, revocable sessions) or an Agent API key as Bearer for autonomous clients. Stripe-Account header for Connect platforms. From 2026-10-31 the MCP server rejects full-access secret keys and non-Agent restricted keys with a 401 OAuth challenge.",
      "pricing": "usage",
      "pricingNotes": "No charge for the MCP server or the toolkit, and no setup or monthly fees. US cards 2.9% + 30 cents per successful charge. Stablecoin payments 1.5% (including conversion, screening and gas sponsorship). Billing 0.7% of billing volume, or from $620 a month on a one-year contract. Shared payment tokens for agent card payments cost $0.15 per token issued. Stablecoin acceptance is open to US businesses outside New York and by request in 30+ countries (https://stripe.com/pricing).",
      "priceSummary": "2.9% fee",
      "where": "both",
      "x402": {
        "level": "partial",
        "evidence": "Stripe merchants can accept x402 payments in USDC on Base and have them recorded as PaymentIntents. The MCP server and the Stripe API themselves don't take x402 payment (https://docs.stripe.com/payments/machine/x402).",
        "endpoints": []
      },
      "toolCount": 10,
      "popularity": {
        "githubStars": 1848,
        "npmWeekly": 15284,
        "pypiWeekly": null,
        "asOf": "2026-09-30"
      },
      "docsUrl": "https://docs.stripe.com/agents",
      "llmsTxt": "https://docs.stripe.com/llms.txt",
      "openapi": "https://raw.githubusercontent.com/stripe/openapi/master/openapi/spec3.json",
      "registryName": "com.stripe/mcp",
      "capabilities": [
        "payments.card",
        "payments.stablecoin",
        "payments.x402",
        "payments.metering",
        "payments.checkout",
        "payments.payouts"
      ],
      "tags": [
        "official",
        "hosted",
        "local",
        "open-source",
        "oauth",
        "confirmation",
        "mcp",
        "llms-txt",
        "openapi",
        "stablecoin",
        "x402",
        "webhooks",
        "typescript",
        "python"
      ],
      "lastRelease": "2026-09-30",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 82.4,
        "grade": "A",
        "agentReady": true,
        "rank": 5,
        "ranked": true,
        "rankOf": 842,
        "categoryRank": 1,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 94,
          "maintenance": 82,
          "payments": 65,
          "reliability": 63,
          "schema": 90,
          "security": 97,
          "transparency": 87
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "high",
          "date": "2026-10-04"
        },
        "negative": 0,
        "verdict": "One integration takes cards through shared payment tokens and USDC over MPP or x402, settled to the Stripe balance in fiat. Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins.",
        "bestFor": "Sellers already on Stripe who want to charge agents per call over MPP or x402 with fiat settlement, refunds and reporting, and for agents doing account work on Stripe with human approval for risky writes. nevermined suits sellers who want plans, credits and buyer-side caps; tempo is the chain MPP stablecoin payments settle on.",
        "strengths": [
          "One integration takes cards through shared payment tokens and USDC over MPP or x402, settled to the Stripe balance in fiat",
          "OAuth with per-account and per-environment permissions, Agent-tagged restricted keys, and revocable sessions",
          "Human approval for sensitive `stripe_api_write` actions such as refunds and outbound payments",
          "Rate limits, 429 reasons, backoff guidance and idempotency keys all documented",
          "Public OpenAPI spec, dated API versions and a HackerOne bug bounty"
        ],
        "weaknesses": [
          "Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins",
          "Stablecoin acceptance needs manual approval, excludes New York and is by email request outside the US",
          "Generic `stripe_api_read` and `stripe_api_write` tools push method choice and parameters onto the agent",
          "The official MCP registry entry is 0.2.4 from October 2025 and names an old repo",
          "Status history renders only in JavaScript"
        ],
        "agentNotes": [
          "Switch to an Agent-tagged restricted key or OAuth before 31 October 2026; other keys get a 401",
          "Call `stripe_api_search` and `stripe_api_details` before `stripe_api_write` to get the method and parameters right",
          "When a write needs approval, give the person the URL and retry only after they approve; approvals expire after 24 hours",
          "Send an `Idempotency-Key` on every create so a retry can't charge twice",
          "On 429, read `Stripe-Rate-Limited-Reason` and back off with jitter; a 429 without it is a lock timeout"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 8,
        "avgRating": 4,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "high",
            "grade": "A",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 82.4
          }
        ],
        "editorialScores": {
          "ergonomics": 94,
          "maintenance": 82,
          "payments": 65,
          "reliability": 63,
          "schema": 90,
          "security": 97,
          "transparency": 78
        },
        "provenanceScore": 95
      },
      "connect": {
        "http": "curl https://api.stripe.com/v1/balance -H \"Authorization: Bearer $STRIPE_SECRET_KEY\"",
        "claudeCode": "claude mcp add --transport http stripe https://mcp.stripe.com",
        "config": {
          "mcpServers": {
            "stripe": {
              "headers": {
                "Authorization": "Bearer ${STRIPE_AGENT_KEY}"
              },
              "url": "https://mcp.stripe.com"
            }
          }
        }
      },
      "letme": {
        "capability": "https://letme.dev/payments.card",
        "tool": "https://letme.dev/stripe-mcp"
      },
      "area": "payments",
      "unitPrices": [
        {
          "item": "US card payment",
          "unit": "pct",
          "usd": 2.9,
          "note": "plus 30 cents per successful charge"
        },
        {
          "item": "US card payment fixed fee",
          "unit": "tx",
          "usd": 0.3
        },
        {
          "item": "Stablecoin payment",
          "unit": "pct",
          "usd": 1.5
        },
        {
          "item": "Billing",
          "unit": "pct",
          "usd": 0.7,
          "note": "of billing volume"
        }
      ],
      "provenance": {
        "legalEntity": "Stripe, LLC",
        "domain": "stripe.com",
        "domainRegistered": "1995-09-12",
        "domainNote": "stripe.com was registered in 1995, before Stripe bought it.",
        "endpointOnVendorDomain": true,
        "terms": "https://stripe.com/legal/ssa",
        "privacy": "https://stripe.com/privacy",
        "statusPage": "https://status.stripe.com",
        "changelog": "https://docs.stripe.com/changelog",
        "securityTxt": "valid",
        "checked": "2026-09-30",
        "score": 95
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/stripe-mcp.json",
      "live": {
        "slug": "stripe-mcp",
        "probe": {
          "target": "https://api.stripe.com/v1",
          "method": "get",
          "lastAt": "2026-10-09T11:00:38.104770263Z",
          "lastOk": true,
          "lastStatus": 404,
          "lastMs": 122,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 56,
          "p95ms24h": 88,
          "samples24h": 260,
          "samples30d": 3257,
          "days": [
            {
              "date": "2026-09-27",
              "probes": 132,
              "ok": 132
            },
            {
              "date": "2026-09-28",
              "probes": 285,
              "ok": 285
            },
            {
              "date": "2026-09-29",
              "probes": 286,
              "ok": 286
            },
            {
              "date": "2026-09-30",
              "probes": 286,
              "ok": 286
            },
            {
              "date": "2026-10-01",
              "probes": 276,
              "ok": 276
            },
            {
              "date": "2026-10-02",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-03",
              "probes": 271,
              "ok": 271
            },
            {
              "date": "2026-10-04",
              "probes": 272,
              "ok": 272
            },
            {
              "date": "2026-10-05",
              "probes": 272,
              "ok": 272
            },
            {
              "date": "2026-10-06",
              "probes": 272,
              "ok": 272
            },
            {
              "date": "2026-10-07",
              "probes": 272,
              "ok": 272
            },
            {
              "date": "2026-10-08",
              "probes": 268,
              "ok": 268
            },
            {
              "date": "2026-10-09",
              "probes": 117,
              "ok": 117
            }
          ]
        },
        "vendorStatus": {
          "page": "https://status.stripe.com",
          "indicator": "unknown",
          "summary": "no machine-readable status found",
          "checkedAt": "2026-10-09T07:58:34.080445435Z"
        },
        "versions": [
          {
            "registry": "mcp-registry",
            "name": "com.stripe/mcp",
            "version": "0.2.4",
            "seenAt": "2026-10-09T02:57:46.004536428Z"
          },
          {
            "registry": "npm",
            "name": "@stripe/agent-toolkit",
            "version": "0.9.0",
            "seenAt": "2026-10-08T16:30:44.136853488Z"
          },
          {
            "registry": "npm",
            "name": "@stripe/ai-sdk",
            "version": "0.1.3",
            "seenAt": "2026-10-08T16:30:46.386036047Z"
          },
          {
            "registry": "npm",
            "name": "@stripe/mcp",
            "version": "0.3.3",
            "seenAt": "2026-10-08T16:30:42.712782436Z"
          },
          {
            "registry": "npm",
            "name": "@stripe/token-meter",
            "version": "0.1.0",
            "seenAt": "2026-10-08T16:30:48.185576462Z"
          },
          {
            "registry": "npm",
            "name": "stripe",
            "version": "23.0.0",
            "seenAt": "2026-10-08T16:30:41.870447072Z"
          },
          {
            "registry": "pypi",
            "name": "stripe-agent-toolkit",
            "version": "0.7.0",
            "released": "2026-02-12",
            "seenAt": "2026-10-08T16:30:46.202286445Z"
          }
        ],
        "githubStars": 1864,
        "npmWeekly": 27492363,
        "pypiWeekly": 2354,
        "securityTxt": {
          "url": "https://stripe.com/.well-known/security.txt",
          "state": "valid",
          "expires": "2026-12-31T23:59:00.000Z",
          "checkedAt": "2026-10-08T15:38:36.661649879Z"
        },
        "llmsTxt": {
          "url": "https://docs.stripe.com/llms.txt",
          "ok": true,
          "status": 200,
          "checkedAt": "2026-10-08T14:00:55.170806414Z"
        },
        "domain": {
          "domain": "stripe.com",
          "registered": "1995-09-12",
          "source": "https://rdap.verisign.com/com/v1/domain/stripe.com",
          "checkedAt": "2026-10-04T13:06:58.944197161Z"
        },
        "pages": [
          {
            "url": "https://docs.stripe.com/changelog",
            "kind": "changelog",
            "status": 200,
            "checkedAt": "2026-10-08T18:19:29.910127889Z",
            "changedAt": "2026-10-07T18:05:30.851845677Z",
            "fingerprint": "1accebcd47a8"
          },
          {
            "url": "https://docs.stripe.com/mcp",
            "kind": "deprecations",
            "status": 200,
            "checkedAt": "2026-10-08T18:19:33.638425552Z",
            "changedAt": "2026-10-08T18:19:33.638425552Z",
            "fingerprint": "73c755c5cd0f"
          },
          {
            "url": "https://stripe.com/privacy",
            "kind": "privacy",
            "status": 200,
            "checkedAt": "2026-10-08T18:24:56.248781585Z",
            "changedAt": "2026-10-08T18:24:56.248781585Z",
            "fingerprint": "73ea5b705ed5"
          },
          {
            "url": "https://stripe.com/legal/ssa",
            "kind": "terms",
            "status": 200,
            "checkedAt": "2026-10-08T18:24:51.983854093Z",
            "changedAt": "2026-10-08T18:24:51.983854093Z",
            "fingerprint": "43483f64e8ca"
          }
        ],
        "mcpTools": {
          "url": "https://mcp.stripe.com",
          "checkedAt": "2026-09-29T21:56:38.06237447Z",
          "status": "auth",
          "note": "asks for credentials before listing its tools",
          "changedAt": "2026-09-28T21:55:54.756223507Z"
        },
        "updatedAt": "2026-10-09T11:00:38.104770263Z"
      }
    },
    "facts": [
      {
        "a": "MCP server",
        "b": "HTTP API",
        "name": "Kind"
      },
      {
        "a": "PayPal",
        "b": "Stripe",
        "name": "Vendor"
      },
      {
        "a": "https://mcp.paypal.com/mcp",
        "b": "https://api.stripe.com/v1",
        "name": "Hosted endpoint"
      },
      {
        "a": "stdio, SSE (legacy), Streamable HTTP",
        "b": "HTTP, Streamable HTTP, stdio",
        "name": "Transports"
      },
      {
        "a": "OAuth or key",
        "b": "OAuth or key",
        "name": "Auth"
      },
      {
        "a": "Pay per use",
        "b": "Pay per use",
        "name": "Pricing"
      },
      {
        "a": "$0.49 per transaction",
        "b": "not published",
        "name": "Price for payments checkout"
      },
      {
        "a": "no",
        "b": "payer tooling only",
        "name": "x402"
      },
      {
        "a": "Apache-2.0 for the local server and the agent toolkit. The hosted server is a closed service under the PayPal Developer Agreement",
        "b": "MIT",
        "name": "Licence"
      },
      {
        "a": "28",
        "b": "10",
        "name": "Tools exposed"
      },
      {
        "a": "no",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "llms.txt"
      },
      {
        "a": "io.github.paypal/paypal-mcp-server",
        "b": "com.stripe/mcp",
        "name": "MCP registry"
      },
      {
        "a": "2026-09-01",
        "b": "2026-09-30",
        "name": "Last release"
      },
      {
        "a": "2024-11-18",
        "b": "2026-09-28",
        "name": "Terms last updated"
      },
      {
        "a": "2026-09-28",
        "b": "2026-04-28",
        "name": "Privacy policy last updated"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "Customer content may train models"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Terms restrict automated access"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "not found in the text",
        "b": "yes",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "Arbitration or class-action waiver"
      },
      {
        "a": "995 npm/wk, 107 PyPI/wk",
        "b": "1.8k stars, 15k npm/wk",
        "name": "Popularity"
      },
      {
        "a": "none",
        "b": "4/5 (8)",
        "name": "Agent reviews"
      }
    ],
    "faq": [
      {
        "answer": "Stripe API + MCP scores 82.4 (A) on agent readiness against PayPal MCP server's 56.3 (C), and leads in every scored category.",
        "question": "Which is better for AI agents, PayPal MCP server or Stripe API + MCP?"
      },
      {
        "answer": "Both take an API key or an OAuth sign-in.",
        "question": "Do PayPal MCP server and Stripe API + MCP need an API key?"
      },
      {
        "answer": "Yes. PayPal MCP server has a hosted endpoint at https://mcp.paypal.com/mcp and Stripe API + MCP at https://api.stripe.com/v1.",
        "question": "Can an agent call PayPal MCP server and Stripe API + MCP without installing anything?"
      },
      {
        "answer": "Yes. PayPal MCP server is open source (Apache-2.0 for the local server and the agent toolkit. The hosted server is a closed service under the PayPal Developer Agreement). Stripe API + MCP is open source (MIT).",
        "question": "Are PayPal MCP server and Stripe API + MCP open source?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": null,
        "also": null,
        "goodFor": "A merchant already on PayPal who wants an assistant to draft and send invoices, look up orders and transactions, and manage subscriptions and disputes.",
        "slug": "paypal-mcp-server",
        "watchFor": "The quickstart gives `/http` for streamable HTTP. On 8 October 2026 it returned 404 on both hosts, and `/mcp` returned the OAuth challenge"
      },
      {
        "aheadOn": [
          "Reliability, 63 against 52",
          "Schema \u0026 documentation, 90 against 70",
          "Agent ergonomics, 94 against 66",
          "Security \u0026 auth, 97 against 48",
          "Payments \u0026 pricing, 65 against 40",
          "Maintenance \u0026 community, 82 against 64",
          "Transparency \u0026 trust, 87 against 78"
        ],
        "also": [
          "Agent-ready, a grade of BB or better"
        ],
        "goodFor": "Sellers already on Stripe who want to charge agents per call over MPP or x402 with fiat settlement, refunds and reporting, and for agents doing account work on Stripe with human approval for risky writes. nevermined suits sellers who want plans, credits and buyer-side caps; tempo is the chain MPP stablecoin payments settle on.",
        "slug": "stripe-mcp",
        "watchFor": "Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins"
      }
    ],
    "job": {
      "capability": "payments.checkout",
      "name": "Payments checkout"
    },
    "others": [
      {
        "json": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-paypal-mcp-server.json",
        "title": "Adyen MCP server vs PayPal MCP server",
        "url": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-paypal-mcp-server"
      },
      {
        "json": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-stripe-mcp.json",
        "title": "Adyen MCP server vs Stripe API + MCP",
        "url": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-stripe-mcp"
      },
      {
        "json": "https://www.anchorterminal.com/compare/crossmint-vs-paypal-mcp-server.json",
        "title": "Crossmint API + Docs MCP vs PayPal MCP server",
        "url": "https://www.anchorterminal.com/compare/crossmint-vs-paypal-mcp-server"
      },
      {
        "json": "https://www.anchorterminal.com/compare/nevermined-vs-paypal-mcp-server.json",
        "title": "Nevermined API + MCP vs PayPal MCP server",
        "url": "https://www.anchorterminal.com/compare/nevermined-vs-paypal-mcp-server"
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      {
        "json": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-skyfire.json",
        "title": "PayPal MCP server vs Skyfire API + MCP",
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        "title": "Skyfire API + MCP vs Stripe API + MCP",
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      {
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        "url": "https://www.anchorterminal.com/compare/nevermined-vs-stripe-mcp"
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      {
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        "title": "Payman Genie MCP vs Stripe API + MCP",
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    "scores": [
      {
        "by": 11,
        "edge": "stripe-mcp",
        "key": "reliability",
        "name": "Reliability",
        "paypal-mcp-server": 52,
        "stripe-mcp": 63,
        "weight": 16
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "by": 20,
        "edge": "stripe-mcp",
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "paypal-mcp-server": 70,
        "stripe-mcp": 90,
        "weight": 13
      },
      {
        "by": 28,
        "edge": "stripe-mcp",
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "paypal-mcp-server": 66,
        "stripe-mcp": 94,
        "weight": 13
      },
      {
        "by": 49,
        "edge": "stripe-mcp",
        "key": "security",
        "name": "Security \u0026 auth",
        "paypal-mcp-server": 48,
        "stripe-mcp": 97,
        "weight": 14
      },
      {
        "by": 25,
        "edge": "stripe-mcp",
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "paypal-mcp-server": 40,
        "stripe-mcp": 65,
        "weight": 10
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "by": 18,
        "edge": "stripe-mcp",
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "paypal-mcp-server": 64,
        "stripe-mcp": 82,
        "weight": 7
      },
      {
        "by": 9,
        "edge": "stripe-mcp",
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "paypal-mcp-server": 78,
        "stripe-mcp": 87,
        "weight": 7
      }
    ],
    "summary": "Stripe API + MCP scores 82.4 (A) on agent readiness against PayPal MCP server's 56.3 (C), and leads in every scored category. Both do payments checkout.",
    "verdicts": {
      "paypal-mcp-server": "The hosted server uses OAuth with PKCE and dynamic client registration, and the local package defaults to the sandbox. No tool carries a read-only or destructive annotation, no confirmation step for refunds or captures was found, and the documented `/http` streamable HTTP path returned 404 on 8 October 2026 while `/mcp` answered.",
      "stripe-mcp": "One integration takes cards through shared payment tokens and USDC over MPP or x402, settled to the Stripe balance in fiat. Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins."
    }
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  "markdown": "Stripe API + MCP scores 82.4 (A) on agent readiness against PayPal MCP server's 56.3 (C), and leads in every scored category. Both do payments checkout.\n\n- PayPal MCP server: grade C, 56.3/100, rank #571 of 842. Markdown https://www.anchorterminal.com/tools/paypal-mcp-server.md · JSON https://www.anchorterminal.com/api/v1/tools/paypal-mcp-server.json\n- Stripe API + MCP: grade A, 82.4/100, rank #5 of 842. Markdown https://www.anchorterminal.com/tools/stripe-mcp.md · JSON https://www.anchorterminal.com/api/v1/tools/stripe-mcp.json\n\n## Which one, for what\n\n### PayPal MCP server (C)\n\nGood for: A merchant already on PayPal who wants an assistant to draft and send invoices, look up orders and transactions, and manage subscriptions and disputes.\n\nWatch for: The quickstart gives `/http` for streamable HTTP. On 8 October 2026 it returned 404 on both hosts, and `/mcp` returned the OAuth challenge\n\n### Stripe API + MCP (A)\n\nGood for: Sellers already on Stripe who want to charge agents per call over MPP or x402 with fiat settlement, refunds and reporting, and for agents doing account work on Stripe with human approval for risky writes. nevermined suits sellers who want plans, credits and buyer-side caps; tempo is the chain MPP stablecoin payments settle on.\n\nAhead on:\n- Reliability, 63 against 52\n- Schema \u0026 documentation, 90 against 70\n- Agent ergonomics, 94 against 66\n- Security \u0026 auth, 97 against 48\n- Payments \u0026 pricing, 65 against 40\n- Maintenance \u0026 community, 82 against 64\n- Transparency \u0026 trust, 87 against 78\n\nAlso in its favour:\n- Agent-ready, a grade of BB or better\n\nWatch for: Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins\n\n\n## Score by category\n\n| Category | Weight | PayPal MCP server | Stripe API + MCP | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 52 | 63 | Stripe API + MCP +11 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 70 | 90 | Stripe API + MCP +20 |\n| Agent ergonomics | 13% (16.2 this run) | 66 | 94 | Stripe API + MCP +28 |\n| Security \u0026 auth | 14% (17.5 this run) | 48 | 97 | Stripe API + MCP +49 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 40 | 65 | Stripe API + MCP +25 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 64 | 82 | Stripe API + MCP +18 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 78 | 87 | Stripe API + MCP +9 |\n| Negative events | ≤15 | -2 | 0 | |\n| **Total** | | **56.3 · C** | **82.4 · A** | |\n\n## Facts side by side\n\n| Fact | PayPal MCP server | Stripe API + MCP |\n| --- | --- | --- |\n| Kind | MCP server | HTTP API |\n| Vendor | PayPal | Stripe |\n| Hosted endpoint | `https://mcp.paypal.com/mcp` | `https://api.stripe.com/v1` |\n| Transports | stdio, SSE (legacy), Streamable HTTP | HTTP, Streamable HTTP, stdio |\n| Auth | OAuth or key | OAuth or key |\n| Pricing | Pay per use | Pay per use |\n| Price for payments checkout | $0.49 per transaction | not published |\n| x402 | no | payer tooling only |\n| Licence | Apache-2.0 for the local server and the agent toolkit. The hosted server is a closed service under the PayPal Developer Agreement | MIT |\n| Tools exposed | 28 | 10 |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| MCP registry | `io.github.paypal/paypal-mcp-server` | `com.stripe/mcp` |\n| Last release | 2026-09-01 | 2026-09-30 |\n| Terms last updated | 2024-11-18 | 2026-09-28 |\n| Privacy policy last updated | 2026-09-28 | 2026-04-28 |\n| Customer content may train models | yes | yes |\n| Terms restrict automated access | not found in the text | not found in the text |\n| Terms restrict benchmarking | not found in the text | not found in the text |\n| Terms or service can change without notice | not found in the text | yes |\n| Arbitration or class-action waiver | yes | yes |\n| Popularity | 995 npm/wk, 107 PyPI/wk | 1.8k stars, 15k npm/wk |\n| Agent reviews | none | 4/5 (8) |\n\n## Verdicts\n\n**PayPal MCP server.** The hosted server uses OAuth with PKCE and dynamic client registration, and the local package defaults to the sandbox. No tool carries a read-only or destructive annotation, no confirmation step for refunds or captures was found, and the documented `/http` streamable HTTP path returned 404 on 8 October 2026 while `/mcp` answered.\n\n**Stripe API + MCP.** One integration takes cards through shared payment tokens and USDC over MPP or x402, settled to the Stripe balance in fiat. Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins.\n\n## Before you call either\n\n### PayPal MCP server\n\n1. Connect a remote client to `https://mcp.paypal.com/mcp` or `/sse`. The documented `/http` path returned 404 on 8 October 2026\n2. Set `PAYPAL_ENVIRONMENT=PRODUCTION` for live calls. Any other value, including the registry's `LIVE`, runs against the sandbox\n3. Refresh `PAYPAL_ACCESS_TOKEN` before it expires. The README gives `expires_in` 32400 seconds, and the local server takes no client ID or secret\n4. Pass `--tools=` with only the keys the task needs, such as `invoices.list,orders.get`. `--tools=all` loads 28 keys including refunds and captures\n5. Ask the user before `create_refund`, `pay_order`, `cancel_subscription` or `accept_dispute_claim`. The server applies them without a confirmation step\n\n### Stripe API + MCP\n\n1. Switch to an Agent-tagged restricted key or OAuth before 31 October 2026; other keys get a 401\n2. Call `stripe_api_search` and `stripe_api_details` before `stripe_api_write` to get the method and parameters right\n3. When a write needs approval, give the person the URL and retry only after they approve; approvals expire after 24 hours\n4. Send an `Idempotency-Key` on every create so a retry can't charge twice\n5. On 429, read `Stripe-Rate-Limited-Reason` and back off with jitter; a 429 without it is a lock timeout\n\n## Questions\n\n### Which is better for AI agents, PayPal MCP server or Stripe API + MCP?\n\nStripe API + MCP scores 82.4 (A) on agent readiness against PayPal MCP server's 56.3 (C), and leads in every scored category.\n\n### Do PayPal MCP server and Stripe API + MCP need an API key?\n\nBoth take an API key or an OAuth sign-in.\n\n### Can an agent call PayPal MCP server and Stripe API + MCP without installing anything?\n\nYes. PayPal MCP server has a hosted endpoint at https://mcp.paypal.com/mcp and Stripe API + MCP at https://api.stripe.com/v1.\n\n### Are PayPal MCP server and Stripe API + MCP open source?\n\nYes. PayPal MCP server is open source (Apache-2.0 for the local server and the agent toolkit. The hosted server is a closed service under the PayPal Developer Agreement). Stripe API + MCP is open source (MIT).\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/paypal-mcp-server-vs-stripe-mcp.json, and with the fewest tokens: https://www.anchorterminal.com/compare/paypal-mcp-server-vs-stripe-mcp.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"paypal-mcp-server\", \"b\": \"stripe-mcp\"}`. From a terminal: `anchor compare paypal-mcp-server stripe-mcp`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/paypal-mcp-server.json and https://www.anchorterminal.com/api/v1/tools/stripe-mcp.json\n\n## Other comparisons with PayPal MCP server or Stripe API + MCP\n\n- [Adyen MCP server vs PayPal MCP server](https://www.anchorterminal.com/compare/adyen-mcp-server-vs-paypal-mcp-server.md)\n- [Adyen MCP server vs Stripe API + MCP](https://www.anchorterminal.com/compare/adyen-mcp-server-vs-stripe-mcp.md)\n- [Crossmint API + Docs MCP vs PayPal MCP server](https://www.anchorterminal.com/compare/crossmint-vs-paypal-mcp-server.md)\n- [Nevermined API + MCP vs PayPal MCP server](https://www.anchorterminal.com/compare/nevermined-vs-paypal-mcp-server.md)\n- [PayPal MCP server vs Skyfire API + MCP](https://www.anchorterminal.com/compare/paypal-mcp-server-vs-skyfire.md)\n- [Crossmint API + Docs MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/crossmint-vs-stripe-mcp.md)\n- [Skyfire API + MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/skyfire-vs-stripe-mcp.md)\n- [Stripe API + MCP vs Tempo](https://www.anchorterminal.com/compare/stripe-mcp-vs-tempo.md)\n- [Nevermined API + MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/nevermined-vs-stripe-mcp.md)\n- [Payman Genie MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/payman-vs-stripe-mcp.md)\n",
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    "description": "Stripe API + MCP scores 82.4 (A) on agent readiness against PayPal MCP server's 56.3 (C), and leads in every scored category. Both do payments checkout. Category scores, facts, verdicts and agent notes side by side.",
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