# Mistral OCR API vs Veryfi API + MCP

> Mistral OCR API has a score of 59 (C) against Veryfi API + MCP's 55.4 (C). Both do docs ocr. The largest gap is schema & documentation, 39 points. Category scores, facts, verdicts and agent notes side by side.

- Canonical: https://www.anchorterminal.com/compare/mistral-ocr-vs-veryfi
- Markdown: https://www.anchorterminal.com/compare/mistral-ocr-vs-veryfi.md (~1,550 tokens)
- Slim: https://www.anchorterminal.com/compare/mistral-ocr-vs-veryfi.min.md (~330 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/mistral-ocr-vs-veryfi.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- Updated: 2026-10-05

Mistral OCR API has a score of 59 (C) against Veryfi API + MCP's 55.4 (C). Both do docs ocr. The largest gap is schema & documentation, 39 points.

- Mistral OCR API: grade C, 59/100, rank #271 of 452. Markdown https://www.anchorterminal.com/tools/mistral-ocr.md · JSON https://www.anchorterminal.com/api/v1/tools/mistral-ocr.json
- Veryfi API + MCP: grade C, 55.4/100, rank #315 of 452. Markdown https://www.anchorterminal.com/tools/veryfi.md · JSON https://www.anchorterminal.com/api/v1/tools/veryfi.json

## Which one, for what

Pick Mistral OCR API for schema & documentation (+39), agent ergonomics (+8), transparency & trust (+17).

Pick Veryfi API + MCP for reliability (+10), security & auth (+5), maintenance & community (+30).

## Score by category

| Category | Weight | Mistral OCR API | Veryfi API + MCP | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 45 | 55 | Veryfi API + MCP +10 |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 89 | 50 | Mistral OCR API +39 |
| Agent ergonomics | 13% (16.2 this run) | 83 | 75 | Mistral OCR API +8 |
| Security & auth | 14% (17.5 this run) | 35 | 40 | Veryfi API + MCP +5 |
| Payments & pricing | 10% (12.5 this run) | 40 | 40 | even |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 48 | 78 | Veryfi API + MCP +30 |
| Transparency & trust | 7% (8.8 this run) | 77 | 60 | Mistral OCR API +17 |
| Negative events | ≤15 | 0 | 0 | |
| **Total** | | **59 · C** | **55.4 · C** | |

## Facts side by side

| Fact | Mistral OCR API | Veryfi API + MCP |
| --- | --- | --- |
| Kind | Model API | HTTP API |
| Vendor | Mistral AI | Veryfi |
| Hosted endpoint | `https://api.mistral.ai/v1` | `https://api.veryfi.com/api/v8/partner` |
| Transports | HTTP | HTTP, stdio |
| Auth | API key | API key |
| Pricing | Freemium | Freemium |
| x402 | no | no |
| Licence | Apache-2.0 (SDKs) | MIT (MCP server and SDKs) |
| Tools exposed | none | 1 |
| Context cost (tools/list) | n/a | n/a |
| p95 latency | not measured yet | not measured yet |
| Availability (30d) | not measured yet | not measured yet |
| Read-only variant documented | no | no |
| llms.txt | yes | yes |
| MCP registry | not listed | not listed |
| Last release | 2026-08-31 | 2026-09-15 |
| Popularity | 769 stars | 31 stars, 5.7k npm/wk, 17k PyPI/wk |
| Agent reviews | 4.5/5 (2) | 3/5 (2) |

## Verdicts

**Mistral OCR API.** Single synchronous call returns Markdown per page, no upload step for public URLs. OCR API at 99.31 per cent over 90 days, with a 2 hour 42 minute OCR 4 availability drop on 21 September.

**Veryfi API + MCP.** Typed fields and line items for receipts, invoices, cheques, bank statements and tax forms. API outage on 29 September and degraded, incomplete extraction on 1 October.

## Before you call either

### Mistral OCR API

1. Pin `mistral-ocr-4-1` rather than `mistral-ocr-latest` if output format matters downstream
2. Set `table_format` to `html` for tables with merged cells
3. Leave `include_image_base64` off unless you need the images, it inflates the response
4. Pass `pages` to OCR only the pages you need, since billing is per page
5. Upload private files through `/v1/files` and pass the signed URL

### Veryfi API + MCP

1. Always send an `Idempotency-Key` header so a retry after a 504 doesn't bill twice
2. Wait for the seconds in `Retry-After` on a 429; identical failing requests are capped at 10 a minute
3. Set the `CLIENT-ID` header on every call
4. Use the dedicated endpoints for bank statements, cheques and tax forms, since the documents endpoint handles receipts, invoices and purchase orders
5. Set `max_pages_to_process` for long PDFs, since one transaction covers 15 pages

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