{
  "data": {
    "a": {
      "slug": "paid",
      "name": "Paid",
      "vendor": "Agent Paid Limited",
      "vendorUrl": "https://paid.ai",
      "kind": "http-api",
      "category": "payment-platforms",
      "summary": "Paid is a billing and metering platform for companies that sell AI agents. It records usage signals and model costs and runs credits, plans, invoices and checkout, through a REST API, five SDKs, a CLI and a hosted MCP server.",
      "url": "https://www.anchorterminal.com/tools/paid",
      "markdownUrl": "https://www.anchorterminal.com/tools/paid.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/paid.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/paid.json",
      "repo": "https://github.com/paid-ai/paid-node",
      "license": "Proprietary service under Paid's Master Subscription Agreement. The Node and Python SDKs on GitHub are MIT",
      "transports": [
        "http",
        "streamable-http"
      ],
      "remoteUrl": "https://api.agentpaid.io/api/v2",
      "packages": [
        {
          "registry": "npm",
          "name": "@paid-ai/paid-node"
        },
        {
          "registry": "pypi",
          "name": "paid-python"
        },
        {
          "registry": "go",
          "name": "github.com/paid-ai/paid-go"
        },
        {
          "registry": "npm",
          "name": "@paid-ai/cli"
        }
      ],
      "auth": "mixed",
      "authNotes": "The REST API takes an organisation API key as a Bearer token. A person creates it at app.paid.ai under Settings, API keys. Keys are full-access or restricted by scope, and customer API keys are bound to one customer and one route. The MCP server at mcp.agentpaid.io accepts OAuth 2.1 with PKCE and automatic client registration through auth.paid.ai, or an API key. Access is self-serve with no review step found.",
      "pricing": "freemium",
      "pricingNotes": "Free plan at $0 for up to $100,000 of billings a year, with no card required per the pricing page. Paid plans are $300, $600 and $1,000 a month by billings tier, with a 14-day trial and 20 per cent off for annual billing, and Enterprise is priced on request. No per-call price or percentage fee is published. Test-mode organisations work as a sandbox (https://paid.ai/pricing, checked 2026-10-09).",
      "priceSummary": "$300 / mo",
      "where": "hosted",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the 178-operation API reference index, the guides read or the pricing page. End customers pay through the builder's connected Stripe account (checked 2026-10-09).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": 24363,
        "pypiWeekly": null,
        "asOf": "2026-10-09"
      },
      "docsUrl": "https://docs.paid.ai",
      "llmsTxt": "https://docs.paid.ai/llms.txt",
      "capabilities": [
        "payments.metering",
        "payments.checkout",
        "payments.card"
      ],
      "tags": [
        "hosted",
        "freemium",
        "no-card",
        "mcp",
        "oauth",
        "llms-txt",
        "cli",
        "webhooks",
        "typescript",
        "python",
        "go",
        "ruby",
        "java",
        "closed-source"
      ],
      "lastRelease": "2026-09-15",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 55.1,
        "grade": "C",
        "agentReady": false,
        "rank": 669,
        "ranked": true,
        "rankOf": 950,
        "categoryRank": 11,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 70,
          "maintenance": 77,
          "payments": 30,
          "reliability": 35,
          "schema": 64,
          "security": 65,
          "transparency": 51
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-09"
        },
        "negative": 0,
        "verdict": "Paid suits a builder who wants usage metering, credits and invoicing behind one API, with restricted and customer-bound keys, OAuth on the MCP server and a free plan that needs no card. No status page, SLA figure, API changelog or rate-limit numbers were found, both advertised OpenAPI links returned 404, and card payments need the builder's own Stripe account.",
        "bestFor": "A team selling an AI agent that needs usage metering, credit balances, cost and margin tracking and invoicing in one service, with Stripe as the payment rail.",
        "strengths": [
          "Free plan at $0 for up to $100,000 of billings a year, and the pricing page says no credit card is required",
          "The hosted MCP server signs in through OAuth 2.1 with PKCE and client registration, and tools run with the user's role, so viewers stay read-only",
          "Customer API keys are bound to one customer, can only send that customer's signals, take an optional expiry and are stored as a hash",
          "Rate-limited requests answer 429 with `Retry-After`, and an `idempotencyKey` on each signal makes a whole-batch retry safe",
          "The agreement says customer data is not used to train general-purpose models, and the DPA names AWS US-East-1 and a 30-day retrieval window"
        ],
        "weaknesses": [
          "The docs index advertises an OpenAPI 3.1 file at two addresses, and both returned 404 on 9 October 2026",
          "No status page, uptime figure or SLA percentage was found. The agreement promises commercially reasonable efforts only",
          "Rate limits are described as a token bucket per organisation with no published bucket size or refill rate",
          "No API changelog or deprecation policy was found. Six operations are marked deprecated with no removal date",
          "The API and MCP server run on agentpaid.io, a second domain, and collecting card or bank payments needs the builder's own connected Stripe account"
        ],
        "agentNotes": [
          "Call `https://api.agentpaid.io/api/v2` with `Authorization: Bearer \u003ckey\u003e`. A person creates the first key at app.paid.ai. No programmatic signup was found",
          "Give every signal a stable `idempotencyKey` and resend the same key on retry. Signals without one are not deduplicated",
          "Send at most 500 signals a request. A 429 rejects the whole batch, so wait for `Retry-After` and resend it all",
          "Read the `code` field on a 429. `CONCURRENCY_LIMIT_EXCEEDED` carries no `Retry-After` and clears when an analytics query finishes",
          "Install the Python SDK as `paid-python`, the name in its README and `pyproject.toml`. The quickstart's `pip install paid` names a package we could not check"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "C",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 55.1
          }
        ],
        "editorialScores": {
          "ergonomics": 70,
          "maintenance": 77,
          "payments": 30,
          "reliability": 35,
          "schema": 64,
          "security": 65,
          "transparency": 55
        },
        "provenanceScore": 47
      },
      "connect": {
        "install": "npm install @paid-ai/paid-node",
        "http": "curl -X POST https://api.agentpaid.io/api/v2/customers/external/customer_123/api-keys \\\n  -H \"Authorization: Bearer $PAID_API_KEY\" \\\n  -H \"Content-Type: application/json\" \\\n  -d '{\"name\": \"Tenant runtime (production)\"}'",
        "claudeCode": "claude mcp add --transport http paid https://mcp.agentpaid.io/mcp",
        "config": {
          "mcpServers": {
            "paid": {
              "type": "http",
              "url": "https://mcp.agentpaid.io/mcp"
            }
          }
        }
      },
      "letme": {
        "capability": "https://letme.dev/payments.metering",
        "tool": "https://letme.dev/paid"
      },
      "area": "payments",
      "unitPrices": [
        {
          "item": "Grow plan",
          "unit": "month",
          "usd": 300,
          "note": "up to $200,000 of billings a year, billed monthly"
        },
        {
          "item": "Scale plan",
          "unit": "month",
          "usd": 600,
          "note": "up to $500,000 of billings a year, billed monthly"
        },
        {
          "item": "Accelerate plan",
          "unit": "month",
          "usd": 1000,
          "note": "up to $1 million of billings a year, billed monthly"
        }
      ],
      "provenance": {
        "legalEntity": "Agent Paid Limited",
        "domain": "paid.ai",
        "domainRegistered": "2017-12-16",
        "endpointOnVendorDomain": false,
        "terms": "https://paid.ai/legal/msa",
        "privacy": "https://paid.ai/legal/privacy",
        "statusPage": "",
        "changelog": "",
        "securityTxt": "none",
        "checked": "2026-10-09",
        "notes": [
          "The Master Subscription Agreement names Agent Paid Limited, company number 16113498, registered in England and Wales at 161 Farringdon Road, London, EC1R 3AL. It governs the service, free plan included, and carries no date.",
          "The privacy policy names the same company as controller and says processing done for business customers is governed by the customer contract and the DPA at https://paid.ai/legal/dpa (last updated 13 March 2026).",
          "The API answers at api.agentpaid.io and the MCP server at mcp.agentpaid.io. The MCP server's OAuth metadata names auth.paid.ai as its authorisation server.",
          "paid.ai/.well-known/security.txt returned 404. The DPA gives security@paid.ai for reporting suspected incidents.",
          "RDAP for paid.ai gives a registration date of 2017-12-16 and a transfer on 2025-02-13. Agent Paid Limited's SDK licence files are dated 2025.",
          "No status page or API changelog was found in the pricing page footer, the docs index or the pages read. trust.paid.ai was not read."
        ],
        "score": 47
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/paid.json",
      "live": {
        "slug": "paid",
        "probe": {
          "target": "https://api.agentpaid.io/api/v2",
          "method": "get",
          "lastAt": "2026-10-10T02:55:04.956043463Z",
          "lastOk": true,
          "lastStatus": 404,
          "lastMs": 263,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 262,
          "p95ms24h": 378,
          "samples24h": 115,
          "samples30d": 115,
          "days": [
            {
              "date": "2026-10-09",
              "probes": 85,
              "ok": 85
            },
            {
              "date": "2026-10-10",
              "probes": 30,
              "ok": 30
            }
          ]
        },
        "versions": [
          {
            "registry": "github",
            "name": "paid-ai/paid-node",
            "version": "1.8.0",
            "released": "2026-09-11",
            "seenAt": "2026-10-09T17:11:50.219297356Z"
          },
          {
            "registry": "npm",
            "name": "@paid-ai/cli",
            "version": "1.2.0",
            "seenAt": "2026-10-09T17:11:49.525583861Z"
          },
          {
            "registry": "npm",
            "name": "@paid-ai/paid-node",
            "version": "1.8.0",
            "seenAt": "2026-10-09T17:11:47.801044563Z"
          },
          {
            "registry": "pypi",
            "name": "paid-python",
            "version": "1.12.0",
            "released": "2026-09-10",
            "seenAt": "2026-10-09T17:11:49.331417076Z"
          }
        ],
        "githubStars": 8,
        "npmWeekly": 24363,
        "pypiWeekly": 25035,
        "pages": [
          {
            "url": "https://paid.ai/pricing",
            "kind": "pricing",
            "status": 200,
            "checkedAt": "2026-10-09T18:42:59.277334688Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "687acc4a19a1"
          },
          {
            "url": "https://paid.ai/legal/privacy",
            "kind": "privacy",
            "status": 200,
            "checkedAt": "2026-10-09T18:42:57.335349283Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "7da60dff7a08"
          },
          {
            "url": "https://paid.ai/legal/msa",
            "kind": "terms",
            "status": 200,
            "checkedAt": "2026-10-09T18:42:55.032947366Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "654fd46e6356"
          }
        ],
        "updatedAt": "2026-10-10T02:55:04.956043463Z"
      }
    },
    "answer": "PayPal MCP server scores 56.3 (C) on agent readiness against Paid's 55.1 (C), and leads in 4 of 7 scored categories. Paid leads on security \u0026 auth and maintenance \u0026 community.",
    "b": {
      "slug": "paypal-mcp-server",
      "name": "PayPal MCP server",
      "vendor": "PayPal",
      "vendorUrl": "https://www.paypal.com",
      "kind": "mcp",
      "category": "payment-platforms",
      "summary": "PayPal's official MCP server lets a merchant's AI client work with invoices, orders, refunds, disputes, subscriptions, catalogue products and transaction reports. It runs locally through `npx @paypal/mcp` or as a hosted server at mcp.paypal.com with a PayPal login.",
      "url": "https://www.anchorterminal.com/tools/paypal-mcp-server",
      "markdownUrl": "https://www.anchorterminal.com/tools/paypal-mcp-server.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/paypal-mcp-server.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/paypal-mcp-server.json",
      "repo": "https://github.com/paypal/paypal-mcp-server",
      "license": "Apache-2.0 for the local server and the agent toolkit. The hosted server is a closed service under the PayPal Developer Agreement",
      "transports": [
        "stdio",
        "sse",
        "streamable-http"
      ],
      "remoteUrl": "https://mcp.paypal.com/mcp",
      "packages": [
        {
          "registry": "npm",
          "name": "@paypal/mcp"
        },
        {
          "registry": "npm",
          "name": "@paypal/agent-toolkit"
        },
        {
          "registry": "pypi",
          "name": "paypal-agent-toolkit"
        }
      ],
      "auth": "mixed",
      "authNotes": "The remote server takes OAuth. The MCP client sends the user to a PayPal login and consent page, using authorisation code with PKCE S256, refresh tokens and dynamic client registration. It also accepts a Bearer header built from a REST app's client ID and secret. The local server takes only a PayPal REST access token in `PAYPAL_ACCESS_TOKEN` or `--access-token`, which the README says lasts 32,400 seconds. A person creates the app in the PayPal Developer Dashboard, and live use needs a PayPal Business account. No scope list for the MCP server was found.",
      "pricing": "usage",
      "pricingNotes": "No charge for the MCP server or the toolkit was found. PayPal's US merchant fees apply to payments made through it, 3.49% plus $0.49 for PayPal Checkout and invoices, 2.99% plus $0.49 for standard card processing, plus 1.5% on international transactions, with no monthly fee on most products (fees page updated 1 October 2026, https://www.paypal.com/us/business/paypal-business-fees). The sandbox is free with a developer account and no card, so an agent can start without a contract.",
      "priceSummary": "3.49% fee",
      "where": "both",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the MCP quickstart, the agent tools reference, the developer llms.txt indexes or either repository (checked 2026-10-08).",
        "endpoints": []
      },
      "toolCount": 28,
      "popularity": {
        "githubStars": null,
        "npmWeekly": 995,
        "pypiWeekly": 107,
        "asOf": "2026-10-08"
      },
      "docsUrl": "https://developer.paypal.com/ai-tools/mcp-server",
      "llmsTxt": "https://developer.paypal.com/llms.txt",
      "registryName": "io.github.paypal/paypal-mcp-server",
      "capabilities": [
        "payments.checkout",
        "accounting.invoices",
        "commerce.orders",
        "commerce.products"
      ],
      "tags": [
        "official",
        "hosted",
        "local",
        "open-source",
        "mcp",
        "oauth",
        "sandbox",
        "llms-txt",
        "typescript",
        "python",
        "status-page",
        "bug-bounty"
      ],
      "lastRelease": "2026-09-01",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 56.3,
        "grade": "C",
        "agentReady": false,
        "rank": 635,
        "ranked": true,
        "rankOf": 950,
        "categoryRank": 10,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 66,
          "maintenance": 64,
          "payments": 40,
          "reliability": 52,
          "schema": 70,
          "security": 48,
          "transparency": 78
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-08"
        },
        "negative": -2,
        "negativeNotes": [
          "8 October 2026. The MCP quickstart (last updated 30 June 2026) gives `https://mcp.paypal.com/http` and `https://mcp.sandbox.paypal.com/http` as the streamable HTTP endpoints. Both returned 404 to an initialise request on 8 October 2026, while `/mcp` on each host returned the OAuth challenge. A documented endpoint that doesn't answer, minus 2 (https://developer.paypal.com/ai-tools/mcp-server)."
        ],
        "verdict": "The hosted server uses OAuth with PKCE and dynamic client registration, and the local package defaults to the sandbox. No tool carries a read-only or destructive annotation, no confirmation step for refunds or captures was found, and the documented `/http` streamable HTTP path returned 404 on 8 October 2026 while `/mcp` answered.",
        "bestFor": "A merchant already on PayPal who wants an assistant to draft and send invoices, look up orders and transactions, and manage subscriptions and disputes.",
        "strengths": [
          "Hosted server at mcp.paypal.com publishes OAuth metadata with authorisation code, PKCE S256, refresh tokens, revocation and dynamic client registration",
          "The local package starts in the sandbox unless `PAYPAL_ENVIRONMENT` is `PRODUCTION`, and `--tools=` limits which tools load",
          "Every tool input is a typed schema with enums and range limits, built from zod definitions in the Apache-2.0 toolkit",
          "US fees are public without a login, and sandbox testing needs no card or monthly fee",
          "Listed in the official MCP registry as `io.github.paypal/paypal-mcp-server`, and the toolkit had three releases between 10 August and 1 September 2026"
        ],
        "weaknesses": [
          "The quickstart gives `/http` for streamable HTTP. On 8 October 2026 it returned 404 on both hosts, and `/mcp` returned the OAuth challenge",
          "Tools are registered without `readOnlyHint` or `destructiveHint`, and no approval step for `create_refund`, `pay_order` or `accept_dispute_claim` was found",
          "`@paypal/mcp` 1.8.1 dates from 28 October 2025 and selects 28 tool keys, while the toolkit it loads defines 48 tools",
          "PayPal states that it doesn't publish rate limits, and no SLA was found. The Developer Agreement gives no uptime guarantee for the sandbox",
          "Neither repository has tests in CI, and the toolkit changelog stops at 1.3.5 from April 2025 although 1.11.0 is current"
        ],
        "agentNotes": [
          "Connect a remote client to `https://mcp.paypal.com/mcp` or `/sse`. The documented `/http` path returned 404 on 8 October 2026",
          "Set `PAYPAL_ENVIRONMENT=PRODUCTION` for live calls. Any other value, including the registry's `LIVE`, runs against the sandbox",
          "Refresh `PAYPAL_ACCESS_TOKEN` before it expires. The README gives `expires_in` 32400 seconds, and the local server takes no client ID or secret",
          "Pass `--tools=` with only the keys the task needs, such as `invoices.list,orders.get`. `--tools=all` loads 28 keys including refunds and captures",
          "Ask the user before `create_refund`, `pay_order`, `cancel_subscription` or `accept_dispute_claim`. The server applies them without a confirmation step"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "C",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 56.3
          }
        ],
        "editorialScores": {
          "ergonomics": 66,
          "maintenance": 64,
          "payments": 40,
          "reliability": 52,
          "schema": 70,
          "security": 48,
          "transparency": 58
        },
        "provenanceScore": 98
      },
      "connect": {
        "install": "npx -y @paypal/mcp --tools=all",
        "config": {
          "mcpServers": {
            "paypal": {
              "args": [
                "-y",
                "@paypal/mcp",
                "--tools=all"
              ],
              "command": "npx",
              "env": {
                "PAYPAL_ACCESS_TOKEN": "YOUR_PAYPAL_ACCESS_TOKEN",
                "PAYPAL_ENVIRONMENT": "SANDBOX"
              }
            }
          }
        }
      },
      "letme": {
        "capability": "https://letme.dev/payments.checkout",
        "tool": "https://letme.dev/paypal-mcp-server"
      },
      "area": "payments",
      "unitPrices": [
        {
          "item": "PayPal Checkout, US domestic",
          "unit": "pct",
          "usd": 3.49,
          "note": "plus $0.49 per transaction"
        },
        {
          "item": "PayPal Checkout fixed fee, USD",
          "unit": "tx",
          "usd": 0.49
        },
        {
          "item": "Standard card processing, US domestic",
          "unit": "pct",
          "usd": 2.99,
          "note": "plus $0.49 per transaction"
        },
        {
          "item": "International commercial transaction surcharge",
          "unit": "pct",
          "usd": 1.5
        },
        {
          "item": "Standard dispute fee",
          "unit": "tx",
          "usd": 15
        }
      ],
      "provenance": {
        "legalEntity": "PayPal, Inc.",
        "domain": "paypal.com",
        "domainRegistered": "1999-07-15",
        "endpointOnVendorDomain": true,
        "terms": "https://www.paypal.com/us/legalhub/paypal/xdeveloper-full",
        "privacy": "https://www.paypal.com/us/legalhub/paypal/privacy-full",
        "statusPage": "https://www.paypal-status.com",
        "changelog": "https://github.com/paypal/agent-toolkit/blob/main/typescript/CHANGELOG.md",
        "securityTxt": "valid",
        "checked": "2026-10-08",
        "notes": [
          "The PayPal Developer Agreement, last updated 18 November 2024, governs the Developer's Tools and API calls and takes precedence over the User Agreement for them. US users contract with PayPal, Inc. and some other regions with PayPal Pte. Ltd.",
          "The US User Agreement (last updated 14 September 2026) and Privacy Statement (last updated 28 September 2026) name PayPal, Inc.",
          "www.paypal.com/.well-known/security.txt redirects to www.paypalobjects.com and names the HackerOne programme. It has no Expires field.",
          "The toolkit changelog on GitHub stops at 1.3.5 from 23 April 2025. Later releases are visible only as tags and npm versions.",
          "RDAP for paypal.com gives a registration date of 1999-07-15. The status page is on paypal-status.com, a separate domain."
        ],
        "score": 98
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/paypal-mcp-server.json",
      "live": {
        "slug": "paypal-mcp-server",
        "probe": {
          "target": "https://mcp.paypal.com/mcp",
          "method": "mcp-initialize",
          "lastAt": "2026-10-10T02:55:05.432911183Z",
          "lastOk": true,
          "lastStatus": 401,
          "lastMs": 42,
          "lastNote": "asks for credentials",
          "authRequired": true,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 59,
          "p95ms24h": 210,
          "samples24h": 199,
          "samples30d": 199,
          "days": [
            {
              "date": "2026-10-09",
              "probes": 169,
              "ok": 169
            },
            {
              "date": "2026-10-10",
              "probes": 30,
              "ok": 30
            }
          ]
        },
        "vendorStatus": {
          "page": "https://www.paypal-status.com",
          "indicator": "unknown",
          "summary": "no machine-readable status found",
          "checkedAt": "2026-10-10T00:51:07.752293592Z"
        },
        "versions": [
          {
            "registry": "npm",
            "name": "@paypal/agent-toolkit",
            "version": "1.11.0",
            "seenAt": "2026-10-09T17:12:18.626045411Z"
          },
          {
            "registry": "npm",
            "name": "@paypal/mcp",
            "version": "1.8.1",
            "seenAt": "2026-10-09T17:12:17.697044735Z"
          },
          {
            "registry": "pypi",
            "name": "paypal-agent-toolkit",
            "version": "1.11.0",
            "released": "2026-09-01",
            "seenAt": "2026-10-09T17:12:19.938694069Z"
          }
        ],
        "githubStars": 13,
        "npmWeekly": 744,
        "pypiWeekly": 117,
        "securityTxt": {
          "url": "https://paypal.com/.well-known/security.txt",
          "state": "valid",
          "checkedAt": "2026-10-09T15:40:29.703070781Z"
        },
        "llmsTxt": {
          "url": "https://developer.paypal.com/llms.txt",
          "ok": true,
          "status": 200,
          "checkedAt": "2026-10-09T14:02:34.720980943Z"
        },
        "pages": [
          {
            "url": "https://raw.githubusercontent.com/paypal/agent-toolkit/main/typescript/CHANGELOG.md",
            "kind": "changelog",
            "status": 200,
            "checkedAt": "2026-10-09T18:45:49.140305813Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "bd425588a0b0"
          },
          {
            "url": "https://www.paypal.com/us/legalhub/paypal/privacy-full",
            "kind": "privacy",
            "status": 200,
            "checkedAt": "2026-10-09T18:52:55.134927797Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "01d0829deec7"
          },
          {
            "url": "https://www.paypal.com/us/legalhub/paypal/xdeveloper-full",
            "kind": "terms",
            "status": 200,
            "checkedAt": "2026-10-09T18:52:58.102177131Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "a7925965937c"
          }
        ],
        "mcpTools": {
          "url": "https://mcp.paypal.com/mcp",
          "checkedAt": "2026-10-09T21:40:47.41226913Z",
          "status": "auth",
          "note": "asks for credentials before listing its tools",
          "changedAt": "2026-10-09T21:40:47.41226913Z"
        },
        "updatedAt": "2026-10-10T02:55:05.432911183Z"
      }
    },
    "facts": [
      {
        "a": "HTTP API",
        "b": "MCP server",
        "name": "Kind"
      },
      {
        "a": "Agent Paid Limited",
        "b": "PayPal",
        "name": "Vendor"
      },
      {
        "a": "https://api.agentpaid.io/api/v2",
        "b": "https://mcp.paypal.com/mcp",
        "name": "Hosted endpoint"
      },
      {
        "a": "HTTP, Streamable HTTP",
        "b": "stdio, SSE (legacy), Streamable HTTP",
        "name": "Transports"
      },
      {
        "a": "OAuth or key",
        "b": "OAuth or key",
        "name": "Auth"
      },
      {
        "a": "Freemium",
        "b": "Pay per use",
        "name": "Pricing"
      },
      {
        "a": "not published",
        "b": "$0.49 per transaction",
        "name": "Price for checkout"
      },
      {
        "a": "no",
        "b": "no",
        "name": "x402"
      },
      {
        "a": "Proprietary service under Paid's Master Subscription Agreement. The Node and Python SDKs on GitHub are MIT",
        "b": "Apache-2.0 for the local server and the agent toolkit. The hosted server is a closed service under the PayPal Developer Agreement",
        "name": "Licence"
      },
      {
        "a": "none",
        "b": "28",
        "name": "Tools exposed"
      },
      {
        "a": "yes",
        "b": "no",
        "name": "Read-only variant documented"
      },
      {
        "a": "yes",
        "b": "yes",
        "name": "llms.txt"
      },
      {
        "a": "not listed",
        "b": "io.github.paypal/paypal-mcp-server",
        "name": "MCP registry"
      },
      {
        "a": "2026-09-15",
        "b": "2026-09-01",
        "name": "Last release"
      },
      {
        "a": "no date given",
        "b": "2024-11-18",
        "name": "Terms last updated"
      },
      {
        "a": "no date given",
        "b": "2026-09-28",
        "name": "Privacy policy last updated"
      },
      {
        "a": "not found in the text",
        "b": "yes",
        "name": "Customer content may train models"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Terms restrict automated access"
      },
      {
        "a": "yes",
        "b": "not found in the text",
        "name": "Terms restrict benchmarking"
      },
      {
        "a": "not found in the text",
        "b": "not found in the text",
        "name": "Terms or service can change without notice"
      },
      {
        "a": "not found in the text",
        "b": "yes",
        "name": "Arbitration or class-action waiver"
      },
      {
        "a": "24k npm/wk",
        "b": "995 npm/wk, 107 PyPI/wk",
        "name": "Popularity"
      }
    ],
    "faq": [
      {
        "answer": "PayPal MCP server scores 56.3 (C) on agent readiness against Paid's 55.1 (C), and leads in 4 of 7 scored categories. Paid leads on security \u0026 auth and maintenance \u0026 community.",
        "question": "Which is better for AI agents, Paid or PayPal MCP server?"
      },
      {
        "answer": "Both take an API key or an OAuth sign-in.",
        "question": "Do Paid and PayPal MCP server need an API key?"
      },
      {
        "answer": "Yes. Paid has a hosted endpoint at https://api.agentpaid.io/api/v2 and PayPal MCP server at https://mcp.paypal.com/mcp.",
        "question": "Can an agent call Paid and PayPal MCP server without installing anything?"
      },
      {
        "answer": "No open-source release is listed for Paid. PayPal MCP server is open source (Apache-2.0 for the local server and the agent toolkit. The hosted server is a closed service under the PayPal Developer Agreement).",
        "question": "Are Paid and PayPal MCP server open source?"
      }
    ],
    "goodFor": [
      {
        "aheadOn": [
          "Security \u0026 auth, 65 against 48",
          "Maintenance \u0026 community, 77 against 64"
        ],
        "also": [
          "Free to start without a card"
        ],
        "goodFor": "A team selling an AI agent that needs usage metering, credit balances, cost and margin tracking and invoicing in one service, with Stripe as the payment rail.",
        "slug": "paid",
        "watchFor": "The docs index advertises an OpenAPI 3.1 file at two addresses, and both returned 404 on 9 October 2026"
      },
      {
        "aheadOn": [
          "Reliability, 52 against 35",
          "Schema \u0026 documentation, 70 against 64",
          "Payments \u0026 pricing, 40 against 30",
          "Transparency \u0026 trust, 78 against 51"
        ],
        "also": [
          "Runs on your own machine",
          "Open source"
        ],
        "goodFor": "A merchant already on PayPal who wants an assistant to draft and send invoices, look up orders and transactions, and manage subscriptions and disputes.",
        "slug": "paypal-mcp-server",
        "watchFor": "The quickstart gives `/http` for streamable HTTP. On 8 October 2026 it returned 404 on both hosts, and `/mcp` returned the OAuth challenge"
      }
    ],
    "job": {
      "capability": "payments.checkout",
      "name": "Checkout"
    },
    "others": [
      {
        "json": "https://www.anchorterminal.com/compare/atxp-vs-paid.json",
        "title": "ATXP vs Paid",
        "url": "https://www.anchorterminal.com/compare/atxp-vs-paid"
      },
      {
        "json": "https://www.anchorterminal.com/compare/lago-vs-paid.json",
        "title": "Lago vs Paid",
        "url": "https://www.anchorterminal.com/compare/lago-vs-paid"
      },
      {
        "json": "https://www.anchorterminal.com/compare/metronome-vs-paid.json",
        "title": "Metronome vs Paid",
        "url": "https://www.anchorterminal.com/compare/metronome-vs-paid"
      },
      {
        "json": "https://www.anchorterminal.com/compare/nevermined-vs-paid.json",
        "title": "Nevermined API + MCP vs Paid",
        "url": "https://www.anchorterminal.com/compare/nevermined-vs-paid"
      },
      {
        "json": "https://www.anchorterminal.com/compare/orb-vs-paid.json",
        "title": "Orb vs Paid",
        "url": "https://www.anchorterminal.com/compare/orb-vs-paid"
      },
      {
        "json": "https://www.anchorterminal.com/compare/paid-vs-stripe-mcp.json",
        "title": "Paid vs Stripe API + MCP",
        "url": "https://www.anchorterminal.com/compare/paid-vs-stripe-mcp"
      },
      {
        "json": "https://www.anchorterminal.com/compare/paid-vs-tempo.json",
        "title": "Paid vs Tempo",
        "url": "https://www.anchorterminal.com/compare/paid-vs-tempo"
      },
      {
        "json": "https://www.anchorterminal.com/compare/crossmint-vs-paid.json",
        "title": "Crossmint API + Docs MCP vs Paid",
        "url": "https://www.anchorterminal.com/compare/crossmint-vs-paid"
      },
      {
        "json": "https://www.anchorterminal.com/compare/paid-vs-payman.json",
        "title": "Paid vs Payman Genie MCP",
        "url": "https://www.anchorterminal.com/compare/paid-vs-payman"
      },
      {
        "json": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-paid.json",
        "title": "Adyen MCP server vs Paid",
        "url": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-paid"
      },
      {
        "json": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-paypal-mcp-server.json",
        "title": "Adyen MCP server vs PayPal MCP server",
        "url": "https://www.anchorterminal.com/compare/adyen-mcp-server-vs-paypal-mcp-server"
      },
      {
        "json": "https://www.anchorterminal.com/compare/crossmint-vs-paypal-mcp-server.json",
        "title": "Crossmint API + Docs MCP vs PayPal MCP server",
        "url": "https://www.anchorterminal.com/compare/crossmint-vs-paypal-mcp-server"
      },
      {
        "json": "https://www.anchorterminal.com/compare/nevermined-vs-paypal-mcp-server.json",
        "title": "Nevermined API + MCP vs PayPal MCP server",
        "url": "https://www.anchorterminal.com/compare/nevermined-vs-paypal-mcp-server"
      },
      {
        "json": "https://www.anchorterminal.com/compare/paid-vs-skyfire.json",
        "title": "Paid vs Skyfire API + MCP",
        "url": "https://www.anchorterminal.com/compare/paid-vs-skyfire"
      },
      {
        "json": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-skyfire.json",
        "title": "PayPal MCP server vs Skyfire API + MCP",
        "url": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-skyfire"
      },
      {
        "json": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-stripe-mcp.json",
        "title": "PayPal MCP server vs Stripe API + MCP",
        "url": "https://www.anchorterminal.com/compare/paypal-mcp-server-vs-stripe-mcp"
      },
      {
        "json": "https://www.anchorterminal.com/compare/metronome-vs-paypal-mcp-server.json",
        "title": "Metronome vs PayPal MCP server",
        "url": "https://www.anchorterminal.com/compare/metronome-vs-paypal-mcp-server"
      }
    ],
    "scores": [
      {
        "by": 17,
        "edge": "paypal-mcp-server",
        "key": "reliability",
        "name": "Reliability",
        "paid": 35,
        "paypal-mcp-server": 52,
        "weight": 16
      },
      {
        "key": "performance",
        "name": "Performance",
        "pending": true,
        "weight": 10
      },
      {
        "by": 6,
        "edge": "paypal-mcp-server",
        "key": "schema",
        "name": "Schema \u0026 documentation",
        "paid": 64,
        "paypal-mcp-server": 70,
        "weight": 13
      },
      {
        "by": 4,
        "edge": "paid",
        "key": "ergonomics",
        "name": "Agent ergonomics",
        "paid": 70,
        "paypal-mcp-server": 66,
        "weight": 13
      },
      {
        "by": 17,
        "edge": "paid",
        "key": "security",
        "name": "Security \u0026 auth",
        "paid": 65,
        "paypal-mcp-server": 48,
        "weight": 14
      },
      {
        "by": 10,
        "edge": "paypal-mcp-server",
        "key": "payments",
        "name": "Payments \u0026 pricing",
        "paid": 30,
        "paypal-mcp-server": 40,
        "weight": 10
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "by": 13,
        "edge": "paid",
        "key": "maintenance",
        "name": "Maintenance \u0026 community",
        "paid": 77,
        "paypal-mcp-server": 64,
        "weight": 7
      },
      {
        "by": 27,
        "edge": "paypal-mcp-server",
        "key": "transparency",
        "name": "Transparency \u0026 trust",
        "paid": 51,
        "paypal-mcp-server": 78,
        "weight": 7
      }
    ],
    "summary": "PayPal MCP server scores 56.3 (C) on agent readiness against Paid's 55.1 (C), and leads in 4 of 7 scored categories. Paid leads on security \u0026 auth and maintenance \u0026 community. Both do checkout.",
    "verdicts": {
      "paid": "Paid suits a builder who wants usage metering, credits and invoicing behind one API, with restricted and customer-bound keys, OAuth on the MCP server and a free plan that needs no card. No status page, SLA figure, API changelog or rate-limit numbers were found, both advertised OpenAPI links returned 404, and card payments need the builder's own Stripe account.",
      "paypal-mcp-server": "The hosted server uses OAuth with PKCE and dynamic client registration, and the local package defaults to the sandbox. No tool carries a read-only or destructive annotation, no confirmation step for refunds or captures was found, and the documented `/http` streamable HTTP path returned 404 on 8 October 2026 while `/mcp` answered."
    }
  },
  "kind": "anchor.page",
  "links": {
    "api": "https://www.anchorterminal.com/api/v1/index.json",
    "html": "https://www.anchorterminal.com/compare/paid-vs-paypal-mcp-server",
    "json": "https://www.anchorterminal.com/compare/paid-vs-paypal-mcp-server.json",
    "llms": "https://www.anchorterminal.com/llms.txt",
    "markdown": "https://www.anchorterminal.com/compare/paid-vs-paypal-mcp-server.md",
    "slim": "https://www.anchorterminal.com/compare/paid-vs-paypal-mcp-server.min.md"
  },
  "markdown": "PayPal MCP server scores 56.3 (C) on agent readiness against Paid's 55.1 (C), and leads in 4 of 7 scored categories. Paid leads on security \u0026 auth and maintenance \u0026 community. Both do checkout.\n\n- Paid: grade C, 55.1/100, rank #669 of 950. Markdown https://www.anchorterminal.com/tools/paid.md · JSON https://www.anchorterminal.com/api/v1/tools/paid.json\n- PayPal MCP server: grade C, 56.3/100, rank #635 of 950. Markdown https://www.anchorterminal.com/tools/paypal-mcp-server.md · JSON https://www.anchorterminal.com/api/v1/tools/paypal-mcp-server.json\n- Best payment and monetisation platforms for AI agents: https://www.anchorterminal.com/best/payment-platforms/index.md\n- All 76 platforms comparisons: https://www.anchorterminal.com/compare/payment-platforms/index.md\n\n## Which one, for what\n\n### Paid (C)\n\nGood for: A team selling an AI agent that needs usage metering, credit balances, cost and margin tracking and invoicing in one service, with Stripe as the payment rail.\n\nAhead on:\n- Security \u0026 auth, 65 against 48\n- Maintenance \u0026 community, 77 against 64\n\nAlso in its favour:\n- Free to start without a card\n\nWatch for: The docs index advertises an OpenAPI 3.1 file at two addresses, and both returned 404 on 9 October 2026\n\n### PayPal MCP server (C)\n\nGood for: A merchant already on PayPal who wants an assistant to draft and send invoices, look up orders and transactions, and manage subscriptions and disputes.\n\nAhead on:\n- Reliability, 52 against 35\n- Schema \u0026 documentation, 70 against 64\n- Payments \u0026 pricing, 40 against 30\n- Transparency \u0026 trust, 78 against 51\n\nAlso in its favour:\n- Runs on your own machine\n- Open source\n\nWatch for: The quickstart gives `/http` for streamable HTTP. On 8 October 2026 it returned 404 on both hosts, and `/mcp` returned the OAuth challenge\n\n\n## Score by category\n\n| Category | Weight | Paid | PayPal MCP server | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 35 | 52 | PayPal MCP server +17 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 64 | 70 | PayPal MCP server +6 |\n| Agent ergonomics | 13% (16.2 this run) | 70 | 66 | Paid +4 |\n| Security \u0026 auth | 14% (17.5 this run) | 65 | 48 | Paid +17 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 30 | 40 | PayPal MCP server +10 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 77 | 64 | Paid +13 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 51 | 78 | PayPal MCP server +27 |\n| Negative events | ≤15 | 0 | -2 | |\n| **Total** | | **55.1 · C** | **56.3 · C** | |\n\n## Facts side by side\n\n| Fact | Paid | PayPal MCP server |\n| --- | --- | --- |\n| Kind | HTTP API | MCP server |\n| Vendor | Agent Paid Limited | PayPal |\n| Hosted endpoint | `https://api.agentpaid.io/api/v2` | `https://mcp.paypal.com/mcp` |\n| Transports | HTTP, Streamable HTTP | stdio, SSE (legacy), Streamable HTTP |\n| Auth | OAuth or key | OAuth or key |\n| Pricing | Freemium | Pay per use |\n| Price for checkout | not published | $0.49 per transaction |\n| x402 | no | no |\n| Licence | Proprietary service under Paid's Master Subscription Agreement. The Node and Python SDKs on GitHub are MIT | Apache-2.0 for the local server and the agent toolkit. The hosted server is a closed service under the PayPal Developer Agreement |\n| Tools exposed | none | 28 |\n| Read-only variant documented | yes | no |\n| llms.txt | yes | yes |\n| MCP registry | not listed | `io.github.paypal/paypal-mcp-server` |\n| Last release | 2026-09-15 | 2026-09-01 |\n| Terms last updated | no date given | 2024-11-18 |\n| Privacy policy last updated | no date given | 2026-09-28 |\n| Customer content may train models | not found in the text | yes |\n| Terms restrict automated access | not found in the text | not found in the text |\n| Terms restrict benchmarking | yes | not found in the text |\n| Terms or service can change without notice | not found in the text | not found in the text |\n| Arbitration or class-action waiver | not found in the text | yes |\n| Popularity | 24k npm/wk | 995 npm/wk, 107 PyPI/wk |\n\n## Verdicts\n\n**Paid.** Paid suits a builder who wants usage metering, credits and invoicing behind one API, with restricted and customer-bound keys, OAuth on the MCP server and a free plan that needs no card. No status page, SLA figure, API changelog or rate-limit numbers were found, both advertised OpenAPI links returned 404, and card payments need the builder's own Stripe account.\n\n**PayPal MCP server.** The hosted server uses OAuth with PKCE and dynamic client registration, and the local package defaults to the sandbox. No tool carries a read-only or destructive annotation, no confirmation step for refunds or captures was found, and the documented `/http` streamable HTTP path returned 404 on 8 October 2026 while `/mcp` answered.\n\n## Before you call either\n\n### Paid\n\n1. Call `https://api.agentpaid.io/api/v2` with `Authorization: Bearer \u003ckey\u003e`. A person creates the first key at app.paid.ai. No programmatic signup was found\n2. Give every signal a stable `idempotencyKey` and resend the same key on retry. Signals without one are not deduplicated\n3. Send at most 500 signals a request. A 429 rejects the whole batch, so wait for `Retry-After` and resend it all\n4. Read the `code` field on a 429. `CONCURRENCY_LIMIT_EXCEEDED` carries no `Retry-After` and clears when an analytics query finishes\n5. Install the Python SDK as `paid-python`, the name in its README and `pyproject.toml`. The quickstart's `pip install paid` names a package we could not check\n\n### PayPal MCP server\n\n1. Connect a remote client to `https://mcp.paypal.com/mcp` or `/sse`. The documented `/http` path returned 404 on 8 October 2026\n2. Set `PAYPAL_ENVIRONMENT=PRODUCTION` for live calls. Any other value, including the registry's `LIVE`, runs against the sandbox\n3. Refresh `PAYPAL_ACCESS_TOKEN` before it expires. The README gives `expires_in` 32400 seconds, and the local server takes no client ID or secret\n4. Pass `--tools=` with only the keys the task needs, such as `invoices.list,orders.get`. `--tools=all` loads 28 keys including refunds and captures\n5. Ask the user before `create_refund`, `pay_order`, `cancel_subscription` or `accept_dispute_claim`. The server applies them without a confirmation step\n\n## Questions\n\n### Which is better for AI agents, Paid or PayPal MCP server?\n\nPayPal MCP server scores 56.3 (C) on agent readiness against Paid's 55.1 (C), and leads in 4 of 7 scored categories. Paid leads on security \u0026 auth and maintenance \u0026 community.\n\n### Do Paid and PayPal MCP server need an API key?\n\nBoth take an API key or an OAuth sign-in.\n\n### Can an agent call Paid and PayPal MCP server without installing anything?\n\nYes. Paid has a hosted endpoint at https://api.agentpaid.io/api/v2 and PayPal MCP server at https://mcp.paypal.com/mcp.\n\n### Are Paid and PayPal MCP server open source?\n\nNo open-source release is listed for Paid. PayPal MCP server is open source (Apache-2.0 for the local server and the agent toolkit. The hosted server is a closed service under the PayPal Developer Agreement).\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/paid-vs-paypal-mcp-server.json, and with the fewest tokens: https://www.anchorterminal.com/compare/paid-vs-paypal-mcp-server.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"paid\", \"b\": \"paypal-mcp-server\"}`. From a terminal: `anchor compare paid paypal-mcp-server`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/paid.json and https://www.anchorterminal.com/api/v1/tools/paypal-mcp-server.json\n\n## Other comparisons with Paid or PayPal MCP server\n\n- [ATXP vs Paid](https://www.anchorterminal.com/compare/atxp-vs-paid.md)\n- [Lago vs Paid](https://www.anchorterminal.com/compare/lago-vs-paid.md)\n- [Metronome vs Paid](https://www.anchorterminal.com/compare/metronome-vs-paid.md)\n- [Nevermined API + MCP vs Paid](https://www.anchorterminal.com/compare/nevermined-vs-paid.md)\n- [Orb vs Paid](https://www.anchorterminal.com/compare/orb-vs-paid.md)\n- [Paid vs Stripe API + MCP](https://www.anchorterminal.com/compare/paid-vs-stripe-mcp.md)\n- [Paid vs Tempo](https://www.anchorterminal.com/compare/paid-vs-tempo.md)\n- [Crossmint API + Docs MCP vs Paid](https://www.anchorterminal.com/compare/crossmint-vs-paid.md)\n- [Paid vs Payman Genie MCP](https://www.anchorterminal.com/compare/paid-vs-payman.md)\n- [Adyen MCP server vs Paid](https://www.anchorterminal.com/compare/adyen-mcp-server-vs-paid.md)\n- [Adyen MCP server vs PayPal MCP server](https://www.anchorterminal.com/compare/adyen-mcp-server-vs-paypal-mcp-server.md)\n- [Crossmint API + Docs MCP vs PayPal MCP server](https://www.anchorterminal.com/compare/crossmint-vs-paypal-mcp-server.md)\n- [Nevermined API + MCP vs PayPal MCP server](https://www.anchorterminal.com/compare/nevermined-vs-paypal-mcp-server.md)\n- [Paid vs Skyfire API + MCP](https://www.anchorterminal.com/compare/paid-vs-skyfire.md)\n- [PayPal MCP server vs Skyfire API + MCP](https://www.anchorterminal.com/compare/paypal-mcp-server-vs-skyfire.md)\n- [PayPal MCP server vs Stripe API + MCP](https://www.anchorterminal.com/compare/paypal-mcp-server-vs-stripe-mcp.md)\n- [Metronome vs PayPal MCP server](https://www.anchorterminal.com/compare/metronome-vs-paypal-mcp-server.md)\n",
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    "description": "PayPal scores 56.3 (C) to Paid's 55.1 (C) for checkout. Prices, MCP, x402, uptime and agent notes side by side.",
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    "published": "2026-10-01",
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    "title": "Paid vs PayPal for AI agents in 2026: scores and prices",
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