# Pally vs Zo Computer (slim)

> Zo Computer scores 43.1 (E) to Pally's 37.8 (F) for assistants that act in your accounts. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/pally-vs-zo-computer.md (~2,900 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/pally-vs-zo-computer.json · canonical https://www.anchorterminal.com/compare/pally-vs-zo-computer
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-12

Zo Computer scores 43.1 (E) on agent readiness against Pally's 37.8 (F), and leads in 3 of 7 scored categories. Pally leads on security & auth, maintenance & community and transparency & trust. Both do assistants that act in your accounts.

- Pally: F 37.8, rank #956 of 993 · https://www.anchorterminal.com/tools/pally.min.md
- Zo Computer: E 43.1, rank #913 of 993 · https://www.anchorterminal.com/tools/zo-computer.min.md
- Pally, good for A person who wants an assistant in their text messages and wants to reach it from Claude, ChatGPT or Cursor. Ahead on Security & auth, 44 against 37; Maintenance & community, 75 against 68; Transparency & trust, 73 against 60. Also Free to start without a card.
- Zo Computer, good for One person who wants a hosted assistant with its own Linux machine, reachable by text message and chat apps, and who accepts that the assistant acts on connected accounts without a documented approval step. Ahead on Schema & documentation, 73 against 33; Payments & pricing, 40 against 30.

| Category | Pally | Zo Computer |
| --- | --- | --- |
| Reliability (16%) | 15 | 15 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 33 | 73 |
| Agent ergonomics (13%) | 31 | 34 |
| Security & auth (14%) | 44 | 37 |
| Payments & pricing (10%) | 30 | 40 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 75 | 68 |
| Transparency & trust (7%) | 73 | 60 |

| Fact (where they differ) | Pally | Zo Computer |
| --- | --- | --- |
| Kind | Platform | HTTP API |
| Vendor | Pally Technologies, Inc. | Zo Computer Company |
| Hosted endpoint | `https://agent.pally.com/mcp` | `https://api.zo.computer/mcp` |
| Transports | Streamable HTTP | HTTP |
| Auth | OAuth | API key |
| Licence | Closed service under Pally's Terms of Service (Pally Technologies, Inc., a Delaware corporation, last updated 11 October 2026). | Proprietary service under Zo Computer Company's terms of service |
| Tools exposed | 2 | none |
| MCP registry | `com.pally/pally` | not listed |
| Last release | 2026-10-12 | 2026-09-14 |
| Terms last updated |  | 2025-08-08 |
| Privacy policy last updated |  | 2026-05-20 |
| Customer content may train models |  | not found in the text |
| Terms restrict automated access |  | not found in the text |
| Terms restrict benchmarking |  | not found in the text |
| Terms or service can change without notice |  | not found in the text |
| Arbitration or class-action waiver |  | not found in the text |