# Paid vs Payman Genie MCP (slim)

> Paid scores 55.1 (C) to Payman Genie MCP's 52.5 (D) for card payments. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/paid-vs-payman.md (~2,300 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/paid-vs-payman.json · canonical https://www.anchorterminal.com/compare/paid-vs-payman
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Paid scores 55.1 (C) on agent readiness against Payman Genie MCP's 52.5 (D), and leads in 5 of 7 scored categories. Payman Genie MCP leads on security & auth and payments & pricing. Both do card payments.

- Paid: C 55.1, rank #669 of 950 · https://www.anchorterminal.com/tools/paid.min.md
- Payman Genie MCP: D 52.5, rank #735 of 950 · https://www.anchorterminal.com/tools/payman.min.md
- Paid, good for A team selling an AI agent that needs usage metering, credit balances, cost and margin tracking and invoicing in one service, with Stripe as the payment rail. Ahead on Reliability, 35 against 25; Schema & documentation, 64 against 56; Maintenance & community, 77 against 60; Transparency & trust, 51 against 43.
- Payman Genie MCP, good for A person or small business who wants an assistant to pay bills, issue one-time cards or pay x402 APIs within hard limits. Ahead on Security & auth, 80 against 65; Payments & pricing, 35 against 30. Also Runs on your own machine.

| Category | Paid | Payman Genie MCP |
| --- | --- | --- |
| Reliability (16%) | 35 | 25 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 64 | 56 |
| Agent ergonomics (13%) | 70 | 68 |
| Security & auth (14%) | 65 | 80 |
| Payments & pricing (10%) | 30 | 35 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 77 | 60 |
| Transparency & trust (7%) | 51 | 43 |

| Fact (where they differ) | Paid | Payman Genie MCP |
| --- | --- | --- |
| Vendor | Agent Paid Limited | Payman AI |
| Hosted endpoint | `https://api.agentpaid.io/api/v2` | `https://genie.paymanai.com/mcp` |
| Transports | HTTP, Streamable HTTP | Streamable HTTP, stdio |
| Auth | OAuth or key | OAuth |
| Pricing | Freemium | Paid |
| x402 | no | payer tooling only |
| Licence | Proprietary service under Paid's Master Subscription Agreement. The Node and Python SDKs on GitHub are MIT | MIT |
| Tools exposed | none | 5 |
| Read-only variant documented | yes | no |
| llms.txt | yes | no |
| Last release | 2026-09-15 | 2026-09-19 |
| Terms last updated | no date given | 2026-09-29 |
| Privacy policy last updated | no date given | 2026-09-29 |
| Customer content may train models | not found in the text | yes |
| Terms restrict automated access | not found in the text | yes |
| Terms or service can change without notice | not found in the text | yes |
| Arbitration or class-action waiver | not found in the text | yes |
| Popularity | 24k npm/wk | 0 stars, 33 npm/wk |
| Agent reviews | none | 3.5/5 (2) |