# Mem0 Platform + MCP vs Memory (MCP reference server) (slim)

> Mem0 Platform scores 56.1 (C) to Memory's 54.2 (C) for agent memory. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/mem0-vs-memory-reference-server.md (~2,600 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/mem0-vs-memory-reference-server.json · canonical https://www.anchorterminal.com/compare/mem0-vs-memory-reference-server
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-01

Mem0 Platform + MCP scores 56.1 (C) on agent readiness against Memory (MCP reference server)'s 54.2 (C), and leads in 3 of 7 scored categories. Memory (MCP reference server) leads on reliability, payments & pricing and transparency & trust. Both do agent memory.

- Mem0 Platform + MCP: C 56.1, rank #639 of 950 · https://www.anchorterminal.com/tools/mem0.min.md
- Memory (MCP reference server): C 54.2, rank #690 of 950 · https://www.anchorterminal.com/tools/memory-reference-server.min.md
- Mem0 Platform + MCP, good for Chat products that want per-user facts back with one search call and little setup. Ahead on Schema & documentation, 80 against 60; Security & auth, 45 against 32; Maintenance & community, 85 against 43. Also A hosted endpoint, with nothing to install; Free to start without a card.
- Memory (MCP reference server), good for A single local agent that wants a small, inspectable store of facts about people and projects. Ahead on Reliability, 52 against 30; Payments & pricing, 60 against 50; Transparency & trust, 72 against 60. Also No key needed to call it; Runs on your own machine.

| Category | Mem0 Platform + MCP | Memory (MCP reference server) |
| --- | --- | --- |
| Reliability (16%) | 30 | 52 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 80 | 60 |
| Agent ergonomics (13%) | 63 | 67 |
| Security & auth (14%) | 45 | 32 |
| Payments & pricing (10%) | 50 | 60 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 85 | 43 |
| Transparency & trust (7%) | 60 | 72 |

| Fact (where they differ) | Mem0 Platform + MCP | Memory (MCP reference server) |
| --- | --- | --- |
| Kind | HTTP API | MCP server |
| Vendor | Mem0 | MCP project (reference servers) |
| Hosted endpoint | `https://api.mem0.ai` | no (local only) |
| Transports | HTTP, Streamable HTTP | stdio |
| Auth | API key | None |
| Pricing | Freemium | Free |
| Licence | Apache-2.0 | MIT and Apache-2.0 |
| Tools exposed | 11 | 9 |
| llms.txt | yes | no |
| MCP registry | `io.github.mem0ai/mem0` | not listed |
| Last release | 2026-09-25 | 2026-08-31 |
| Terms last updated | no date given | 2021-09-08 |
| Privacy policy last updated | no date given | 2023-03-15 |
| Customer content may train models | yes | not found in the text |
| Terms restrict automated access | yes | not found in the text |
| Terms restrict benchmarking | yes | not found in the text |
| Arbitration or class-action waiver | yes | not found in the text |
| Popularity | 66k stars, 168k npm/wk, 502k PyPI/wk | 90k stars, 136k npm/wk |