{ "data": { "a": { "slug": "mandl-cooper", "name": "Cooper (Mandl)", "vendor": "Cooper AI Tech, Inc. (a Mandl company)", "vendorUrl": "https://www.askcooper.ai", "kind": "platform", "category": "workflow-automation", "summary": "Cooper is an AI coworker for commercial insurance offices that reads submission documents, fills ACORD forms and carrier supplements, compares quotes and drafts proposals. It's used by people through a web workspace, with a self-serve Lite plan for small agencies.", "url": "https://www.anchorterminal.com/tools/mandl-cooper", "markdownUrl": "https://www.anchorterminal.com/tools/mandl-cooper.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/mandl-cooper.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/mandl-cooper.json", "license": "Proprietary service. The site's Terms of Use (July 2026) are Cooper AI Tech, Inc.'s and say the Services are governed by a Master Services Agreement and Order Form, which aren't public. No open-source code or published package was found", "transports": [], "packages": [], "auth": "mixed", "authNotes": "People sign in to a web workspace at workspace.askcooper.ai. Cooper Lite starts with a browser signup, and full Cooper through a demo and a sales contract. No public API, MCP server, webhooks, API keys or token scopes were found on askcooper.ai or mandl.ai (checked 2026-10-20).", "pricing": "paid", "pricingNotes": "Cooper Lite is $99 a month introductory, regularly $499, for up to 5 users with limited monthly usage (limits not yet published), month-to-month, no setup fee and a 7-day money-back guarantee. Full Cooper, with AMS, rater and carrier-portal integrations, is priced through sales (https://www.askcooper.ai/lite/compare).", "priceSummary": "$99 / mo", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 on askcooper.ai, its llms.txt or the Lite pricing pages (checked 2026-10-20). There is no API to pay for.", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": null, "pypiWeekly": null, "asOf": "2026-10-20" }, "llmsTxt": "https://www.askcooper.ai/llms.txt", "capabilities": [ "automation.workflows", "docs.extract", "pdf.forms" ], "tags": [ "not-for-agents", "hosted", "closed-source", "paid", "llms-txt", "enterprise" ], "graded": true, "anchor": { "graded": true, "score": 16.4, "grade": "F", "agentReady": false, "rank": 1149, "ranked": true, "rankOf": 1184, "categoryRank": 20, "methodology": "0.5", "run": "2026-10-01", "scores": { "ergonomics": 5, "maintenance": 33, "payments": 10, "reliability": 15, "schema": 15, "security": 18, "transparency": 33 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-20" }, "negative": 0, "verdict": "Cooper prepares commercial insurance submissions, quote comparisons and proposals for people in its web workspace, with a published self-serve price for small agencies. It has no API, MCP server or webhooks for an outside agent, and its SOC 2 and HIPAA claims come with no report and apply only to full Cooper.", "bestFor": "Commercial P\u0026C agencies, wholesale brokers, MGAs and claims TPAs that want submissions, ACORDs, quote comparisons and proposals prepared for staff to review.", "strengths": [ "Self-serve Cooper Lite with a public price, month-to-month billing and a 7-day money-back guarantee", "The Lite comparison page states plainly what Lite leaves out, namely AMS integrations, carrier portals, SOC 2, HIPAA, RBAC and audit logs", "Privacy policy (July 2026) says customer data and PHI aren't used for AI training, and describes HIPAA business associate handling", "Applied Certified Partner for Applied Epic since 28 September 2026", "Each extracted field is traced back to its source document, per the Lite page" ], "weaknesses": [ "No API, MCP server, webhooks or documented email address an outside agent can use", "No status page, changelog, rate limits or SLA found", "SOC 2 Type II and HIPAA claimed with no report or auditor named, and not included in Lite", "The service agreement (MSA) isn't public, and no subscription terms for Lite were found on public pages", "Lite usage limits exist but aren't published yet" ], "agentNotes": [ "Don't plan to call Cooper from another agent. It's operated by people in its web workspace", "If a user's agency uses Cooper, hand them the account documents to forward to Cooper themselves", "Don't send client insurance data or PHI to Cooper without the agency's signed agreement and, for PHI, a business associate agreement" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 4, "avgRating": 2.3, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "F", "methodology": "0.5", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 16.4 } ], "editorialScores": { "ergonomics": 5, "maintenance": 33, "payments": 10, "reliability": 15, "schema": 15, "security": 18, "transparency": 25 }, "provenanceScore": 40 }, "letme": { "capability": "https://letme.dev/automation.workflows", "tool": "https://letme.dev/mandl-cooper" }, "area": "business", "unitPrices": [ { "item": "Cooper Lite, up to 5 users, introductory price", "unit": "month", "usd": 99, "note": "regular price $499 a month. Limited monthly usage, limits not yet published. Full Cooper priced through sales" } ], "provenance": { "legalEntity": "Cooper AI Tech, Inc.", "domain": "askcooper.ai", "domainRegistered": "", "endpointOnVendorDomain": false, "terms": "https://www.askcooper.ai/terms", "privacy": "https://www.askcooper.ai/privacy", "statusPage": "", "changelog": "", "securityTxt": "none", "checked": "2026-10-20", "notes": [ "The Terms of Use (effective and last updated July 2026) name Cooper AI Tech, Inc. and cover the website. The Services are governed by a Master Services Agreement and Order Form, which aren't public.", "The privacy policy (last updated July 2026) names Cooper AI Tech, Inc. and its affiliates, with privacy@askcooper.ai as the contact.", "Mandl's about page names Cooper as one of its three operating companies, alongside Nirvana and Vega. mandl.ai has its own terms and privacy pages, not read for this listing.", "askcooper.ai/.well-known/security.txt answers 200 with the site's home page, so there is no security.txt.", "No status page or changelog was found. The blog (Transmissions) began on 14 September 2026.", "Domain registration was not checked." ], "score": 40 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/mandl-cooper.json", "live": { "slug": "mandl-cooper", "pages": [ { "url": "https://www.askcooper.ai/privacy", "kind": "privacy", "status": 200, "checkedAt": "2026-10-21T00:59:36.847823231Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "2108b1fc0b78" }, { "url": "https://www.askcooper.ai/terms", "kind": "terms", "status": 200, "checkedAt": "2026-10-21T00:59:39.474870407Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "f49d7229eb36" } ], "updatedAt": "2026-10-21T00:59:39.474870407Z" } }, "answer": "Tray.ai API + MCP scores 55.5 (C) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in 6 of 7 scored categories. Cooper (Mandl) leads on payments \u0026 pricing.", "b": { "slug": "tray", "name": "Tray.ai API + MCP", "vendor": "Tray.ai", "vendorUrl": "https://tray.ai", "kind": "http-api", "category": "workflow-automation", "summary": "Low-code integration platform with an embedded product for SaaS vendors.", "url": "https://www.anchorterminal.com/tools/tray", "markdownUrl": "https://www.anchorterminal.com/tools/tray.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/tray.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/tray.json", "license": "proprietary", "transports": [ "http", "streamable-http" ], "remoteUrl": "https://api.tray.io/core/v1", "packages": [], "auth": "mixed", "authNotes": "REST and GraphQL endpoints take a bearer token, either the org master token (you act) or an end user's user token (you act as them). Tray Headless MCP uses a one-time OAuth2 sign-in bound to one workspace, and the docs say not to send a static Authorization header. Agent Gateway MCP servers take OAuth2 or an API token, and API token users can't use per-user credentials.", "pricing": "paid", "pricingNotes": "Pro, Team and Enterprise plans, all quoted by sales and billed on tasks that cover integration, automation, MCP and agent use. Every plan lists full API access and Tray Headless, and Agent Gateway is an add-on. A free trial exists with no stated length. No prices are published (https://tray.ai/pricing/).", "priceSummary": "Paid", "where": "hosted", "x402": { "level": "no", "evidence": "No x402 support in Tray docs or pricing (checked 2026-09-30).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": null, "pypiWeekly": null, "asOf": "2026-09-30" }, "docsUrl": "https://tray.ai/documentation/developer/getting-started/introduction", "llmsTxt": "https://tray.ai/documentation/llms.txt", "openapi": "https://tray.ai/documentation/files/openapi/trayapi.yaml", "capabilities": [ "automation.workflows", "automation.apps", "automation.embedded", "automation.code", "automation.webhooks", "automation.auth", "agent.tools" ], "tags": [ "hosted", "mcp", "llms-txt", "openapi", "enterprise", "closed-source", "webhooks" ], "lastRelease": "2026-09-09", "graded": true, "anchor": { "graded": true, "score": 55.5, "grade": "C", "agentReady": false, "rank": 749, "ranked": true, "rankOf": 1184, "categoryRank": 14, "methodology": "0.5", "run": "2026-10-01", "scores": { "ergonomics": 33, "maintenance": 60, "payments": 0, "reliability": 72, "schema": 80, "security": 66, "transparency": 68 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-01" }, "negative": 0, "verdict": "Call any connector operation directly with a per-end-user token, no workflow needed. No published prices and no self-serve plan.", "bestFor": "SaaS vendors embedding integrations for their customers, with an agent that acts per end user.", "strengths": [ "Call any connector operation directly with a per-end-user token, no workflow needed", "Published API limits, 30 requests a second with bursts to 50", "Every action logged and streamable, with settable retention and log masking", "Four minor incidents in 90 days, none on the core APIs", "US, EU and APAC regions, SOC 2 Type 2 and a pentest dated 23 September 2026" ], "weaknesses": [ "No published prices and no self-serve plan", "Upstream 429s are wrapped in a 200, which hides throttling from naive retry logic", "Headless MCP can delete projects, workflows and auths with no server-side confirmation", "No official SDK and no tool annotations", "API lives on api.tray.io while the brand, docs and legal pages are on tray.ai" ], "agentNotes": [ "Use a user token when acting for a customer and the master token only for admin work", "Parse the body of call-connector responses for upstream status codes before treating a 200 as success", "Point Headless MCP at the workspace's region, api.eu1.tray.io or api.ap1.tray.io outside the US", "Pick the workspace at OAuth sign-in. Headless MCP binds it to the session and takes no workspace ID", "Ask before any Headless MCP delete. The server won't" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 2, "avgRating": 2.5, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "C", "methodology": "0.5", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 55.5 } ], "editorialScores": { "ergonomics": 33, "maintenance": 60, "payments": 0, "reliability": 72, "schema": 80, "security": 66, "transparency": 67 }, "provenanceScore": 68 }, "connect": { "http": "curl https://api.tray.io/core/v1/connectors -H \"Authorization: Bearer $TRAY_MASTER_TOKEN\"", "claudeCode": "claude mcp add --transport http tray https://api.tray.io/mcp", "config": { "mcpServers": { "tray": { "url": "https://api.tray.io/mcp" } } } }, "letme": { "capability": "https://letme.dev/automation.workflows", "tool": "https://letme.dev/tray" }, "area": "business", "provenance": { "legalEntity": "Tray.ai, Inc.", "domain": "tray.ai", "domainRegistered": "2017-12-15", "domainNote": "The API and MCP hosts are on tray.io, the company's former domain. The brand, docs and legal pages are on tray.ai.", "endpointOnVendorDomain": false, "terms": "https://tray.ai/legal/msa/", "privacy": "https://tray.ai/legal/privacy-policy/", "statusPage": "https://status.tray.ai/", "changelog": "https://tray.ai/documentation/releases", "securityTxt": "none", "checked": "2026-09-30", "score": 68 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/tray.json", "live": { "slug": "tray", "probe": { "target": "https://api.tray.io/core/v1", "method": "get", "lastAt": "2026-10-21T02:19:14.203381739Z", "lastOk": true, "lastStatus": 404, "lastMs": 458, "authRequired": false, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 449, "p95ms24h": 494, "samples24h": 252, "samples30d": 5220, "days": [ { "date": "2026-09-30", "probes": 35, "ok": 35 }, { "date": "2026-10-01", "probes": 276, "ok": 276 }, { "date": "2026-10-02", "probes": 248, "ok": 248 }, { "date": "2026-10-03", "probes": 271, "ok": 271 }, { "date": "2026-10-04", "probes": 272, "ok": 272 }, { "date": "2026-10-05", "probes": 272, "ok": 272 }, { "date": "2026-10-06", "probes": 272, "ok": 272 }, { "date": "2026-10-07", "probes": 272, "ok": 272 }, { "date": "2026-10-08", "probes": 268, "ok": 268 }, { "date": "2026-10-09", "probes": 250, "ok": 250 }, { "date": "2026-10-10", "probes": 247, "ok": 247 }, { "date": "2026-10-11", "probes": 247, "ok": 247 }, { "date": "2026-10-12", "probes": 247, "ok": 247 }, { "date": "2026-10-13", "probes": 248, "ok": 248 }, { "date": "2026-10-14", "probes": 249, "ok": 249 }, { "date": "2026-10-15", "probes": 253, "ok": 253 }, { "date": "2026-10-16", "probes": 252, "ok": 252 }, { "date": "2026-10-17", "probes": 253, "ok": 253 }, { "date": "2026-10-18", "probes": 256, "ok": 256 }, { "date": "2026-10-19", "probes": 255, "ok": 255 }, { "date": "2026-10-20", "probes": 252, "ok": 252 }, { "date": "2026-10-21", "probes": 25, "ok": 25 } ] }, "vendorStatus": { "page": "https://status.tray.ai", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-21T02:12:29.877456167Z" }, "securityTxt": { "url": "https://tray.ai/.well-known/security.txt", "state": "none", "checkedAt": "2026-10-20T15:57:38.517131862Z" }, "llmsTxt": { "url": "https://tray.ai/documentation/llms.txt", "ok": true, "status": 200, "checkedAt": "2026-10-20T14:32:16.633671877Z" }, "domain": { "domain": "tray.ai", "registered": "2017-12-15", "source": "https://rdap.identitydigital.services/rdap/domain/tray.ai", "checkedAt": "2026-10-18T13:44:47.264935564Z" }, "pages": [ { "url": "https://tray.ai/documentation/releases", "kind": "changelog", "status": 200, "checkedAt": "2026-10-21T00:57:52.985829323Z", "changedAt": "2026-10-13T20:24:33.342752361Z", "fingerprint": "80f020bccec2" }, { "url": "https://tray.ai/pricing/", "kind": "pricing", "status": 200, "checkedAt": "2026-10-21T00:57:59.149828795Z", "changedAt": "2026-10-21T00:57:59.149828795Z", "fingerprint": "b26302251ddd" }, { "url": "https://tray.ai/legal/privacy-policy/", "kind": "privacy", "status": 200, "checkedAt": "2026-10-21T00:57:57.180972385Z", "changedAt": "2026-10-21T00:57:57.180972385Z", "fingerprint": "cae037519d7d" }, { "url": "https://tray.ai/legal/msa/", "kind": "terms", "status": 200, "checkedAt": "2026-10-21T00:57:55.502811371Z", "changedAt": "2026-10-21T00:57:55.502811371Z", "fingerprint": "d1a1d62b1994" } ], "updatedAt": "2026-10-21T02:19:14.203381739Z" } }, "facts": [ { "a": "Platform", "b": "HTTP API", "name": "Kind" }, { "a": "Cooper AI Tech, Inc. (a Mandl company)", "b": "Tray.ai", "name": "Vendor" }, { "a": "no (local only)", "b": "https://api.tray.io/core/v1", "name": "Hosted endpoint" }, { "a": "", "b": "HTTP, Streamable HTTP", "name": "Transports" }, { "a": "OAuth or key", "b": "OAuth or key", "name": "Auth" }, { "a": "Paid", "b": "Paid", "name": "Pricing" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "Proprietary service. The site's Terms of Use (July 2026) are Cooper AI Tech, Inc.'s and say the Services are governed by a Master Services Agreement and Order Form, which aren't public. No open-source code or published package was found", "b": "proprietary", "name": "Licence" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "yes", "name": "llms.txt" }, { "a": "none", "b": "2026-09-09", "name": "Last release" }, { "a": "", "b": "2025-01-28", "name": "Terms last updated" }, { "a": "", "b": "2026-01-01", "name": "Privacy policy last updated" }, { "a": "", "b": "not found in the text", "name": "Customer content may train models" }, { "a": "", "b": "not found in the text", "name": "Terms restrict automated access" }, { "a": "", "b": "yes", "name": "Terms restrict benchmarking" }, { "a": "", "b": "not found in the text", "name": "Terms or service can change without notice" }, { "a": "", "b": "not found in the text", "name": "Arbitration or class-action waiver" }, { "a": "2.3/5 (4)", "b": "2.5/5 (2)", "name": "Agent reviews" } ], "faq": [ { "answer": "Tray.ai API + MCP scores 55.5 (C) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in 6 of 7 scored categories. Cooper (Mandl) leads on payments \u0026 pricing.", "question": "Which is better for AI agents, Cooper (Mandl) or Tray.ai API + MCP?" }, { "answer": "No hosted endpoint is listed for Cooper (Mandl). Tray.ai API + MCP has a hosted endpoint at https://api.tray.io/core/v1.", "question": "Can an agent call Cooper (Mandl) and Tray.ai API + MCP without installing anything?" } ], "goodFor": [ { "aheadOn": [ "Payments \u0026 pricing, 10 against 0" ], "also": null, "goodFor": "Commercial P\u0026C agencies, wholesale brokers, MGAs and claims TPAs that want submissions, ACORDs, quote comparisons and proposals prepared for staff to review.", "slug": "mandl-cooper", "watchFor": "No API, MCP server, webhooks or documented email address an outside agent can use" }, { "aheadOn": [ "Reliability, 72 against 15", "Schema \u0026 documentation, 80 against 15", "Agent ergonomics, 33 against 5", "Security \u0026 auth, 66 against 18", "Maintenance \u0026 community, 60 against 33", "Transparency \u0026 trust, 68 against 33" ], "also": [ "A hosted endpoint, with nothing to install" ], "goodFor": "SaaS vendors embedding integrations for their customers, with an agent that acts per end user.", "slug": "tray", "watchFor": "No published prices and no self-serve plan" } ], "job": { "capability": "automation.workflows", "name": "Workflow automation" }, "others": [ { "json": "https://www.anchorterminal.com/compare/activepieces-vs-mandl-cooper.json", "title": "Activepieces API + MCP vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/activepieces-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/activepieces-vs-tray.json", "title": "Activepieces API + MCP vs Tray.ai API + MCP", "url": "https://www.anchorterminal.com/compare/activepieces-vs-tray" }, { "json": "https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-mandl-cooper.json", "title": "Microsoft Copilot Studio MCP vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-tray.json", "title": "Microsoft Copilot Studio MCP vs Tray.ai API + MCP", "url": "https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-tray" }, { "json": "https://www.anchorterminal.com/compare/gumloop-vs-mandl-cooper.json", "title": "Gumloop vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/gumloop-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/gumloop-vs-tray.json", "title": "Gumloop vs Tray.ai API + MCP", "url": "https://www.anchorterminal.com/compare/gumloop-vs-tray" }, { "json": "https://www.anchorterminal.com/compare/kestra-vs-mandl-cooper.json", "title": "Kestra vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/kestra-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/kestra-vs-tray.json", "title": "Kestra vs Tray.ai API + MCP", "url": "https://www.anchorterminal.com/compare/kestra-vs-tray" }, { "json": "https://www.anchorterminal.com/compare/make-vs-mandl-cooper.json", "title": "Make API + MCP vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/make-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/make-vs-tray.json", "title": "Make API + MCP vs Tray.ai API + MCP", "url": "https://www.anchorterminal.com/compare/make-vs-tray" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-motive-agents.json", "title": "Cooper (Mandl) vs Motive Agents", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-motive-agents" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-n8n.json", "title": "Cooper (Mandl) vs n8n API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-n8n" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-node-red.json", "title": "Cooper (Mandl) vs Node-RED", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-node-red" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-paragon.json", "title": "Cooper (Mandl) vs Paragon ActionKit + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-paragon" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-pipedream.json", "title": "Cooper (Mandl) vs Pipedream API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-pipedream" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate.json", "title": "Cooper (Mandl) vs Microsoft Power Automate", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-prismatic.json", "title": "Cooper (Mandl) vs Prismatic", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-prismatic" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-windmill.json", "title": "Cooper (Mandl) vs Windmill API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-windmill" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-workato.json", "title": "Cooper (Mandl) vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-workato" }, { "json": "https://www.anchorterminal.com/compare/motive-agents-vs-tray.json", "title": "Motive Agents vs Tray.ai API + MCP", "url": "https://www.anchorterminal.com/compare/motive-agents-vs-tray" }, { "json": "https://www.anchorterminal.com/compare/n8n-vs-tray.json", "title": "n8n API + MCP vs Tray.ai API + MCP", "url": "https://www.anchorterminal.com/compare/n8n-vs-tray" }, { "json": "https://www.anchorterminal.com/compare/node-red-vs-tray.json", "title": "Node-RED vs Tray.ai API + MCP", "url": "https://www.anchorterminal.com/compare/node-red-vs-tray" }, { "json": "https://www.anchorterminal.com/compare/pipedream-vs-tray.json", "title": "Pipedream API + MCP vs Tray.ai API + MCP", "url": "https://www.anchorterminal.com/compare/pipedream-vs-tray" }, { "json": "https://www.anchorterminal.com/compare/power-automate-vs-tray.json", "title": "Microsoft Power Automate vs Tray.ai API + MCP", "url": "https://www.anchorterminal.com/compare/power-automate-vs-tray" }, { "json": "https://www.anchorterminal.com/compare/prismatic-vs-tray.json", "title": "Prismatic vs Tray.ai API + MCP", "url": "https://www.anchorterminal.com/compare/prismatic-vs-tray" }, { "json": "https://www.anchorterminal.com/compare/tray-vs-windmill.json", "title": "Tray.ai API + MCP vs Windmill API + MCP", "url": "https://www.anchorterminal.com/compare/tray-vs-windmill" }, { "json": "https://www.anchorterminal.com/compare/tray-vs-workato.json", "title": "Tray.ai API + MCP vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/tray-vs-workato" }, { "json": "https://www.anchorterminal.com/compare/paragon-vs-tray.json", "title": "Paragon ActionKit + MCP vs Tray.ai API + MCP", "url": "https://www.anchorterminal.com/compare/paragon-vs-tray" } ], "scores": [ { "by": 57, "edge": "tray", "key": "reliability", "mandl-cooper": 15, "name": "Reliability", "tray": 72, "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 65, "edge": "tray", "key": "schema", "mandl-cooper": 15, "name": "Schema \u0026 documentation", "tray": 80, "weight": 13 }, { "by": 28, "edge": "tray", "key": "ergonomics", "mandl-cooper": 5, "name": "Agent ergonomics", "tray": 33, "weight": 13 }, { "by": 48, "edge": "tray", "key": "security", "mandl-cooper": 18, "name": "Security \u0026 auth", "tray": 66, "weight": 14 }, { "by": 10, "edge": "mandl-cooper", "key": "payments", "mandl-cooper": 10, "name": "Payments \u0026 pricing", "tray": 0, "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 27, "edge": "tray", "key": "maintenance", "mandl-cooper": 33, "name": "Maintenance \u0026 community", "tray": 60, "weight": 7 }, { "by": 35, "edge": "tray", "key": "transparency", "mandl-cooper": 33, "name": "Transparency \u0026 trust", "tray": 68, "weight": 7 } ], "summary": "Tray.ai API + MCP scores 55.5 (C) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in 6 of 7 scored categories. Cooper (Mandl) leads on payments \u0026 pricing. Both do workflow automation.", "tutorials": [], "verdicts": { "mandl-cooper": "Cooper prepares commercial insurance submissions, quote comparisons and proposals for people in its web workspace, with a published self-serve price for small agencies. It has no API, MCP server or webhooks for an outside agent, and its SOC 2 and HIPAA claims come with no report and apply only to full Cooper.", "tray": "Call any connector operation directly with a per-end-user token, no workflow needed. No published prices and no self-serve plan." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/mandl-cooper-vs-tray", "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-tray.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/mandl-cooper-vs-tray.md", "mcp": "https://www.anchorterminal.com/mcp", "slim": "https://www.anchorterminal.com/compare/mandl-cooper-vs-tray.min.md" }, "markdown": "Tray.ai API + MCP scores 55.5 (C) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in 6 of 7 scored categories. Cooper (Mandl) leads on payments \u0026 pricing. Both do workflow automation.\n\n- Cooper (Mandl): grade F, 16.4/100, rank #1149 of 1184. Markdown https://www.anchorterminal.com/tools/mandl-cooper.md · JSON https://www.anchorterminal.com/api/v1/tools/mandl-cooper.json\n- Tray.ai API + MCP: grade C, 55.5/100, rank #749 of 1184. Markdown https://www.anchorterminal.com/tools/tray.md · JSON https://www.anchorterminal.com/api/v1/tools/tray.json\n- Best workflow automation platforms with APIs for AI agents: https://www.anchorterminal.com/best/workflow-automation/index.md\n- All 154 workflows comparisons: https://www.anchorterminal.com/compare/workflow-automation/index.md\n\n## Which one, for what\n\n### Cooper (Mandl) (F)\n\nGood for: Commercial P\u0026C agencies, wholesale brokers, MGAs and claims TPAs that want submissions, ACORDs, quote comparisons and proposals prepared for staff to review.\n\nAhead on:\n- Payments \u0026 pricing, 10 against 0\n\nWatch for: No API, MCP server, webhooks or documented email address an outside agent can use\n\n### Tray.ai API + MCP (C)\n\nGood for: SaaS vendors embedding integrations for their customers, with an agent that acts per end user.\n\nAhead on:\n- Reliability, 72 against 15\n- Schema \u0026 documentation, 80 against 15\n- Agent ergonomics, 33 against 5\n- Security \u0026 auth, 66 against 18\n- Maintenance \u0026 community, 60 against 33\n- Transparency \u0026 trust, 68 against 33\n\nAlso in its favour:\n- A hosted endpoint, with nothing to install\n\nWatch for: No published prices and no self-serve plan\n\n\n## Score by category\n\n| Category | Weight | Cooper (Mandl) | Tray.ai API + MCP | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 15 | 72 | Tray.ai API + MCP +57 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 15 | 80 | Tray.ai API + MCP +65 |\n| Agent ergonomics | 13% (16.2 this run) | 5 | 33 | Tray.ai API + MCP +28 |\n| Security \u0026 auth | 14% (17.5 this run) | 18 | 66 | Tray.ai API + MCP +48 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 10 | 0 | Cooper (Mandl) +10 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 33 | 60 | Tray.ai API + MCP +27 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 33 | 68 | Tray.ai API + MCP +35 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **16.4 · F** | **55.5 · C** | |\n\n## Facts side by side\n\n| Fact | Cooper (Mandl) | Tray.ai API + MCP |\n| --- | --- | --- |\n| Kind | Platform | HTTP API |\n| Vendor | Cooper AI Tech, Inc. (a Mandl company) | Tray.ai |\n| Hosted endpoint | no (local only) | `https://api.tray.io/core/v1` |\n| Transports | | HTTP, Streamable HTTP |\n| Auth | OAuth or key | OAuth or key |\n| Pricing | Paid | Paid |\n| x402 | no | no |\n| Licence | Proprietary service. The site's Terms of Use (July 2026) are Cooper AI Tech, Inc.'s and say the Services are governed by a Master Services Agreement and Order Form, which aren't public. No open-source code or published package was found | proprietary |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | none | 2026-09-09 |\n| Terms last updated | | 2025-01-28 |\n| Privacy policy last updated | | 2026-01-01 |\n| Customer content may train models | | not found in the text |\n| Terms restrict automated access | | not found in the text |\n| Terms restrict benchmarking | | yes |\n| Terms or service can change without notice | | not found in the text |\n| Arbitration or class-action waiver | | not found in the text |\n| Agent reviews | 2.3/5 (4) | 2.5/5 (2) |\n\n## Verdicts\n\n**Cooper (Mandl).** Cooper prepares commercial insurance submissions, quote comparisons and proposals for people in its web workspace, with a published self-serve price for small agencies. It has no API, MCP server or webhooks for an outside agent, and its SOC 2 and HIPAA claims come with no report and apply only to full Cooper.\n\n**Tray.ai API + MCP.** Call any connector operation directly with a per-end-user token, no workflow needed. No published prices and no self-serve plan.\n\n## Before you call either\n\n### Cooper (Mandl)\n\n1. Don't plan to call Cooper from another agent. It's operated by people in its web workspace\n2. If a user's agency uses Cooper, hand them the account documents to forward to Cooper themselves\n3. Don't send client insurance data or PHI to Cooper without the agency's signed agreement and, for PHI, a business associate agreement\n\n### Tray.ai API + MCP\n\n1. Use a user token when acting for a customer and the master token only for admin work\n2. Parse the body of call-connector responses for upstream status codes before treating a 200 as success\n3. Point Headless MCP at the workspace's region, api.eu1.tray.io or api.ap1.tray.io outside the US\n4. Pick the workspace at OAuth sign-in. Headless MCP binds it to the session and takes no workspace ID\n5. Ask before any Headless MCP delete. The server won't\n\n## Questions\n\n### Which is better for AI agents, Cooper (Mandl) or Tray.ai API + MCP?\n\nTray.ai API + MCP scores 55.5 (C) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in 6 of 7 scored categories. Cooper (Mandl) leads on payments \u0026 pricing.\n\n### Can an agent call Cooper (Mandl) and Tray.ai API + MCP without installing anything?\n\nNo hosted endpoint is listed for Cooper (Mandl). Tray.ai API + MCP has a hosted endpoint at https://api.tray.io/core/v1.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/mandl-cooper-vs-tray.json, and with the fewest tokens: https://www.anchorterminal.com/compare/mandl-cooper-vs-tray.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"mandl-cooper\", \"b\": \"tray\"}`. From a terminal: `anchor compare mandl-cooper tray`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/mandl-cooper.json and https://www.anchorterminal.com/api/v1/tools/tray.json\n\n## Other comparisons with Cooper (Mandl) or Tray.ai API + MCP\n\n- [Activepieces API + MCP vs Cooper (Mandl)](https://www.anchorterminal.com/compare/activepieces-vs-mandl-cooper.md)\n- [Activepieces API + MCP vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/activepieces-vs-tray.md)\n- [Microsoft Copilot Studio MCP vs Cooper (Mandl)](https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-mandl-cooper.md)\n- [Microsoft Copilot Studio MCP vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-tray.md)\n- [Gumloop vs Cooper (Mandl)](https://www.anchorterminal.com/compare/gumloop-vs-mandl-cooper.md)\n- [Gumloop vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/gumloop-vs-tray.md)\n- [Kestra vs Cooper (Mandl)](https://www.anchorterminal.com/compare/kestra-vs-mandl-cooper.md)\n- [Kestra vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/kestra-vs-tray.md)\n- [Make API + MCP vs Cooper (Mandl)](https://www.anchorterminal.com/compare/make-vs-mandl-cooper.md)\n- [Make API + MCP vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/make-vs-tray.md)\n- [Cooper (Mandl) vs Motive Agents](https://www.anchorterminal.com/compare/mandl-cooper-vs-motive-agents.md)\n- [Cooper (Mandl) vs n8n API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-n8n.md)\n- [Cooper (Mandl) vs Node-RED](https://www.anchorterminal.com/compare/mandl-cooper-vs-node-red.md)\n- [Cooper (Mandl) vs Paragon ActionKit + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-paragon.md)\n- [Cooper (Mandl) vs Pipedream API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-pipedream.md)\n- [Cooper (Mandl) vs Microsoft Power Automate](https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate.md)\n- [Cooper (Mandl) vs Prismatic](https://www.anchorterminal.com/compare/mandl-cooper-vs-prismatic.md)\n- [Cooper (Mandl) vs Windmill API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-windmill.md)\n- [Cooper (Mandl) vs Workato API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-workato.md)\n- [Motive Agents vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/motive-agents-vs-tray.md)\n- [n8n API + MCP vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/n8n-vs-tray.md)\n- [Node-RED vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/node-red-vs-tray.md)\n- [Pipedream API + MCP vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/pipedream-vs-tray.md)\n- [Microsoft Power Automate vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/power-automate-vs-tray.md)\n- [Prismatic vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/prismatic-vs-tray.md)\n- [Tray.ai API + MCP vs Windmill API + MCP](https://www.anchorterminal.com/compare/tray-vs-windmill.md)\n- [Tray.ai API + MCP vs Workato API + MCP](https://www.anchorterminal.com/compare/tray-vs-workato.md)\n- [Paragon ActionKit + MCP vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/paragon-vs-tray.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "attributionRequired": true, "credit": "CC BY 4.0, credit Anchor Terminal and link the page or API address you took it from (https://www.anchorterminal.com/terms/#data)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-21", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.5", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run", "terms": "https://www.anchorterminal.com/terms/#data" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "Cooper (Mandl) vs Tray.ai API + MCP", "url": "" } ], "description": "Tray.ai scores 55.5 (C) to Cooper's 16.4 (F) for workflow automation. 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