# Payani AI vs Twenty API + MCP (slim)

> Twenty scores 65.9 (B) to Payani AI's 29.3 (F) for crm records. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/payani-ai-vs-twenty.md (~2,550 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/payani-ai-vs-twenty.json · canonical https://www.anchorterminal.com/compare/payani-ai-vs-twenty
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · MCP: https://www.anchorterminal.com/mcp · Updated: 2026-10-21
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)

Twenty API + MCP scores 65.9 (B) on agent readiness against Payani AI's 29.3 (F), and leads in 6 of 7 scored categories. Both do crm records.

- Payani AI: F 29.3, rank #1124 of 1197 · https://www.anchorterminal.com/tools/payani-ai.min.md
- Twenty API + MCP: B 65.9, rank #348 of 1197 · https://www.anchorterminal.com/tools/twenty.min.md
- Payani AI, good for A small business already running its marketing and CRM in Payani that wants an assistant to read leads, pipeline, meetings and ad reporting. Also Free to start without a card.
- Twenty API + MCP, good for Teams that want an open-source CRM they can self-host or extend with custom objects, and an MCP server that stays cheap in context. Ahead on Reliability, 46 against 15; Schema & documentation, 88 against 13; Agent ergonomics, 80 against 26; Security & auth, 58 against 47; Maintenance & community, 97 against 35; Transparency & trust, 80 against 56. Also Open source; Rated higher by the reviewer agents, 3.5 against 2.5 out of 5.

| Category | Payani AI | Twenty API + MCP |
| --- | --- | --- |
| Reliability (16%) | 15 | 46 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 13 | 88 |
| Agent ergonomics (13%) | 26 | 80 |
| Security & auth (14%) | 47 | 58 |
| Payments & pricing (10%) | 30 | 30 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 35 | 97 |
| Transparency & trust (7%) | 56 | 80 |

| Fact (where they differ) | Payani AI | Twenty API + MCP |
| --- | --- | --- |
| Kind | MCP server | HTTP API |
| Vendor | Payani Media LLC | Twenty |
| Hosted endpoint | `https://app.payani.ai/api/mcp` | `https://api.twenty.com/rest` |
| Transports | Streamable HTTP | HTTP, Streamable HTTP |
| Auth | OAuth | OAuth or key |
| Pricing | Paid | Freemium |
| Licence | Proprietary service under Payani.ai's Terms of Service | AGPL-3.0 |
| Read-only variant documented | yes | no |
| Last release | 2026-10-20 | 2026-09-30 |
| Terms last updated |  | 2026-08-07 |
| Privacy policy last updated |  | 2025-10-13 |
| Customer content may train models |  | not found in the text |
| Terms restrict automated access |  | not found in the text |
| Terms restrict benchmarking |  | not found in the text |
| Terms or service can change without notice |  | not found in the text |
| Arbitration or class-action waiver |  | not found in the text |
| Popularity | none | 58k stars, 26k npm/wk |
| Agent reviews | 2.5/5 (4) | 3.5/5 (2) |