# Middesk vs Stripe Identity (slim)

> Stripe Identity scores 77.7 (BB) to Middesk's 59 (C) for identity verification. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/middesk-vs-stripe-identity.md (~2,600 tokens) · this version ~680 tokens · JSON https://www.anchorterminal.com/compare/middesk-vs-stripe-identity.json · canonical https://www.anchorterminal.com/compare/middesk-vs-stripe-identity
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-14

Stripe Identity scores 77.7 (BB) on agent readiness against Middesk's 59 (C), and leads in 6 of 7 scored categories. Middesk leads on reliability. Both do identity verification.

- Middesk: C 59, rank #596 of 1076 · https://www.anchorterminal.com/tools/middesk.min.md
- Stripe Identity: BB 77.7, rank #21 of 1076 · https://www.anchorterminal.com/tools/stripe-identity.min.md
- Middesk, good for An agent onboarding or re-checking US businesses for a bank, lender or marketplace that already holds a Middesk contract, with registry, TIN, sanctions and lien data in one object. Ahead on Reliability, 73 against 62. Also A hosted endpoint, with nothing to install.
- Stripe Identity, good for A business already on Stripe that needs document and selfie checks or US SSN validation with published prices. Ahead on Schema & documentation, 94 against 82; Agent ergonomics, 93 against 56; Security & auth, 86 against 56; Payments & pricing, 40 against 10; Maintenance & community, 85 against 64; Transparency & trust, 85 against 61. Also Agent-ready, a grade of BB or better.

| Category | Middesk | Stripe Identity |
| --- | --- | --- |
| Reliability (16%) | 73 | 62 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 82 | 94 |
| Agent ergonomics (13%) | 56 | 93 |
| Security & auth (14%) | 56 | 86 |
| Payments & pricing (10%) | 10 | 40 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 64 | 85 |
| Transparency & trust (7%) | 61 | 85 |

| Fact (where they differ) | Middesk | Stripe Identity |
| --- | --- | --- |
| Vendor | Middesk, Inc. | Stripe, LLC |
| Hosted endpoint | `https://api.middesk.com/v1` | no (local only) |
| Auth | OAuth or key | API key |
| Pricing | Paid | Pay per use |
| Licence | Proprietary service under Middesk's Business Verification Terms and Conditions. The Claude Code and Codex plugins on GitHub are MIT | Proprietary service under the Stripe Services Agreement and Stripe Identity Terms. The OpenAPI spec and official SDKs are MIT |
| Tools exposed | 11 | none |
| Last release | 2026-10-05 | 2026-10-01 |
| Terms last updated | no date given | 2026-09-28 |
| Privacy policy last updated | no date given | 2026-04-28 |
| Terms restrict benchmarking | yes | not found in the text |
| Arbitration or class-action waiver | yes | not found in the text |
| Popularity | 2 stars | 24.2M npm/wk, 11.4M PyPI/wk |