{
  "data": {
    "a": {
      "slug": "merge-agent-handler",
      "name": "Merge Agent Handler",
      "vendor": "Merge API, Inc.",
      "vendorUrl": "https://www.merge.dev",
      "kind": "mcp",
      "category": "aggregator",
      "summary": "Merge Agent Handler is a hosted MCP server from Merge API, Inc. that gives AI agents tools across more than 190 third-party connectors, with per-user credentials, tool packs, a security gateway and logs of every call.",
      "url": "https://www.anchorterminal.com/tools/merge-agent-handler",
      "markdownUrl": "https://www.anchorterminal.com/tools/merge-agent-handler.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/merge-agent-handler.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/merge-agent-handler.json",
      "license": "Proprietary service under Merge's Master Services Agreement. The Merge CLI package `merge-api` on PyPI is marked MIT, and the repository its PyPI page links (github.com/merge-api/merge-cli) answered 404 on 8 October 2026",
      "transports": [
        "streamable-http",
        "http"
      ],
      "remoteUrl": "https://ah-api.merge.dev/mcp",
      "packages": [
        {
          "registry": "pypi",
          "name": "merge-api"
        }
      ],
      "auth": "mixed",
      "authNotes": "Self-serve. Each call carries an access key in `Authorization: Bearer \u003ckey\u003e` against `https://ah-api.merge.dev/api/v1/tool-packs/\u003cTOOL_PACK_ID\u003e/registered-users/\u003cREGISTERED_USER_ID\u003e/mcp`. The production key covers the whole organisation. `POST /api/v1/access-keys/` mints narrower keys that name Registered Users and Tool Packs, carry `runtime:all` or `management:all`, and expire. Test keys reach a separate sandbox. The simplified URL `https://ah-api.merge.dev/mcp` signs a person in with OAuth (it answered 401 with a `resource_metadata` pointer when we called it without credentials). End users connect each third-party account through Merge Link or a magic link, and Merge stores those credentials. The docs describe an unauthenticated `POST /api/v1/agent/signup/` that creates an organisation and returns a key. We did not call it.",
      "pricing": "freemium",
      "pricingNotes": "Free is 2,000 credits a month with no card, one credit per tool call, and tool calls answer 402 `billing_limit_reached` once the credits are spent. Pro is $1,000 a month for 25,000 credits, with steps listed at $1,175, $1,550, $2,250, $2,800 and $3,200 for 30,000, 40,000, 60,000, 80,000 and 100,000 credits, plus 2,000 bonus credits per the billing docs. Pro overage is billed at month end at a rate the pricing page doesn't state. Failed calls, blocked calls and test-key calls spend credits, and `tools/list` doesn't. Enterprise and Employees Pro are priced on contract (https://www.merge.dev/pricing/agent-handler, checked 2026-10-08).",
      "priceSummary": "$1000 / mo",
      "where": "hosted",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the Agent Handler docs index, the OpenAPI file or the pricing page. The API's 402 is a plan limit, `billing_limit_reached`, not a payment protocol (checked 2026-10-08).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": null,
        "npmWeekly": null,
        "pypiWeekly": 681,
        "asOf": "2026-10-08"
      },
      "docsUrl": "https://docs.merge.dev/merge-agent-handler/overview",
      "llmsTxt": "https://docs.merge.dev/merge-agent-handler/llms.txt",
      "openapi": "https://docs.merge.dev/openapi/agent-handler-api.json",
      "capabilities": [
        "automation.apps",
        "automation.auth",
        "automation.actions",
        "agent.tools",
        "auth.audit"
      ],
      "tags": [
        "hosted",
        "mcp",
        "freemium",
        "free-tier",
        "no-card",
        "oauth",
        "openapi",
        "llms-txt",
        "cli",
        "python",
        "enterprise",
        "status-page",
        "soc2",
        "closed-source"
      ],
      "lastRelease": "2026-10-05",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 69.5,
        "grade": "B",
        "agentReady": false,
        "rank": 183,
        "ranked": true,
        "rankOf": 950,
        "categoryRank": 2,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 68,
          "maintenance": 69,
          "payments": 55,
          "reliability": 59,
          "schema": 80,
          "security": 83,
          "transparency": 71
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-08"
        },
        "negative": 0,
        "verdict": "Agent Handler's access keys can be limited to named users, tool packs and a runtime scope, with an expiry, and an agent can create an account with one documented request. No rate limit figures are published, Pro starts at $1,000 a month with no published overage rate, and failed or blocked calls spend credits.",
        "bestFor": "A product team whose agent acts in customers' SaaS accounts and needs per-user credentials, key scoping, redaction rules and logs in one hosted layer, and teams already on Merge's Unified API.",
        "strengths": [
          "Access keys can be limited to named Registered Users and Tool Packs and to the `runtime:all` scope, with an expiry. A child key is never wider than its parent",
          "The docs and OpenAPI file describe `POST /api/v1/agent/signup/`, which needs no credentials and returns a key, a tool pack and a registered user",
          "The Free plan has 2,000 credits a month, one per tool call, and the quickstart says signup needs no card",
          "Tool Call Logs record arguments, results, redactions and a latency breakdown per call, and every MCP result carries a request id that matches the log row",
          "Changelog entries for Agent Handler are dated 18 September, 25 September and 2 October 2026"
        ],
        "weaknesses": [
          "No rate limit figures are published. The docs say only that MCP tool calls are limited per Registered User and per organisation, by the minute",
          "Pro starts at $1,000 a month for 25,000 credits, and the overage rate isn't on the pricing page",
          "Every `tools/call` spends a credit, including failed calls, calls blocked by a rule and calls made with a test key",
          "AI Guardrails let a call through when the evaluator fails or is unreachable, and new guardrails screen requests only, by default",
          "The master production key reaches every user and tool pack and can't be revoked, only regenerated. Agent signup returns an unrestricted key"
        ],
        "agentNotes": [
          "Call `search_tools` with a plain-language intent before `tools/list`. A Tool Pack can hold hundreds of tools and Slack alone lists 50",
          "Add `?connectors=slack` to the MCP URL to limit a connection to named connectors, and `?paginated=true` only if the client follows `nextCursor`",
          "Carry a user-scoped key with `runtime:all` only. The production key reaches every Registered User and the management endpoints",
          "On `reauth_required` read `data.reauth_reason`, then call `authenticate_\u003cconnector\u003e` by name. Intent search doesn't return the authenticate tools",
          "Pin `MCP-Protocol-Version` to `2025-03-26` when context is tight. Later revisions repeat object results in `structuredContent`"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "B",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 69.5
          }
        ],
        "editorialScores": {
          "ergonomics": 68,
          "maintenance": 69,
          "payments": 55,
          "reliability": 59,
          "schema": 80,
          "security": 83,
          "transparency": 58
        },
        "provenanceScore": 83
      },
      "connect": {
        "install": "pipx install merge-api",
        "http": "curl -X POST \"https://ah-api.merge.dev/api/v1/tool-packs/$TOOL_PACK_ID/registered-users/$REGISTERED_USER_ID/mcp\" \\\n  -H \"Authorization: Bearer $MERGE_AGENT_HANDLER_API_KEY\" -H \"Content-Type: application/json\" \\\n  -H \"Accept: application/json, text/event-stream\" \\\n  -d '{\"jsonrpc\":\"2.0\",\"id\":1,\"method\":\"tools/list\"}'",
        "claudeCode": "claude mcp add --transport http agent-handler https://ah-api.merge.dev/mcp",
        "config": {
          "mcpServers": {
            "agent-handler": {
              "headers": {
                "Authorization": "Bearer \u003cYOUR_API_KEY\u003e"
              },
              "url": "https://ah-api.merge.dev/api/v1/tool-packs/\u003cTOOL_PACK_ID\u003e/registered-users/\u003cREGISTERED_USER_ID\u003e/mcp"
            }
          }
        }
      },
      "letme": {
        "capability": "https://letme.dev/automation.apps",
        "tool": "https://letme.dev/merge-agent-handler"
      },
      "sameCompany": [
        "merge-accounting"
      ],
      "area": "business",
      "unitPrices": [
        {
          "item": "Pro plan, 25,000 credits",
          "unit": "month",
          "usd": 1000,
          "note": "One credit per tool call. 2,000 bonus credits. Overage billed at month end, rate not published"
        },
        {
          "item": "Pro plan, 100,000 credits",
          "unit": "month",
          "usd": 3200,
          "note": "Largest self-serve step on the pricing page"
        }
      ],
      "provenance": {
        "legalEntity": "Merge API, Inc.",
        "domain": "merge.dev",
        "domainRegistered": "2020-02-09",
        "endpointOnVendorDomain": true,
        "terms": "https://www.merge.dev/legal/msa",
        "privacy": "https://www.merge.dev/legal/privacy-policy",
        "statusPage": "https://status.merge.dev",
        "changelog": "https://www.merge.dev/changelog",
        "securityTxt": "none",
        "checked": "2026-10-08",
        "notes": [
          "The Master Services Agreement, last updated 9 September 2026, names Merge API, Inc., a Delaware corporation at 353 Sacramento St., Floor 21, San Francisco, CA 94111, and applies to a customer who clicks to accept or uses the Service. merge.dev/legal/terms is a Terms of Use for the website.",
          "A separate Subscriber Agreement (last updated 2 April 2026) is written around End Customers and Merge Integrations, the Unified API's terms. Neither agreement names Agent Handler, so the MSA is our reading of which one governs it.",
          "The privacy policy was last revised 20 August 2026. It leaves data processed for a customer to the customer agreement and the Data Processing Addendum.",
          "The API and MCP server answer at ah-api.merge.dev and the dashboard at ah.merge.dev.",
          "www.merge.dev/.well-known/security.txt returned 404. The security page gives security@merge.dev and a vulnerability disclosure programme.",
          "RDAP for merge.dev gives a registration date of 2020-02-09.",
          "status.merge.dev runs on Sorry and lists Merge Agent Handler as a component. It shows 30 days of notices."
        ],
        "score": 83
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/merge-agent-handler.json",
      "live": {
        "slug": "merge-agent-handler",
        "probe": {
          "target": "https://ah-api.merge.dev/mcp",
          "method": "mcp-initialize",
          "lastAt": "2026-10-10T02:07:15.931868803Z",
          "lastOk": true,
          "lastStatus": 401,
          "lastMs": 1420,
          "lastNote": "asks for credentials",
          "authRequired": true,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 459,
          "p95ms24h": 1439,
          "samples24h": 191,
          "samples30d": 191,
          "days": [
            {
              "date": "2026-10-09",
              "probes": 169,
              "ok": 169
            },
            {
              "date": "2026-10-10",
              "probes": 22,
              "ok": 22
            }
          ]
        },
        "vendorStatus": {
          "page": "https://status.merge.dev",
          "indicator": "unknown",
          "summary": "no machine-readable status found",
          "checkedAt": "2026-10-10T00:50:48.030989122Z"
        },
        "versions": [
          {
            "registry": "pypi",
            "name": "merge-api",
            "version": "0.5.0",
            "released": "2026-10-05",
            "seenAt": "2026-10-09T17:05:00.230768649Z"
          }
        ],
        "pypiWeekly": 708,
        "securityTxt": {
          "url": "https://merge.dev/.well-known/security.txt",
          "state": "none",
          "checkedAt": "2026-10-09T15:39:39.570097881Z"
        },
        "llmsTxt": {
          "url": "https://docs.merge.dev/merge-agent-handler/llms.txt",
          "ok": true,
          "status": 200,
          "checkedAt": "2026-10-09T14:02:28.719651564Z"
        },
        "pages": [
          {
            "url": "https://www.merge.dev/pricing/agent-handler",
            "kind": "pricing",
            "status": 200,
            "checkedAt": "2026-10-09T18:52:17.837889276Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "540abebfdc1b"
          },
          {
            "url": "https://www.merge.dev/legal/msa",
            "kind": "terms",
            "status": 200,
            "checkedAt": "2026-10-09T18:52:09.678065655Z",
            "changedAt": "0001-01-01T00:00:00Z",
            "fingerprint": "3561c8e50650"
          }
        ],
        "mcpTools": {
          "url": "https://ah-api.merge.dev/mcp",
          "checkedAt": "2026-10-09T21:40:45.658810474Z",
          "status": "auth",
          "note": "asks for credentials before listing its tools",
          "changedAt": "2026-10-09T21:40:45.658810474Z"
        },
        "updatedAt": "2026-10-10T02:07:15.931868803Z"
      }
    },
    "answer": "Merge Agent Handler scores 69.5 (B) on agent readiness against Smithery's 50.7 (D), and leads in 6 of 7 scored categories.",
    "b": {
      "slug": "smithery",
      "name": "Smithery",
      "vendor": "Smithery (Arcade.dev)",
      "vendorUrl": "https://smithery.ai",
      "kind": "http-api",
      "category": "aggregator",
      "summary": "Smithery is a hosted registry and connection service for MCP servers, part of Arcade.dev since August 2026. Agents search the registry, create connections and call tools through a REST API, a per-namespace MCP endpoint, a TypeScript client or a CLI.",
      "url": "https://www.anchorterminal.com/tools/smithery",
      "markdownUrl": "https://www.anchorterminal.com/tools/smithery.md",
      "slimMarkdownUrl": "https://www.anchorterminal.com/tools/smithery.min.md",
      "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/smithery.json",
      "repo": "https://github.com/smithery-ai/cli",
      "license": "Proprietary hosted service, with no terms of service found. The CLI (`smithery`) is AGPL-3.0, the TypeScript client (`@smithery/api`) is Apache-2.0 and the credential layer agent.pw is MIT",
      "transports": [
        "http",
        "streamable-http"
      ],
      "remoteUrl": "https://api.smithery.ai",
      "packages": [
        {
          "registry": "npm",
          "name": "@smithery/api"
        },
        {
          "registry": "npm",
          "name": "smithery"
        }
      ],
      "auth": "mixed",
      "authNotes": "A person signs in at smithery.ai and creates an API key, which has full access to the namespace and is sent as a Bearer token. `POST /tokens` mints service tokens limited by namespace, resource (connections, servers, namespaces, skills), operation (read, write, execute) and connection metadata, with a default lifetime of one hour and a maximum of 24. Organisation admins can create, list and revoke team API keys. The CLI signs in with OAuth in a browser. Upstream services are authorised by each end user on a hosted setup page, and Smithery stores and refreshes those credentials. Token Scoping is marked preview.",
      "pricing": "freemium",
      "pricingNotes": "Prices were not established. smithery.ai/pricing is drawn by script and showed our reader only the navigation. Arcade's announcement of 5 August 2026 says people can sign up for free. Whether a card is needed, what a paid plan costs and whether tool calls are metered were not read (checked 2026-10-09).",
      "priceSummary": "Freemium",
      "where": "hosted",
      "x402": {
        "level": "no",
        "evidence": "No x402, MPP or L402 in the docs index, the OpenAPI file or the CLI source. The pricing page is drawn by script and was not read (checked 2026-10-09).",
        "endpoints": []
      },
      "toolCount": null,
      "popularity": {
        "githubStars": 840,
        "npmWeekly": 2729,
        "pypiWeekly": null,
        "asOf": "2026-10-09"
      },
      "docsUrl": "https://smithery.ai/docs",
      "llmsTxt": "https://smithery.ai/docs/llms.txt",
      "openapi": "https://smithery.ai/docs/openapi.json",
      "capabilities": [
        "automation.apps",
        "automation.auth",
        "automation.actions",
        "agent.tools",
        "automation.webhooks"
      ],
      "tags": [
        "hosted",
        "mcp",
        "registry",
        "freemium",
        "api-key",
        "oauth",
        "openapi",
        "llms-txt",
        "typescript",
        "cli",
        "status-page",
        "closed-source"
      ],
      "lastRelease": "2026-07-20",
      "graded": true,
      "anchor": {
        "graded": true,
        "score": 50.7,
        "grade": "D",
        "agentReady": false,
        "rank": 766,
        "ranked": true,
        "rankOf": 950,
        "categoryRank": 7,
        "methodology": "0.4",
        "run": "2026-10-01",
        "scores": {
          "ergonomics": 65,
          "maintenance": 43,
          "payments": 10,
          "reliability": 60,
          "schema": 76,
          "security": 50,
          "transparency": 46
        },
        "pending": [
          "performance",
          "tasks"
        ],
        "assessment": {
          "confidence": "medium",
          "date": "2026-10-09"
        },
        "negative": -2,
        "negativeNotes": [
          "22 May 2026. CLI release 1.1.1 removed the `smithery skill` subcommand, and on 9 October 2026 the CLI docs page and the repository README still tell users to run `smithery skill search` and `smithery skill add`. A stale claim in the docs, so 2 points (https://github.com/smithery-ai/cli/blob/main/CHANGELOG.md, https://smithery.ai/docs/concepts/cli.md)."
        ],
        "verdict": "Service tokens can be limited by namespace, resource, operation and connection metadata, with a lifetime of at most 24 hours. No terms of service, rate limits or SLA were found, the pricing page could not be read, and the newest client release is from 20 July 2026.",
        "bestFor": "A developer who wants many MCP servers behind one credential and one endpoint, with per-user connections and short-lived scoped tokens.",
        "strengths": [
          "Service tokens are scoped by namespace, resource, operation (read, write, execute) and connection metadata, expire within 24 hours and can be narrowed further",
          "An OpenAPI 3.1 file with 55 operations, `/docs/llms.txt` and a Markdown twin of every docs page",
          "Connections report `auth_required` or `input_required` with a hosted `setupUrl` and the list of missing fields",
          "Stored credentials are write-only per the docs, and the credential layer, agent.pw, is published under MIT",
          "The status page shows 100 per cent uptime over 90 days for the site, the API and the gateway"
        ],
        "weaknesses": [
          "No terms of service are linked from the site, the docs or the footer. The privacy notice of 20 June 2025 is the only legal document found",
          "The privacy notice links a Data Policy at `/docs/use/data-policy`, which answers 404",
          "No rate limits, 429 response or SLA appear in the docs or the API description",
          "The CLI repository has had no commit since 31 May 2026 and the API client's last release is 0.68.0 of 20 July 2026",
          "The CLI docs and README still list `smithery skill` commands that release 1.1.1 removed on 22 May 2026",
          "Token Scoping and the typed SDKs are marked preview, with breaking changes possible without notice"
        ],
        "agentNotes": [
          "Keep the API key on the backend and hand an agent a service token limited to `connections` with `read` and `execute` and a `metadata` match",
          "Create connections with `PUT /connect/{namespace}/{connectionId}`, which is an upsert, and check `status.state` before calling a tool",
          "On `auth_required` or `input_required`, send the person to `setupUrl`, then retry with the same `connectionId`",
          "Tool names on the namespace MCP endpoint are prefixed with the connection ID, such as `user-123-github.search_repositories`",
          "Do not rely on `smithery skill` commands. Version 1.1.1 of the CLI removed them"
        ],
        "metrics": {
          "kind": "remote",
          "measured": false
        },
        "reviewCount": 0,
        "avgRating": 0,
        "history": [
          {
            "basis": "public evidence",
            "confidence": "medium",
            "grade": "D",
            "methodology": "0.4",
            "pending": [
              "performance",
              "tasks"
            ],
            "run": "2026-10-01",
            "runLabel": "October 2026 research run",
            "score": 50.7
          }
        ],
        "editorialScores": {
          "ergonomics": 65,
          "maintenance": 43,
          "payments": 10,
          "reliability": 60,
          "schema": 76,
          "security": 50,
          "transparency": 27
        },
        "provenanceScore": 65
      },
      "connect": {
        "install": "npm install -g smithery@latest",
        "http": "curl -X PUT \"https://smithery.run/my-app/my-browserbase\" \\\n  -H \"Authorization: Bearer $SMITHERY_API_KEY\" \\\n  -H \"Content-Type: application/json\" \\\n  -d '{\"mcpUrl\": \"https://mcp.browserbase.com/mcp\"}'"
      },
      "letme": {
        "capability": "https://letme.dev/automation.apps",
        "tool": "https://letme.dev/smithery"
      },
      "area": "business",
      "provenance": {
        "legalEntity": "Clavia, Inc. (doing business as Smithery)",
        "domain": "smithery.ai",
        "domainRegistered": "2024-12-10",
        "endpointOnVendorDomain": true,
        "terms": "",
        "privacy": "https://smithery.ai/privacy",
        "statusPage": "https://status.smithery.ai",
        "changelog": "https://github.com/smithery-ai/typescript-api/blob/main/CHANGELOG.md",
        "securityTxt": "none",
        "checked": "2026-10-09",
        "notes": [
          "The Smithery Privacy Notice, last updated 20 June 2025, names Clavia, Inc. doing business as Smithery and covers the Smithery platform and the smithery.ai website. It predates the acquisition and does not name Arcade.",
          "No terms of service were found. The home page, the pricing page, the about page and the docs link only the privacy notice, so `terms` is left out.",
          "The privacy notice links a Data Policy at https://smithery.ai/docs/use/data-policy, which answered 404 on 9 October 2026.",
          "Arcade.dev announced the acquisition of Smithery on 5 August 2026. The acquiring company's legal name was not read.",
          "The management API answers at api.smithery.ai. Connection calls, the namespace MCP endpoint and Uplink use a second domain, smithery.run.",
          "smithery.ai/.well-known/security.txt answered 404. The client repository's SECURITY.md sends reports about the service to contact@smithery.ai.",
          "RDAP gives a registration date of 2024-12-10 for smithery.ai, a transfer on 10 September 2026 and Cloudflare as registrar.",
          "The changelog link is the TypeScript client's. No dated changelog for the hosted service was found."
        ],
        "score": 65
      },
      "pageJsonUrl": "https://www.anchorterminal.com/tools/smithery.json",
      "live": {
        "slug": "smithery",
        "probe": {
          "target": "https://api.smithery.ai",
          "method": "get",
          "lastAt": "2026-10-10T02:07:25.544996672Z",
          "lastOk": true,
          "lastStatus": 404,
          "lastMs": 197,
          "authRequired": false,
          "uptime24h": 100,
          "uptime30d": 100,
          "p50ms24h": 199,
          "p95ms24h": 322,
          "samples24h": 107,
          "samples30d": 107,
          "days": [
            {
              "date": "2026-10-09",
              "probes": 85,
              "ok": 85
            },
            {
              "date": "2026-10-10",
              "probes": 22,
              "ok": 22
            }
          ]
        },
        "vendorStatus": {
          "page": "https://status.smithery.ai",
          "indicator": "unknown",
          "summary": "no machine-readable status found",
          "checkedAt": "2026-10-10T00:51:16.433925119Z"
        },
        "versions": [
          {
            "registry": "github",
            "name": "smithery-ai/cli",
            "version": "v1.2.0",
            "released": "2026-05-31",
            "seenAt": "2026-10-09T17:20:48.992258676Z"
          },
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        "githubStars": 840,
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        "a": "no",
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        "name": "x402"
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        "a": "Proprietary service under Merge's Master Services Agreement. The Merge CLI package `merge-api` on PyPI is marked MIT, and the repository its PyPI page links (github.com/merge-api/merge-cli) answered 404 on 8 October 2026",
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        "a": "not found in the text",
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        "name": "Customer content may train models"
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        "a": "yes",
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        "answer": "Merge Agent Handler scores 69.5 (B) on agent readiness against Smithery's 50.7 (D), and leads in 6 of 7 scored categories.",
        "question": "Which is better for AI agents, Merge Agent Handler or Smithery?"
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      {
        "answer": "Both take an API key or an OAuth sign-in.",
        "question": "Do Merge Agent Handler and Smithery need an API key?"
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      {
        "answer": "Yes. Merge Agent Handler has a hosted endpoint at https://ah-api.merge.dev/mcp and Smithery at https://api.smithery.ai.",
        "question": "Can an agent call Merge Agent Handler and Smithery without installing anything?"
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          "Payments \u0026 pricing, 55 against 10",
          "Maintenance \u0026 community, 69 against 43",
          "Transparency \u0026 trust, 71 against 46"
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        "goodFor": "A developer who wants many MCP servers behind one credential and one endpoint, with per-user connections and short-lived scoped tokens.",
        "slug": "smithery",
        "watchFor": "No terms of service are linked from the site, the docs or the footer. The privacy notice of 20 June 2025 is the only legal document found"
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        "weight": 16
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        "name": "Performance",
        "pending": true,
        "weight": 10
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        "merge-agent-handler": 80,
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        "smithery": 76,
        "weight": 13
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        "merge-agent-handler": 68,
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        "smithery": 65,
        "weight": 13
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        "by": 33,
        "edge": "merge-agent-handler",
        "key": "security",
        "merge-agent-handler": 83,
        "name": "Security \u0026 auth",
        "smithery": 50,
        "weight": 14
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      {
        "by": 45,
        "edge": "merge-agent-handler",
        "key": "payments",
        "merge-agent-handler": 55,
        "name": "Payments \u0026 pricing",
        "smithery": 10,
        "weight": 10
      },
      {
        "key": "tasks",
        "name": "Task success",
        "pending": true,
        "weight": 10
      },
      {
        "by": 26,
        "edge": "merge-agent-handler",
        "key": "maintenance",
        "merge-agent-handler": 69,
        "name": "Maintenance \u0026 community",
        "smithery": 43,
        "weight": 7
      },
      {
        "by": 25,
        "edge": "merge-agent-handler",
        "key": "transparency",
        "merge-agent-handler": 71,
        "name": "Transparency \u0026 trust",
        "smithery": 46,
        "weight": 7
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      "smithery": "Service tokens can be limited by namespace, resource, operation and connection metadata, with a lifetime of at most 24 hours. No terms of service, rate limits or SLA were found, the pricing page could not be read, and the newest client release is from 20 July 2026."
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  "markdown": "Merge Agent Handler scores 69.5 (B) on agent readiness against Smithery's 50.7 (D), and leads in 6 of 7 scored categories. Both do app automation.\n\n- Merge Agent Handler: grade B, 69.5/100, rank #183 of 950. Markdown https://www.anchorterminal.com/tools/merge-agent-handler.md · JSON https://www.anchorterminal.com/api/v1/tools/merge-agent-handler.json\n- Smithery: grade D, 50.7/100, rank #766 of 950. Markdown https://www.anchorterminal.com/tools/smithery.md · JSON https://www.anchorterminal.com/api/v1/tools/smithery.json\n- Best agent tool access platforms: https://www.anchorterminal.com/best/aggregator/index.md\n- All 28 tool access comparisons: https://www.anchorterminal.com/compare/aggregator/index.md\n\n## Which one, for what\n\n### Merge Agent Handler (B)\n\nGood for: A product team whose agent acts in customers' SaaS accounts and needs per-user credentials, key scoping, redaction rules and logs in one hosted layer, and teams already on Merge's Unified API.\n\nAhead on:\n- Security \u0026 auth, 83 against 50\n- Payments \u0026 pricing, 55 against 10\n- Maintenance \u0026 community, 69 against 43\n- Transparency \u0026 trust, 71 against 46\n\nAlso in its favour:\n- Free to start without a card\n\nWatch for: No rate limit figures are published. The docs say only that MCP tool calls are limited per Registered User and per organisation, by the minute\n\n### Smithery (D)\n\nGood for: A developer who wants many MCP servers behind one credential and one endpoint, with per-user connections and short-lived scoped tokens.\n\nWatch for: No terms of service are linked from the site, the docs or the footer. The privacy notice of 20 June 2025 is the only legal document found\n\n\n## Score by category\n\n| Category | Weight | Merge Agent Handler | Smithery | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 59 | 60 | Smithery +1 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 80 | 76 | Merge Agent Handler +4 |\n| Agent ergonomics | 13% (16.2 this run) | 68 | 65 | Merge Agent Handler +3 |\n| Security \u0026 auth | 14% (17.5 this run) | 83 | 50 | Merge Agent Handler +33 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 55 | 10 | Merge Agent Handler +45 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 69 | 43 | Merge Agent Handler +26 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 71 | 46 | Merge Agent Handler +25 |\n| Negative events | ≤15 | 0 | -2 | |\n| **Total** | | **69.5 · B** | **50.7 · D** | |\n\n## Facts side by side\n\n| Fact | Merge Agent Handler | Smithery |\n| --- | --- | --- |\n| Kind | MCP server | HTTP API |\n| Vendor | Merge API, Inc. | Smithery (Arcade.dev) |\n| Hosted endpoint | `https://ah-api.merge.dev/mcp` | `https://api.smithery.ai` |\n| Transports | Streamable HTTP, HTTP | HTTP, Streamable HTTP |\n| Auth | OAuth or key | OAuth or key |\n| Pricing | Freemium | Freemium |\n| x402 | no | no |\n| Licence | Proprietary service under Merge's Master Services Agreement. The Merge CLI package `merge-api` on PyPI is marked MIT, and the repository its PyPI page links (github.com/merge-api/merge-cli) answered 404 on 8 October 2026 | Proprietary hosted service, with no terms of service found. The CLI (`smithery`) is AGPL-3.0, the TypeScript client (`@smithery/api`) is Apache-2.0 and the credential layer agent.pw is MIT |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-10-05 | 2026-07-20 |\n| Terms last updated | 2026-09-09 | no document linked |\n| Privacy policy last updated | 2026-08-20 | 2025-06-20 |\n| Customer content may train models | not found in the text |  |\n| Terms restrict automated access | not found in the text |  |\n| Terms restrict benchmarking | yes |  |\n| Terms or service can change without notice | not found in the text |  |\n| Arbitration or class-action waiver | not found in the text |  |\n| Popularity | 681 PyPI/wk | 840 stars, 2.7k npm/wk |\n\n## Verdicts\n\n**Merge Agent Handler.** Agent Handler's access keys can be limited to named users, tool packs and a runtime scope, with an expiry, and an agent can create an account with one documented request. No rate limit figures are published, Pro starts at $1,000 a month with no published overage rate, and failed or blocked calls spend credits.\n\n**Smithery.** Service tokens can be limited by namespace, resource, operation and connection metadata, with a lifetime of at most 24 hours. No terms of service, rate limits or SLA were found, the pricing page could not be read, and the newest client release is from 20 July 2026.\n\n## Before you call either\n\n### Merge Agent Handler\n\n1. Call `search_tools` with a plain-language intent before `tools/list`. A Tool Pack can hold hundreds of tools and Slack alone lists 50\n2. Add `?connectors=slack` to the MCP URL to limit a connection to named connectors, and `?paginated=true` only if the client follows `nextCursor`\n3. Carry a user-scoped key with `runtime:all` only. The production key reaches every Registered User and the management endpoints\n4. On `reauth_required` read `data.reauth_reason`, then call `authenticate_\u003cconnector\u003e` by name. Intent search doesn't return the authenticate tools\n5. Pin `MCP-Protocol-Version` to `2025-03-26` when context is tight. Later revisions repeat object results in `structuredContent`\n\n### Smithery\n\n1. Keep the API key on the backend and hand an agent a service token limited to `connections` with `read` and `execute` and a `metadata` match\n2. Create connections with `PUT /connect/{namespace}/{connectionId}`, which is an upsert, and check `status.state` before calling a tool\n3. On `auth_required` or `input_required`, send the person to `setupUrl`, then retry with the same `connectionId`\n4. Tool names on the namespace MCP endpoint are prefixed with the connection ID, such as `user-123-github.search_repositories`\n5. Do not rely on `smithery skill` commands. Version 1.1.1 of the CLI removed them\n\n## Questions\n\n### Which is better for AI agents, Merge Agent Handler or Smithery?\n\nMerge Agent Handler scores 69.5 (B) on agent readiness against Smithery's 50.7 (D), and leads in 6 of 7 scored categories.\n\n### Do Merge Agent Handler and Smithery need an API key?\n\nBoth take an API key or an OAuth sign-in.\n\n### Can an agent call Merge Agent Handler and Smithery without installing anything?\n\nYes. Merge Agent Handler has a hosted endpoint at https://ah-api.merge.dev/mcp and Smithery at https://api.smithery.ai.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/merge-agent-handler-vs-smithery.json, and with the fewest tokens: https://www.anchorterminal.com/compare/merge-agent-handler-vs-smithery.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"merge-agent-handler\", \"b\": \"smithery\"}`. From a terminal: `anchor compare merge-agent-handler smithery`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/merge-agent-handler.json and https://www.anchorterminal.com/api/v1/tools/smithery.json\n\n## Other comparisons with Merge Agent Handler or Smithery\n\n- [Composio (API + MCP) vs Merge Agent Handler](https://www.anchorterminal.com/compare/composio-rube-vs-merge-agent-handler.md)\n- [Composio (API + MCP) vs Smithery](https://www.anchorterminal.com/compare/composio-rube-vs-smithery.md)\n- [Merge Agent Handler vs One](https://www.anchorterminal.com/compare/merge-agent-handler-vs-one.md)\n- [Merge Agent Handler vs StackOne](https://www.anchorterminal.com/compare/merge-agent-handler-vs-stackone.md)\n- [Merge Agent Handler vs Unified.to MCP Server](https://www.anchorterminal.com/compare/merge-agent-handler-vs-unified-to-mcp.md)\n- [Merge Agent Handler vs Zapier MCP (agent actions)](https://www.anchorterminal.com/compare/merge-agent-handler-vs-zapier-mcp.md)\n- [One vs Smithery](https://www.anchorterminal.com/compare/one-vs-smithery.md)\n- [Smithery vs StackOne](https://www.anchorterminal.com/compare/smithery-vs-stackone.md)\n- [Smithery vs Unified.to MCP Server](https://www.anchorterminal.com/compare/smithery-vs-unified-to-mcp.md)\n- [Smithery vs Zapier MCP (agent actions)](https://www.anchorterminal.com/compare/smithery-vs-zapier-mcp.md)\n- [letme vs Merge Agent Handler](https://www.anchorterminal.com/compare/letme-vs-merge-agent-handler.md)\n- [letme vs Smithery](https://www.anchorterminal.com/compare/letme-vs-smithery.md)\n",
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