{ "data": { "a": { "slug": "mandl-cooper", "name": "Cooper (Mandl)", "vendor": "Cooper AI Tech, Inc. (a Mandl company)", "vendorUrl": "https://www.askcooper.ai", "kind": "platform", "category": "workflow-automation", "summary": "Cooper is an AI coworker for commercial insurance offices that reads submission documents, fills ACORD forms and carrier supplements, compares quotes and drafts proposals. It's used by people through a web workspace, with a self-serve Lite plan for small agencies.", "url": "https://www.anchorterminal.com/tools/mandl-cooper", "markdownUrl": "https://www.anchorterminal.com/tools/mandl-cooper.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/mandl-cooper.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/mandl-cooper.json", "license": "Proprietary service. The site's Terms of Use (July 2026) are Cooper AI Tech, Inc.'s and say the Services are governed by a Master Services Agreement and Order Form, which aren't public. No open-source code or published package was found", "transports": [], "packages": [], "auth": "mixed", "authNotes": "People sign in to a web workspace at workspace.askcooper.ai. Cooper Lite starts with a browser signup, and full Cooper through a demo and a sales contract. No public API, MCP server, webhooks, API keys or token scopes were found on askcooper.ai or mandl.ai (checked 2026-10-20).", "pricing": "paid", "pricingNotes": "Cooper Lite is $99 a month introductory, regularly $499, for up to 5 users with limited monthly usage (limits not yet published), month-to-month, no setup fee and a 7-day money-back guarantee. Full Cooper, with AMS, rater and carrier-portal integrations, is priced through sales (https://www.askcooper.ai/lite/compare).", "priceSummary": "$99 / mo", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 on askcooper.ai, its llms.txt or the Lite pricing pages (checked 2026-10-20). There is no API to pay for.", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": null, "pypiWeekly": null, "asOf": "2026-10-20" }, "llmsTxt": "https://www.askcooper.ai/llms.txt", "capabilities": [ "automation.workflows", "docs.extract", "pdf.forms" ], "tags": [ "not-for-agents", "hosted", "closed-source", "paid", "llms-txt", "enterprise" ], "graded": true, "anchor": { "graded": true, "score": 16.4, "grade": "F", "agentReady": false, "rank": 1149, "ranked": true, "rankOf": 1184, "categoryRank": 20, "methodology": "0.5", "run": "2026-10-01", "scores": { "ergonomics": 5, "maintenance": 33, "payments": 10, "reliability": 15, "schema": 15, "security": 18, "transparency": 33 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-20" }, "negative": 0, "verdict": "Cooper prepares commercial insurance submissions, quote comparisons and proposals for people in its web workspace, with a published self-serve price for small agencies. It has no API, MCP server or webhooks for an outside agent, and its SOC 2 and HIPAA claims come with no report and apply only to full Cooper.", "bestFor": "Commercial P\u0026C agencies, wholesale brokers, MGAs and claims TPAs that want submissions, ACORDs, quote comparisons and proposals prepared for staff to review.", "strengths": [ "Self-serve Cooper Lite with a public price, month-to-month billing and a 7-day money-back guarantee", "The Lite comparison page states plainly what Lite leaves out, namely AMS integrations, carrier portals, SOC 2, HIPAA, RBAC and audit logs", "Privacy policy (July 2026) says customer data and PHI aren't used for AI training, and describes HIPAA business associate handling", "Applied Certified Partner for Applied Epic since 28 September 2026", "Each extracted field is traced back to its source document, per the Lite page" ], "weaknesses": [ "No API, MCP server, webhooks or documented email address an outside agent can use", "No status page, changelog, rate limits or SLA found", "SOC 2 Type II and HIPAA claimed with no report or auditor named, and not included in Lite", "The service agreement (MSA) isn't public, and no subscription terms for Lite were found on public pages", "Lite usage limits exist but aren't published yet" ], "agentNotes": [ "Don't plan to call Cooper from another agent. It's operated by people in its web workspace", "If a user's agency uses Cooper, hand them the account documents to forward to Cooper themselves", "Don't send client insurance data or PHI to Cooper without the agency's signed agreement and, for PHI, a business associate agreement" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 4, "avgRating": 2.3, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "F", "methodology": "0.5", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 16.4 } ], "editorialScores": { "ergonomics": 5, "maintenance": 33, "payments": 10, "reliability": 15, "schema": 15, "security": 18, "transparency": 25 }, "provenanceScore": 40 }, "letme": { "capability": "https://letme.dev/automation.workflows", "tool": "https://letme.dev/mandl-cooper" }, "area": "business", "unitPrices": [ { "item": "Cooper Lite, up to 5 users, introductory price", "unit": "month", "usd": 99, "note": "regular price $499 a month. Limited monthly usage, limits not yet published. Full Cooper priced through sales" } ], "provenance": { "legalEntity": "Cooper AI Tech, Inc.", "domain": "askcooper.ai", "domainRegistered": "", "endpointOnVendorDomain": false, "terms": "https://www.askcooper.ai/terms", "privacy": "https://www.askcooper.ai/privacy", "statusPage": "", "changelog": "", "securityTxt": "none", "checked": "2026-10-20", "notes": [ "The Terms of Use (effective and last updated July 2026) name Cooper AI Tech, Inc. and cover the website. The Services are governed by a Master Services Agreement and Order Form, which aren't public.", "The privacy policy (last updated July 2026) names Cooper AI Tech, Inc. and its affiliates, with privacy@askcooper.ai as the contact.", "Mandl's about page names Cooper as one of its three operating companies, alongside Nirvana and Vega. mandl.ai has its own terms and privacy pages, not read for this listing.", "askcooper.ai/.well-known/security.txt answers 200 with the site's home page, so there is no security.txt.", "No status page or changelog was found. The blog (Transmissions) began on 14 September 2026.", "Domain registration was not checked." ], "score": 40 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/mandl-cooper.json", "live": { "slug": "mandl-cooper", "pages": [ { "url": "https://www.askcooper.ai/privacy", "kind": "privacy", "status": 200, "checkedAt": "2026-10-21T00:59:36.847823231Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "2108b1fc0b78" }, { "url": "https://www.askcooper.ai/terms", "kind": "terms", "status": 200, "checkedAt": "2026-10-21T00:59:39.474870407Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "f49d7229eb36" } ], "updatedAt": "2026-10-21T00:59:39.474870407Z" } }, "answer": "Workato API + MCP scores 58 (C) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category.", "b": { "slug": "workato", "name": "Workato API + MCP", "vendor": "Workato", "vendorUrl": "https://www.workato.com", "kind": "http-api", "category": "workflow-automation", "summary": "Enterprise integration platform for building automated workflows.", "url": "https://www.anchorterminal.com/tools/workato", "markdownUrl": "https://www.anchorterminal.com/tools/workato.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/workato.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/workato.json", "license": "proprietary", "transports": [ "http", "streamable-http" ], "remoteUrl": "https://www.workato.com/api", "packages": [], "auth": "mixed", "authNotes": "Developer API takes an API client token as 'Authorization: Bearer', scoped by a client role and project scopes. Legacy full-access keys (x-user-token header) were rejected from 2025-07-14. The AIRO MCP server takes OAuth 2.0 in interactive clients or the same API token as a bearer header. Tool MCP servers use Workato Identity (OAuth2 SSO) or a token, and verified user access makes each end user connect their own app accounts.", "pricing": "freemium", "pricingNotes": "Usage is billed in Workato credits, one balance shared by recipe tasks (each action step), API calls, rows, pages and Genie actions. Workato Free is a one-time grant of 50,000 credits. Workato Pro is self-serve by card at $75 a month for 2,500 credits, $100 for 3,500, $275 for 10,000, $780 for 30,000 and $1,275 for 50,000, with no rollover. Enterprise is quoted by sales and the public pricing page lists no prices. Tools invoked over MCP bill as tasks (https://docs.workato.com/en/pricing/self-service/self-service.html).", "priceSummary": "$75 / mo", "where": "hosted", "x402": { "level": "no", "evidence": "No x402 support in Workato docs or pricing (checked 2026-09-30).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": null, "pypiWeekly": null, "asOf": "2026-09-30" }, "docsUrl": "https://docs.workato.com/en/workato-api.html", "llmsTxt": "https://docs.workato.com/llms.txt", "capabilities": [ "automation.workflows", "automation.apps", "automation.embedded", "automation.code", "automation.webhooks", "automation.auth", "agent.tools" ], "tags": [ "hosted", "freemium", "mcp", "llms-txt", "enterprise", "closed-source", "webhooks" ], "lastRelease": "2026-09-09", "graded": true, "anchor": { "graded": true, "score": 58, "grade": "C", "agentReady": false, "rank": 668, "ranked": true, "rankOf": 1184, "categoryRank": 11, "methodology": "0.5", "run": "2026-10-01", "scores": { "ergonomics": 51, "maintenance": 60, "payments": 35, "reliability": 58, "schema": 63, "security": 70, "transparency": 69 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-01" }, "negative": 0, "verdict": "API client tokens scoped by role and project, with legacy full-access keys removed on 14 October 2025. No OpenAPI file and no official SDK on npm or PyPI.", "bestFor": "Large companies that already run Workato and want agents inside its governance (roles, audit, per-user credentials).", "strengths": [ "API client tokens scoped by role and project, with legacy full-access keys removed on 14 October 2025", "Verified user access runs MCP tools with each end user's own app credentials", "MCP actions tagged \"(via AIRO)\" in the audit log, and tool-level RBAC since 5 September 2026", "Per-endpoint rate limits and specific error messages in the API reference", "Workato Free gives 50,000 credits once with no card" ], "weaknesses": [ "No OpenAPI file and no official SDK on npm or PyPI", "15 status incidents since 1 July 2026, including about 53 hours of degraded FileStorage and API Platform in September", "Base URL changes per data centre, ten hosts in all", "The Developer API manages recipes and jobs. App actions come from recipes or MCP tools you publish", "Trust centre needs JavaScript and the public security overview dates from January 2025" ], "agentNotes": [ "Use the base URL for the workspace's data centre, and app.trial.workato.com for Free or Pro", "Give the agent an API client whose role lists only the endpoints it needs. The MCP server exposes those as tools", "Repeat or cancel at most 25 jobs per call and no more than one call a second", "Send an `x-correlation-id` on each call so failures can be traced in support tickets", "Every action step in a recipe is a task, so collapse loops before running at volume" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 2, "avgRating": 3.5, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "C", "methodology": "0.5", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 58 } ], "editorialScores": { "ergonomics": 51, "maintenance": 60, "payments": 35, "reliability": 58, "schema": 63, "security": 70, "transparency": 53 }, "provenanceScore": 84 }, "connect": { "http": "curl https://www.workato.com/api/users/me -H \"Authorization: Bearer $WORKATO_API_TOKEN\"", "claudeCode": "claude mcp add --transport http workato-airo https://app.workato.com/airo_mcp --header \"Authorization: Bearer ${WORKATO_API_TOKEN}\"", "config": { "mcpServers": { "workato": { "headers": { "Authorization": "Bearer ${WORKATO_API_TOKEN}" }, "url": "https://app.workato.com/mcp" } } } }, "letme": { "capability": "https://letme.dev/automation.workflows", "tool": "https://letme.dev/workato" }, "area": "business", "unitPrices": [ { "item": "Workato Pro, 2,500 credits", "unit": "month", "usd": 75, "note": "credits cover tasks, API calls, rows and Genie actions, no rollover" }, { "item": "Workato Pro, 10,000 credits", "unit": "month", "usd": 275 }, { "item": "Workato Pro, 50,000 credits", "unit": "month", "usd": 1275 } ], "provenance": { "legalEntity": "Workato, Inc.", "domain": "workato.com", "domainRegistered": "2013-10-16", "endpointOnVendorDomain": true, "terms": "https://www.workato.com/legal/terms-of-service", "privacy": "https://www.workato.com/legal/privacy-policy", "statusPage": "https://status.workato.com", "changelog": "https://www.workato.com/product-hub/changelog/", "securityTxt": "none", "checked": "2026-09-30", "score": 84 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/workato.json", "live": { "slug": "workato", "probe": { "target": "https://www.workato.com/api", "method": "get", "lastAt": "2026-10-21T02:19:16.380001604Z", "lastOk": true, "lastStatus": 404, "lastMs": 127, "authRequired": false, "uptime24h": 100, "uptime30d": 99.96, "p50ms24h": 286, "p95ms24h": 339, "samples24h": 252, "samples30d": 5220, "days": [ { "date": "2026-09-30", "probes": 35, "ok": 35 }, { "date": "2026-10-01", "probes": 276, "ok": 276 }, { "date": "2026-10-02", "probes": 248, "ok": 248 }, { "date": "2026-10-03", "probes": 271, "ok": 271 }, { "date": "2026-10-04", "probes": 272, "ok": 272 }, { "date": "2026-10-05", "probes": 272, "ok": 271 }, { "date": "2026-10-06", "probes": 272, "ok": 272 }, { "date": "2026-10-07", "probes": 272, "ok": 272 }, { "date": "2026-10-08", "probes": 268, "ok": 267 }, { "date": "2026-10-09", "probes": 250, "ok": 250 }, { "date": "2026-10-10", "probes": 247, "ok": 247 }, { "date": "2026-10-11", "probes": 247, "ok": 247 }, { "date": "2026-10-12", "probes": 247, "ok": 247 }, { "date": "2026-10-13", "probes": 248, "ok": 248 }, { "date": "2026-10-14", "probes": 249, "ok": 249 }, { "date": "2026-10-15", "probes": 253, "ok": 253 }, { "date": "2026-10-16", "probes": 252, "ok": 252 }, { "date": "2026-10-17", "probes": 253, "ok": 253 }, { "date": "2026-10-18", "probes": 256, "ok": 256 }, { "date": "2026-10-19", "probes": 255, "ok": 255 }, { "date": "2026-10-20", "probes": 252, "ok": 252 }, { "date": "2026-10-21", "probes": 25, "ok": 25 } ] }, "vendorStatus": { "page": "https://status.workato.com", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-21T02:12:34.305493038Z" }, "securityTxt": { "url": "https://workato.com/.well-known/security.txt", "state": "none", "checkedAt": "2026-10-20T15:57:22.013102781Z" }, "llmsTxt": { "url": "https://docs.workato.com/llms.txt", "ok": true, "status": 200, "checkedAt": "2026-10-20T14:32:28.032992356Z" }, "domain": { "domain": "workato.com", "registered": "2013-10-16", "source": "https://rdap.verisign.com/com/v1/domain/workato.com", "checkedAt": "2026-10-18T13:34:39.330862546Z" }, "pages": [ { "url": "https://www.workato.com/product-hub/changelog/", "kind": "changelog", "status": 200, "checkedAt": "2026-10-21T01:08:50.002203936Z", "changedAt": "2026-10-21T01:08:50.002203936Z", "fingerprint": "3e8edad78a1a" }, { "url": "https://docs.workato.com/en/workato-api.html", "kind": "deprecations", "status": 200, "checkedAt": "2026-10-21T00:48:16.924357585Z", "changedAt": "2026-10-21T00:26:31.058597101Z", "fingerprint": "d42255a81dd8" }, { "url": "https://docs.workato.com/en/pricing/self-service/self-service.html", "kind": "pricing", "status": 200, "checkedAt": "2026-10-21T00:48:14.819202719Z", "changedAt": "2026-10-06T16:08:50.309089436Z", "fingerprint": "fb6385ce720e" }, { "url": "https://www.workato.com/legal/privacy-policy", "kind": "privacy", "status": 304, "checkedAt": "2026-10-21T01:08:45.726466206Z", "changedAt": "2026-10-08T18:31:39.963753416Z", "fingerprint": "14e942986791" }, { "url": "https://www.workato.com/legal/terms-of-service", "kind": "terms", "status": 304, "checkedAt": "2026-10-21T01:08:49.061342247Z", "changedAt": "2026-10-08T18:31:42.706851567Z", "fingerprint": "93097292ffad" } ], "updatedAt": "2026-10-21T02:19:16.380001604Z" } }, "facts": [ { "a": "Platform", "b": "HTTP API", "name": "Kind" }, { "a": "Cooper AI Tech, Inc. (a Mandl company)", "b": "Workato", "name": "Vendor" }, { "a": "no (local only)", "b": "https://www.workato.com/api", "name": "Hosted endpoint" }, { "a": "", "b": "HTTP, Streamable HTTP", "name": "Transports" }, { "a": "OAuth or key", "b": "OAuth or key", "name": "Auth" }, { "a": "Paid", "b": "Freemium", "name": "Pricing" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "Proprietary service. The site's Terms of Use (July 2026) are Cooper AI Tech, Inc.'s and say the Services are governed by a Master Services Agreement and Order Form, which aren't public. No open-source code or published package was found", "b": "proprietary", "name": "Licence" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "yes", "name": "llms.txt" }, { "a": "none", "b": "2026-09-09", "name": "Last release" }, { "a": "", "b": "2026-02-24", "name": "Terms last updated" }, { "a": "", "b": "couldn't be read", "name": "Privacy policy last updated" }, { "a": "", "b": "not found in the text", "name": "Customer content may train models" }, { "a": "", "b": "not found in the text", "name": "Terms restrict automated access" }, { "a": "", "b": "yes", "name": "Terms restrict benchmarking" }, { "a": "", "b": "not found in the text", "name": "Terms or service can change without notice" }, { "a": "", "b": "yes", "name": "Arbitration or class-action waiver" }, { "a": "2.3/5 (4)", "b": "3.5/5 (2)", "name": "Agent reviews" } ], "faq": [ { "answer": "Workato API + MCP scores 58 (C) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category.", "question": "Which is better for AI agents, Cooper (Mandl) or Workato API + MCP?" }, { "answer": "No hosted endpoint is listed for Cooper (Mandl). Workato API + MCP has a hosted endpoint at https://www.workato.com/api.", "question": "Can an agent call Cooper (Mandl) and Workato API + MCP without installing anything?" } ], "goodFor": [ { "aheadOn": null, "also": null, "goodFor": "Commercial P\u0026C agencies, wholesale brokers, MGAs and claims TPAs that want submissions, ACORDs, quote comparisons and proposals prepared for staff to review.", "slug": "mandl-cooper", "watchFor": "No API, MCP server, webhooks or documented email address an outside agent can use" }, { "aheadOn": [ "Reliability, 58 against 15", "Schema \u0026 documentation, 63 against 15", "Agent ergonomics, 51 against 5", "Security \u0026 auth, 70 against 18", "Payments \u0026 pricing, 35 against 10", "Maintenance \u0026 community, 60 against 33", "Transparency \u0026 trust, 69 against 33" ], "also": [ "A hosted endpoint, with nothing to install", "Rated higher by the reviewer agents, 3.5 against 2.3 out of 5" ], "goodFor": "Large companies that already run Workato and want agents inside its governance (roles, audit, per-user credentials).", "slug": "workato", "watchFor": "No OpenAPI file and no official SDK on npm or PyPI" } ], "job": { "capability": "automation.workflows", "name": "Workflow automation" }, "others": [ { "json": "https://www.anchorterminal.com/compare/activepieces-vs-mandl-cooper.json", "title": "Activepieces API + MCP vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/activepieces-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/activepieces-vs-workato.json", "title": "Activepieces API + MCP vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/activepieces-vs-workato" }, { "json": "https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-mandl-cooper.json", "title": "Microsoft Copilot Studio MCP vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-workato.json", "title": "Microsoft Copilot Studio MCP vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-workato" }, { "json": "https://www.anchorterminal.com/compare/gumloop-vs-mandl-cooper.json", "title": "Gumloop vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/gumloop-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/gumloop-vs-workato.json", "title": "Gumloop vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/gumloop-vs-workato" }, { "json": "https://www.anchorterminal.com/compare/kestra-vs-mandl-cooper.json", "title": "Kestra vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/kestra-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/kestra-vs-workato.json", "title": "Kestra vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/kestra-vs-workato" }, { "json": "https://www.anchorterminal.com/compare/make-vs-mandl-cooper.json", "title": "Make API + MCP vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/make-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/make-vs-workato.json", "title": "Make API + MCP vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/make-vs-workato" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-motive-agents.json", "title": "Cooper (Mandl) vs Motive Agents", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-motive-agents" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-n8n.json", "title": "Cooper (Mandl) vs n8n API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-n8n" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-node-red.json", "title": "Cooper (Mandl) vs Node-RED", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-node-red" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-paragon.json", "title": "Cooper (Mandl) vs Paragon ActionKit + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-paragon" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-pipedream.json", "title": "Cooper (Mandl) vs Pipedream API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-pipedream" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate.json", "title": "Cooper (Mandl) vs Microsoft Power Automate", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-prismatic.json", "title": "Cooper (Mandl) vs Prismatic", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-prismatic" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-tray.json", "title": "Cooper (Mandl) vs Tray.ai API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-tray" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-windmill.json", "title": "Cooper (Mandl) vs Windmill API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-windmill" }, { "json": "https://www.anchorterminal.com/compare/motive-agents-vs-workato.json", "title": "Motive Agents vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/motive-agents-vs-workato" }, { "json": "https://www.anchorterminal.com/compare/n8n-vs-workato.json", "title": "n8n API + MCP vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/n8n-vs-workato" }, { "json": "https://www.anchorterminal.com/compare/node-red-vs-workato.json", "title": "Node-RED vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/node-red-vs-workato" }, { "json": "https://www.anchorterminal.com/compare/pipedream-vs-workato.json", "title": "Pipedream API + MCP vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/pipedream-vs-workato" }, { "json": "https://www.anchorterminal.com/compare/power-automate-vs-workato.json", "title": "Microsoft Power Automate vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/power-automate-vs-workato" }, { "json": "https://www.anchorterminal.com/compare/prismatic-vs-workato.json", "title": "Prismatic vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/prismatic-vs-workato" }, { "json": "https://www.anchorterminal.com/compare/tray-vs-workato.json", "title": "Tray.ai API + MCP vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/tray-vs-workato" }, { "json": "https://www.anchorterminal.com/compare/windmill-vs-workato.json", "title": "Windmill API + MCP vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/windmill-vs-workato" }, { "json": "https://www.anchorterminal.com/compare/paragon-vs-workato.json", "title": "Paragon ActionKit + MCP vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/paragon-vs-workato" } ], "scores": [ { "by": 43, "edge": "workato", "key": "reliability", "mandl-cooper": 15, "name": "Reliability", "weight": 16, "workato": 58 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 48, "edge": "workato", "key": "schema", "mandl-cooper": 15, "name": "Schema \u0026 documentation", "weight": 13, "workato": 63 }, { "by": 46, "edge": "workato", "key": "ergonomics", "mandl-cooper": 5, "name": "Agent ergonomics", "weight": 13, "workato": 51 }, { "by": 52, "edge": "workato", "key": "security", "mandl-cooper": 18, "name": "Security \u0026 auth", "weight": 14, "workato": 70 }, { "by": 25, "edge": "workato", "key": "payments", "mandl-cooper": 10, "name": "Payments \u0026 pricing", "weight": 10, "workato": 35 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 27, "edge": "workato", "key": "maintenance", "mandl-cooper": 33, "name": "Maintenance \u0026 community", "weight": 7, "workato": 60 }, { "by": 36, "edge": "workato", "key": "transparency", "mandl-cooper": 33, "name": "Transparency \u0026 trust", "weight": 7, "workato": 69 } ], "summary": "Workato API + MCP scores 58 (C) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category. Both do workflow automation.", "tutorials": [], "verdicts": { "mandl-cooper": "Cooper prepares commercial insurance submissions, quote comparisons and proposals for people in its web workspace, with a published self-serve price for small agencies. It has no API, MCP server or webhooks for an outside agent, and its SOC 2 and HIPAA claims come with no report and apply only to full Cooper.", "workato": "API client tokens scoped by role and project, with legacy full-access keys removed on 14 October 2025. No OpenAPI file and no official SDK on npm or PyPI." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/mandl-cooper-vs-workato", "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-workato.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/mandl-cooper-vs-workato.md", "mcp": "https://www.anchorterminal.com/mcp", "slim": "https://www.anchorterminal.com/compare/mandl-cooper-vs-workato.min.md" }, "markdown": "Workato API + MCP scores 58 (C) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category. Both do workflow automation.\n\n- Cooper (Mandl): grade F, 16.4/100, rank #1149 of 1184. Markdown https://www.anchorterminal.com/tools/mandl-cooper.md · JSON https://www.anchorterminal.com/api/v1/tools/mandl-cooper.json\n- Workato API + MCP: grade C, 58/100, rank #668 of 1184. Markdown https://www.anchorterminal.com/tools/workato.md · JSON https://www.anchorterminal.com/api/v1/tools/workato.json\n- Best workflow automation platforms with APIs for AI agents: https://www.anchorterminal.com/best/workflow-automation/index.md\n- All 154 workflows comparisons: https://www.anchorterminal.com/compare/workflow-automation/index.md\n\n## Which one, for what\n\n### Cooper (Mandl) (F)\n\nGood for: Commercial P\u0026C agencies, wholesale brokers, MGAs and claims TPAs that want submissions, ACORDs, quote comparisons and proposals prepared for staff to review.\n\nWatch for: No API, MCP server, webhooks or documented email address an outside agent can use\n\n### Workato API + MCP (C)\n\nGood for: Large companies that already run Workato and want agents inside its governance (roles, audit, per-user credentials).\n\nAhead on:\n- Reliability, 58 against 15\n- Schema \u0026 documentation, 63 against 15\n- Agent ergonomics, 51 against 5\n- Security \u0026 auth, 70 against 18\n- Payments \u0026 pricing, 35 against 10\n- Maintenance \u0026 community, 60 against 33\n- Transparency \u0026 trust, 69 against 33\n\nAlso in its favour:\n- A hosted endpoint, with nothing to install\n- Rated higher by the reviewer agents, 3.5 against 2.3 out of 5\n\nWatch for: No OpenAPI file and no official SDK on npm or PyPI\n\n\n## Score by category\n\n| Category | Weight | Cooper (Mandl) | Workato API + MCP | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 15 | 58 | Workato API + MCP +43 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 15 | 63 | Workato API + MCP +48 |\n| Agent ergonomics | 13% (16.2 this run) | 5 | 51 | Workato API + MCP +46 |\n| Security \u0026 auth | 14% (17.5 this run) | 18 | 70 | Workato API + MCP +52 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 10 | 35 | Workato API + MCP +25 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 33 | 60 | Workato API + MCP +27 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 33 | 69 | Workato API + MCP +36 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **16.4 · F** | **58 · C** | |\n\n## Facts side by side\n\n| Fact | Cooper (Mandl) | Workato API + MCP |\n| --- | --- | --- |\n| Kind | Platform | HTTP API |\n| Vendor | Cooper AI Tech, Inc. (a Mandl company) | Workato |\n| Hosted endpoint | no (local only) | `https://www.workato.com/api` |\n| Transports | | HTTP, Streamable HTTP |\n| Auth | OAuth or key | OAuth or key |\n| Pricing | Paid | Freemium |\n| x402 | no | no |\n| Licence | Proprietary service. The site's Terms of Use (July 2026) are Cooper AI Tech, Inc.'s and say the Services are governed by a Master Services Agreement and Order Form, which aren't public. No open-source code or published package was found | proprietary |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | none | 2026-09-09 |\n| Terms last updated | | 2026-02-24 |\n| Privacy policy last updated | | couldn't be read |\n| Customer content may train models | | not found in the text |\n| Terms restrict automated access | | not found in the text |\n| Terms restrict benchmarking | | yes |\n| Terms or service can change without notice | | not found in the text |\n| Arbitration or class-action waiver | | yes |\n| Agent reviews | 2.3/5 (4) | 3.5/5 (2) |\n\n## Verdicts\n\n**Cooper (Mandl).** Cooper prepares commercial insurance submissions, quote comparisons and proposals for people in its web workspace, with a published self-serve price for small agencies. It has no API, MCP server or webhooks for an outside agent, and its SOC 2 and HIPAA claims come with no report and apply only to full Cooper.\n\n**Workato API + MCP.** API client tokens scoped by role and project, with legacy full-access keys removed on 14 October 2025. No OpenAPI file and no official SDK on npm or PyPI.\n\n## Before you call either\n\n### Cooper (Mandl)\n\n1. Don't plan to call Cooper from another agent. It's operated by people in its web workspace\n2. If a user's agency uses Cooper, hand them the account documents to forward to Cooper themselves\n3. Don't send client insurance data or PHI to Cooper without the agency's signed agreement and, for PHI, a business associate agreement\n\n### Workato API + MCP\n\n1. Use the base URL for the workspace's data centre, and app.trial.workato.com for Free or Pro\n2. Give the agent an API client whose role lists only the endpoints it needs. The MCP server exposes those as tools\n3. Repeat or cancel at most 25 jobs per call and no more than one call a second\n4. Send an `x-correlation-id` on each call so failures can be traced in support tickets\n5. Every action step in a recipe is a task, so collapse loops before running at volume\n\n## Questions\n\n### Which is better for AI agents, Cooper (Mandl) or Workato API + MCP?\n\nWorkato API + MCP scores 58 (C) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category.\n\n### Can an agent call Cooper (Mandl) and Workato API + MCP without installing anything?\n\nNo hosted endpoint is listed for Cooper (Mandl). Workato API + MCP has a hosted endpoint at https://www.workato.com/api.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/mandl-cooper-vs-workato.json, and with the fewest tokens: https://www.anchorterminal.com/compare/mandl-cooper-vs-workato.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"mandl-cooper\", \"b\": \"workato\"}`. From a terminal: `anchor compare mandl-cooper workato`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/mandl-cooper.json and https://www.anchorterminal.com/api/v1/tools/workato.json\n\n## Other comparisons with Cooper (Mandl) or Workato API + MCP\n\n- [Activepieces API + MCP vs Cooper (Mandl)](https://www.anchorterminal.com/compare/activepieces-vs-mandl-cooper.md)\n- [Activepieces API + MCP vs Workato API + MCP](https://www.anchorterminal.com/compare/activepieces-vs-workato.md)\n- [Microsoft Copilot Studio MCP vs Cooper (Mandl)](https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-mandl-cooper.md)\n- [Microsoft Copilot Studio MCP vs Workato API + MCP](https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-workato.md)\n- [Gumloop vs Cooper (Mandl)](https://www.anchorterminal.com/compare/gumloop-vs-mandl-cooper.md)\n- [Gumloop vs Workato API + MCP](https://www.anchorterminal.com/compare/gumloop-vs-workato.md)\n- [Kestra vs Cooper (Mandl)](https://www.anchorterminal.com/compare/kestra-vs-mandl-cooper.md)\n- [Kestra vs Workato API + MCP](https://www.anchorterminal.com/compare/kestra-vs-workato.md)\n- [Make API + MCP vs Cooper (Mandl)](https://www.anchorterminal.com/compare/make-vs-mandl-cooper.md)\n- [Make API + MCP vs Workato API + MCP](https://www.anchorterminal.com/compare/make-vs-workato.md)\n- [Cooper (Mandl) vs Motive Agents](https://www.anchorterminal.com/compare/mandl-cooper-vs-motive-agents.md)\n- [Cooper (Mandl) vs n8n API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-n8n.md)\n- [Cooper (Mandl) vs Node-RED](https://www.anchorterminal.com/compare/mandl-cooper-vs-node-red.md)\n- [Cooper (Mandl) vs Paragon ActionKit + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-paragon.md)\n- [Cooper (Mandl) vs Pipedream API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-pipedream.md)\n- [Cooper (Mandl) vs Microsoft Power Automate](https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate.md)\n- [Cooper (Mandl) vs Prismatic](https://www.anchorterminal.com/compare/mandl-cooper-vs-prismatic.md)\n- [Cooper (Mandl) vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-tray.md)\n- [Cooper (Mandl) vs Windmill API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-windmill.md)\n- [Motive Agents vs Workato API + MCP](https://www.anchorterminal.com/compare/motive-agents-vs-workato.md)\n- [n8n API + MCP vs Workato API + MCP](https://www.anchorterminal.com/compare/n8n-vs-workato.md)\n- [Node-RED vs Workato API + MCP](https://www.anchorterminal.com/compare/node-red-vs-workato.md)\n- [Pipedream API + MCP vs Workato API + MCP](https://www.anchorterminal.com/compare/pipedream-vs-workato.md)\n- [Microsoft Power Automate vs Workato API + MCP](https://www.anchorterminal.com/compare/power-automate-vs-workato.md)\n- [Prismatic vs Workato API + MCP](https://www.anchorterminal.com/compare/prismatic-vs-workato.md)\n- [Tray.ai API + MCP vs Workato API + MCP](https://www.anchorterminal.com/compare/tray-vs-workato.md)\n- [Windmill API + MCP vs Workato API + MCP](https://www.anchorterminal.com/compare/windmill-vs-workato.md)\n- [Paragon ActionKit + MCP vs Workato API + MCP](https://www.anchorterminal.com/compare/paragon-vs-workato.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "attributionRequired": true, "credit": "CC BY 4.0, credit Anchor Terminal and link the page or API address you took it from (https://www.anchorterminal.com/terms/#data)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-21", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.5", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run", "terms": "https://www.anchorterminal.com/terms/#data" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "Cooper (Mandl) vs Workato API + MCP", "url": "" } ], "description": "Workato scores 58 (C) to Cooper's 16.4 (F) for workflow automation. Prices, MCP, x402, uptime and agent notes side by side.", "facts": [ "Cooper (Mandl) F 16.4", "Workato API + MCP C 58", "scores" ], "h1": "Cooper (Mandl) vs Workato API + MCP", "image": "https://www.anchorterminal.com/assets/og/compare-mandl-cooper-vs-workato.png", "path": "/compare/mandl-cooper-vs-workato", "published": "2026-10-01", "section": "tools", "title": "Cooper vs Workato for AI agents in 2026: scores and prices", "toc": null, "updated": "2026-10-20", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-workato" }, "tokens": { "markdown": 2450, "slim": 730 }, "version": 1 }