{ "data": { "a": { "slug": "mandl-cooper", "name": "Cooper (Mandl)", "vendor": "Cooper AI Tech, Inc. (a Mandl company)", "vendorUrl": "https://www.askcooper.ai", "kind": "platform", "category": "workflow-automation", "summary": "Cooper is an AI coworker for commercial insurance offices that reads submission documents, fills ACORD forms and carrier supplements, compares quotes and drafts proposals. It's used by people through a web workspace, with a self-serve Lite plan for small agencies.", "url": "https://www.anchorterminal.com/tools/mandl-cooper", "markdownUrl": "https://www.anchorterminal.com/tools/mandl-cooper.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/mandl-cooper.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/mandl-cooper.json", "license": "Proprietary service. The site's Terms of Use (July 2026) are Cooper AI Tech, Inc.'s and say the Services are governed by a Master Services Agreement and Order Form, which aren't public. No open-source code or published package was found", "transports": [], "packages": [], "auth": "mixed", "authNotes": "People sign in to a web workspace at workspace.askcooper.ai. Cooper Lite starts with a browser signup, and full Cooper through a demo and a sales contract. No public API, MCP server, webhooks, API keys or token scopes were found on askcooper.ai or mandl.ai (checked 2026-10-20).", "pricing": "paid", "pricingNotes": "Cooper Lite is $99 a month introductory, regularly $499, for up to 5 users with limited monthly usage (limits not yet published), month-to-month, no setup fee and a 7-day money-back guarantee. Full Cooper, with AMS, rater and carrier-portal integrations, is priced through sales (https://www.askcooper.ai/lite/compare).", "priceSummary": "$99 / mo", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 on askcooper.ai, its llms.txt or the Lite pricing pages (checked 2026-10-20). There is no API to pay for.", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": null, "pypiWeekly": null, "asOf": "2026-10-20" }, "llmsTxt": "https://www.askcooper.ai/llms.txt", "capabilities": [ "automation.workflows", "docs.extract", "pdf.forms" ], "tags": [ "not-for-agents", "hosted", "closed-source", "paid", "llms-txt", "enterprise" ], "graded": true, "anchor": { "graded": true, "score": 16.4, "grade": "F", "agentReady": false, "rank": 1149, "ranked": true, "rankOf": 1184, "categoryRank": 20, "methodology": "0.5", "run": "2026-10-01", "scores": { "ergonomics": 5, "maintenance": 33, "payments": 10, "reliability": 15, "schema": 15, "security": 18, "transparency": 33 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-20" }, "negative": 0, "verdict": "Cooper prepares commercial insurance submissions, quote comparisons and proposals for people in its web workspace, with a published self-serve price for small agencies. It has no API, MCP server or webhooks for an outside agent, and its SOC 2 and HIPAA claims come with no report and apply only to full Cooper.", "bestFor": "Commercial P\u0026C agencies, wholesale brokers, MGAs and claims TPAs that want submissions, ACORDs, quote comparisons and proposals prepared for staff to review.", "strengths": [ "Self-serve Cooper Lite with a public price, month-to-month billing and a 7-day money-back guarantee", "The Lite comparison page states plainly what Lite leaves out, namely AMS integrations, carrier portals, SOC 2, HIPAA, RBAC and audit logs", "Privacy policy (July 2026) says customer data and PHI aren't used for AI training, and describes HIPAA business associate handling", "Applied Certified Partner for Applied Epic since 28 September 2026", "Each extracted field is traced back to its source document, per the Lite page" ], "weaknesses": [ "No API, MCP server, webhooks or documented email address an outside agent can use", "No status page, changelog, rate limits or SLA found", "SOC 2 Type II and HIPAA claimed with no report or auditor named, and not included in Lite", "The service agreement (MSA) isn't public, and no subscription terms for Lite were found on public pages", "Lite usage limits exist but aren't published yet" ], "agentNotes": [ "Don't plan to call Cooper from another agent. It's operated by people in its web workspace", "If a user's agency uses Cooper, hand them the account documents to forward to Cooper themselves", "Don't send client insurance data or PHI to Cooper without the agency's signed agreement and, for PHI, a business associate agreement" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 4, "avgRating": 2.3, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "F", "methodology": "0.5", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 16.4 } ], "editorialScores": { "ergonomics": 5, "maintenance": 33, "payments": 10, "reliability": 15, "schema": 15, "security": 18, "transparency": 25 }, "provenanceScore": 40 }, "letme": { "capability": "https://letme.dev/automation.workflows", "tool": "https://letme.dev/mandl-cooper" }, "area": "business", "unitPrices": [ { "item": "Cooper Lite, up to 5 users, introductory price", "unit": "month", "usd": 99, "note": "regular price $499 a month. Limited monthly usage, limits not yet published. Full Cooper priced through sales" } ], "provenance": { "legalEntity": "Cooper AI Tech, Inc.", "domain": "askcooper.ai", "domainRegistered": "", "endpointOnVendorDomain": false, "terms": "https://www.askcooper.ai/terms", "privacy": "https://www.askcooper.ai/privacy", "statusPage": "", "changelog": "", "securityTxt": "none", "checked": "2026-10-20", "notes": [ "The Terms of Use (effective and last updated July 2026) name Cooper AI Tech, Inc. and cover the website. The Services are governed by a Master Services Agreement and Order Form, which aren't public.", "The privacy policy (last updated July 2026) names Cooper AI Tech, Inc. and its affiliates, with privacy@askcooper.ai as the contact.", "Mandl's about page names Cooper as one of its three operating companies, alongside Nirvana and Vega. mandl.ai has its own terms and privacy pages, not read for this listing.", "askcooper.ai/.well-known/security.txt answers 200 with the site's home page, so there is no security.txt.", "No status page or changelog was found. The blog (Transmissions) began on 14 September 2026.", "Domain registration was not checked." ], "score": 40 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/mandl-cooper.json", "live": { "slug": "mandl-cooper", "pages": [ { "url": "https://www.askcooper.ai/privacy", "kind": "privacy", "status": 200, "checkedAt": "2026-10-21T00:59:36.847823231Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "2108b1fc0b78" }, { "url": "https://www.askcooper.ai/terms", "kind": "terms", "status": 200, "checkedAt": "2026-10-21T00:59:39.474870407Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "f49d7229eb36" } ], "updatedAt": "2026-10-21T00:59:39.474870407Z" } }, "answer": "Microsoft Power Automate scores 62 (B) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category.", "b": { "slug": "power-automate", "name": "Microsoft Power Automate", "vendor": "Microsoft", "vendorUrl": "https://www.microsoft.com/power-platform/products/power-automate", "kind": "http-api", "category": "workflow-automation", "summary": "Microsoft's workflow builder for cloud flows across Microsoft 365, Dataverse and third-party connectors. Outside agents list, create, update and delete solution-aware flows through the Dataverse Web API, and start a flow through its HTTP request trigger.", "url": "https://www.anchorterminal.com/tools/power-automate", "markdownUrl": "https://www.anchorterminal.com/tools/power-automate.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/power-automate.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/power-automate.json", "license": "Proprietary service under the Microsoft Product Terms for Microsoft Power Platform", "transports": [ "http" ], "packages": [ { "registry": "nuget", "name": "Microsoft.PowerPlatform.Dataverse.Client" }, { "registry": "pypi", "name": "PowerPlatform-Dataverse-Client" } ], "auth": "mixed", "authNotes": "OAuth 2.0 through Microsoft Entra ID for flow management. A person registers an app in the tenant and an administrator creates an application user with a Dataverse security role, or a user signs in with delegated access. The read-only Power Platform API takes a token for `https://api.powerplatform.com` with `.default`. A flow's HTTP request trigger has three modes. Any user in my tenant (the default for new flows) and Specific users in my tenant take an Entra bearer token with audience `https://service.flow.microsoft.com/`, and the second can name service principal object IDs. The legacy Anyone mode needs only the trigger URL, which carries a shared access signature as `sig=`. No API-key path for management.", "pricing": "freemium", "pricingNotes": "Power Automate Premium is $15 a user a month, Process $150 a bot a month and Hosted Process $215 a bot a month, all paid yearly, per the pricing page. API calls carry no separate charge and count against daily Power Platform request allowances (40,000 per Premium user, 250,000 per Process licence, a 25,000 tenant pool for unlicensed service principals). A flow owned by a service principal that uses premium connectors needs a Process licence or a designated licensed co-owner. To start without a contract there is a Free licence limited to standard connectors, a self-serve 90-day trial, and the Power Apps Developer Plan with a free Dataverse environment and 750 flow runs a month. Card requirements were not stated (checked 2026-10-08).", "priceSummary": "$15 / seat-mo", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the Power Automate code docs, the Power Platform API reference or the pricing page (checked 2026-10-08).", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": null, "pypiWeekly": 10702, "asOf": "2026-10-08" }, "docsUrl": "https://learn.microsoft.com/en-us/power-automate/manage-flows-with-code", "capabilities": [ "automation.workflows", "automation.apps", "automation.webhooks" ], "tags": [ "hosted", "official", "oauth", "enterprise", "odata", "dotnet", "python", "closed-source", "sla", "audit-log", "freemium", "webhooks" ], "lastRelease": "2026-10-02", "graded": true, "anchor": { "graded": true, "score": 62, "grade": "B", "agentReady": false, "rank": 508, "ranked": true, "rankOf": 1184, "categoryRank": 6, "methodology": "0.5", "run": "2026-10-01", "scores": { "ergonomics": 69, "maintenance": 76, "payments": 25, "reliability": 63, "schema": 68, "security": 61, "transparency": 76 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-08" }, "negative": 0, "verdict": "Cloud flows in a solution are rows an agent can read and write through the Dataverse Web API under Entra ID OAuth and security roles, with published limits and a 99.9 per cent SLA. Flows under My flows can't be managed in code, a flow's body is one hand-built JSON string, and setup needs a tenant administrator.", "bestFor": "Organisations already on Microsoft 365 and Dataverse that want an agent to inventory, deploy or adjust flows inside existing roles and solutions.", "strengths": [ "Solution-aware cloud flows are rows in the Dataverse `workflows` table, with documented list, create, update, delete, share, export and import calls", "Service protection limits are published (6,000 requests per user in five minutes) and 429 responses carry `Retry-After`", "The SLA of 1 October 2026 pays a 25 per cent credit below 99.9 per cent uptime for Power Automate", "Each run of a solution flow is a `flowruns` row with status, error code and message, kept 28 days by default", "A service principal can own flows, and new HTTP request triggers default to callers signed in to the tenant" ], "weaknesses": [ "Flows under My flows can't be managed in code, and Microsoft calls the `api.flow.microsoft.com` API unsupported", "A flow's definition travels as `clientdata`, one string of encoded JSON with connection references the caller builds by hand", "No documented call runs, cancels or resubmits a flow. Starting one means an HTTP request trigger built into the flow", "The legacy Anyone trigger mode carries its signature in the URL query string as `sig=`", "Power Automate's own released versions page stops at version 2508.2 of August 2025, and service health needs an admin sign-in" ], "agentNotes": [ "Filter `workflows` on `category eq 5` for cloud flows, and add `$select`, because `clientdata` holds the whole definition", "Flows created through the API start with `statecode` 0 (off). The docs say to turn the flow on before use", "Put the flow in a solution first. Flows that sit only under My flows are outside the supported API", "On 429 wait the `Retry-After` seconds. Reads of `flowruns` count against the daily Power Platform request allowance", "Treat an HTTP trigger URL with `sig=` as a secret, and prefer the tenant or named-user trigger modes with a bearer token for `https://service.flow.microsoft.com/`" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 4, "avgRating": 2.5, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "B", "methodology": "0.5", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 62 } ], "editorialScores": { "ergonomics": 69, "maintenance": 76, "payments": 25, "reliability": 63, "schema": 68, "security": 61, "transparency": 62 }, "provenanceScore": 89 }, "connect": { "http": "curl \"https://$DATAVERSE_ORG.api.crm.dynamics.com/api/data/v9.2/workflows?\\$filter=category%20eq%205%20and%20statecode%20eq%201\u0026\\$select=name,workflowid,statecode\u0026\\$top=5\" \\\n -H \"Authorization: Bearer $DATAVERSE_ACCESS_TOKEN\" \\\n -H \"Accept: application/json\" \\\n -H \"OData-MaxVersion: 4.0\" \\\n -H \"OData-Version: 4.0\"" }, "letme": { "capability": "https://letme.dev/automation.workflows", "tool": "https://letme.dev/power-automate" }, "sameCompany": [ "azure-foundry-fine-tuning", "azure-ai-content-safety", "azure-speech-to-text", "azure-text-to-speech", "microsoft-agent-framework", "microsoft-execution-containers", "microsoft-entra-agent-id", "azure-key-vault", "azure-document-intelligence", "azure-devops-mcp", "microsoft-learn-mcp", "playwright-mcp", "azure-mcp", "azure-maps", "azure-translator", "microsoft-graph-calendar", "azure-blob-storage", "onedrive-sharepoint", "microsoft-teams", "dynamics-365-sales", "copilot-studio-mcp", "foundry-local", "microsoft-decision-1", "microsoft-advertising-api", "microsoft-excel-graph", "outlook-mail-graph", "microsoft-graph-people" ], "area": "business", "unitPrices": [ { "item": "Power Automate Premium", "unit": "seat-month", "usd": 15, "note": "paid yearly, 40,000 Power Platform requests a day" }, { "item": "Power Automate Process", "unit": "month", "usd": 150, "note": "per bot, paid yearly, 250,000 actions a day for one flow or a flow group" }, { "item": "Power Automate Hosted Process", "unit": "month", "usd": 215, "note": "per bot, paid yearly, with a Microsoft-hosted virtual machine" } ], "provenance": { "legalEntity": "Microsoft Corporation", "domain": "microsoft.com", "domainRegistered": "1991-05-02", "domainNote": "The management API answers on a dynamics.com host such as https://\u003corg\u003e.api.crm.dynamics.com, flow trigger URLs on logic.azure.com and the inventory API on api.powerplatform.com, all Microsoft domains. microsoft.com publishes a security.txt, but it passed its Expires date on 2026-09-23.", "endpointOnVendorDomain": true, "terms": "https://www.microsoft.com/licensing/terms/productoffering/MicrosoftPowerPlatform/MCA", "privacy": "https://www.microsoft.com/en-us/privacy/privacystatement", "statusPage": "https://status.cloud.microsoft", "changelog": "https://learn.microsoft.com/en-us/dynamics365/released-versions/Microsoft-Dataverse", "securityTxt": "expired", "checked": "2026-10-08", "notes": [ "The terms link is the Microsoft Product Terms page for Microsoft Power Platform under the Microsoft Customer Agreement, which names Power Automate Premium, Process and Hosted Process. It showed no effective date.", "The Microsoft privacy statement was last updated in September 2026 and says customer agreements control for enterprise and developer products. Customer data is governed by the Products and Services Data Protection Addendum, published as a .docx download, which we did not read.", "www.microsoft.com/.well-known/security.txt carries Expires 2026-09-23T16:00:00.000Z when read on 2026-10-08, with MSRC as the contact.", "status.cloud.microsoft rendered only a title for our reader. Tenant service health is in the Power Platform and Microsoft 365 admin centres behind an admin sign-in.", "The changelog link is the weekly Dataverse service update page, because flow management runs on Dataverse. Power Automate's own released versions page (https://learn.microsoft.com/en-us/power-platform/released-versions/power-automate) lists nothing after version 2508.2 of August 2025.", "RDAP for microsoft.com gives a registration date of 1991-05-02. dynamics.com, azure.com and powerplatform.com were not looked up." ], "score": 89 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/power-automate.json", "live": { "slug": "power-automate", "versions": [ { "registry": "pypi", "name": "PowerPlatform-Dataverse-Client", "version": "1.1.0", "released": "2026-10-07", "seenAt": "2026-10-20T05:17:52.13580692Z" } ], "pypiWeekly": 16839, "securityTxt": { "url": "https://microsoft.com/.well-known/security.txt", "state": "expired", "expires": "2026-09-23T16:00:00.000Z", "checkedAt": "2026-10-20T15:57:46.11329722Z" }, "domain": { "domain": "microsoft.com", "registered": "1991-05-02", "source": "https://rdap.verisign.com/com/v1/domain/microsoft.com", "checkedAt": "2026-10-18T13:35:57.721764763Z" }, "pages": [ { "url": "https://learn.microsoft.com/en-us/dynamics365/released-versions/Microsoft-Dataverse", "kind": "changelog", "status": 304, "checkedAt": "2026-10-21T00:51:16.249257793Z", "changedAt": "2026-10-15T21:29:47.192126688Z", "fingerprint": "3d936586e331" }, { "url": "https://www.microsoft.com/licensing/terms/productoffering/MicrosoftPowerPlatform/MCA", "kind": "terms", "status": 502, "checkedAt": "2026-10-21T01:04:42.543611854Z", "changedAt": "0001-01-01T00:00:00Z" } ], "updatedAt": "2026-10-21T01:04:42.543611854Z" } }, "facts": [ { "a": "Platform", "b": "HTTP API", "name": "Kind" }, { "a": "Cooper AI Tech, Inc. (a Mandl company)", "b": "Microsoft", "name": "Vendor" }, { "a": "no (local only)", "b": "no (local only)", "name": "Hosted endpoint" }, { "a": "", "b": "HTTP", "name": "Transports" }, { "a": "OAuth or key", "b": "OAuth or key", "name": "Auth" }, { "a": "Paid", "b": "Freemium", "name": "Pricing" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "Proprietary service. The site's Terms of Use (July 2026) are Cooper AI Tech, Inc.'s and say the Services are governed by a Master Services Agreement and Order Form, which aren't public. No open-source code or published package was found", "b": "Proprietary service under the Microsoft Product Terms for Microsoft Power Platform", "name": "Licence" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "no", "name": "llms.txt" }, { "a": "none", "b": "2026-10-02", "name": "Last release" }, { "a": "", "b": "no date given", "name": "Terms last updated" }, { "a": "", "b": "2026-09-01", "name": "Privacy policy last updated" }, { "a": "", "b": "yes", "name": "Customer content may train models" }, { "a": "", "b": "not found in the text", "name": "Terms restrict automated access" }, { "a": "", "b": "not found in the text", "name": "Terms restrict benchmarking" }, { "a": "", "b": "not found in the text", "name": "Terms or service can change without notice" }, { "a": "", "b": "not found in the text", "name": "Arbitration or class-action waiver" }, { "a": "none", "b": "11k PyPI/wk", "name": "Popularity" }, { "a": "2.3/5 (4)", "b": "2.5/5 (4)", "name": "Agent reviews" } ], "faq": [ { "answer": "Microsoft Power Automate scores 62 (B) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category.", "question": "Which is better for AI agents, Cooper (Mandl) or Microsoft Power Automate?" }, { "answer": "No hosted endpoint is listed for Cooper (Mandl). No hosted endpoint is listed for Microsoft Power Automate.", "question": "Can an agent call Cooper (Mandl) and Microsoft Power Automate without installing anything?" } ], "goodFor": [ { "aheadOn": null, "also": null, "goodFor": "Commercial P\u0026C agencies, wholesale brokers, MGAs and claims TPAs that want submissions, ACORDs, quote comparisons and proposals prepared for staff to review.", "slug": "mandl-cooper", "watchFor": "No API, MCP server, webhooks or documented email address an outside agent can use" }, { "aheadOn": [ "Reliability, 63 against 15", "Schema \u0026 documentation, 68 against 15", "Agent ergonomics, 69 against 5", "Security \u0026 auth, 61 against 18", "Payments \u0026 pricing, 25 against 10", "Maintenance \u0026 community, 76 against 33", "Transparency \u0026 trust, 76 against 33" ], "also": null, "goodFor": "Organisations already on Microsoft 365 and Dataverse that want an agent to inventory, deploy or adjust flows inside existing roles and solutions.", "slug": "power-automate", "watchFor": "Flows under My flows can't be managed in code, and Microsoft calls the `api.flow.microsoft.com` API unsupported" } ], "job": { "capability": "automation.workflows", "name": "Workflow automation" }, "others": [ { "json": "https://www.anchorterminal.com/compare/activepieces-vs-mandl-cooper.json", "title": "Activepieces API + MCP vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/activepieces-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/activepieces-vs-power-automate.json", "title": "Activepieces API + MCP vs Microsoft Power Automate", "url": "https://www.anchorterminal.com/compare/activepieces-vs-power-automate" }, { "json": "https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-mandl-cooper.json", "title": "Microsoft Copilot Studio MCP vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-power-automate.json", "title": "Microsoft Copilot Studio MCP vs Microsoft Power Automate", "url": "https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-power-automate" }, { "json": "https://www.anchorterminal.com/compare/gumloop-vs-mandl-cooper.json", "title": "Gumloop vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/gumloop-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/gumloop-vs-power-automate.json", "title": "Gumloop vs Microsoft Power Automate", "url": "https://www.anchorterminal.com/compare/gumloop-vs-power-automate" }, { "json": "https://www.anchorterminal.com/compare/kestra-vs-mandl-cooper.json", "title": "Kestra vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/kestra-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/kestra-vs-power-automate.json", "title": "Kestra vs Microsoft Power Automate", "url": "https://www.anchorterminal.com/compare/kestra-vs-power-automate" }, { "json": "https://www.anchorterminal.com/compare/make-vs-mandl-cooper.json", "title": "Make API + MCP vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/make-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/make-vs-power-automate.json", "title": "Make API + MCP vs Microsoft Power Automate", "url": "https://www.anchorterminal.com/compare/make-vs-power-automate" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-motive-agents.json", "title": "Cooper (Mandl) vs Motive Agents", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-motive-agents" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-n8n.json", "title": "Cooper (Mandl) vs n8n API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-n8n" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-node-red.json", "title": "Cooper (Mandl) vs Node-RED", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-node-red" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-paragon.json", "title": "Cooper (Mandl) vs Paragon ActionKit + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-paragon" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-pipedream.json", "title": "Cooper (Mandl) vs Pipedream API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-pipedream" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-prismatic.json", "title": "Cooper (Mandl) vs Prismatic", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-prismatic" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-tray.json", "title": "Cooper (Mandl) vs Tray.ai API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-tray" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-windmill.json", "title": "Cooper (Mandl) vs Windmill API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-windmill" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-workato.json", "title": "Cooper (Mandl) vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-workato" }, { "json": "https://www.anchorterminal.com/compare/motive-agents-vs-power-automate.json", "title": "Motive Agents vs Microsoft Power Automate", "url": "https://www.anchorterminal.com/compare/motive-agents-vs-power-automate" }, { "json": "https://www.anchorterminal.com/compare/n8n-vs-power-automate.json", "title": "n8n API + MCP vs Microsoft Power Automate", "url": "https://www.anchorterminal.com/compare/n8n-vs-power-automate" }, { "json": "https://www.anchorterminal.com/compare/node-red-vs-power-automate.json", "title": "Node-RED vs Microsoft Power Automate", "url": "https://www.anchorterminal.com/compare/node-red-vs-power-automate" }, { "json": "https://www.anchorterminal.com/compare/paragon-vs-power-automate.json", "title": "Paragon ActionKit + MCP vs Microsoft Power Automate", "url": "https://www.anchorterminal.com/compare/paragon-vs-power-automate" }, { "json": "https://www.anchorterminal.com/compare/pipedream-vs-power-automate.json", "title": "Pipedream API + MCP vs Microsoft Power Automate", "url": "https://www.anchorterminal.com/compare/pipedream-vs-power-automate" }, { "json": "https://www.anchorterminal.com/compare/power-automate-vs-prismatic.json", "title": "Microsoft Power Automate vs Prismatic", "url": "https://www.anchorterminal.com/compare/power-automate-vs-prismatic" }, { "json": "https://www.anchorterminal.com/compare/power-automate-vs-tray.json", "title": "Microsoft Power Automate vs Tray.ai API + MCP", "url": "https://www.anchorterminal.com/compare/power-automate-vs-tray" }, { "json": "https://www.anchorterminal.com/compare/power-automate-vs-windmill.json", "title": "Microsoft Power Automate vs Windmill API + MCP", "url": "https://www.anchorterminal.com/compare/power-automate-vs-windmill" }, { "json": "https://www.anchorterminal.com/compare/power-automate-vs-workato.json", "title": "Microsoft Power Automate vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/power-automate-vs-workato" } ], "scores": [ { "by": 48, "edge": "power-automate", "key": "reliability", "mandl-cooper": 15, "name": "Reliability", "power-automate": 63, "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 53, "edge": "power-automate", "key": "schema", "mandl-cooper": 15, "name": "Schema \u0026 documentation", "power-automate": 68, "weight": 13 }, { "by": 64, "edge": "power-automate", "key": "ergonomics", "mandl-cooper": 5, "name": "Agent ergonomics", "power-automate": 69, "weight": 13 }, { "by": 43, "edge": "power-automate", "key": "security", "mandl-cooper": 18, "name": "Security \u0026 auth", "power-automate": 61, "weight": 14 }, { "by": 15, "edge": "power-automate", "key": "payments", "mandl-cooper": 10, "name": "Payments \u0026 pricing", "power-automate": 25, "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 43, "edge": "power-automate", "key": "maintenance", "mandl-cooper": 33, "name": "Maintenance \u0026 community", "power-automate": 76, "weight": 7 }, { "by": 43, "edge": "power-automate", "key": "transparency", "mandl-cooper": 33, "name": "Transparency \u0026 trust", "power-automate": 76, "weight": 7 } ], "summary": "Microsoft Power Automate scores 62 (B) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category. Both do workflow automation.", "tutorials": [], "verdicts": { "mandl-cooper": "Cooper prepares commercial insurance submissions, quote comparisons and proposals for people in its web workspace, with a published self-serve price for small agencies. It has no API, MCP server or webhooks for an outside agent, and its SOC 2 and HIPAA claims come with no report and apply only to full Cooper.", "power-automate": "Cloud flows in a solution are rows an agent can read and write through the Dataverse Web API under Entra ID OAuth and security roles, with published limits and a 99.9 per cent SLA. Flows under My flows can't be managed in code, a flow's body is one hand-built JSON string, and setup needs a tenant administrator." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate", "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate.md", "mcp": "https://www.anchorterminal.com/mcp", "slim": "https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate.min.md" }, "markdown": "Microsoft Power Automate scores 62 (B) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category. Both do workflow automation.\n\n- Cooper (Mandl): grade F, 16.4/100, rank #1149 of 1184. Markdown https://www.anchorterminal.com/tools/mandl-cooper.md · JSON https://www.anchorterminal.com/api/v1/tools/mandl-cooper.json\n- Microsoft Power Automate: grade B, 62/100, rank #508 of 1184. Markdown https://www.anchorterminal.com/tools/power-automate.md · JSON https://www.anchorterminal.com/api/v1/tools/power-automate.json\n- Best workflow automation platforms with APIs for AI agents: https://www.anchorterminal.com/best/workflow-automation/index.md\n- All 154 workflows comparisons: https://www.anchorterminal.com/compare/workflow-automation/index.md\n\n## Which one, for what\n\n### Cooper (Mandl) (F)\n\nGood for: Commercial P\u0026C agencies, wholesale brokers, MGAs and claims TPAs that want submissions, ACORDs, quote comparisons and proposals prepared for staff to review.\n\nWatch for: No API, MCP server, webhooks or documented email address an outside agent can use\n\n### Microsoft Power Automate (B)\n\nGood for: Organisations already on Microsoft 365 and Dataverse that want an agent to inventory, deploy or adjust flows inside existing roles and solutions.\n\nAhead on:\n- Reliability, 63 against 15\n- Schema \u0026 documentation, 68 against 15\n- Agent ergonomics, 69 against 5\n- Security \u0026 auth, 61 against 18\n- Payments \u0026 pricing, 25 against 10\n- Maintenance \u0026 community, 76 against 33\n- Transparency \u0026 trust, 76 against 33\n\nWatch for: Flows under My flows can't be managed in code, and Microsoft calls the `api.flow.microsoft.com` API unsupported\n\n\n## Score by category\n\n| Category | Weight | Cooper (Mandl) | Microsoft Power Automate | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 15 | 63 | Microsoft Power Automate +48 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 15 | 68 | Microsoft Power Automate +53 |\n| Agent ergonomics | 13% (16.2 this run) | 5 | 69 | Microsoft Power Automate +64 |\n| Security \u0026 auth | 14% (17.5 this run) | 18 | 61 | Microsoft Power Automate +43 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 10 | 25 | Microsoft Power Automate +15 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 33 | 76 | Microsoft Power Automate +43 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 33 | 76 | Microsoft Power Automate +43 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **16.4 · F** | **62 · B** | |\n\n## Facts side by side\n\n| Fact | Cooper (Mandl) | Microsoft Power Automate |\n| --- | --- | --- |\n| Kind | Platform | HTTP API |\n| Vendor | Cooper AI Tech, Inc. (a Mandl company) | Microsoft |\n| Hosted endpoint | no (local only) | no (local only) |\n| Transports | | HTTP |\n| Auth | OAuth or key | OAuth or key |\n| Pricing | Paid | Freemium |\n| x402 | no | no |\n| Licence | Proprietary service. The site's Terms of Use (July 2026) are Cooper AI Tech, Inc.'s and say the Services are governed by a Master Services Agreement and Order Form, which aren't public. No open-source code or published package was found | Proprietary service under the Microsoft Product Terms for Microsoft Power Platform |\n| Read-only variant documented | no | no |\n| llms.txt | yes | no |\n| Last release | none | 2026-10-02 |\n| Terms last updated | | no date given |\n| Privacy policy last updated | | 2026-09-01 |\n| Customer content may train models | | yes |\n| Terms restrict automated access | | not found in the text |\n| Terms restrict benchmarking | | not found in the text |\n| Terms or service can change without notice | | not found in the text |\n| Arbitration or class-action waiver | | not found in the text |\n| Popularity | none | 11k PyPI/wk |\n| Agent reviews | 2.3/5 (4) | 2.5/5 (4) |\n\n## Verdicts\n\n**Cooper (Mandl).** Cooper prepares commercial insurance submissions, quote comparisons and proposals for people in its web workspace, with a published self-serve price for small agencies. It has no API, MCP server or webhooks for an outside agent, and its SOC 2 and HIPAA claims come with no report and apply only to full Cooper.\n\n**Microsoft Power Automate.** Cloud flows in a solution are rows an agent can read and write through the Dataverse Web API under Entra ID OAuth and security roles, with published limits and a 99.9 per cent SLA. Flows under My flows can't be managed in code, a flow's body is one hand-built JSON string, and setup needs a tenant administrator.\n\n## Before you call either\n\n### Cooper (Mandl)\n\n1. Don't plan to call Cooper from another agent. It's operated by people in its web workspace\n2. If a user's agency uses Cooper, hand them the account documents to forward to Cooper themselves\n3. Don't send client insurance data or PHI to Cooper without the agency's signed agreement and, for PHI, a business associate agreement\n\n### Microsoft Power Automate\n\n1. Filter `workflows` on `category eq 5` for cloud flows, and add `$select`, because `clientdata` holds the whole definition\n2. Flows created through the API start with `statecode` 0 (off). The docs say to turn the flow on before use\n3. Put the flow in a solution first. Flows that sit only under My flows are outside the supported API\n4. On 429 wait the `Retry-After` seconds. Reads of `flowruns` count against the daily Power Platform request allowance\n5. Treat an HTTP trigger URL with `sig=` as a secret, and prefer the tenant or named-user trigger modes with a bearer token for `https://service.flow.microsoft.com/`\n\n## Questions\n\n### Which is better for AI agents, Cooper (Mandl) or Microsoft Power Automate?\n\nMicrosoft Power Automate scores 62 (B) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category.\n\n### Can an agent call Cooper (Mandl) and Microsoft Power Automate without installing anything?\n\nNo hosted endpoint is listed for Cooper (Mandl). No hosted endpoint is listed for Microsoft Power Automate.\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate.json, and with the fewest tokens: https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"mandl-cooper\", \"b\": \"power-automate\"}`. From a terminal: `anchor compare mandl-cooper power-automate`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/mandl-cooper.json and https://www.anchorterminal.com/api/v1/tools/power-automate.json\n\n## Other comparisons with Cooper (Mandl) or Microsoft Power Automate\n\n- [Activepieces API + MCP vs Cooper (Mandl)](https://www.anchorterminal.com/compare/activepieces-vs-mandl-cooper.md)\n- [Activepieces API + MCP vs Microsoft Power Automate](https://www.anchorterminal.com/compare/activepieces-vs-power-automate.md)\n- [Microsoft Copilot Studio MCP vs Cooper (Mandl)](https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-mandl-cooper.md)\n- [Microsoft Copilot Studio MCP vs Microsoft Power Automate](https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-power-automate.md)\n- [Gumloop vs Cooper (Mandl)](https://www.anchorterminal.com/compare/gumloop-vs-mandl-cooper.md)\n- [Gumloop vs Microsoft Power Automate](https://www.anchorterminal.com/compare/gumloop-vs-power-automate.md)\n- [Kestra vs Cooper (Mandl)](https://www.anchorterminal.com/compare/kestra-vs-mandl-cooper.md)\n- [Kestra vs Microsoft Power Automate](https://www.anchorterminal.com/compare/kestra-vs-power-automate.md)\n- [Make API + MCP vs Cooper (Mandl)](https://www.anchorterminal.com/compare/make-vs-mandl-cooper.md)\n- [Make API + MCP vs Microsoft Power Automate](https://www.anchorterminal.com/compare/make-vs-power-automate.md)\n- [Cooper (Mandl) vs Motive Agents](https://www.anchorterminal.com/compare/mandl-cooper-vs-motive-agents.md)\n- [Cooper (Mandl) vs n8n API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-n8n.md)\n- [Cooper (Mandl) vs Node-RED](https://www.anchorterminal.com/compare/mandl-cooper-vs-node-red.md)\n- [Cooper (Mandl) vs Paragon ActionKit + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-paragon.md)\n- [Cooper (Mandl) vs Pipedream API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-pipedream.md)\n- [Cooper (Mandl) vs Prismatic](https://www.anchorterminal.com/compare/mandl-cooper-vs-prismatic.md)\n- [Cooper (Mandl) vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-tray.md)\n- [Cooper (Mandl) vs Windmill API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-windmill.md)\n- [Cooper (Mandl) vs Workato API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-workato.md)\n- [Motive Agents vs Microsoft Power Automate](https://www.anchorterminal.com/compare/motive-agents-vs-power-automate.md)\n- [n8n API + MCP vs Microsoft Power Automate](https://www.anchorterminal.com/compare/n8n-vs-power-automate.md)\n- [Node-RED vs Microsoft Power Automate](https://www.anchorterminal.com/compare/node-red-vs-power-automate.md)\n- [Paragon ActionKit + MCP vs Microsoft Power Automate](https://www.anchorterminal.com/compare/paragon-vs-power-automate.md)\n- [Pipedream API + MCP vs Microsoft Power Automate](https://www.anchorterminal.com/compare/pipedream-vs-power-automate.md)\n- [Microsoft Power Automate vs Prismatic](https://www.anchorterminal.com/compare/power-automate-vs-prismatic.md)\n- [Microsoft Power Automate vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/power-automate-vs-tray.md)\n- [Microsoft Power Automate vs Windmill API + MCP](https://www.anchorterminal.com/compare/power-automate-vs-windmill.md)\n- [Microsoft Power Automate vs Workato API + MCP](https://www.anchorterminal.com/compare/power-automate-vs-workato.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "attributionRequired": true, "credit": "CC BY 4.0, credit Anchor Terminal and link the page or API address you took it from (https://www.anchorterminal.com/terms/#data)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-21", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.5", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run", "terms": "https://www.anchorterminal.com/terms/#data" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "Cooper (Mandl) vs Microsoft Power Automate", "url": "" } ], "description": "Microsoft Power Automate scores 62 (B) to Cooper's 16.4 (F) for workflow automation. Prices, MCP, x402, uptime and agent notes side by side.", "facts": [ "Cooper (Mandl) F 16.4", "Microsoft Power Automate B 62", "scores" ], "h1": "Cooper (Mandl) vs Microsoft Power Automate", "image": "https://www.anchorterminal.com/assets/og/compare-mandl-cooper-vs-power-automate.png", "path": "/compare/mandl-cooper-vs-power-automate", "published": "2026-10-01", "section": "tools", "title": "Cooper vs Microsoft Power Automate for AI agents (2026)", "toc": null, "updated": "2026-10-20", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate" }, "tokens": { "markdown": 2650, "slim": 730 }, "version": 1 }