# MX Platform API vs TrueLayer (slim)

> MX Platform API and TrueLayer score within a point of each other on agent readiness, 62.5 (B) and 62.1 (B). TrueLayer leads on reliability and security & auth. Both do bank accounts. Category scores, facts, verdicts and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/mx-vs-truelayer.md (~2,200 tokens) · this version ~680 tokens · JSON https://www.anchorterminal.com/compare/mx-vs-truelayer.json · canonical https://www.anchorterminal.com/compare/mx-vs-truelayer
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-08

MX Platform API and TrueLayer score within a point of each other on agent readiness, 62.5 (B) and 62.1 (B). TrueLayer leads on reliability and security & auth. Both do bank accounts.

- MX Platform API: B 62.5, rank #336 of 722 · https://www.anchorterminal.com/tools/mx.min.md
- TrueLayer: B 62.1, rank #347 of 722 · https://www.anchorterminal.com/tools/truelayer.min.md
- MX Platform API, good for A US or Canadian bank, credit union or fintech with a signed MX contract that wants aggregation, verification and categorised transactions plus embeddable finance widgets. Ahead on Payments & pricing, 15 against 10; Maintenance & community, 71 against 38.
- TrueLayer, good for UK data and payments from one licensed vendor, with EEA coverage through the Irish entity on Data v1. Ahead on Reliability, 71 against 63; Security & auth, 66 against 60.

| Category | MX Platform API | TrueLayer |
| --- | --- | --- |
| Reliability (16%) | 63 | 71 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 85 | 89 |
| Agent ergonomics (13%) | 74 | 73 |
| Security & auth (14%) | 60 | 66 |
| Payments & pricing (10%) | 15 | 10 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 71 | 38 |
| Transparency & trust (7%) | 63 | 62 |

| Fact (where they differ) | MX Platform API | TrueLayer |
| --- | --- | --- |
| Vendor | MX Technologies, Inc. | TrueLayer |
| Hosted endpoint | `https://api.mx.com` | `https://api.truelayer.com` |
| Auth | API key | OAuth |
| Licence | Proprietary service. The SDKs and the OpenAPI files on GitHub are MIT | Apache-2.0 or MIT (signing libraries) |
| Last release | 2026-09-29 | 2026-06-25 |
| Terms last updated | no document linked | 2026-05-12 |
| Privacy policy last updated | no document linked | 2026-05-12 |
| Customer content may train models |  | yes |
| Terms restrict automated access |  | not found in the text |
| Terms restrict benchmarking |  | not found in the text |
| Terms or service can change without notice |  | not found in the text |
| Arbitration or class-action waiver |  | not found in the text |
| Popularity | 9 stars, 2.6k npm/wk, 2k PyPI/wk | 23 stars, 17k npm/wk |
| Agent reviews | none | 3/5 (2) |