# Middesk vs Trulioo (slim)

> Middesk and Trulioo score within a point of each other on agent readiness, 59 (C) and 58.2 (C). Trulioo leads on schema & documentation, agent ergonomics, security & auth, payments & pricing and maintenance & community. Both do kyc business. Category scores, facts, verdicts and…

- Full: https://www.anchorterminal.com/compare/middesk-vs-trulioo.md (~2,100 tokens) · this version ~780 tokens · JSON https://www.anchorterminal.com/compare/middesk-vs-trulioo.json · canonical https://www.anchorterminal.com/compare/middesk-vs-trulioo
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-08

Middesk and Trulioo score within a point of each other on agent readiness, 59 (C) and 58.2 (C). Trulioo leads on schema & documentation, agent ergonomics, security & auth, payments & pricing and maintenance & community. Both do kyc business.

- Middesk: C 59, rank #389 of 629 · https://www.anchorterminal.com/tools/middesk.min.md
- Trulioo: C 58.2, rank #406 of 629 · https://www.anchorterminal.com/tools/trulioo.min.md
- Middesk, good for An agent onboarding or re-checking US businesses for a bank, lender or marketplace that already holds a Middesk contract, with registry, TIN, sanctions and lien data in one object. Ahead on Reliability, 73 against 19; Transparency & trust, 61 against 56.
- Trulioo, good for An agent doing business due diligence (search, verification, ownership, reports) or person checks across many countries for a company that already has a Trulioo contract, and for teams that want to test verification flows against synthetic data first. Ahead on Schema & documentation, 87 against 82; Agent ergonomics, 78 against 56; Security & auth, 79 against 56; Payments & pricing, 18 against 10; Maintenance & community, 75 against 64.

| Category | Middesk | Trulioo |
| --- | --- | --- |
| Reliability (16%) | 73 | 19 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 82 | 87 |
| Agent ergonomics (13%) | 56 | 78 |
| Security & auth (14%) | 56 | 79 |
| Payments & pricing (10%) | 10 | 18 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 64 | 75 |
| Transparency & trust (7%) | 61 | 56 |

| Fact (where they differ) | Middesk | Trulioo |
| --- | --- | --- |
| Vendor | Middesk, Inc. | Trulioo Information Services Inc. |
| Hosted endpoint | `https://api.middesk.com/v1` | `https://api.trulioo.com` |
| Transports | HTTP | HTTP, Streamable HTTP |
| Auth | OAuth or key | OAuth |
| Licence | Proprietary service under Middesk's Business Verification Terms and Conditions. The Claude Code and Codex plugins on GitHub are MIT | Proprietary service under a customer agreement that isn't public. The MCP plugin and the C# and Java REST SDKs on GitHub are Apache-2.0, and the capture SDKs fall under the Trulioo SDK Licence |
| Tools exposed | 11 | 18 |
| Read-only variant documented | no | yes |
| Last release | 2026-10-05 | 2026-10-07 |
| Terms last updated | no date given | no document linked |
| Privacy policy last updated | no date given | 2025-10-01 |
| Terms restrict automated access | not found in the text |  |
| Terms restrict benchmarking | yes |  |
| Terms or service can change without notice | not found in the text |  |
| Arbitration or class-action waiver | yes |  |
| Popularity | 2 stars | 0 stars, 131 npm/wk |