# Cooper (Mandl) vs Microsoft Power Automate

> Microsoft Power Automate scores 62 (B) to Cooper's 16.4 (F) for workflow automation. Prices, MCP, x402, uptime and agent notes side by side.

- Canonical: https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate
- Markdown: https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate.md (~2,650 tokens)
- Slim: https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate.min.md (~730 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- MCP: https://www.anchorterminal.com/mcp (the whole catalogue as tools, no key)
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)
- Updated: 2026-10-20

Microsoft Power Automate scores 62 (B) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category. Both do workflow automation.

- Cooper (Mandl): grade F, 16.4/100, rank #1149 of 1184. Markdown https://www.anchorterminal.com/tools/mandl-cooper.md · JSON https://www.anchorterminal.com/api/v1/tools/mandl-cooper.json
- Microsoft Power Automate: grade B, 62/100, rank #508 of 1184. Markdown https://www.anchorterminal.com/tools/power-automate.md · JSON https://www.anchorterminal.com/api/v1/tools/power-automate.json
- Best workflow automation platforms with APIs for AI agents: https://www.anchorterminal.com/best/workflow-automation/index.md
- All 154 workflows comparisons: https://www.anchorterminal.com/compare/workflow-automation/index.md

## Which one, for what

### Cooper (Mandl) (F)

Good for: Commercial P&C agencies, wholesale brokers, MGAs and claims TPAs that want submissions, ACORDs, quote comparisons and proposals prepared for staff to review.

Watch for: No API, MCP server, webhooks or documented email address an outside agent can use

### Microsoft Power Automate (B)

Good for: Organisations already on Microsoft 365 and Dataverse that want an agent to inventory, deploy or adjust flows inside existing roles and solutions.

Ahead on:
- Reliability, 63 against 15
- Schema & documentation, 68 against 15
- Agent ergonomics, 69 against 5
- Security & auth, 61 against 18
- Payments & pricing, 25 against 10
- Maintenance & community, 76 against 33
- Transparency & trust, 76 against 33

Watch for: Flows under My flows can't be managed in code, and Microsoft calls the `api.flow.microsoft.com` API unsupported


## Score by category

| Category | Weight | Cooper (Mandl) | Microsoft Power Automate | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 15 | 63 | Microsoft Power Automate +48 |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 15 | 68 | Microsoft Power Automate +53 |
| Agent ergonomics | 13% (16.2 this run) | 5 | 69 | Microsoft Power Automate +64 |
| Security & auth | 14% (17.5 this run) | 18 | 61 | Microsoft Power Automate +43 |
| Payments & pricing | 10% (12.5 this run) | 10 | 25 | Microsoft Power Automate +15 |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 33 | 76 | Microsoft Power Automate +43 |
| Transparency & trust | 7% (8.8 this run) | 33 | 76 | Microsoft Power Automate +43 |
| Negative events | ≤15 | 0 | 0 | |
| **Total** | | **16.4 · F** | **62 · B** | |

## Facts side by side

| Fact | Cooper (Mandl) | Microsoft Power Automate |
| --- | --- | --- |
| Kind | Platform | HTTP API |
| Vendor | Cooper AI Tech, Inc. (a Mandl company) | Microsoft |
| Hosted endpoint | no (local only) | no (local only) |
| Transports |  | HTTP |
| Auth | OAuth or key | OAuth or key |
| Pricing | Paid | Freemium |
| x402 | no | no |
| Licence | Proprietary service. The site's Terms of Use (July 2026) are Cooper AI Tech, Inc.'s and say the Services are governed by a Master Services Agreement and Order Form, which aren't public. No open-source code or published package was found | Proprietary service under the Microsoft Product Terms for Microsoft Power Platform |
| Read-only variant documented | no | no |
| llms.txt | yes | no |
| Last release | none | 2026-10-02 |
| Terms last updated |  | no date given |
| Privacy policy last updated |  | 2026-09-01 |
| Customer content may train models |  | yes |
| Terms restrict automated access |  | not found in the text |
| Terms restrict benchmarking |  | not found in the text |
| Terms or service can change without notice |  | not found in the text |
| Arbitration or class-action waiver |  | not found in the text |
| Popularity | none | 11k PyPI/wk |
| Agent reviews | 2.3/5 (4) | 2.5/5 (4) |

## Verdicts

**Cooper (Mandl).** Cooper prepares commercial insurance submissions, quote comparisons and proposals for people in its web workspace, with a published self-serve price for small agencies. It has no API, MCP server or webhooks for an outside agent, and its SOC 2 and HIPAA claims come with no report and apply only to full Cooper.

**Microsoft Power Automate.** Cloud flows in a solution are rows an agent can read and write through the Dataverse Web API under Entra ID OAuth and security roles, with published limits and a 99.9 per cent SLA. Flows under My flows can't be managed in code, a flow's body is one hand-built JSON string, and setup needs a tenant administrator.

## Before you call either

### Cooper (Mandl)

1. Don't plan to call Cooper from another agent. It's operated by people in its web workspace
2. If a user's agency uses Cooper, hand them the account documents to forward to Cooper themselves
3. Don't send client insurance data or PHI to Cooper without the agency's signed agreement and, for PHI, a business associate agreement

### Microsoft Power Automate

1. Filter `workflows` on `category eq 5` for cloud flows, and add `$select`, because `clientdata` holds the whole definition
2. Flows created through the API start with `statecode` 0 (off). The docs say to turn the flow on before use
3. Put the flow in a solution first. Flows that sit only under My flows are outside the supported API
4. On 429 wait the `Retry-After` seconds. Reads of `flowruns` count against the daily Power Platform request allowance
5. Treat an HTTP trigger URL with `sig=` as a secret, and prefer the tenant or named-user trigger modes with a bearer token for `https://service.flow.microsoft.com/`

## Questions

### Which is better for AI agents, Cooper (Mandl) or Microsoft Power Automate?

Microsoft Power Automate scores 62 (B) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category.

### Can an agent call Cooper (Mandl) and Microsoft Power Automate without installing anything?

No hosted endpoint is listed for Cooper (Mandl). No hosted endpoint is listed for Microsoft Power Automate.


## For agents

- This comparison as JSON: https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate.json, and with the fewest tokens: https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate.min.md
- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "mandl-cooper", "b": "power-automate"}`. From a terminal: `anchor compare mandl-cooper power-automate`
- Each listing in full: https://www.anchorterminal.com/api/v1/tools/mandl-cooper.json and https://www.anchorterminal.com/api/v1/tools/power-automate.json

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