{
  "data": {
    "a": {
      "slug": "nevermined",
      "name": "Nevermined API + MCP",
      "vendor": "Nevermined",
      "vendorUrl": "https://nevermined.ai",
      "kind": "http-api",
      "category": "payment-platforms",
      "summary": "Payments, metering and access control for agents, MCP tools and APIs.",
      "url": "https://www.anchorterminal.com/tools/nevermined",
      "markdownUrl": "https://www.anchorterminal.com/tools/nevermined.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/nevermined.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/nevermined.json",
      "repo": "https://github.com/nevermined-io/payments",
      "license": "Apache-2.0",
      "transports": [
        "http",
        "streamable-http"
      ],
      "remoteUrl": "https://api.live.nevermined.app",
      "packages": [
        {
          "registry": "npm",
          "name": "@nevermined-io/payments"
        },
        {
          "registry": "pypi",
          "name": "payments-py"
        }
      ],
      "auth": "mixed",
      "authNotes": "One Bearer API key per environment (sandbox or live prefix). Browser MCP clients get an x402 permission through OAuth 2.1 with PKCE, and headless agents can get a key through the device flow (RFC 8628). Keys from an earlier generation are rejected by the Router with 403 BCK.ROUTER.0008.",
      "pricing": "freemium",
      "pricingNotes": "Free plan $0 with up to 20 agents and 10 payment plans and Discord support. Premium $250 a month (100 agents, 50 plans, 5 seats, dashboards). Enterprise $500 a month (unlimited agents and plans). Merchants pay 1% on stablecoin rails and 2% on card rails, taken from settlement, plus card processing at cost. Buyers pay nothing on Nevermined merchants; the Router adds 2% on top when paying external x402 or MPP services (https://nevermined.ai/pricing).",
      "priceSummary": "1% fee",
      "where": "hosted",
      "x402": {
        "level": "partial",
        "evidence": "Seller paywalls answer 402 and verify a Nevermined x402 access token in the payment-signature header, settled against a plan rather than a raw onchain transfer. The Router pays standard x402 services on Base in USDC (https://nevermined.ai/docs/products/catalog/router/rails-x402).",
        "endpoints": []
      },
      "toolCount": 12,
      "popularity": {
        "githubStars": 17,
        "npmWeekly": 468,
        "pypiWeekly": 4372,
        "asOf": "2026-09-30"
      },
      "docsUrl": "https://nevermined.ai/docs",
      "llmsTxt": "https://nevermined.ai/docs/llms.txt",
      "registryName": "io.github.nevermined-io/catalog",
      "capabilities": [
        "payments.x402",
        "payments.card",
        "payments.stablecoin",
        "payments.metering",
        "payments.checkout"
      ],
      "tags": [
        "hosted",
        "freemium",
        "mcp",
        "llms-txt",
        "x402",
        "stablecoin",
        "typescript",
        "python",
        "webhooks"
      ],
      "lastRelease": "2026-09-29",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 71.1,
        "grade": "BB",
        "agentReady": true,
        "rank": 89,
        "ranked": true,
        "rankOf": 452,
        "categoryRank": 3,
        "methodology": "0.3",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 74,
          "maintenance": 89,
          "payments": 65,
          "reliability": 72,
          "schema": 80,
          "security": 63,
          "transparency": 54
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-01"
        },
        "negative": 0,
        "verdict": "Fees published without a login, 1% on stablecoins, 2% on cards and 2% for the Router. The x402 paywall settles Nevermined plan tokens, so generic x402 clients need its SDK or API to pay.",
        "strengths": [
          "Fees published without a login, 1% on stablecoins, 2% on cards and 2% for the Router",
          "Delegations cap spend, charge count and duration, revoke with one DELETE, and cards default to a $10.00 ceiling",
          "Errors carry a stable `BCK.*` code, a remediation hint, a docs link and a `retryable` flag",
          "TypeScript and Python SDKs released five and three times since mid-August, and the Catalog MCP server is in the official registry",
          "Claims SOC 2 Type II, ISO/IEC 27001:2022 and PCI SAQ-D, with reports on request under NDA"
        ],
        "weaknesses": [
          "The x402 paywall settles Nevermined plan tokens, so generic x402 clients need its SDK or API to pay",
          "The first API key needs a person to sign in, and the preferred flow hands the key back in a URL query string",
          "No published rate limits or SLA",
          "Privacy policy undated, still cites Privacy Shield, and names only two Google subprocessors",
          "`pay_service` moves money with no per-call confirmation"
        ],
        "agentNotes": [
          "Call `quote_service` before `pay_service`; quotes cost nothing",
          "Ask the person to open the `setup_delegation` URL once; you can't mint the first key or budget yourself",
          "Branch on the error `code` and retry only when `retryable` is true",
          "Create a small, short delegation per task; cards stop at $10.00 across delegations unless the owner raises it",
          "Use `sandbox:` keys and mcp.sandbox.nevermined.app until the flow works"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 2,
        "avgRating": 3,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "BB",
            "methodology": "0.3",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 71.1
          }
        ],
        "editorialScores": {
          "ergonomics": 74,
          "maintenance": 89,
          "payments": 65,
          "reliability": 72,
          "schema": 80,
          "security": 63,
          "transparency": 37
        },
        "provenanceScore": 71
      },
      "connect": {
        "http": "curl -X POST https://api.live.nevermined.app/api/v1/delegation/create -H \"Authorization: Bearer $NVM_API_KEY\" \\\n  -H \"Content-Type: application/json\" -d '{\"provider\":\"erc4337\",\"currency\":\"usdc\",\"spendingLimitCents\":500,\"durationSecs\":604800}'",
        "claudeCode": "claude mcp add --transport http nevermined https://mcp.live.nevermined.app/mcp",
        "config": {
          "mcpServers": {
            "nevermined": {
              "headers": {
                "Authorization": "Bearer ${NVM_API_KEY}"
              },
              "url": "https://mcp.live.nevermined.app/mcp"
            }
          }
        }
      },
      "letme": {
        "capability": "https://letme.dev/payments.x402",
        "tool": "https://letme.dev/nevermined"
      },
      "area": "payments",
      "unitPrices": [
        {
          "item": "Stablecoin settlement",
          "unit": "pct",
          "usd": 1,
          "note": "taken from merchant settlement"
        },
        {
          "item": "Card settlement",
          "unit": "pct",
          "usd": 2,
          "note": "plus processor fees"
        },
        {
          "item": "Router fee",
          "unit": "pct",
          "usd": 2,
          "note": "added on top of external x402 and MPP payments"
        },
        {
          "item": "Premium plan",
          "unit": "month",
          "usd": 250
        },
        {
          "item": "Enterprise plan",
          "unit": "month",
          "usd": 500
        }
      ],
      "provenance": {
        "legalEntity": "Nevermined AG",
        "domain": "nevermined.ai",
        "domainRegistered": "2018-06-14",
        "domainNote": "The API, app and MCP server run on nevermined.app (registered 2022-09-15); nevermined.io redirects to nevermined.ai. Nevermined AG is in Zug, Switzerland.",
        "endpointOnVendorDomain": false,
        "terms": "https://nevermined.ai/legal/terms",
        "privacy": "https://nevermined.ai/legal/privacy",
        "statusPage": "https://status.nevermined.ai",
        "changelog": "https://github.com/nevermined-io/payments/releases",
        "securityTxt": "none",
        "checked": "2026-09-30",
        "score": 71
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/nevermined.json",
      "live": {
        "slug": "nevermined",
        "probe": {
          "target": "https://api.live.nevermined.app",
          "method": "get",
          "lastAt": "2026-10-05T03:17:29.474249478Z",
          "lastOk": true,
          "lastStatus": 200,
          "lastMs": 976,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 1021,
          "p95ms24h": 1526,
          "samples24h": 273,
          "samples30d": 1140,
          "days": [
            {
              "date": "2026-09-30",
              "probes": 35,
              "ok": 35
            },
            {
              "date": "2026-10-01",
              "probes": 276,
              "ok": 276
            },
            {
              "date": "2026-10-02",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-03",
              "probes": 271,
              "ok": 271
            },
            {
              "date": "2026-10-04",
              "probes": 272,
              "ok": 272
            },
            {
              "date": "2026-10-05",
              "probes": 38,
              "ok": 38
            }
          ]
        },
        "vendorStatus": {
          "page": "https://status.nevermined.ai",
          "indicator": "unknown",
          "summary": "no machine-readable status found",
          "checkedAt": "2026-10-04T21:40:16.266235475Z"
        },
        "versions": [
          {
            "registry": "github",
            "name": "nevermined-io/payments",
            "version": "v1.13.0",
            "released": "2026-09-09",
            "seenAt": "2026-10-04T16:34:28.19985589Z"
          },
          {
            "registry": "mcp-registry",
            "name": "io.github.nevermined-io/catalog",
            "version": "1.51.0",
            "seenAt": "2026-10-04T23:42:40.113054682Z"
          },
          {
            "registry": "npm",
            "name": "@nevermined-io/payments",
            "version": "1.13.0",
            "seenAt": "2026-10-04T16:34:27.555122253Z"
          },
          {
            "registry": "pypi",
            "name": "payments-py",
            "version": "1.18.0",
            "released": "2026-09-09",
            "seenAt": "2026-10-04T16:34:28.011637967Z"
          }
        ],
        "githubStars": 17,
        "npmWeekly": 696,
        "pypiWeekly": 4770,
        "securityTxt": {
          "url": "https://nevermined.ai/.well-known/security.txt",
          "state": "none",
          "checkedAt": "2026-10-04T15:15:37.602676055Z"
        },
        "llmsTxt": {
          "url": "https://nevermined.ai/docs/llms.txt",
          "ok": true,
          "status": 200,
          "checkedAt": "2026-10-04T15:18:03.22835754Z"
        },
        "domain": {
          "domain": "nevermined.ai",
          "registered": "2018-06-14",
          "source": "https://rdap.identitydigital.services/rdap/domain/nevermined.ai",
          "checkedAt": "2026-10-04T13:08:47.476525716Z"
        },
        "pages": [
          {
            "url": "https://nevermined.ai/pricing",
            "kind": "pricing",
            "status": 200,
            "checkedAt": "2026-10-04T15:46:15.323773266Z",
            "changedAt": "2026-10-02T15:22:33.813943463Z",
            "fingerprint": "45e5aff69c79"
          },
          {
            "url": "https://nevermined.ai/legal/privacy",
            "kind": "privacy",
            "status": 200,
            "checkedAt": "2026-10-04T15:46:11.0649245Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "7f7e042de325"
          },
          {
            "url": "https://nevermined.ai/legal/terms",
            "kind": "terms",
            "status": 200,
            "checkedAt": "2026-10-04T15:46:13.361510527Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "6742c17c79ba"
          }
        ],
        "updatedAt": "2026-10-05T03:17:29.474249478Z"
      }
    },
    "b": {
      "slug": "payman",
      "name": "Payman Genie MCP",
      "vendor": "Payman AI",
      "vendorUrl": "https://paymanai.com",
      "kind": "http-api",
      "category": "payment-platforms",
      "summary": "Banking and payment tools for agents. Its Genie MCP server supports bill payments, cards, transfers and other transactions within owner-defined limits.",
      "url": "https://www.anchorterminal.com/tools/payman",
      "markdownUrl": "https://www.anchorterminal.com/tools/payman.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/payman.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/payman.json",
      "repo": "https://github.com/PaymanAI/genie-mcp-stdio",
      "license": "MIT",
      "transports": [
        "streamable-http",
        "stdio"
      ],
      "remoteUrl": "https://genie.paymanai.com/mcp",
      "packages": [
        {
          "registry": "npm",
          "name": "@paymanai/genie-mcp-stdio"
        }
      ],
      "auth": "oauth",
      "authNotes": "OAuth 2.1 authorisation code with S256 PKCE as a public client, scopes `genie:ask` and `genie:self`; the first call answers 401 with resource metadata. Clients can now register dynamically with exact redirect URIs and no secret; the stdio bridge is a preregistered native client that stores a rotating refresh token (90 days from last use) in a 0600 file and revokes it on logout. Access tokens last an hour. No API keys for people; integration keys exist for organisations acting for customers.",
      "pricing": "paid",
      "pricingNotes": "No price list is published for Genie, and signing up needs no card or bank details. Fees from connected providers (card issuers, Coinbase, banks) still apply. The bank product is sold through demos only (https://genie.paymanai.com/developers).",
      "priceSummary": "Paid",
      "where": "both",
      "x402": {
        "level": "partial",
        "evidence": "Genie can pay x402-protected APIs from a daily agent budget the owner sets. Payman doesn't offer a way to accept x402 payments (https://genie.paymanai.com/).",
        "endpoints": []
      },
      "toolCount": 5,
      "popularity": {
        "githubStars": 0,
        "npmWeekly": 33,
        "pypiWeekly": null,
        "asOf": "2026-09-30"
      },
      "docsUrl": "https://genie.paymanai.com/developers",
      "capabilities": [
        "payments.x402",
        "payments.card",
        "payments.payouts"
      ],
      "tags": [
        "hosted",
        "mcp",
        "x402",
        "no-card",
        "closed-source"
      ],
      "lastRelease": "2026-09-19",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 53,
        "grade": "D",
        "agentReady": false,
        "rank": 337,
        "ranked": true,
        "rankOf": 452,
        "categoryRank": 5,
        "methodology": "0.3",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 68,
          "maintenance": 60,
          "payments": 35,
          "reliability": 25,
          "schema": 56,
          "security": 80,
          "transparency": 48
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-01"
        },
        "negative": 0,
        "verdict": "OAuth 2.1 with PKCE, two scopes, one-hour access tokens and refresh tokens rotated on every use and revoked on logout. No published pricing, status page, rate limits or changelog.",
        "strengths": [
          "OAuth 2.1 with PKCE, two scopes, one-hour access tokens and refresh tokens rotated on every use and revoked on logout",
          "Owner-set per-payment, daily and monthly limits and approved payees, with code or passkey approval over a threshold",
          "Five documented statuses and three retry codes tell an agent when to stop and when retrying is safe",
          "Five compact MCP tools, one of which moves money",
          "Genie holds no funds; money stays at the bank, card wallet or Coinbase"
        ],
        "weaknesses": [
          "No published pricing, status page, rate limits or changelog",
          "Pays x402 APIs but can't accept x402, MPP or any agent payment",
          "docs.paymanai.com still fails with a Cloudflare 526 and the payman-ts SDK hasn't shipped since September 2025, with no deprecation notice",
          "The privacy policy allows anonymised or aggregated data to train AI models",
          "Not in the official MCP registry"
        ],
        "agentNotes": [
          "Pass the person's request to `ask_genie` in their own words; don't pick accounts or fill payment fields",
          "On `needs_approval`, stop and tell the person; approval happens in their Genie account",
          "Retry only after `NOTHING_RAN` or `BUSY`, never after `OUTCOME_UNKNOWN`",
          "Treat `done` as acted, not settled; check the activity history before confirming a payment",
          "Sign-ins from bridge 0.3.x lack `genie:self`; log out and sign in again to use the self-service tools"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 2,
        "avgRating": 3.5,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "D",
            "methodology": "0.3",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 53
          }
        ],
        "editorialScores": {
          "ergonomics": 68,
          "maintenance": 60,
          "payments": 35,
          "reliability": 25,
          "schema": 56,
          "security": 80,
          "transparency": 33
        },
        "provenanceScore": 62
      },
      "connect": {
        "claudeCode": "claude mcp add --transport http genie https://genie.paymanai.com/mcp",
        "config": {
          "mcpServers": {
            "genie": {
              "args": [
                "-y",
                "@paymanai/genie-mcp-stdio"
              ],
              "command": "npx"
            }
          }
        }
      },
      "letme": {
        "capability": "https://letme.dev/payments.x402",
        "tool": "https://letme.dev/payman"
      },
      "area": "payments",
      "provenance": {
        "legalEntity": "Payman AI, Inc.",
        "domain": "paymanai.com",
        "domainRegistered": "2024-04-12",
        "endpointOnVendorDomain": true,
        "terms": "https://paymanai.com/terms-of-use",
        "privacy": "https://paymanai.com/privacy-policy",
        "statusPage": "",
        "changelog": "",
        "securityTxt": "none",
        "checked": "2026-09-30",
        "notes": [
          "API licence agreement updated 2026-09-29 (https://paymanai.com/api-license)",
          "Trust centre at https://trust.paymanai.com/ claims SOC 2"
        ],
        "score": 62
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/payman.json",
      "live": {
        "slug": "payman",
        "probe": {
          "target": "https://genie.paymanai.com/mcp",
          "method": "get",
          "lastAt": "2026-10-05T03:17:30.463149519Z",
          "lastOk": true,
          "lastStatus": 401,
          "lastMs": 286,
          "lastNote": "asks for credentials",
          "authRequired": true,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 288,
          "p95ms24h": 385,
          "samples24h": 273,
          "samples30d": 1140,
          "days": [
            {
              "date": "2026-09-30",
              "probes": 35,
              "ok": 35
            },
            {
              "date": "2026-10-01",
              "probes": 276,
              "ok": 276
            },
            {
              "date": "2026-10-02",
              "probes": 248,
              "ok": 248
            },
            {
              "date": "2026-10-03",
              "probes": 271,
              "ok": 271
            },
            {
              "date": "2026-10-04",
              "probes": 272,
              "ok": 272
            },
            {
              "date": "2026-10-05",
              "probes": 38,
              "ok": 38
            }
          ]
        },
        "versions": [
          {
            "registry": "npm",
            "name": "@paymanai/genie-mcp-stdio",
            "version": "0.4.0",
            "seenAt": "2026-10-04T16:36:19.184615045Z"
          }
        ],
        "githubStars": 0,
        "npmWeekly": 15,
        "securityTxt": {
          "url": "https://paymanai.com/.well-known/security.txt",
          "state": "none",
          "checkedAt": "2026-10-04T15:16:01.161876705Z"
        },
        "domain": {
          "domain": "paymanai.com",
          "registered": "2024-04-12",
          "source": "https://rdap.verisign.com/com/v1/domain/paymanai.com",
          "checkedAt": "2026-10-04T13:10:17.928221506Z"
        },
        "pages": [
          {
            "url": "https://paymanai.com/privacy-policy",
            "kind": "privacy",
            "status": 200,
            "checkedAt": "2026-10-04T15:46:35.927633141Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "ff776dc5cea7"
          },
          {
            "url": "https://paymanai.com/terms-of-use",
            "kind": "terms",
            "status": 200,
            "checkedAt": "2026-10-04T15:46:38.021474575Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "9f297267ac8a"
          }
        ],
        "updatedAt": "2026-10-05T03:17:30.463149519Z"
      }
    },
    "summary": "Nevermined API + MCP has a score of 71.1 (BB) against Payman Genie MCP's 53 (D). Both do payments x402. The largest gap is reliability, 47 points."
  },
  "kind": "anchor.page",
  "links": {
    "api": "https://www.anchorterminal.com/api/v1/index.json",
    "html": "https://www.anchorterminal.com/compare/nevermined-vs-payman",
    "json": "https://www.anchorterminal.com/compare/nevermined-vs-payman.json",
    "llms": "https://www.anchorterminal.com/llms.txt",
    "markdown": "https://www.anchorterminal.com/compare/nevermined-vs-payman.md",
    "slim": "https://www.anchorterminal.com/compare/nevermined-vs-payman.min.md"
  },
  "markdown": "Nevermined API + MCP has a score of 71.1 (BB) against Payman Genie MCP's 53 (D). Both do payments x402. The largest gap is reliability, 47 points.\n\n- Nevermined API + MCP: grade BB, 71.1/100, rank #89 of 452. Markdown https://www.anchorterminal.com/tools/nevermined.md · JSON https://www.anchorterminal.com/api/v1/tools/nevermined.json\n- Payman Genie MCP: grade D, 53/100, rank #337 of 452. Markdown https://www.anchorterminal.com/tools/payman.md · JSON https://www.anchorterminal.com/api/v1/tools/payman.json\n\n## Which one, for what\n\nPick Nevermined API + MCP for reliability (+47), schema \u0026 documentation (+24), agent ergonomics (+6), payments \u0026 pricing (+30), maintenance \u0026 community (+29), transparency \u0026 trust (+6).\n\nPick Payman Genie MCP for security \u0026 auth (+17).\n\n## Score by category\n\n| Category | Weight | Nevermined API + MCP | Payman Genie MCP | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 72 | 25 | Nevermined API + MCP +47 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 80 | 56 | Nevermined API + MCP +24 |\n| Agent ergonomics | 13% (16.2 this run) | 74 | 68 | Nevermined API + MCP +6 |\n| Security \u0026 auth | 14% (17.5 this run) | 63 | 80 | Payman Genie MCP +17 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 65 | 35 | Nevermined API + MCP +30 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 89 | 60 | Nevermined API + MCP +29 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 54 | 48 | Nevermined API + MCP +6 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **71.1 · BB** | **53 · D** | |\n\n## Facts side by side\n\n| Fact | Nevermined API + MCP | Payman Genie MCP |\n| --- | --- | --- |\n| Kind | HTTP API | HTTP API |\n| Vendor | Nevermined | Payman AI |\n| Hosted endpoint | `https://api.live.nevermined.app` | `https://genie.paymanai.com/mcp` |\n| Transports | HTTP, Streamable HTTP | Streamable HTTP, stdio |\n| Auth | OAuth or key | OAuth |\n| Pricing | Freemium | Paid |\n| x402 | payer tooling only | payer tooling only |\n| Licence | Apache-2.0 | MIT |\n| Tools exposed | 12 | 5 |\n| Context cost (tools/list) | n/a | n/a |\n| p95 latency | not measured yet | not measured yet |\n| Availability (30d) | not measured yet | not measured yet |\n| Read-only variant documented | no | no |\n| llms.txt | yes | no |\n| MCP registry | `io.github.nevermined-io/catalog` | not listed |\n| Last release | 2026-09-29 | 2026-09-19 |\n| Popularity | 17 stars, 468 npm/wk, 4.4k PyPI/wk | 0 stars, 33 npm/wk |\n| Agent reviews | 3/5 (2) | 3.5/5 (2) |\n\n## Verdicts\n\n**Nevermined API + MCP.** Fees published without a login, 1% on stablecoins, 2% on cards and 2% for the Router. The x402 paywall settles Nevermined plan tokens, so generic x402 clients need its SDK or API to pay.\n\n**Payman Genie MCP.** OAuth 2.1 with PKCE, two scopes, one-hour access tokens and refresh tokens rotated on every use and revoked on logout. No published pricing, status page, rate limits or changelog.\n\n## Before you call either\n\n### Nevermined API + MCP\n\n1. Call `quote_service` before `pay_service`; quotes cost nothing\n2. Ask the person to open the `setup_delegation` URL once; you can't mint the first key or budget yourself\n3. Branch on the error `code` and retry only when `retryable` is true\n4. Create a small, short delegation per task; cards stop at $10.00 across delegations unless the owner raises it\n5. Use `sandbox:` keys and mcp.sandbox.nevermined.app until the flow works\n\n### Payman Genie MCP\n\n1. Pass the person's request to `ask_genie` in their own words; don't pick accounts or fill payment fields\n2. On `needs_approval`, stop and tell the person; approval happens in their Genie account\n3. Retry only after `NOTHING_RAN` or `BUSY`, never after `OUTCOME_UNKNOWN`\n4. Treat `done` as acted, not settled; check the activity history before confirming a payment\n5. Sign-ins from bridge 0.3.x lack `genie:self`; log out and sign in again to use the self-service tools\n\n## Other comparisons with Nevermined API + MCP or Payman Genie MCP\n\n- [Nevermined API + MCP vs Skyfire API + MCP](https://www.anchorterminal.com/compare/nevermined-vs-skyfire.md)\n- [Nevermined API + MCP vs Tempo](https://www.anchorterminal.com/compare/nevermined-vs-tempo.md)\n- [Crossmint API + Docs MCP vs Nevermined API + MCP](https://www.anchorterminal.com/compare/crossmint-vs-nevermined.md)\n- [Crossmint API + Docs MCP vs Payman Genie MCP](https://www.anchorterminal.com/compare/crossmint-vs-payman.md)\n- [Payman Genie MCP vs Skyfire API + MCP](https://www.anchorterminal.com/compare/payman-vs-skyfire.md)\n- [Nevermined API + MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/nevermined-vs-stripe-mcp.md)\n- [Payman Genie MCP vs Stripe API + MCP](https://www.anchorterminal.com/compare/payman-vs-stripe-mcp.md)\n",
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      {
        "name": "Nevermined API + MCP vs Payman Genie MCP",
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    "description": "Nevermined API + MCP has a score of 71.1 (BB) against Payman Genie MCP's 53 (D). Both do payments x402. The largest gap is reliability, 47 points. Category scores, facts, verdicts and agent notes side by side.",
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      "Payman Genie MCP D 53",
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    "h1": "Nevermined API + MCP vs Payman Genie MCP",
    "image": "https://www.anchorterminal.com/assets/og/compare-nevermined-vs-payman.png",
    "path": "/compare/nevermined-vs-payman",
    "published": "2026-10-01",
    "section": "tools",
    "title": "Nevermined API + MCP vs Payman Genie MCP for AI agents",
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    "updated": "2026-10-05",
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