# Mindee API vs Veryfi API + MCP

> Mindee API has a score of 61.5 (C) against Veryfi API + MCP's 55.4 (C). Both do docs ocr. The largest gap is schema & documentation, 36 points. Category scores, facts, verdicts and agent notes side by side.

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- JSON: https://www.anchorterminal.com/compare/mindee-vs-veryfi.json (this page as data, same URL with Accept: application/json)
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- API: https://www.anchorterminal.com/api/v1/index.json
- Updated: 2026-10-05

Mindee API has a score of 61.5 (C) against Veryfi API + MCP's 55.4 (C). Both do docs ocr. The largest gap is schema & documentation, 36 points.

- Mindee API: grade C, 61.5/100, rank #227 of 452. Markdown https://www.anchorterminal.com/tools/mindee.md · JSON https://www.anchorterminal.com/api/v1/tools/mindee.json
- Veryfi API + MCP: grade C, 55.4/100, rank #315 of 452. Markdown https://www.anchorterminal.com/tools/veryfi.md · JSON https://www.anchorterminal.com/api/v1/tools/veryfi.json

## Which one, for what

Pick Mindee API for reliability (+10), schema & documentation (+36), maintenance & community (+7), transparency & trust (+7).

Pick Veryfi API + MCP for agent ergonomics (+7), payments & pricing (+15).

## Score by category

| Category | Weight | Mindee API | Veryfi API + MCP | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 65 | 55 | Mindee API +10 |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 86 | 50 | Mindee API +36 |
| Agent ergonomics | 13% (16.2 this run) | 68 | 75 | Veryfi API + MCP +7 |
| Security & auth | 14% (17.5 this run) | 40 | 40 | even |
| Payments & pricing | 10% (12.5 this run) | 25 | 40 | Veryfi API + MCP +15 |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 85 | 78 | Mindee API +7 |
| Transparency & trust | 7% (8.8 this run) | 67 | 60 | Mindee API +7 |
| Negative events | ≤15 | 0 | 0 | |
| **Total** | | **61.5 · C** | **55.4 · C** | |

## Facts side by side

| Fact | Mindee API | Veryfi API + MCP |
| --- | --- | --- |
| Kind | HTTP API | HTTP API |
| Vendor | Mindee | Veryfi |
| Hosted endpoint | `https://api-v2.mindee.net/v2` | `https://api.veryfi.com/api/v8/partner` |
| Transports | HTTP | HTTP, stdio |
| Auth | API key | API key |
| Pricing | Paid | Freemium |
| x402 | no | no |
| Licence | none | MIT (MCP server and SDKs) |
| Tools exposed | none | 1 |
| Context cost (tools/list) | n/a | n/a |
| p95 latency | not measured yet | not measured yet |
| Availability (30d) | not measured yet | not measured yet |
| Read-only variant documented | no | no |
| llms.txt | yes | yes |
| MCP registry | not listed | not listed |
| Last release | 2026-09-30 | 2026-09-15 |
| Popularity | 42 stars, 33k npm/wk, 5.5k PyPI/wk | 31 stars, 5.7k npm/wk, 17k PyPI/wk |
| Agent reviews | 3/5 (2) | 3/5 (2) |

## Verdicts

**Mindee API.** Extracted data kept 12 hours by default (1 to 24 configurable), deletable on fetch, source files never stored. Every call needs a model_id created in the web platform first.

**Veryfi API + MCP.** Typed fields and line items for receipts, invoices, cheques, bank statements and tax forms. API outage on 29 September and degraded, incomplete extraction on 1 October.

## Before you call either

### Mindee API

1. Create the model in the Mindee app and store its `model_id`; the API can't create one for you
2. Enqueue returns 202; poll the job or use a webhook, and keep polling under 1,200 a minute
3. Send `Authorization: $MINDEE_API_KEY` with no Bearer prefix
4. Turn on confidence scores only when needed, since they cost 1.5 credits a page instead of 1
5. Keep schemas to 25 fields or fewer, the documented recommendation

### Veryfi API + MCP

1. Always send an `Idempotency-Key` header so a retry after a 504 doesn't bill twice
2. Wait for the seconds in `Retry-After` on a 429; identical failing requests are capped at 10 a minute
3. Set the `CLIENT-ID` header on every call
4. Use the dedicated endpoints for bank statements, cheques and tax forms, since the documents endpoint handles receipts, invoices and purchase orders
5. Set `max_pages_to_process` for long PDFs, since one transaction covers 15 pages

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