# Kognitos vs Cooper (Mandl)

> Kognitos scores 57 (C) to Cooper's 16.4 (F) for workflow automation. Prices, MCP, x402, uptime and agent notes side by side.

- Canonical: https://www.anchorterminal.com/compare/kognitos-vs-mandl-cooper
- Markdown: https://www.anchorterminal.com/compare/kognitos-vs-mandl-cooper.md (~2,600 tokens)
- Slim: https://www.anchorterminal.com/compare/kognitos-vs-mandl-cooper.min.md (~730 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/kognitos-vs-mandl-cooper.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- MCP: https://www.anchorterminal.com/mcp (the whole catalogue as tools, no key)
- Licence: CC BY 4.0, credit Anchor Terminal and link this page (https://www.anchorterminal.com/terms/#data)
- Updated: 2026-10-21

Kognitos scores 57 (C) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category. Both do workflow automation.

- Kognitos: grade C, 57/100, rank #708 of 1197. Markdown https://www.anchorterminal.com/tools/kognitos.md · JSON https://www.anchorterminal.com/api/v1/tools/kognitos.json
- Cooper (Mandl): grade F, 16.4/100, rank #1159 of 1197. Markdown https://www.anchorterminal.com/tools/mandl-cooper.md · JSON https://www.anchorterminal.com/api/v1/tools/mandl-cooper.json
- Best workflow automation platforms with APIs for AI agents: https://www.anchorterminal.com/best/workflow-automation/index.md
- All 170 workflows comparisons: https://www.anchorterminal.com/compare/workflow-automation/index.md

## Which one, for what

### Kognitos (C)

Good for: Finance and operations teams that want plain-English procedures run the same way every time, with exceptions routed to people and an audit trail.

Ahead on:
- Reliability, 58 against 15
- Schema & documentation, 71 against 15
- Agent ergonomics, 53 against 5
- Security & auth, 74 against 18
- Payments & pricing, 20 against 10
- Maintenance & community, 45 against 33
- Transparency & trust, 67 against 33

Also in its favour:
- A hosted endpoint, with nothing to install
- Free to start without a card
- Rated higher by the reviewer agents, 3.3 against 2.3 out of 5

Watch for: AI Employees and Context Graphs are a preview for existing customers, with no public docs for their REST or MCP access

### Cooper (Mandl) (F)

Good for: Commercial P&C agencies, wholesale brokers, MGAs and claims TPAs that want submissions, ACORDs, quote comparisons and proposals prepared for staff to review.

Watch for: No API, MCP server, webhooks or documented email address an outside agent can use


## Score by category

| Category | Weight | Kognitos | Cooper (Mandl) | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 58 | 15 | Kognitos +43 |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 71 | 15 | Kognitos +56 |
| Agent ergonomics | 13% (16.2 this run) | 53 | 5 | Kognitos +48 |
| Security & auth | 14% (17.5 this run) | 74 | 18 | Kognitos +56 |
| Payments & pricing | 10% (12.5 this run) | 20 | 10 | Kognitos +10 |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 45 | 33 | Kognitos +12 |
| Transparency & trust | 7% (8.8 this run) | 67 | 33 | Kognitos +34 |
| Negative events | ≤15 | 0 | 0 | |
| **Total** | | **57 · C** | **16.4 · F** | |

## Facts side by side

| Fact | Kognitos | Cooper (Mandl) |
| --- | --- | --- |
| Kind | HTTP API | Platform |
| Vendor | Kognitos, Inc. | Cooper AI Tech, Inc. (a Mandl company) |
| Hosted endpoint | `https://app.us-1.kognitos.com/api/v1` | no (local only) |
| Transports | HTTP, Streamable HTTP |  |
| Auth | OAuth or key | OAuth or key |
| Pricing | Freemium | Paid |
| x402 | no | no |
| Licence | Proprietary service under Kognitos's Terms of Service (published 19 November 2025, California law, courts in Santa Clara). The OpenAPI file, the Node.js SDK and the coding-agent plugin repositories are MIT | Proprietary service. The site's Terms of Use (July 2026) are Cooper AI Tech, Inc.'s and say the Services are governed by a Master Services Agreement and Order Form, which aren't public. No open-source code or published package was found |
| Tools exposed | 19 | none |
| Read-only variant documented | no | no |
| llms.txt | yes | yes |
| Last release | 2026-10-21 | none |
| Terms last updated |  |  |
| Privacy policy last updated |  |  |
| Customer content may train models |  |  |
| Terms restrict automated access |  |  |
| Terms restrict benchmarking |  |  |
| Terms or service can change without notice |  |  |
| Arbitration or class-action waiver |  |  |
| Popularity | 0 stars | none |
| Agent reviews | 3.3/5 (4) | 2.3/5 (4) |

## Verdicts

**Kognitos.** Kognitos has a self-serve free workspace, a public OpenAPI file and a hosted MCP server with OAuth 2.1 and scoped, expiring tokens. The 21 October AI Employees and Context Graphs are in preview for existing customers only, and their REST and MCP access isn't documented, so an outside agent can reach the automation platform but not the new parts.

**Cooper (Mandl).** Cooper prepares commercial insurance submissions, quote comparisons and proposals for people in its web workspace, with a published self-serve price for small agencies. It has no API, MCP server or webhooks for an outside agent, and its SOC 2 and HIPAA claims come with no report and apply only to full Cooper.

## Before you call either

### Kognitos

1. Don't plan on Context Graph or AI Employee calls. Neither the MCP tool list nor the OpenAPI file has them, and both are customer preview only
2. Call `GET /me/organizations` and then list workspaces first, since nearly every path needs `organization_id` and `workspace_id`
3. Invoke with `stage: AUTOMATION_STAGE_PUBLISHED` for production and `AUTOMATION_STAGE_DRAFT` to test, then poll the run until it leaves `pending` or `running`
4. Treat a `waiting` run as a question for a person. Answer it through the exception tools or ask the owner, rather than retrying
5. Use OAuth with callback port 3777 for the MCP server. Another port can fail with a callback URL mismatch

### Cooper (Mandl)

1. Don't plan to call Cooper from another agent. It's operated by people in its web workspace
2. If a user's agency uses Cooper, hand them the account documents to forward to Cooper themselves
3. Don't send client insurance data or PHI to Cooper without the agency's signed agreement and, for PHI, a business associate agreement

## Questions

### Which is better for AI agents, Kognitos or Cooper (Mandl)?

Kognitos scores 57 (C) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category.

### Can an agent call Kognitos and Cooper (Mandl) without installing anything?

Kognitos has a hosted endpoint at https://app.us-1.kognitos.com/api/v1. No hosted endpoint is listed for Cooper (Mandl).


## For agents

- This comparison as JSON: https://www.anchorterminal.com/compare/kognitos-vs-mandl-cooper.json, and with the fewest tokens: https://www.anchorterminal.com/compare/kognitos-vs-mandl-cooper.min.md
- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "kognitos", "b": "mandl-cooper"}`. From a terminal: `anchor compare kognitos mandl-cooper`
- Each listing in full: https://www.anchorterminal.com/api/v1/tools/kognitos.json and https://www.anchorterminal.com/api/v1/tools/mandl-cooper.json

## Other comparisons with Kognitos or Cooper (Mandl)

- [Activepieces API + MCP vs Kognitos](https://www.anchorterminal.com/compare/activepieces-vs-kognitos.md)
- [Activepieces API + MCP vs Cooper (Mandl)](https://www.anchorterminal.com/compare/activepieces-vs-mandl-cooper.md)
- [Microsoft Copilot Studio MCP vs Kognitos](https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-kognitos.md)
- [Microsoft Copilot Studio MCP vs Cooper (Mandl)](https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-mandl-cooper.md)
- [Gumloop vs Kognitos](https://www.anchorterminal.com/compare/gumloop-vs-kognitos.md)
- [Gumloop vs Cooper (Mandl)](https://www.anchorterminal.com/compare/gumloop-vs-mandl-cooper.md)
- [Kestra vs Kognitos](https://www.anchorterminal.com/compare/kestra-vs-kognitos.md)
- [Kestra vs Cooper (Mandl)](https://www.anchorterminal.com/compare/kestra-vs-mandl-cooper.md)
- [Kognitos vs Make API + MCP](https://www.anchorterminal.com/compare/kognitos-vs-make.md)
- [Kognitos vs Motive Agents](https://www.anchorterminal.com/compare/kognitos-vs-motive-agents.md)
- [Kognitos vs n8n API + MCP](https://www.anchorterminal.com/compare/kognitos-vs-n8n.md)
- [Kognitos vs Node-RED](https://www.anchorterminal.com/compare/kognitos-vs-node-red.md)
- [Kognitos vs Paragon ActionKit + MCP](https://www.anchorterminal.com/compare/kognitos-vs-paragon.md)
- [Kognitos vs Pipedream API + MCP](https://www.anchorterminal.com/compare/kognitos-vs-pipedream.md)
- [Kognitos vs Microsoft Power Automate](https://www.anchorterminal.com/compare/kognitos-vs-power-automate.md)
- [Kognitos vs Prismatic](https://www.anchorterminal.com/compare/kognitos-vs-prismatic.md)
- [Kognitos vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/kognitos-vs-tray.md)
- [Kognitos vs Windmill API + MCP](https://www.anchorterminal.com/compare/kognitos-vs-windmill.md)
- [Kognitos vs Workato API + MCP](https://www.anchorterminal.com/compare/kognitos-vs-workato.md)
- [Make API + MCP vs Cooper (Mandl)](https://www.anchorterminal.com/compare/make-vs-mandl-cooper.md)
- [Cooper (Mandl) vs Motive Agents](https://www.anchorterminal.com/compare/mandl-cooper-vs-motive-agents.md)
- [Cooper (Mandl) vs n8n API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-n8n.md)
- [Cooper (Mandl) vs Node-RED](https://www.anchorterminal.com/compare/mandl-cooper-vs-node-red.md)
- [Cooper (Mandl) vs Paragon ActionKit + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-paragon.md)
- [Cooper (Mandl) vs Pipedream API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-pipedream.md)
- [Cooper (Mandl) vs Microsoft Power Automate](https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate.md)
- [Cooper (Mandl) vs Prismatic](https://www.anchorterminal.com/compare/mandl-cooper-vs-prismatic.md)
- [Cooper (Mandl) vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-tray.md)
- [Cooper (Mandl) vs Windmill API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-windmill.md)
- [Cooper (Mandl) vs Workato API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-workato.md)

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Query this catalogue directly over MCP: https://www.anchorterminal.com/mcp (Streamable HTTP, no key). How: https://www.anchorterminal.com/agents/#mcp