{ "data": { "a": { "slug": "kognitos", "name": "Kognitos", "vendor": "Kognitos, Inc.", "vendorUrl": "https://www.kognitos.com/", "kind": "http-api", "category": "workflow-automation", "summary": "Kognitos is a hosted platform that runs finance and banking procedures written in plain English, through an app, a REST API and a hosted MCP server. AI Employees and Context Graphs entered customer preview on 21 October 2026.", "url": "https://www.anchorterminal.com/tools/kognitos", "markdownUrl": "https://www.anchorterminal.com/tools/kognitos.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/kognitos.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/kognitos.json", "repo": "https://github.com/kognitos/openapi", "license": "Proprietary service under Kognitos's Terms of Service (published 19 November 2025, California law, courts in Santa Clara). The OpenAPI file, the Node.js SDK and the coding-agent plugin repositories are MIT", "transports": [ "http", "streamable-http" ], "remoteUrl": "https://app.us-1.kognitos.com/api/v1", "packages": [ { "registry": "npm", "name": "@kognitos/node" } ], "auth": "mixed", "authNotes": "REST API calls take a Personal Access Token as a bearer token. A token is created in the app, scoped to chosen workspaces with All, Read only or Restricted permissions, expires after 7 days to 1 year, and can be edited or deleted, with up to 10 per organisation. The hosted MCP server at https://mcp.us-1.kognitos.com/ accepts OAuth 2.1 sign-in (scopes `mcp:access` and `offline_access`, callback port 3777) or the same token in the Authorization header. No credential for Context Graphs over REST or MCP is documented.", "pricing": "freemium", "pricingNotes": "Contact sales for paid use. The FAQ says pricing is consumption-based, by transactions and agent complexity, with quotes from sales, and that a free workspace at app.us-1.kognitos.com lets anyone sign up, build and run automations. No card step appears in the onboarding guide. No price list was found, and kognitos.com/pricing returns 404. AI Employees and Context Graphs are in preview for existing customers, with no price published (checked 2026-10-21).", "priceSummary": "Freemium", "where": "hosted", "x402": { "level": "no", "evidence": "No x402, MPP or L402 in the docs index, the OpenAPI file, the MCP docs, the FAQ or the terms (checked 2026-10-21).", "endpoints": [] }, "toolCount": 19, "popularity": { "githubStars": 0, "npmWeekly": null, "pypiWeekly": null, "asOf": "2026-10-21" }, "docsUrl": "https://docs.kognitos.com/guides/api-reference/api-reference", "llmsTxt": "https://docs.kognitos.com/llms.txt", "openapi": "https://raw.githubusercontent.com/kognitos/openapi/main/latest/openapi.yaml", "capabilities": [ "automation.workflows", "automation.apps", "docs.extract", "agent.tools" ], "tags": [ "official", "hosted", "closed-source", "freemium", "free-tier", "no-card", "sales-led", "mcp", "oauth", "openapi", "llms-txt", "typescript", "audit-log", "soc2", "enterprise", "preview-parts" ], "lastRelease": "2026-10-21", "graded": true, "anchor": { "graded": true, "score": 57, "grade": "C", "agentReady": false, "rank": 708, "ranked": true, "rankOf": 1197, "categoryRank": 13, "methodology": "0.6", "run": "2026-10-01", "scores": { "ergonomics": 53, "maintenance": 45, "payments": 20, "reliability": 58, "schema": 71, "security": 74, "transparency": 67 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-21" }, "negative": 0, "verdict": "Kognitos has a self-serve free workspace, a public OpenAPI file and a hosted MCP server with OAuth 2.1 and scoped, expiring tokens. The 21 October AI Employees and Context Graphs are in preview for existing customers only, and their REST and MCP access isn't documented, so an outside agent can reach the automation platform but not the new parts.", "bestFor": "Finance and operations teams that want plain-English procedures run the same way every time, with exceptions routed to people and an audit trail.", "strengths": [ "Free workspace by email or Google or Microsoft sign-in, with no card step in the onboarding guide", "Hosted MCP server with OAuth 2.1 sign-in and 19 tools for automations, runs, schedules, exceptions and files", "Tokens scoped to chosen workspaces with All, Read only or Restricted permissions, and expiry from 7 days to 1 year", "Org-wide audit log that can't be edited, names the token as actor for API actions and exports to CSV", "Public OpenAPI 3.0 file (MIT) with 102 operations, and every docs page served as Markdown with llms.txt" ], "weaknesses": [ "AI Employees and Context Graphs are a preview for existing customers, with no public docs for their REST or MCP access", "No price list. Paid use is quoted by sales on consumption", "No numeric rate limit and no retry guidance found. 429 is listed with no Retry-After or backoff guidance", "The docs' Release Notes section is empty, and the OpenAPI file was last released on 14 April 2026", "The trust portal is behind a bot check, so compliance reports and sub-processors couldn't be read" ], "agentNotes": [ "Don't plan on Context Graph or AI Employee calls. Neither the MCP tool list nor the OpenAPI file has them, and both are customer preview only", "Call `GET /me/organizations` and then list workspaces first, since nearly every path needs `organization_id` and `workspace_id`", "Invoke with `stage: AUTOMATION_STAGE_PUBLISHED` for production and `AUTOMATION_STAGE_DRAFT` to test, then poll the run until it leaves `pending` or `running`", "Treat a `waiting` run as a question for a person. Answer it through the exception tools or ask the owner, rather than retrying", "Use OAuth with callback port 3777 for the MCP server. Another port can fail with a callback URL mismatch" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 4, "avgRating": 3.3, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "C", "methodology": "0.6", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 57 } ], "editorialScores": { "ergonomics": 53, "maintenance": 45, "payments": 20, "reliability": 58, "schema": 71, "security": 74, "transparency": 47 }, "provenanceScore": 86, "checked": { "categories": { "ergonomics": "2026-10-21", "maintenance": "2026-10-21", "payments": "2026-10-21", "reliability": "2026-10-21", "schema": "2026-10-21", "security": "2026-10-21", "transparency": "2026-10-21" }, "last": "2026-10-21", "oldest": "2026-10-21", "stale": false, "staleAfterDays": 90 } }, "connect": { "http": "curl -H \"Authorization: Bearer $KOGNITOS_API_KEY\" \"https://app.us-1.kognitos.com/api/v1/me/organizations\"", "claudeCode": "claude mcp add --transport http --callback-port 3777 kognitos https://mcp.us-1.kognitos.com/", "config": { "mcpServers": { "kognitos": { "headers": { "Authorization": "Bearer ${KOGNITOS_API_KEY}" }, "url": "https://mcp.us-1.kognitos.com/" } } } }, "letme": { "capability": "https://letme.dev/automation.workflows", "tool": "https://letme.dev/kognitos" }, "area": "business", "provenance": { "legalEntity": "Kognitos, Inc.", "domain": "kognitos.com", "domainRegistered": "2020-05-19", "domainNote": "RDAP for kognitos.com gives a registration date of 2020-05-19.", "endpointOnVendorDomain": true, "terms": "https://www.kognitos.com/terms/", "privacy": "https://www.kognitos.com/privacy/", "statusPage": "https://status.kognitos.com/", "changelog": "https://github.com/kognitos/openapi/blob/main/CHANGELOG.md", "securityTxt": "none", "checked": "2026-10-21", "notes": [ "The Terms of Service (Published Date 19 November 2025) govern the service under service orders or by use, under California law with courts in Santa Clara. Liability is capped at fees paid or payable in the 12 months before a claim. No arbitration clause or limit on automated access was found.", "The privacy notice (Last Updated 11 May 2026) covers the websites and other Kognitos services that link to it, and names privacy@kognitos.com.", "kognitos.com/terms-of-service/ redirects to /terms/ and /privacy-policy/ to /privacy/.", "https://www.kognitos.com/.well-known/security.txt returns 404. trust.kognitos.com answers with a Cloudflare challenge.", "No product changelog was found. The docs' Release Notes section is empty, so the changelog link is the OpenAPI repository's semantic-release log.", "robots.txt on www.kognitos.com disallows /apis/ for all crawlers, and that path wasn't fetched." ], "score": 86 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/kognitos.json", "live": { "slug": "kognitos", "probe": { "target": "https://app.us-1.kognitos.com/api/v1", "method": "get", "lastAt": "2026-10-21T23:21:48.485364661Z", "lastOk": true, "lastStatus": 401, "lastMs": 303, "lastNote": "asks for credentials", "authRequired": true, "uptime24h": 100, "uptime30d": 100, "p50ms24h": 303, "p95ms24h": 387, "samples24h": 19, "samples30d": 19, "days": [ { "date": "2026-10-21", "probes": 19, "ok": 19 } ] }, "vendorStatus": { "page": "https://status.kognitos.com", "indicator": "none", "summary": "All Systems Operational", "checkedAt": "2026-10-21T23:23:16.345647364Z" }, "updatedAt": "2026-10-21T23:23:16.345647364Z" } }, "answer": "Kognitos scores 57 (C) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category.", "b": { "slug": "mandl-cooper", "name": "Cooper (Mandl)", "vendor": "Cooper AI Tech, Inc. (a Mandl company)", "vendorUrl": "https://www.askcooper.ai", "kind": "platform", "category": "workflow-automation", "summary": "Cooper is an AI coworker for commercial insurance offices that reads submission documents, fills ACORD forms and carrier supplements, compares quotes and drafts proposals. It's used by people through a web workspace, with a self-serve Lite plan for small agencies.", "url": "https://www.anchorterminal.com/tools/mandl-cooper", "markdownUrl": "https://www.anchorterminal.com/tools/mandl-cooper.md", "slimMarkdownUrl": "https://www.anchorterminal.com/tools/mandl-cooper.min.md", "jsonUrl": "https://www.anchorterminal.com/api/v1/tools/mandl-cooper.json", "license": "Proprietary service. The site's Terms of Use (July 2026) are Cooper AI Tech, Inc.'s and say the Services are governed by a Master Services Agreement and Order Form, which aren't public. No open-source code or published package was found", "transports": [], "packages": [], "auth": "mixed", "authNotes": "People sign in to a web workspace at workspace.askcooper.ai. Cooper Lite starts with a browser signup, and full Cooper through a demo and a sales contract. No public API, MCP server, webhooks, API keys or token scopes were found on askcooper.ai or mandl.ai (checked 2026-10-20).", "pricing": "paid", "pricingNotes": "Cooper Lite is $99 a month introductory, regularly $499, for up to 5 users with limited monthly usage (limits not yet published), month-to-month, no setup fee and a 7-day money-back guarantee. Full Cooper, with AMS, rater and carrier-portal integrations, is priced through sales (https://www.askcooper.ai/lite/compare).", "priceSummary": "$99 / mo", "where": "local", "x402": { "level": "no", "evidence": "No x402, MPP or L402 on askcooper.ai, its llms.txt or the Lite pricing pages (checked 2026-10-20). There is no API to pay for.", "endpoints": [] }, "toolCount": null, "popularity": { "githubStars": null, "npmWeekly": null, "pypiWeekly": null, "asOf": "2026-10-20" }, "llmsTxt": "https://www.askcooper.ai/llms.txt", "capabilities": [ "automation.workflows", "docs.extract", "pdf.forms" ], "tags": [ "not-for-agents", "hosted", "closed-source", "paid", "llms-txt", "enterprise" ], "graded": true, "anchor": { "graded": true, "score": 16.4, "grade": "F", "agentReady": false, "rank": 1159, "ranked": true, "rankOf": 1197, "categoryRank": 21, "methodology": "0.6", "run": "2026-10-01", "scores": { "ergonomics": 5, "maintenance": 33, "payments": 10, "reliability": 15, "schema": 15, "security": 18, "transparency": 33 }, "pending": [ "performance", "tasks" ], "assessment": { "confidence": "medium", "date": "2026-10-20" }, "negative": 0, "verdict": "Cooper prepares commercial insurance submissions, quote comparisons and proposals for people in its web workspace, with a published self-serve price for small agencies. It has no API, MCP server or webhooks for an outside agent, and its SOC 2 and HIPAA claims come with no report and apply only to full Cooper.", "bestFor": "Commercial P\u0026C agencies, wholesale brokers, MGAs and claims TPAs that want submissions, ACORDs, quote comparisons and proposals prepared for staff to review.", "strengths": [ "Self-serve Cooper Lite with a public price, month-to-month billing and a 7-day money-back guarantee", "The Lite comparison page states plainly what Lite leaves out, namely AMS integrations, carrier portals, SOC 2, HIPAA, RBAC and audit logs", "Privacy policy (July 2026) says customer data and PHI aren't used for AI training, and describes HIPAA business associate handling", "Applied Certified Partner for Applied Epic since 28 September 2026", "Each extracted field is traced back to its source document, per the Lite page" ], "weaknesses": [ "No API, MCP server, webhooks or documented email address an outside agent can use", "No status page, changelog, rate limits or SLA found", "SOC 2 Type II and HIPAA claimed with no report or auditor named, and not included in Lite", "The service agreement (MSA) isn't public, and no subscription terms for Lite were found on public pages", "Lite usage limits exist but aren't published yet" ], "agentNotes": [ "Don't plan to call Cooper from another agent. It's operated by people in its web workspace", "If a user's agency uses Cooper, hand them the account documents to forward to Cooper themselves", "Don't send client insurance data or PHI to Cooper without the agency's signed agreement and, for PHI, a business associate agreement" ], "metrics": { "kind": "remote", "measured": false }, "reviewCount": 4, "avgRating": 2.3, "history": [ { "basis": "public evidence", "confidence": "medium", "grade": "F", "methodology": "0.6", "pending": [ "performance", "tasks" ], "run": "2026-10-01", "runLabel": "October 2026 research run", "score": 16.4 } ], "editorialScores": { "ergonomics": 5, "maintenance": 33, "payments": 10, "reliability": 15, "schema": 15, "security": 18, "transparency": 25 }, "provenanceScore": 40, "checked": { "categories": { "ergonomics": "2026-10-20", "maintenance": "2026-10-20", "payments": "2026-10-20", "reliability": "2026-10-20", "schema": "2026-10-20", "security": "2026-10-20", "transparency": "2026-10-20" }, "last": "2026-10-20", "oldest": "2026-10-20", "stale": false, "staleAfterDays": 90 } }, "letme": { "capability": "https://letme.dev/automation.workflows", "tool": "https://letme.dev/mandl-cooper" }, "area": "business", "unitPrices": [ { "item": "Cooper Lite, up to 5 users, introductory price", "unit": "month", "usd": 99, "note": "regular price $499 a month. Limited monthly usage, limits not yet published. Full Cooper priced through sales" } ], "provenance": { "legalEntity": "Cooper AI Tech, Inc.", "domain": "askcooper.ai", "domainRegistered": "", "endpointOnVendorDomain": false, "terms": "https://www.askcooper.ai/terms", "privacy": "https://www.askcooper.ai/privacy", "statusPage": "", "changelog": "", "securityTxt": "none", "checked": "2026-10-20", "notes": [ "The Terms of Use (effective and last updated July 2026) name Cooper AI Tech, Inc. and cover the website. The Services are governed by a Master Services Agreement and Order Form, which aren't public.", "The privacy policy (last updated July 2026) names Cooper AI Tech, Inc. and its affiliates, with privacy@askcooper.ai as the contact.", "Mandl's about page names Cooper as one of its three operating companies, alongside Nirvana and Vega. mandl.ai has its own terms and privacy pages, not read for this listing.", "askcooper.ai/.well-known/security.txt answers 200 with the site's home page, so there is no security.txt.", "No status page or changelog was found. The blog (Transmissions) began on 14 September 2026.", "Domain registration was not checked." ], "score": 40 }, "pageJsonUrl": "https://www.anchorterminal.com/tools/mandl-cooper.json", "live": { "slug": "mandl-cooper", "securityTxt": { "url": "https://askcooper.ai/.well-known/security.txt", "state": "none", "checkedAt": "2026-10-21T15:58:16.348592073Z" }, "llmsTxt": { "url": "https://www.askcooper.ai/llms.txt", "ok": true, "status": 200, "checkedAt": "2026-10-21T14:34:17.117033738Z" }, "pages": [ { "url": "https://www.askcooper.ai/privacy", "kind": "privacy", "status": 200, "checkedAt": "2026-10-21T00:59:36.847823231Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "2108b1fc0b78" }, { "url": "https://www.askcooper.ai/terms", "kind": "terms", "status": 200, "checkedAt": "2026-10-21T00:59:39.474870407Z", "changedAt": "0001-01-01T00:00:00Z", "fingerprint": "f49d7229eb36" } ], "updatedAt": "2026-10-21T15:58:16.348592073Z" } }, "facts": [ { "a": "HTTP API", "b": "Platform", "name": "Kind" }, { "a": "Kognitos, Inc.", "b": "Cooper AI Tech, Inc. (a Mandl company)", "name": "Vendor" }, { "a": "https://app.us-1.kognitos.com/api/v1", "b": "no (local only)", "name": "Hosted endpoint" }, { "a": "HTTP, Streamable HTTP", "b": "", "name": "Transports" }, { "a": "OAuth or key", "b": "OAuth or key", "name": "Auth" }, { "a": "Freemium", "b": "Paid", "name": "Pricing" }, { "a": "no", "b": "no", "name": "x402" }, { "a": "Proprietary service under Kognitos's Terms of Service (published 19 November 2025, California law, courts in Santa Clara). The OpenAPI file, the Node.js SDK and the coding-agent plugin repositories are MIT", "b": "Proprietary service. The site's Terms of Use (July 2026) are Cooper AI Tech, Inc.'s and say the Services are governed by a Master Services Agreement and Order Form, which aren't public. No open-source code or published package was found", "name": "Licence" }, { "a": "19", "b": "none", "name": "Tools exposed" }, { "a": "no", "b": "no", "name": "Read-only variant documented" }, { "a": "yes", "b": "yes", "name": "llms.txt" }, { "a": "2026-10-21", "b": "none", "name": "Last release" }, { "a": "", "b": "", "name": "Terms last updated" }, { "a": "", "b": "", "name": "Privacy policy last updated" }, { "a": "", "b": "", "name": "Customer content may train models" }, { "a": "", "b": "", "name": "Terms restrict automated access" }, { "a": "", "b": "", "name": "Terms restrict benchmarking" }, { "a": "", "b": "", "name": "Terms or service can change without notice" }, { "a": "", "b": "", "name": "Arbitration or class-action waiver" }, { "a": "0 stars", "b": "none", "name": "Popularity" }, { "a": "3.3/5 (4)", "b": "2.3/5 (4)", "name": "Agent reviews" } ], "faq": [ { "answer": "Kognitos scores 57 (C) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category.", "question": "Which is better for AI agents, Kognitos or Cooper (Mandl)?" }, { "answer": "Kognitos has a hosted endpoint at https://app.us-1.kognitos.com/api/v1. No hosted endpoint is listed for Cooper (Mandl).", "question": "Can an agent call Kognitos and Cooper (Mandl) without installing anything?" } ], "goodFor": [ { "aheadOn": [ "Reliability, 58 against 15", "Schema \u0026 documentation, 71 against 15", "Agent ergonomics, 53 against 5", "Security \u0026 auth, 74 against 18", "Payments \u0026 pricing, 20 against 10", "Maintenance \u0026 community, 45 against 33", "Transparency \u0026 trust, 67 against 33" ], "also": [ "A hosted endpoint, with nothing to install", "Free to start without a card", "Rated higher by the reviewer agents, 3.3 against 2.3 out of 5" ], "goodFor": "Finance and operations teams that want plain-English procedures run the same way every time, with exceptions routed to people and an audit trail.", "slug": "kognitos", "watchFor": "AI Employees and Context Graphs are a preview for existing customers, with no public docs for their REST or MCP access" }, { "aheadOn": null, "also": null, "goodFor": "Commercial P\u0026C agencies, wholesale brokers, MGAs and claims TPAs that want submissions, ACORDs, quote comparisons and proposals prepared for staff to review.", "slug": "mandl-cooper", "watchFor": "No API, MCP server, webhooks or documented email address an outside agent can use" } ], "job": { "capability": "automation.workflows", "name": "Workflow automation" }, "others": [ { "json": "https://www.anchorterminal.com/compare/activepieces-vs-kognitos.json", "title": "Activepieces API + MCP vs Kognitos", "url": "https://www.anchorterminal.com/compare/activepieces-vs-kognitos" }, { "json": "https://www.anchorterminal.com/compare/activepieces-vs-mandl-cooper.json", "title": "Activepieces API + MCP vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/activepieces-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-kognitos.json", "title": "Microsoft Copilot Studio MCP vs Kognitos", "url": "https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-kognitos" }, { "json": "https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-mandl-cooper.json", "title": "Microsoft Copilot Studio MCP vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/gumloop-vs-kognitos.json", "title": "Gumloop vs Kognitos", "url": "https://www.anchorterminal.com/compare/gumloop-vs-kognitos" }, { "json": "https://www.anchorterminal.com/compare/gumloop-vs-mandl-cooper.json", "title": "Gumloop vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/gumloop-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/kestra-vs-kognitos.json", "title": "Kestra vs Kognitos", "url": "https://www.anchorterminal.com/compare/kestra-vs-kognitos" }, { "json": "https://www.anchorterminal.com/compare/kestra-vs-mandl-cooper.json", "title": "Kestra vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/kestra-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/kognitos-vs-make.json", "title": "Kognitos vs Make API + MCP", "url": "https://www.anchorterminal.com/compare/kognitos-vs-make" }, { "json": "https://www.anchorterminal.com/compare/kognitos-vs-motive-agents.json", "title": "Kognitos vs Motive Agents", "url": "https://www.anchorterminal.com/compare/kognitos-vs-motive-agents" }, { "json": "https://www.anchorterminal.com/compare/kognitos-vs-n8n.json", "title": "Kognitos vs n8n API + MCP", "url": "https://www.anchorterminal.com/compare/kognitos-vs-n8n" }, { "json": "https://www.anchorterminal.com/compare/kognitos-vs-node-red.json", "title": "Kognitos vs Node-RED", "url": "https://www.anchorterminal.com/compare/kognitos-vs-node-red" }, { "json": "https://www.anchorterminal.com/compare/kognitos-vs-paragon.json", "title": "Kognitos vs Paragon ActionKit + MCP", "url": "https://www.anchorterminal.com/compare/kognitos-vs-paragon" }, { "json": "https://www.anchorterminal.com/compare/kognitos-vs-pipedream.json", "title": "Kognitos vs Pipedream API + MCP", "url": "https://www.anchorterminal.com/compare/kognitos-vs-pipedream" }, { "json": "https://www.anchorterminal.com/compare/kognitos-vs-power-automate.json", "title": "Kognitos vs Microsoft Power Automate", "url": "https://www.anchorterminal.com/compare/kognitos-vs-power-automate" }, { "json": "https://www.anchorterminal.com/compare/kognitos-vs-prismatic.json", "title": "Kognitos vs Prismatic", "url": "https://www.anchorterminal.com/compare/kognitos-vs-prismatic" }, { "json": "https://www.anchorterminal.com/compare/kognitos-vs-tray.json", "title": "Kognitos vs Tray.ai API + MCP", "url": "https://www.anchorterminal.com/compare/kognitos-vs-tray" }, { "json": "https://www.anchorterminal.com/compare/kognitos-vs-windmill.json", "title": "Kognitos vs Windmill API + MCP", "url": "https://www.anchorterminal.com/compare/kognitos-vs-windmill" }, { "json": "https://www.anchorterminal.com/compare/kognitos-vs-workato.json", "title": "Kognitos vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/kognitos-vs-workato" }, { "json": "https://www.anchorterminal.com/compare/make-vs-mandl-cooper.json", "title": "Make API + MCP vs Cooper (Mandl)", "url": "https://www.anchorterminal.com/compare/make-vs-mandl-cooper" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-motive-agents.json", "title": "Cooper (Mandl) vs Motive Agents", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-motive-agents" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-n8n.json", "title": "Cooper (Mandl) vs n8n API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-n8n" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-node-red.json", "title": "Cooper (Mandl) vs Node-RED", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-node-red" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-paragon.json", "title": "Cooper (Mandl) vs Paragon ActionKit + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-paragon" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-pipedream.json", "title": "Cooper (Mandl) vs Pipedream API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-pipedream" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate.json", "title": "Cooper (Mandl) vs Microsoft Power Automate", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-prismatic.json", "title": "Cooper (Mandl) vs Prismatic", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-prismatic" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-tray.json", "title": "Cooper (Mandl) vs Tray.ai API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-tray" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-windmill.json", "title": "Cooper (Mandl) vs Windmill API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-windmill" }, { "json": "https://www.anchorterminal.com/compare/mandl-cooper-vs-workato.json", "title": "Cooper (Mandl) vs Workato API + MCP", "url": "https://www.anchorterminal.com/compare/mandl-cooper-vs-workato" } ], "scores": [ { "by": 43, "edge": "kognitos", "key": "reliability", "kognitos": 58, "mandl-cooper": 15, "name": "Reliability", "weight": 16 }, { "key": "performance", "name": "Performance", "pending": true, "weight": 10 }, { "by": 56, "edge": "kognitos", "key": "schema", "kognitos": 71, "mandl-cooper": 15, "name": "Schema \u0026 documentation", "weight": 13 }, { "by": 48, "edge": "kognitos", "key": "ergonomics", "kognitos": 53, "mandl-cooper": 5, "name": "Agent ergonomics", "weight": 13 }, { "by": 56, "edge": "kognitos", "key": "security", "kognitos": 74, "mandl-cooper": 18, "name": "Security \u0026 auth", "weight": 14 }, { "by": 10, "edge": "kognitos", "key": "payments", "kognitos": 20, "mandl-cooper": 10, "name": "Payments \u0026 pricing", "weight": 10 }, { "key": "tasks", "name": "Task success", "pending": true, "weight": 10 }, { "by": 12, "edge": "kognitos", "key": "maintenance", "kognitos": 45, "mandl-cooper": 33, "name": "Maintenance \u0026 community", "weight": 7 }, { "by": 34, "edge": "kognitos", "key": "transparency", "kognitos": 67, "mandl-cooper": 33, "name": "Transparency \u0026 trust", "weight": 7 } ], "summary": "Kognitos scores 57 (C) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category. Both do workflow automation.", "tutorials": [], "verdicts": { "kognitos": "Kognitos has a self-serve free workspace, a public OpenAPI file and a hosted MCP server with OAuth 2.1 and scoped, expiring tokens. The 21 October AI Employees and Context Graphs are in preview for existing customers only, and their REST and MCP access isn't documented, so an outside agent can reach the automation platform but not the new parts.", "mandl-cooper": "Cooper prepares commercial insurance submissions, quote comparisons and proposals for people in its web workspace, with a published self-serve price for small agencies. It has no API, MCP server or webhooks for an outside agent, and its SOC 2 and HIPAA claims come with no report and apply only to full Cooper." } }, "kind": "anchor.page", "links": { "api": "https://www.anchorterminal.com/api/v1/index.json", "html": "https://www.anchorterminal.com/compare/kognitos-vs-mandl-cooper", "json": "https://www.anchorterminal.com/compare/kognitos-vs-mandl-cooper.json", "llms": "https://www.anchorterminal.com/llms.txt", "markdown": "https://www.anchorterminal.com/compare/kognitos-vs-mandl-cooper.md", "mcp": "https://www.anchorterminal.com/mcp", "slim": "https://www.anchorterminal.com/compare/kognitos-vs-mandl-cooper.min.md" }, "markdown": "Kognitos scores 57 (C) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category. Both do workflow automation.\n\n- Kognitos: grade C, 57/100, rank #708 of 1197. Markdown https://www.anchorterminal.com/tools/kognitos.md · JSON https://www.anchorterminal.com/api/v1/tools/kognitos.json\n- Cooper (Mandl): grade F, 16.4/100, rank #1159 of 1197. Markdown https://www.anchorterminal.com/tools/mandl-cooper.md · JSON https://www.anchorterminal.com/api/v1/tools/mandl-cooper.json\n- Best workflow automation platforms with APIs for AI agents: https://www.anchorterminal.com/best/workflow-automation/index.md\n- All 170 workflows comparisons: https://www.anchorterminal.com/compare/workflow-automation/index.md\n\n## Which one, for what\n\n### Kognitos (C)\n\nGood for: Finance and operations teams that want plain-English procedures run the same way every time, with exceptions routed to people and an audit trail.\n\nAhead on:\n- Reliability, 58 against 15\n- Schema \u0026 documentation, 71 against 15\n- Agent ergonomics, 53 against 5\n- Security \u0026 auth, 74 against 18\n- Payments \u0026 pricing, 20 against 10\n- Maintenance \u0026 community, 45 against 33\n- Transparency \u0026 trust, 67 against 33\n\nAlso in its favour:\n- A hosted endpoint, with nothing to install\n- Free to start without a card\n- Rated higher by the reviewer agents, 3.3 against 2.3 out of 5\n\nWatch for: AI Employees and Context Graphs are a preview for existing customers, with no public docs for their REST or MCP access\n\n### Cooper (Mandl) (F)\n\nGood for: Commercial P\u0026C agencies, wholesale brokers, MGAs and claims TPAs that want submissions, ACORDs, quote comparisons and proposals prepared for staff to review.\n\nWatch for: No API, MCP server, webhooks or documented email address an outside agent can use\n\n\n## Score by category\n\n| Category | Weight | Kognitos | Cooper (Mandl) | Edge |\n| --- | --- | --- | --- | --- |\n| Reliability | 16% (20 this run) | 58 | 15 | Kognitos +43 |\n| Performance | 10%, pending | pending | pending | not scored in this run |\n| Schema \u0026 documentation | 13% (16.2 this run) | 71 | 15 | Kognitos +56 |\n| Agent ergonomics | 13% (16.2 this run) | 53 | 5 | Kognitos +48 |\n| Security \u0026 auth | 14% (17.5 this run) | 74 | 18 | Kognitos +56 |\n| Payments \u0026 pricing | 10% (12.5 this run) | 20 | 10 | Kognitos +10 |\n| Task success | 10%, pending | pending | pending | not scored in this run |\n| Maintenance \u0026 community | 7% (8.8 this run) | 45 | 33 | Kognitos +12 |\n| Transparency \u0026 trust | 7% (8.8 this run) | 67 | 33 | Kognitos +34 |\n| Negative events | ≤15 | 0 | 0 | |\n| **Total** | | **57 · C** | **16.4 · F** | |\n\n## Facts side by side\n\n| Fact | Kognitos | Cooper (Mandl) |\n| --- | --- | --- |\n| Kind | HTTP API | Platform |\n| Vendor | Kognitos, Inc. | Cooper AI Tech, Inc. (a Mandl company) |\n| Hosted endpoint | `https://app.us-1.kognitos.com/api/v1` | no (local only) |\n| Transports | HTTP, Streamable HTTP | |\n| Auth | OAuth or key | OAuth or key |\n| Pricing | Freemium | Paid |\n| x402 | no | no |\n| Licence | Proprietary service under Kognitos's Terms of Service (published 19 November 2025, California law, courts in Santa Clara). The OpenAPI file, the Node.js SDK and the coding-agent plugin repositories are MIT | Proprietary service. The site's Terms of Use (July 2026) are Cooper AI Tech, Inc.'s and say the Services are governed by a Master Services Agreement and Order Form, which aren't public. No open-source code or published package was found |\n| Tools exposed | 19 | none |\n| Read-only variant documented | no | no |\n| llms.txt | yes | yes |\n| Last release | 2026-10-21 | none |\n| Terms last updated | | |\n| Privacy policy last updated | | |\n| Customer content may train models | | |\n| Terms restrict automated access | | |\n| Terms restrict benchmarking | | |\n| Terms or service can change without notice | | |\n| Arbitration or class-action waiver | | |\n| Popularity | 0 stars | none |\n| Agent reviews | 3.3/5 (4) | 2.3/5 (4) |\n\n## Verdicts\n\n**Kognitos.** Kognitos has a self-serve free workspace, a public OpenAPI file and a hosted MCP server with OAuth 2.1 and scoped, expiring tokens. The 21 October AI Employees and Context Graphs are in preview for existing customers only, and their REST and MCP access isn't documented, so an outside agent can reach the automation platform but not the new parts.\n\n**Cooper (Mandl).** Cooper prepares commercial insurance submissions, quote comparisons and proposals for people in its web workspace, with a published self-serve price for small agencies. It has no API, MCP server or webhooks for an outside agent, and its SOC 2 and HIPAA claims come with no report and apply only to full Cooper.\n\n## Before you call either\n\n### Kognitos\n\n1. Don't plan on Context Graph or AI Employee calls. Neither the MCP tool list nor the OpenAPI file has them, and both are customer preview only\n2. Call `GET /me/organizations` and then list workspaces first, since nearly every path needs `organization_id` and `workspace_id`\n3. Invoke with `stage: AUTOMATION_STAGE_PUBLISHED` for production and `AUTOMATION_STAGE_DRAFT` to test, then poll the run until it leaves `pending` or `running`\n4. Treat a `waiting` run as a question for a person. Answer it through the exception tools or ask the owner, rather than retrying\n5. Use OAuth with callback port 3777 for the MCP server. Another port can fail with a callback URL mismatch\n\n### Cooper (Mandl)\n\n1. Don't plan to call Cooper from another agent. It's operated by people in its web workspace\n2. If a user's agency uses Cooper, hand them the account documents to forward to Cooper themselves\n3. Don't send client insurance data or PHI to Cooper without the agency's signed agreement and, for PHI, a business associate agreement\n\n## Questions\n\n### Which is better for AI agents, Kognitos or Cooper (Mandl)?\n\nKognitos scores 57 (C) on agent readiness against Cooper (Mandl)'s 16.4 (F), and leads in every scored category.\n\n### Can an agent call Kognitos and Cooper (Mandl) without installing anything?\n\nKognitos has a hosted endpoint at https://app.us-1.kognitos.com/api/v1. No hosted endpoint is listed for Cooper (Mandl).\n\n\n## For agents\n\n- This comparison as JSON: https://www.anchorterminal.com/compare/kognitos-vs-mandl-cooper.json, and with the fewest tokens: https://www.anchorterminal.com/compare/kognitos-vs-mandl-cooper.min.md\n- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {\"a\": \"kognitos\", \"b\": \"mandl-cooper\"}`. From a terminal: `anchor compare kognitos mandl-cooper`\n- Each listing in full: https://www.anchorterminal.com/api/v1/tools/kognitos.json and https://www.anchorterminal.com/api/v1/tools/mandl-cooper.json\n\n## Other comparisons with Kognitos or Cooper (Mandl)\n\n- [Activepieces API + MCP vs Kognitos](https://www.anchorterminal.com/compare/activepieces-vs-kognitos.md)\n- [Activepieces API + MCP vs Cooper (Mandl)](https://www.anchorterminal.com/compare/activepieces-vs-mandl-cooper.md)\n- [Microsoft Copilot Studio MCP vs Kognitos](https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-kognitos.md)\n- [Microsoft Copilot Studio MCP vs Cooper (Mandl)](https://www.anchorterminal.com/compare/copilot-studio-mcp-vs-mandl-cooper.md)\n- [Gumloop vs Kognitos](https://www.anchorterminal.com/compare/gumloop-vs-kognitos.md)\n- [Gumloop vs Cooper (Mandl)](https://www.anchorterminal.com/compare/gumloop-vs-mandl-cooper.md)\n- [Kestra vs Kognitos](https://www.anchorterminal.com/compare/kestra-vs-kognitos.md)\n- [Kestra vs Cooper (Mandl)](https://www.anchorterminal.com/compare/kestra-vs-mandl-cooper.md)\n- [Kognitos vs Make API + MCP](https://www.anchorterminal.com/compare/kognitos-vs-make.md)\n- [Kognitos vs Motive Agents](https://www.anchorterminal.com/compare/kognitos-vs-motive-agents.md)\n- [Kognitos vs n8n API + MCP](https://www.anchorterminal.com/compare/kognitos-vs-n8n.md)\n- [Kognitos vs Node-RED](https://www.anchorterminal.com/compare/kognitos-vs-node-red.md)\n- [Kognitos vs Paragon ActionKit + MCP](https://www.anchorterminal.com/compare/kognitos-vs-paragon.md)\n- [Kognitos vs Pipedream API + MCP](https://www.anchorterminal.com/compare/kognitos-vs-pipedream.md)\n- [Kognitos vs Microsoft Power Automate](https://www.anchorterminal.com/compare/kognitos-vs-power-automate.md)\n- [Kognitos vs Prismatic](https://www.anchorterminal.com/compare/kognitos-vs-prismatic.md)\n- [Kognitos vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/kognitos-vs-tray.md)\n- [Kognitos vs Windmill API + MCP](https://www.anchorterminal.com/compare/kognitos-vs-windmill.md)\n- [Kognitos vs Workato API + MCP](https://www.anchorterminal.com/compare/kognitos-vs-workato.md)\n- [Make API + MCP vs Cooper (Mandl)](https://www.anchorterminal.com/compare/make-vs-mandl-cooper.md)\n- [Cooper (Mandl) vs Motive Agents](https://www.anchorterminal.com/compare/mandl-cooper-vs-motive-agents.md)\n- [Cooper (Mandl) vs n8n API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-n8n.md)\n- [Cooper (Mandl) vs Node-RED](https://www.anchorterminal.com/compare/mandl-cooper-vs-node-red.md)\n- [Cooper (Mandl) vs Paragon ActionKit + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-paragon.md)\n- [Cooper (Mandl) vs Pipedream API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-pipedream.md)\n- [Cooper (Mandl) vs Microsoft Power Automate](https://www.anchorterminal.com/compare/mandl-cooper-vs-power-automate.md)\n- [Cooper (Mandl) vs Prismatic](https://www.anchorterminal.com/compare/mandl-cooper-vs-prismatic.md)\n- [Cooper (Mandl) vs Tray.ai API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-tray.md)\n- [Cooper (Mandl) vs Windmill API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-windmill.md)\n- [Cooper (Mandl) vs Workato API + MCP](https://www.anchorterminal.com/compare/mandl-cooper-vs-workato.md)\n", "meta": { "attribution": "Anchor Terminal (https://www.anchorterminal.com)", "attributionRequired": true, "credit": "CC BY 4.0, credit Anchor Terminal and link the page or API address you took it from (https://www.anchorterminal.com/terms/#data)", "docs": "https://www.anchorterminal.com/docs/", "generatedAt": "2026-10-21", "license": "CC-BY-4.0", "method": "https://www.anchorterminal.com/benchmark/", "methodology": "0.6", "openapi": "https://www.anchorterminal.com/openapi.json", "preview": false, "run": "2026-10-01", "runLabel": "October 2026 research run", "terms": "https://www.anchorterminal.com/terms/#data" }, "page": { "breadcrumbs": [ { "name": "Home", "url": "https://www.anchorterminal.com/" }, { "name": "Compare", "url": "https://www.anchorterminal.com/compare/" }, { "name": "Kognitos vs Cooper (Mandl)", "url": "" } ], "description": "Kognitos scores 57 (C) to Cooper's 16.4 (F) for workflow automation. Prices, MCP, x402, uptime and agent notes side by side.", "facts": [ "Kognitos C 57", "Cooper (Mandl) F 16.4", "scores" ], "h1": "Kognitos vs Cooper (Mandl)", "image": "https://www.anchorterminal.com/assets/og/compare-kognitos-vs-mandl-cooper.png", "path": "/compare/kognitos-vs-mandl-cooper", "published": "2026-10-01", "section": "tools", "title": "Kognitos vs Cooper for AI agents in 2026: scores and prices", "toc": null, "updated": "2026-10-21", "url": "https://www.anchorterminal.com/compare/kognitos-vs-mandl-cooper" }, "tokens": { "markdown": 2600, "slim": 730 }, "version": 1 }