# Lago vs Paid (slim)

> Lago scores 65.7 (B) to Paid's 55.1 (C) for usage billing. Prices, MCP, x402, uptime and agent notes side by side.

- Full: https://www.anchorterminal.com/compare/lago-vs-paid.md (~2,450 tokens) · this version ~730 tokens · JSON https://www.anchorterminal.com/compare/lago-vs-paid.json · canonical https://www.anchorterminal.com/compare/lago-vs-paid
- Index: https://www.anchorterminal.com/llms.txt · API: https://www.anchorterminal.com/api/v1/index.json · Updated: 2026-10-09

Lago scores 65.7 (B) on agent readiness against Paid's 55.1 (C), and leads in 6 of 7 scored categories. Paid leads on security & auth. Both do usage billing.

- Lago: B 65.7, rank #311 of 950 · https://www.anchorterminal.com/tools/lago.min.md
- Paid: C 55.1, rank #669 of 950 · https://www.anchorterminal.com/tools/paid.min.md
- Lago, good for A team that wants usage metering, plans, wallets and invoicing under its own control and can run PostgreSQL and Redis. Ahead on Reliability, 86 against 35; Schema & documentation, 87 against 64; Payments & pricing, 50 against 30; Maintenance & community, 91 against 77; Transparency & trust, 59 against 51. Also Open source.
- Paid, good for A team selling an AI agent that needs usage metering, credit balances, cost and margin tracking and invoicing in one service, with Stripe as the payment rail. Ahead on Security & auth, 65 against 37. Also A hosted endpoint, with nothing to install; Free to start without a card; No incidents deducted, where Lago loses 3 points for them.

| Category | Lago | Paid |
| --- | --- | --- |
| Reliability (16%) | 86 | 35 |
| Performance (10%) | pending | pending |
| Schema & documentation (13%) | 87 | 64 |
| Agent ergonomics (13%) | 71 | 70 |
| Security & auth (14%) | 37 | 65 |
| Payments & pricing (10%) | 50 | 30 |
| Task success (10%) | pending | pending |
| Maintenance & community (7%) | 91 | 77 |
| Transparency & trust (7%) | 59 | 51 |

| Fact (where they differ) | Lago | Paid |
| --- | --- | --- |
| Vendor | Get Lago Corp. | Agent Paid Limited |
| Hosted endpoint | no (local only) | `https://api.agentpaid.io/api/v2` |
| Transports | HTTP | HTTP, Streamable HTTP |
| Auth | API key | OAuth or key |
| Licence | AGPL-3.0 (platform). The MCP server and agent SDKs are MIT. Premium capabilities and Lago Cloud are commercial | Proprietary service under Paid's Master Subscription Agreement. The Node and Python SDKs on GitHub are MIT |
| Last release | 2026-10-07 | 2026-09-15 |
| Terms last updated | no document linked | no date given |
| Privacy policy last updated | no document linked | no date given |
| Customer content may train models |  | not found in the text |
| Terms restrict automated access |  | not found in the text |
| Terms restrict benchmarking |  | yes |
| Terms or service can change without notice |  | not found in the text |
| Arbitration or class-action waiver |  | not found in the text |
| Popularity | 11k stars, 48k npm/wk | 24k npm/wk |