{ "data": { "a": { "slug": "paid", "name": "Paid", "vendor": "Agent Paid Limited", "vendorUrl": "https://paid.ai", "kind": "http-api", "category": "payment-platforms", "summary": "Paid is a billing and metering platform for companies that sell AI agents. It records usage signals and model costs and runs credits, plans, invoices and checkout, through a REST API, five SDKs, a CLI and a hosted MCP server.", "url": "https://www.anchorterminal.com/tools/paid", "markdownUrl": "https://www.anchorterminal.com/tools/paid.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/paid.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/paid.json", "repo": "https://github.com/paid-ai/paid-node", "license": "Proprietary service under Paid's Master Subscription Agreement. The Node and Python SDKs on GitHub are MIT", "transports": [ "http", "streamable-http" ], "remoteUrl": "https://api.agentpaid.io/api/v2", "packages": [ { "registry": "npm", "name": "@paid-ai/paid-node" }, { "registry": "pypi", "name": "paid-python" }, { "registry": "go", "name": "github.com/paid-ai/paid-go" }, { "registry": "npm", "name": "@paid-ai/cli" } ], "auth": "mixed", "authNotes": "The REST API takes an organisation API key as a Bearer token. A person creates it at app.paid.ai under Settings, API keys. Keys are full-access or restricted by scope, and customer API keys are bound to one customer and one route. The MCP server at mcp.agentpaid.io accepts OAuth 2.1 with PKCE and automatic client registration through auth.paid.ai, or an API key. Access is self-serve with no review step found.", "pricing": "freemium", "pricingNotes": "Free plan at $0 for up to $100,000 of billings a year, with no card required per the pricing page. Paid plans are $300, $600 and $1,000 a month by billings tier, with a 14-day trial and 20 per cent off for annual billing, and Enterprise is priced on request. No per-call price or percentage fee is published. Test-mode organisations work as a sandbox (https://paid.ai/pricing, checked 2026-10-09).", "priceSummary": "$300 / mo", "where": "hosted", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the 178-operation API reference index, the guides read or the pricing page. End customers pay through the builder's connected Stripe account (checked 2026-10-09).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": 24363, "pypiWeekly": null, "asOf": "2026-10-09" }, "docsUrl": "https://docs.paid.ai", "llmsTxt": "https://docs.paid.ai/llms.txt", "capabilities": [ "payments.metering", "payments.checkout", "payments.card" ], "tags": [ "hosted", "freemium", "no-card", "mcp", "oauth", "llms-txt", "cli", "webhooks", "typescript", "python", "go", "ruby", "java", "closed-source" ], "lastRelease": "2026-09-15", "graded": true, "anchor": { "graded": true, "score": 55.1, "grade": "C", "agentReady": false, "rank": 669, "ranked": true, "rankOf": 950, "categoryRank": 11, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 70, "maintenance": 77, "payments": 30, "reliability": 35, "schema": 64, "security": 65, "transparency": 51 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-09" }, "negative": 0, "verdict": "Paid suits a builder who wants usage metering, credits and invoicing behind one API, with restricted and customer-bound keys, OAuth on the MCP server and a free plan that needs no card. No status page, SLA figure, API changelog or rate-limit numbers were found, both advertised OpenAPI links returned 404, and card payments need the builder's own Stripe account.", "bestFor": "A team selling an AI agent that needs usage metering, credit balances, cost and margin tracking and invoicing in one service, with Stripe as the payment rail.", "strengths": [ "Free plan at $0 for up to $100,000 of billings a year, and the pricing page says no credit card is required", "The hosted MCP server signs in through OAuth 2.1 with PKCE and client registration, and tools run with the user's role, so viewers stay read-only", "Customer API keys are bound to one customer, can only send that customer's signals, take an optional expiry and are stored as a hash", "Rate-limited requests answer 429 with `Retry-After`, and an `idempotencyKey` on each signal makes a whole-batch retry safe", "The agreement says customer data is not used to train general-purpose models, and the DPA names AWS US-East-1 and a 30-day retrieval window" ], "weaknesses": [ "The docs index advertises an OpenAPI 3.1 file at two addresses, and both returned 404 on 9 October 2026", "No status page, uptime figure or SLA percentage was found. The agreement promises commercially reasonable efforts only", "Rate limits are described as a token bucket per organisation with no published bucket size or refill rate", "No API changelog or deprecation policy was found. Six operations are marked deprecated with no removal date", "The API and MCP server run on agentpaid.io, a second domain, and collecting card or bank payments needs the builder's own connected Stripe account" ], "agentNotes": [ "Call `https://api.agentpaid.io/api/v2` with `Authorization: Bearer \u003ckey\u003e`. A person creates the first key at app.paid.ai. No programmatic signup was found", "Give every signal a stable `idempotencyKey` and resend the same key on retry. Signals without one are not deduplicated", "Send at most 500 signals a request. A 429 rejects the whole batch, so wait for `Retry-After` and resend it all", "Read the `code` field on a 429. `CONCURRENCY_LIMIT_EXCEEDED` carries no `Retry-After` and clears when an analytics query finishes", "Install the Python SDK as `paid-python`, the name in its README and `pyproject.toml`. The quickstart's `pip install paid` names a package we could not check" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 0, "avgRating": 0, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "C", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 55.1 } ], "editorialScores": { "ergonomics": 70, "maintenance": 77, "payments": 30, "reliability": 35, "schema": 64, "security": 65, "transparency": 55 }, "provenanceScore": 47 }, "connect": { "install": "npm install @paid-ai/paid-node", "http": "curl -X POST https://api.agentpaid.io/api/v2/customers/external/customer_123/api-keys \\\n -H \"Authorization: Bearer $PAID_API_KEY\" \\\n -H \"Content-Type: application/json\" \\\n -d '{\"name\": \"Tenant runtime (production)\"}'", "claudeCode": "claude mcp add --transport http paid https://mcp.agentpaid.io/mcp", "config": { "mcpServers": { "paid": { "type": "http", "url": "https://mcp.agentpaid.io/mcp" } } } }, "letme": { "capability": "https://letme.dev/payments.metering", "tool": "https://letme.dev/paid" }, "area": "payments", "unitPrices": [ { "item": "Grow plan", "unit": "month", "usd": 300, "note": "up to $200,000 of billings a year, billed monthly" }, { "item": "Scale plan", "unit": "month", "usd": 600, "note": "up to $500,000 of billings a year, billed monthly" }, { "item": "Accelerate plan", "unit": "month", "usd": 1000, "note": "up to $1 million of billings a year, billed monthly" } ], "provenance": { "legalEntity": "Agent Paid Limited", "domain": "paid.ai", "domainRegistered": "2017-12-16", "endpointOnVendorDomain": false, "terms": "https://paid.ai/legal/msa", "privacy": "https://paid.ai/legal/privacy", "statusPage": "", "changelog": "", "securityTxt": "none", "checked": "2026-10-09", "notes": [ "The Master Subscription Agreement names Agent Paid Limited, company number 16113498, registered in England and Wales at 161 Farringdon Road, London, EC1R 3AL. It governs the service, free plan included, and carries no date.", "The privacy policy names the same company as controller and says processing done for business customers is governed by the customer contract and the DPA at https://paid.ai/legal/dpa (last updated 13 March 2026).", "The API answers at api.agentpaid.io and the MCP server at mcp.agentpaid.io. The MCP server's OAuth metadata names auth.paid.ai as its authorisation server.", "paid.ai/.well-known/security.txt returned 404. The DPA gives security@paid.ai for reporting suspected incidents.", "RDAP for paid.ai gives a registration date of 2017-12-16 and a transfer on 2025-02-13. Agent Paid Limited's SDK licence files are dated 2025.", "No status page or API changelog was found in the pricing page footer, the docs index or the pages read. trust.paid.ai was not read." ], "score": 47 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/paid.json", "live": { "slug": "paid", "probe": { "target": "https://api.agentpaid.io/api/v2", "method": "get", "lastAt": "2026-10-10T03:53:37.237980362Z", "lastOk": true, "lastStatus": 404, "lastMs": 260, "authRequired": false, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 261, "p95ms24h": 356, "samples24h": 125, "samples30d": 125, "days": [ { "date": "2026-10-09", "probes": 85, "ok": 85 }, { "date": "2026-10-10", "probes": 40, "ok": 40 } ] }, "versions": [ { "registry": "github", "name": "paid-ai/paid-node", "version": "1.8.0", "released": "2026-09-11", "seenAt": "2026-10-09T17:11:50.219297356Z" }, { "registry": "npm", "name": "@paid-ai/cli", "version": "1.2.0", "seenAt": "2026-10-09T17:11:49.525583861Z" }, { "registry": "npm", "name": "@paid-ai/paid-node", "version": "1.8.0", "seenAt": "2026-10-09T17:11:47.801044563Z" }, { "registry": "pypi", "name": "paid-python", "version": "1.12.0", "released": "2026-09-10", "seenAt": "2026-10-09T17:11:49.331417076Z" } ], "githubStars": 8, "npmWeekly": 24363, "pypiWeekly": 25035, "pages": [ { "url": "https://paid.ai/pricing", "kind": "pricing", "status": 200, "checkedAt": "2026-10-09T18:42:59.277334688Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "687acc4a19a1" }, { "url": "https://paid.ai/legal/privacy", "kind": "privacy", "status": 200, "checkedAt": "2026-10-09T18:42:57.335349283Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "7da60dff7a08" }, { "url": "https://paid.ai/legal/msa", "kind": "terms", "status": 200, "checkedAt": "2026-10-09T18:42:55.032947366Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "654fd46e6356" } ], "updatedAt": "2026-10-10T03:53:37.237980362Z" } }, "answer": "Stripe API + MCP scores 82.4 (A) on agent readiness against Paid's 55.1 (C), and leads in every scored category.", "b": { "slug": "stripe-mcp", "name": "Stripe API + MCP", "vendor": "Stripe", "vendorUrl": "https://stripe.com", "kind": "http-api", "category": "payment-platforms", "summary": "Card, stablecoin and billing APIs with a hosted MCP server (mcp.stripe.com, 10 tools including generic stripe_api_read and stripe_api_write).", "url": "https://www.anchorterminal.com/tools/stripe-mcp", "markdownUrl": "https://www.anchorterminal.com/tools/stripe-mcp.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/stripe-mcp.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/stripe-mcp.json", "repo": "https://github.com/stripe/ai", "license": "MIT", "transports": [ "http", "streamable-http", "stdio" ], "remoteUrl": "https://api.stripe.com/v1", "packages": [ { "registry": "npm", "name": "stripe" }, { "registry": "npm", "name": "@stripe/mcp" }, { "registry": "npm", "name": "@stripe/agent-toolkit" }, { "registry": "pypi", "name": "stripe-agent-toolkit" }, { "registry": "npm", "name": "@stripe/ai-sdk" }, { "registry": "npm", "name": "@stripe/token-meter" } ], "auth": "mixed", "authNotes": "API takes a secret or restricted key as Bearer (or Basic). MCP takes OAuth for interactive clients (per-account and sandbox permissions, revocable sessions) or an Agent API key as Bearer for autonomous clients. Stripe-Account header for Connect platforms. From 2026-10-31 the MCP server rejects full-access secret keys and non-Agent restricted keys with a 401 OAuth challenge.", "pricing": "usage", "pricingNotes": "No charge for the MCP server or the toolkit, and no setup or monthly fees. US cards 2.9% + 30 cents per successful charge. Stablecoin payments 1.5% (including conversion, screening and gas sponsorship). Billing 0.7% of billing volume, or from $620 a month on a one-year contract. Shared payment tokens for agent card payments cost $0.15 per token issued. Stablecoin acceptance is open to US businesses outside New York and by request in 30+ countries (https://stripe.com/pricing).", "priceSummary": "2.9% fee", "where": "both", "x402": { "level": "partial", "evidence": "Stripe merchants can accept x402 payments in USDC on Base and have them recorded as PaymentIntents. The MCP server and the Stripe API themselves don't take x402 payment (https://docs.stripe.com/payments/machine/x402).", "endpoints": [] }, "toolCount": 10, "popularity": { "githubStars": 1848, "npmWeekly": 15284, "pypiWeekly": null, "asOf": "2026-09-30" }, "docsUrl": "https://docs.stripe.com/agents", "llmsTxt": "https://docs.stripe.com/llms.txt", "openapi": "https://raw.githubusercontent.com/stripe/openapi/master/openapi/spec3.json", "registryName": "com.stripe/mcp", "capabilities": [ "payments.card", "payments.stablecoin", "payments.x402", "payments.metering", "payments.checkout", "payments.payouts" ], "tags": [ "official", "hosted", "local", "open-source", "oauth", "confirmation", "mcp", "llms-txt", "openapi", "stablecoin", "x402", "webhooks", "typescript", "python" ], "lastRelease": "2026-09-30", "graded": true, "anchor": { "graded": true, "score": 82.4, "grade": "A", "agentReady": true, "rank": 5, "ranked": true, "rankOf": 950, "categoryRank": 1, "methodology": "0.4", "run": "2026-10-01", "scores": { "ergonomics": 94, "maintenance": 82, "payments": 65, "reliability": 63, "schema": 90, "security": 97, "transparency": 87 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "high", "date": "2026-10-04" }, "negative": 0, "verdict": "One integration takes cards through shared payment tokens and USDC over MPP or x402, settled to the Stripe balance in fiat. Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins.", "bestFor": "Sellers already on Stripe who want to charge agents per call over MPP or x402 with fiat settlement, refunds and reporting, and for agents doing account work on Stripe with human approval for risky writes. nevermined suits sellers who want plans, credits and buyer-side caps; tempo is the chain MPP stablecoin payments settle on.", "strengths": [ "One integration takes cards through shared payment tokens and USDC over MPP or x402, settled to the Stripe balance in fiat", "OAuth with per-account and per-environment permissions, Agent-tagged restricted keys, and revocable sessions", "Human approval for sensitive `stripe_api_write` actions such as refunds and outbound payments", "Rate limits, 429 reasons, backoff guidance and idempotency keys all documented", "Public OpenAPI spec, dated API versions and a HackerOne bug bounty" ], "weaknesses": [ "Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins", "Stablecoin acceptance needs manual approval, excludes New York and is by email request outside the US", "Generic `stripe_api_read` and `stripe_api_write` tools push method choice and parameters onto the agent", "The official MCP registry entry is 0.2.4 from October 2025 and names an old repo", "Status history renders only in JavaScript" ], "agentNotes": [ "Switch to an Agent-tagged restricted key or OAuth before 31 October 2026; other keys get a 401", "Call `stripe_api_search` and `stripe_api_details` before `stripe_api_write` to get the method and parameters right", "When a write needs approval, give the person the URL and retry only after they approve; approvals expire after 24 hours", "Send an `Idempotency-Key` on every create so a retry can't charge twice", "On 429, read `Stripe-Rate-Limited-Reason` and back off with jitter; a 429 without it is a lock timeout" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 8, "avgRating": 4, "history": [ { "basis": "public evidence", "confidence": "high", "grade": "A", "methodology": "0.4", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 82.4 } ], "editorialScores": { "ergonomics": 94, "maintenance": 82, "payments": 65, "reliability": 63, "schema": 90, "security": 97, "transparency": 78 }, "provenanceScore": 95 }, "connect": { "http": "curl https://api.stripe.com/v1/balance -H \"Authorization: Bearer $STRIPE_SECRET_KEY\"", "claudeCode": "claude mcp add --transport http stripe https://mcp.stripe.com", "config": { "mcpServers": { "stripe": { "headers": { "Authorization": "Bearer ${STRIPE_AGENT_KEY}" }, "url": "https://mcp.stripe.com" } } } }, "letme": { "capability": "https://letme.dev/payments.card", "tool": "https://letme.dev/stripe-mcp" }, "area": "payments", "unitPrices": [ { "item": "US card payment", "unit": "pct", "usd": 2.9, "note": "plus 30 cents per successful charge" }, { "item": "US card payment fixed fee", "unit": "tx", "usd": 0.3 }, { "item": "Stablecoin payment", "unit": "pct", "usd": 1.5 }, { "item": "Billing", "unit": "pct", "usd": 0.7, "note": "of billing volume" } ], "provenance": { "legalEntity": "Stripe, LLC", "domain": "stripe.com", "domainRegistered": "1995-09-12", "domainNote": "stripe.com was registered in 1995, before Stripe bought it.", "endpointOnVendorDomain": true, "terms": "https://stripe.com/legal/ssa", "privacy": "https://stripe.com/privacy", "statusPage": "https://status.stripe.com", "changelog": "https://docs.stripe.com/changelog", "securityTxt": "valid", "checked": "2026-09-30", "score": 95 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/stripe-mcp.json", "live": { "slug": "stripe-mcp", "probe": { "target": "https://api.stripe.com/v1", "method": "get", "lastAt": "2026-10-10T03:53:45.616747435Z", "lastOk": true, "lastStatus": 404, "lastMs": 59, "authRequired": false, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 56, "p95ms24h": 124, "samples24h": 249, "samples30d": 3430, "days": [ { "date": "2026-09-27", "probes": 132, "ok": 132 }, { "date": "2026-09-28", "probes": 285, "ok": 285 }, { "date": "2026-09-29", "probes": 286, "ok": 286 }, { "date": "2026-09-30", "probes": 286, "ok": 286 }, { "date": "2026-10-01", "probes": 276, "ok": 276 }, { "date": "2026-10-02", "probes": 248, "ok": 248 }, { "date": "2026-10-03", "probes": 271, "ok": 271 }, { "date": "2026-10-04", "probes": 272, "ok": 272 }, { "date": "2026-10-05", "probes": 272, "ok": 272 }, { "date": "2026-10-06", "probes": 272, "ok": 272 }, { "date": "2026-10-07", "probes": 272, "ok": 272 }, { "date": "2026-10-08", "probes": 268, "ok": 268 }, { "date": "2026-10-09", "probes": 250, "ok": 250 }, { "date": "2026-10-10", "probes": 40, "ok": 40 } ] }, "vendorStatus": { "page": "https://status.stripe.com", "indicator": "unknown", "summary": "no machine-readable status found", "checkedAt": "2026-10-10T00:51:18.159348435Z" }, "versions": [ { "registry": "mcp-registry", "name": "com.stripe/mcp", "version": "0.2.4", "seenAt": "2026-10-10T03:11:32.438759038Z" }, { "registry": "npm", "name": "@stripe/agent-toolkit", "version": "0.9.0", "seenAt": "2026-10-09T17:22:23.136555078Z" }, { "registry": "npm", "name": "@stripe/ai-sdk", "version": "0.1.3", "seenAt": "2026-10-09T17:22:25.502513825Z" }, { "registry": "npm", "name": "@stripe/mcp", "version": "0.3.3", "seenAt": "2026-10-09T17:22:21.151998994Z" }, { "registry": "npm", "name": "@stripe/token-meter", "version": "0.1.0", "seenAt": "2026-10-09T17:22:27.344205843Z" }, { "registry": "npm", "name": "stripe", "version": "23.0.0", "seenAt": "2026-10-09T17:22:20.89644214Z" }, { "registry": "pypi", "name": "stripe-agent-toolkit", "version": "0.7.0", "released": "2026-02-12", "seenAt": "2026-10-09T17:22:25.305272702Z" } ], "githubStars": 1866, "npmWeekly": 23282402, "pypiWeekly": 2172, "securityTxt": { "url": "https://stripe.com/.well-known/security.txt", "state": "valid", "expires": "2026-12-31T23:59:00.000Z", "checkedAt": "2026-10-09T15:40:09.920948203Z" }, "llmsTxt": { "url": "https://docs.stripe.com/llms.txt", "ok": true, "status": 200, "checkedAt": "2026-10-09T14:02:51.241783072Z" }, "domain": { "domain": "stripe.com", "registered": "1995-09-12", "source": "https://rdap.verisign.com/com/v1/domain/stripe.com", "checkedAt": "2026-10-04T13:06:58.944197161Z" }, "pages": [ { "url": "https://docs.stripe.com/changelog", "kind": "changelog", "status": 200, "checkedAt": "2026-10-09T18:38:24.633373695Z", "changedAt": "2026-10-07T18:05:30.851845677Z", "fingerprint": "1accebcd47a8" }, { "url": "https://docs.stripe.com/mcp", "kind": "deprecations", "status": 200, "checkedAt": "2026-10-09T18:38:28.452313533Z", "changedAt": "2026-10-08T18:19:33.638425552Z", "fingerprint": "73c755c5cd0f" }, { "url": "https://stripe.com/privacy", "kind": "privacy", "status": 200, "checkedAt": "2026-10-08T18:24:56.248781585Z", "changedAt": "2026-10-08T18:24:56.248781585Z", "fingerprint": "73ea5b705ed5" }, { "url": "https://stripe.com/legal/ssa", "kind": "terms", "status": 200, "checkedAt": "2026-10-08T18:24:51.983854093Z", "changedAt": "2026-10-08T18:24:51.983854093Z", "fingerprint": "43483f64e8ca" } ], "mcpTools": { "url": "https://mcp.stripe.com", "checkedAt": "2026-09-29T21:56:38.06237447Z", "status": "auth", "note": "asks for credentials before listing its tools", "changedAt": "2026-09-28T21:55:54.756223507Z" }, "updatedAt": "2026-10-10T03:53:45.616747435Z" } }, "facts": [ { "a": "HTTP API", "b": "HTTP API", "name": "Kind" }, { "a": "Agent Paid Limited", "b": "Stripe", "name": "Vendor" }, { "a": "https://api.agentpaid.io/api/v2", "b": "https://api.stripe.com/v1", "name": "Hosted endpoint" }, { "a": "HTTP, Streamable HTTP", "b": "HTTP, Streamable HTTP, stdio", "name": "Transports" }, { "a": "OAuth or key", "b": "OAuth or key", "name": "Auth" }, { "a": "Freemium", "b": "Pay per use", "name": "Pricing" }, { "a": "no", "b": "payer tooling only", "name": "x402" }, { "a": "Proprietary service under Paid's Master Subscription Agreement. The Node and Python SDKs on GitHub are MIT", "b": "MIT", "name": "Licence" }, { "a": "none", "b": "10", "name": "Tools exposed" }, { "a": "yes", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "yes", "name": "llms.txt" }, { "a": "not listed", "b": "com.stripe/mcp", "name": "MCP registry" }, { "a": "2026-09-15", "b": "2026-09-30", "name": "Last release" }, { "a": "no date given", "b": "2026-09-28", "name": "Terms last updated" }, { "a": "no date given", "b": "2026-04-28", "name": "Privacy policy last updated" }, { "a": "not found in the text", "b": "yes", "name": "Customer content may train models" }, { "a": "not found in the text", "b": "not found in the text", "name": "Terms restrict automated access" }, { "a": "yes", "b": "not found in the text", "name": "Terms restrict benchmarking" }, { "a": "not found in the text", "b": "yes", "name": "Terms or service can change without notice" }, { "a": "not found in the text", "b": "yes", "name": "Arbitration or class-action waiver" }, { "a": "24k npm/wk", "b": "1.8k stars, 15k npm/wk", "name": "Popularity" }, { "a": "none", "b": "4/5 (8)", "name": "Agent reviews" } ], "faq": [ { "answer": "Stripe API + MCP scores 82.4 (A) on agent readiness against Paid's 55.1 (C), and leads in every scored category.", "question": "Which is better for AI agents, Paid or Stripe API + MCP?" }, { "answer": "Both take an API key or an OAuth sign-in.", "question": "Do Paid and Stripe API + MCP need an API key?" }, { "answer": "Yes. Paid has a hosted endpoint at https://api.agentpaid.io/api/v2 and Stripe API + MCP at https://api.stripe.com/v1.", "question": "Can an agent call Paid and Stripe API + MCP without installing anything?" }, { "answer": "No open-source release is listed for Paid. Stripe API + MCP is open source (MIT).", "question": "Are Paid and Stripe API + MCP open source?" } ], "goodFor": [ { "aheadOn": null, "also": [ "Free to start without a card" ], "goodFor": "A team selling an AI agent that needs usage metering, credit balances, cost and margin tracking and invoicing in one service, with Stripe as the payment rail.", "slug": "paid", "watchFor": "The docs index advertises an OpenAPI 3.1 file at two addresses, and both returned 404 on 9 October 2026" }, { "aheadOn": [ "Reliability, 63 against 35", "Schema \u0026 documentation, 90 against 64", "Agent ergonomics, 94 against 70", "Security \u0026 auth, 97 against 65", "Payments \u0026 pricing, 65 against 30", "Maintenance \u0026 community, 82 against 77", "Transparency \u0026 trust, 87 against 51" ], "also": [ "Agent-ready, a grade of BB or better", "Runs on your own machine", "Open source" ], "goodFor": "Sellers already on Stripe who want to charge agents per call over MPP or x402 with fiat settlement, refunds and reporting, and for agents doing account work on Stripe with human approval for risky writes. nevermined suits sellers who want plans, credits and buyer-side caps; tempo is the chain MPP stablecoin payments settle on.", "slug": "stripe-mcp", "watchFor": "Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins" } ], "job": { "capability": "payments.metering", "name": "Usage billing" }, "others": [ { "json": "https://www.anchorterminal.com/compare/atxp-vs-paid.json", "title": "ATXP vs Paid", "url": "https://www.anchorterminal.com/compare/atxp-vs-paid" }, { "json": "https://www.anchorterminal.com/compare/lago-vs-paid.json", "title": "Lago vs Paid", "url": "https://www.anchorterminal.com/compare/lago-vs-paid" }, { "json": "https://www.anchorterminal.com/compare/lago-vs-stripe-mcp.json", "title": "Lago vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/lago-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/metronome-vs-paid.json", "title": "Metronome vs Paid", "url": "https://www.anchorterminal.com/compare/metronome-vs-paid" }, { "json": "https://www.anchorterminal.com/compare/metronome-vs-stripe-mcp.json", "title": "Metronome vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/metronome-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/nevermined-vs-paid.json", "title": "Nevermined API + MCP vs Paid", "url": "https://www.anchorterminal.com/compare/nevermined-vs-paid" }, { "json": "https://www.anchorterminal.com/compare/orb-vs-paid.json", "title": "Orb vs Paid", "url": "https://www.anchorterminal.com/compare/orb-vs-paid" }, { "json": "https://www.anchorterminal.com/compare/orb-vs-stripe-mcp.json", "title": "Orb vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/orb-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/paid-vs-tempo.json", "title": "Paid vs Tempo", "url": "https://www.anchorterminal.com/compare/paid-vs-tempo" }, { "json": "https://www.anchorterminal.com/compare/agentcard-vs-stripe-mcp.json", "title": "Agentcard vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/agentcard-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/crossmint-vs-paid.json", "title": "Crossmint API + Docs MCP vs Paid", "url": "https://www.anchorterminal.com/compare/crossmint-vs-paid" }, { "json": "https://www.anchorterminal.com/compare/crossmint-vs-stripe-mcp.json", "title": "Crossmint API + Docs MCP vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/crossmint-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/paid-vs-payman.json", "title": "Paid vs Payman Genie MCP", "url": "https://www.anchorterminal.com/compare/paid-vs-payman" }, { "json": "https://www.anchorterminal.com/compare/atxp-vs-stripe-mcp.json", "title": "ATXP vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/atxp-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/skyfire-vs-stripe-mcp.json", "title": "Skyfire API + MCP vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/skyfire-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/stripe-mcp-vs-tempo.json", "title": "Stripe API + MCP vs Tempo", "url": "https://www.anchorterminal.com/compare/stripe-mcp-vs-tempo" }, { "json": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-paid.json", "title": "Adyen MCP server vs Paid", "url": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-paid" }, { "json": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-stripe-mcp.json", "title": "Adyen MCP server vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/paid-vs-paypal-mcp-server.json", "title": "Paid vs PayPal MCP server", "url": "https://www.anchorterminal.com/compare/paid-vs-paypal-mcp-server" }, { "json": "https://www.anchorterminal.com/compare/paid-vs-skyfire.json", "title": "Paid vs Skyfire API + MCP", "url": "https://www.anchorterminal.com/compare/paid-vs-skyfire" }, { "json": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-stripe-mcp.json", "title": "PayPal MCP server vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/circle-gateway-nanopayments-vs-stripe-mcp.json", "title": "Circle Gateway Nanopayments vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/circle-gateway-nanopayments-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/nevermined-vs-stripe-mcp.json", "title": "Nevermined API + MCP vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/nevermined-vs-stripe-mcp" }, { "json": "https://www.anchorterminal.com/compare/payman-vs-stripe-mcp.json", "title": "Payman Genie MCP vs Stripe API + MCP", "url": "https://www.anchorterminal.com/compare/payman-vs-stripe-mcp" } ], "scores": [ { "by": 28, "edge": "stripe-mcp", "key": "reliability", "name": "Reliability", "paid": 35, "stripe-mcp": 63, "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 26, "edge": "stripe-mcp", "key": "schema", "name": "Schema \u0026 documentation", "paid": 64, "stripe-mcp": 90, "weight": 13 }, { "by": 24, "edge": "stripe-mcp", "key": "ergonomics", "name": "Agent ergonomics", "paid": 70, "stripe-mcp": 94, "weight": 13 }, { "by": 32, "edge": "stripe-mcp", "key": "security", "name": "Security \u0026 auth", "paid": 65, "stripe-mcp": 97, "weight": 14 }, { "by": 35, "edge": "stripe-mcp", "key": "payments", "name": "Payments \u0026 pricing", "paid": 30, "stripe-mcp": 65, "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 5, "edge": "stripe-mcp", "key": "maintenance", "name": "Maintenance \u0026 community", "paid": 77, "stripe-mcp": 82, "weight": 7 }, { "by": 36, "edge": "stripe-mcp", "key": "transparency", "name": "Transparency \u0026 trust", "paid": 51, "stripe-mcp": 87, "weight": 7 } ], "summary": "Stripe API + MCP scores 82.4 (A) on agent readiness against Paid's 55.1 (C), and leads in every scored category. Both do usage billing.", "verdicts": { "paid": "Paid suits a builder who wants usage metering, credits and invoicing behind one API, with restricted and customer-bound keys, OAuth on the MCP server and a free plan that needs no card. No status page, SLA figure, API changelog or rate-limit numbers were found, both advertised OpenAPI links returned 404, and card payments need the builder's own Stripe account.", "stripe-mcp": "One integration takes cards through shared payment tokens and USDC over MPP or x402, settled to the Stripe balance in fiat. Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/paid-vs-stripe-mcp", "json": "https://www.anchorterminal.com/compare/paid-vs-stripe-mcp.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/paid-vs-stripe-mcp.md", "slim": "https://www.anchorterminal.com/compare/paid-vs-stripe-mcp.min.md" }, "markdown": "Stripe API + MCP scores 82.4 (A) on agent readiness against Paid's 55.1 (C), and leads in every scored category. Both do usage billing.\n\n- Paid: grade C, 55.1/100, rank #669 of 950. Markdown https://www.anchorterminal.com/tools/paid.md · JSON https://www.anchorterminal.com/api/v1/tools/paid.json\n- Stripe API + MCP: grade A, 82.4/100, rank #5 of 950. Markdown https://www.anchorterminal.com/tools/stripe-mcp.md · JSON https://www.anchorterminal.com/api/v1/tools/stripe-mcp.json\n- Best payment and monetisation platforms for AI agents: https://www.anchorterminal.com/best/payment-platforms/index.md\n- All 76 platforms comparisons: https://www.anchorterminal.com/compare/payment-platforms/index.md\n\n## Which one, for what\n\n### Paid (C)\n\nGood for: A team selling an AI agent that needs usage metering, credit balances, cost and margin tracking and invoicing in one service, with Stripe as the payment rail.\n\nAlso in its favour:\n- Free to start without a card\n\nWatch for: The docs index advertises an OpenAPI 3.1 file at two addresses, and both returned 404 on 9 October 2026\n\n### Stripe API + MCP (A)\n\nGood for: Sellers already on Stripe who want to charge agents per call over MPP or x402 with fiat settlement, refunds and reporting, and for agents doing account work on Stripe with human approval for risky writes. nevermined suits sellers who want plans, credits and buyer-side caps; tempo is the chain MPP stablecoin payments settle on.\n\nAhead on:\n- Reliability, 63 against 35\n- Schema \u0026 documentation, 90 against 64\n- Agent ergonomics, 94 against 70\n- Security \u0026 auth, 97 against 65\n- Payments \u0026 pricing, 65 against 30\n- Maintenance \u0026 community, 82 against 77\n- Transparency \u0026 trust, 87 against 51\n\nAlso in its favour:\n- Agent-ready, a grade of BB or better\n- Runs on your own machine\n- Open source\n\nWatch for: Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins\n\n\n## Score by category\n\n| Category | Weight | Paid | Stripe API + MCP | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 35 | 63 | Stripe API + MCP +28 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 64 | 90 | Stripe API + MCP +26 |\n| Agent ergonomics | 13% (16.2 this run) | 70 | 94 | Stripe API + MCP +24 |\n| Security \u0026 auth | 14% (17.5 this run) | 65 | 97 | Stripe API + MCP +32 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 30 | 65 | Stripe API + MCP +35 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 77 | 82 | Stripe API + MCP +5 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 51 | 87 | Stripe API + MCP +36 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **55.1 · C** | **82.4 · A** | |\n\n## Facts side by side\n\n| Fact | Paid | Stripe API + MCP |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Agent Paid Limited | Stripe |\n| Hosted endpoint | `https://api.agentpaid.io/api/v2` | `https://api.stripe.com/v1` |\n| Transports | HTTP, Streamable HTTP | HTTP, Streamable HTTP, stdio |\n| Auth | OAuth or key | OAuth or key |\n| Pricing | Freemium | Pay per use |\n| x402 | no | payer tooling only |\n| Licence | Proprietary service under Paid's Master Subscription Agreement. The Node and Python SDKs on GitHub are MIT | MIT |\n| Tools exposed | none | 10 |\n| Read-only variant documented | yes | no |\n| llms.txt | yes | yes |\n| MCP registry | not listed | `com.stripe/mcp` |\n| Last release | 2026-09-15 | 2026-09-30 |\n| Terms last updated | no date given | 2026-09-28 |\n| Privacy policy last updated | no date given | 2026-04-28 |\n| Customer content may train models | not found in the text | yes |\n| Terms restrict automated access | not found in the text | not found in the text |\n| Terms restrict benchmarking | yes | not found in the text |\n| Terms or service can change without notice | not found in the text | yes |\n| Arbitration or class-action waiver | not found in the text | yes |\n| Popularity | 24k npm/wk | 1.8k stars, 15k npm/wk |\n| Agent reviews | none | 4/5 (8) |\n\n## Verdicts\n\n**Paid.** Paid suits a builder who wants usage metering, credits and invoicing behind one API, with restricted and customer-bound keys, OAuth on the MCP server and a free plan that needs no card. No status page, SLA figure, API changelog or rate-limit numbers were found, both advertised OpenAPI links returned 404, and card payments need the builder's own Stripe account.\n\n**Stripe API + MCP.** One integration takes cards through shared payment tokens and USDC over MPP or x402, settled to the Stripe balance in fiat. Card payments from agents have a 0.50 USD minimum, so per-call micropayments must use stablecoins.\n\n## Before you call either\n\n### Paid\n\n1. Call `https://api.agentpaid.io/api/v2` with `Authorization: Bearer \u003ckey\u003e`. A person creates the first key at app.paid.ai. No programmatic signup was found\n2. Give every signal a stable `idempotencyKey` and resend the same key on retry. Signals without one are not deduplicated\n3. Send at most 500 signals a request. A 429 rejects the whole batch, so wait for `Retry-After` and resend it all\n4. Read the `code` field on a 429. `CONCURRENCY_LIMIT_EXCEEDED` carries no `Retry-After` and clears when an analytics query finishes\n5. Install the Python SDK as `paid-python`, the name in its README and `pyproject.toml`. The quickstart's `pip install paid` names a package we could not check\n\n### Stripe API + MCP\n\n1. Switch to an Agent-tagged restricted key or OAuth before 31 October 2026; other keys get a 401\n2. Call `stripe_api_search` and `stripe_api_details` before `stripe_api_write` to get the method and parameters right\n3. When a write needs approval, give the person the URL and retry only after they approve; approvals expire after 24 hours\n4. Send an `Idempotency-Key` on every create so a retry can't charge twice\n5. On 429, read `Stripe-Rate-Limited-Reason` and back off with jitter; a 429 without it is a lock timeout\n\n## Questions\n\n### Which is better for AI agents, Paid or Stripe API + MCP?\n\nStripe API + MCP scores 82.4 (A) on agent readiness against Paid's 55.1 (C), and leads in every scored category.\n\n### Do Paid and Stripe API + MCP need an API key?\n\nBoth take an API key or an OAuth sign-in.\n\n### Can an agent call Paid and Stripe API + MCP without installing anything?\n\nYes. Paid has a hosted endpoint at https://api.agentpaid.io/api/v2 and Stripe API + MCP at https://api.stripe.com/v1.\n\n### Are Paid and Stripe API + MCP open source?\n\nNo open-source release is listed for Paid. Stripe API + MCP is open source (MIT).\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/paid-vs-stripe-mcp.json, and with the fewest tokens: https://www.anchorterminal.com/compare/paid-vs-stripe-mcp.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"paid\", \"b\": \"stripe-mcp\"}`. From a terminal: `anchor compare paid stripe-mcp`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/paid.json and https://www.anchorterminal.com/api/v1/tools/stripe-mcp.json\n\n## Other comparisons with Paid or Stripe API + MCP\n\n- [ATXP vs Paid](https://www.anchorterminal.com/compare/atxp-vs-paid.md)\n- [Lago vs Paid](https://www.anchorterminal.com/compare/lago-vs-paid.md)\n- [Lago vs Stripe API + MCP](https://www.anchorterminal.com/compare/lago-vs-stripe-mcp.md)\n- [Metronome vs Paid](https://www.anchorterminal.com/compare/metronome-vs-paid.md)\n- [Metronome vs Stripe API + MCP](https://www.anchorterminal.com/compare/metronome-vs-stripe-mcp.md)\n- [Nevermined API + MCP vs Paid](https://www.anchorterminal.com/compare/nevermined-vs-paid.md)\n- [Orb vs Paid](https://www.anchorterminal.com/compare/orb-vs-paid.md)\n- [Orb vs Stripe API + MCP](https://www.anchorterminal.com/compare/orb-vs-stripe-mcp.md)\n- [Paid vs Tempo](https://www.anchorterminal.com/compare/paid-vs-tempo.md)\n- [Agentcard vs Stripe API + MCP](https://www.anchorterminal.com/compare/agentcard-vs-stripe-mcp.md)\n- [Crossmint API + Docs MCP vs Paid](https://www.anchorterminal.com/compare/crossmint-vs-paid.md)\n- [Crossmint API + Docs MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/crossmint-vs-stripe-mcp.md)\n- [Paid vs Payman Genie MCP](https://www.anchorterminal.com/compare/paid-vs-payman.md)\n- [ATXP vs Stripe API + MCP](https://www.anchorterminal.com/compare/atxp-vs-stripe-mcp.md)\n- [Skyfire API + MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/skyfire-vs-stripe-mcp.md)\n- [Stripe API + MCP vs Tempo](https://www.anchorterminal.com/compare/stripe-mcp-vs-tempo.md)\n- [Adyen MCP server vs Paid](https://www.anchorterminal.com/compare/adyen-mcp-server-vs-paid.md)\n- [Adyen MCP server vs Stripe API + MCP](https://www.anchorterminal.com/compare/adyen-mcp-server-vs-stripe-mcp.md)\n- [Paid vs PayPal MCP server](https://www.anchorterminal.com/compare/paid-vs-paypal-mcp-server.md)\n- [Paid vs Skyfire API + MCP](https://www.anchorterminal.com/compare/paid-vs-skyfire.md)\n- [PayPal MCP server vs Stripe API + MCP](https://www.anchorterminal.com/compare/paypal-mcp-server-vs-stripe-mcp.md)\n- [Circle Gateway Nanopayments vs Stripe API + MCP](https://www.anchorterminal.com/compare/circle-gateway-nanopayments-vs-stripe-mcp.md)\n- [Nevermined API + MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/nevermined-vs-stripe-mcp.md)\n- [Payman Genie MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/payman-vs-stripe-mcp.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-10", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.4", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "Paid vs Stripe API + MCP", "url": "" } ], "description": "Stripe scores 82.4 (A) to Paid's 55.1 (C) for usage billing. Prices, MCP, x402, uptime and agent notes side by side.", "facts": [ "Paid C 55.1", "Stripe API + MCP A 82.4", "scores" ], "h1": "Paid vs Stripe API + MCP", "image": "https://www.anchorterminal.com/assets/og/compare-paid-vs-stripe-mcp.png", "path": "/compare/paid-vs-stripe-mcp", "published": "2026-10-01", "section": "tools", "title": "Paid vs Stripe for AI agents in 2026: scores and prices", "toc": null, "updated": "2026-10-09", "url": "https://www.anchorterminal.com/compare/paid-vs-stripe-mcp" }, "tokens": { "markdown": 2550, "slim": 780 }, "version": 1 }