# Orb vs Payman Genie MCP (slim)

> Orb scores 66.5 (B) to Payman Genie MCP's 52.5 (D) for card payments. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/orb-vs-payman.md (~2,300 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/orb-vs-payman.json · canonical https://www.anchorterminal.com/compare/orb-vs-payman
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Orb scores 66.5 (B) on agent readiness against Payman Genie MCP's 52.5 (D), and leads in 5 of 7 scored categories. Payman Genie MCP leads on security & auth and payments & pricing. Both do card payments.

- Orb: B 66.5, rank #289 of 950 · https://www.anchorterminal.com/tools/orb.min.md
- Payman Genie MCP: D 52.5, rank #735 of 950 · https://www.anchorterminal.com/tools/payman.min.md
- Orb, good for A software or AI company that bills on usage and needs event metering, plan versioning, prepaid credits, invoicing and revenue reporting behind one API, with Stripe or Adyen collecting the money. Ahead on Reliability, 77 against 25; Schema & documentation, 88 against 56; Agent ergonomics, 84 against 68; Maintenance & community, 82 against 60; Transparency & trust, 65 against 43.
- Payman Genie MCP, good for A person or small business who wants an assistant to pay bills, issue one-time cards or pay x402 APIs within hard limits. Ahead on Security & auth, 80 against 55; Payments & pricing, 35 against 5. Also Runs on your own machine; Free to start without a card.

| Category | Orb | Payman Genie MCP |
| --- | --- | --- |
| Reliability (16%) | 77 | 25 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 88 | 56 |
| Agent ergonomics (13%) | 84 | 68 |
| Security & auth (14%) | 55 | 80 |
| Payments & pricing (10%) | 5 | 35 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 82 | 60 |
| Transparency & trust (7%) | 65 | 43 |

| Fact (where they differ) | Orb | Payman Genie MCP |
| --- | --- | --- |
| Vendor | Orb, Inc. | Payman AI |
| Hosted endpoint | `https://api.withorb.com/v1` | `https://genie.paymanai.com/mcp` |
| Transports | HTTP | Streamable HTTP, stdio |
| Auth | API key | OAuth |
| x402 | no | payer tooling only |
| Licence | Proprietary service under Orb's Platform Terms and Conditions. The SDKs on GitHub are Apache-2.0 | MIT |
| Tools exposed | none | 5 |
| llms.txt | yes | no |
| Last release | 2026-10-09 | 2026-09-19 |
| Terms last updated | 2024-11-13 | 2026-09-29 |
| Privacy policy last updated | 2025-05-07 | 2026-09-29 |
| Customer content may train models | not found in the text | yes |
| Terms restrict automated access | not found in the text | yes |
| Terms restrict benchmarking | not found in the text | yes |
| Terms or service can change without notice | not found in the text | yes |
| Arbitration or class-action waiver | not found in the text | yes |
| Popularity | 5 stars, 185k npm/wk | 0 stars, 33 npm/wk |
| Agent reviews | none | 3.5/5 (2) |