# Kite Agent Passport vs Turnkey Agentic Wallets

> Turnkey Agentic Wallets scores 76 (BB) to Kite Agent Passport's 51.5 (D) for onchain wallets. Prices, MCP, x402, uptime and agent notes side by side.

- Canonical: https://www.anchorterminal.com/compare/kite-agent-passport-vs-turnkey-agentic-wallets
- Markdown: https://www.anchorterminal.com/compare/kite-agent-passport-vs-turnkey-agentic-wallets.md (~2,450 tokens)
- Slim: https://www.anchorterminal.com/compare/kite-agent-passport-vs-turnkey-agentic-wallets.min.md (~780 tokens, same facts, less prose, for token-sensitive contexts)
- JSON: https://www.anchorterminal.com/compare/kite-agent-passport-vs-turnkey-agentic-wallets.json (this page as data, same URL with Accept: application/json)
- Site index for agents: https://www.anchorterminal.com/llms.txt (full text: https://www.anchorterminal.com/llms-full.txt)
- API: https://www.anchorterminal.com/api/v1/index.json
- Updated: 2026-10-10

Turnkey Agentic Wallets scores 76 (BB) on agent readiness against Kite Agent Passport's 51.5 (D), and leads in every scored category. Both do onchain wallets.

- Kite Agent Passport: grade D, 51.5/100, rank #755 of 961. Markdown https://www.anchorterminal.com/tools/kite-agent-passport.md · JSON https://www.anchorterminal.com/api/v1/tools/kite-agent-passport.json
- Turnkey Agentic Wallets: grade BB, 76/100, rank #39 of 961. Markdown https://www.anchorterminal.com/tools/turnkey-agentic-wallets.md · JSON https://www.anchorterminal.com/api/v1/tools/turnkey-agentic-wallets.json
- Best agent wallets and spending controls: https://www.anchorterminal.com/best/agent-wallets/index.md
- All 30 wallets comparisons: https://www.anchorterminal.com/compare/agent-wallets/index.md

## Which one, for what

### Kite Agent Passport (D)

Good for: Coding agents such as Claude Code or Codex that need to pay x402 or MPP services within budgets a person approves by passkey.

Watch for: A person signs up by email, clicks a verification link and creates a passkey in a browser before any agent can spend

### Turnkey Agentic Wallets (BB)

Good for: A company that wants agents to sign from its own wallets under rules checked in an enclave, with a person co-approving large transactions, across EVM, Solana, Bitcoin, Tron and other chains.

Ahead on:
- Reliability, 75 against 35
- Schema & documentation, 79 against 64
- Agent ergonomics, 77 against 68
- Security & auth, 85 against 72
- Payments & pricing, 58 against 35
- Maintenance & community, 83 against 71
- Transparency & trust, 72 against 56

Also in its favour:
- Agent-ready, a grade of BB or better
- A hosted endpoint, with nothing to install
- No incidents deducted, where Kite Agent Passport loses 5 points for them

Watch for: Policy conditions cap value per transaction. No daily, rolling or cumulative spending limit was found in the policy language


## Score by category

| Category | Weight | Kite Agent Passport | Turnkey Agentic Wallets | Edge |
| --- | --- | --- | --- | --- |
| Reliability | 16% (20 this run) | 35 | 75 | Turnkey Agentic Wallets +40 |
| Performance | 10%, pending | pending | pending | not scored in this run |
| Schema & documentation | 13% (16.2 this run) | 64 | 79 | Turnkey Agentic Wallets +15 |
| Agent ergonomics | 13% (16.2 this run) | 68 | 77 | Turnkey Agentic Wallets +9 |
| Security & auth | 14% (17.5 this run) | 72 | 85 | Turnkey Agentic Wallets +13 |
| Payments & pricing | 10% (12.5 this run) | 35 | 58 | Turnkey Agentic Wallets +23 |
| Task success | 10%, pending | pending | pending | not scored in this run |
| Maintenance & community | 7% (8.8 this run) | 71 | 83 | Turnkey Agentic Wallets +12 |
| Transparency & trust | 7% (8.8 this run) | 56 | 72 | Turnkey Agentic Wallets +16 |
| Negative events | ≤15 | -5 | 0 | |
| **Total** | | **51.5 · D** | **76 · BB** | |

## Facts side by side

| Fact | Kite Agent Passport | Turnkey Agentic Wallets |
| --- | --- | --- |
| Kind | Platform | HTTP API |
| Vendor | Kite AI | Turnkey Global, Inc. |
| Hosted endpoint | no (local only) | `https://api.turnkey.com` |
| Transports | HTTP | HTTP |
| Auth | OAuth or key | API key |
| Pricing | Pay per use | Freemium |
| x402 | payer tooling only | payer tooling only |
| Licence | Closed service under terms from Datalego Inc. dated 29 April 2026. The Passport Skills repository is MIT. The kpass CLI is distributed as binaries and its source repository is private. | Proprietary service under Turnkey's terms of service. The SDKs, the CLI and the agent skills on GitHub are Apache-2.0 |
| Read-only variant documented | no | no |
| llms.txt | yes | yes |
| Last release | 2026-10-07 | 2026-10-08 |
| Terms last updated |  | 2026-08-06 |
| Privacy policy last updated |  | 2026-06-29 |
| Customer content may train models |  | not found in the text |
| Terms restrict automated access |  | yes |
| Terms restrict benchmarking |  | yes |
| Terms or service can change without notice |  | yes |
| Arbitration or class-action waiver |  | yes |
| Popularity | none | 304k npm/wk, 12k PyPI/wk |

## Verdicts

**Kite Agent Passport.** Spending sessions with per-transaction and total caps, a lifetime and passkey approval are enforced by the service, with step-up checks and an audit log. A person must sign up by email and create a passkey before an agent can pay. No published fee rate, OpenAPI file or Passport status page was found.

**Turnkey Agentic Wallets.** An agent gets a non-root user that can sign nothing until a policy allows it, with DENY rules taking precedence and human co-approval available. Policies cap value per transaction only, with no daily or rolling limit found, and each organisation gets five policies below Enterprise. Signing endpoints returned elevated errors for five hours on 27 August 2026.

## Before you call either

### Kite Agent Passport

1. Run `kpass` with `--output json --no-interactive` and branch on the exit code and `error_code`. Exit 6 is a session policy breach, so request a new session rather than logging in again
2. Pass `--idempotency-key` on every `kpass session execute` so a retry after a timeout does not pay twice
3. Ask the person for a session with a small per-transaction cap and a short `--ttl`, and confirm the merchant URL before executing
4. Use `kpass sandbox` test mode and the faucet to try a payment flow without real funds. Scoped cards are not available in sandbox
5. Check the kite-passport skill's trigger rules before installing it, since it directs the agent to paid services ahead of free tools

### Turnkey Agentic Wallets

1. Use a non-root user's key. Refuse root credentials for unattended work, because root bypasses every policy
2. Scope every signing ALLOW policy by `wallet.id` or `wallet_account.address`, or it covers every key the user can reach
3. Check the activity status on each response. `ACTIVITY_STATUS_CONSENSUS_NEEDED` means a person must approve within 24 hours
4. Retry with the identical body to stay idempotent. Changing `timestampMs` creates a new activity
5. Back off with jitter on 429 and poll `get_activity` sparingly, since polling counts against the same 1 to 3 requests a second

## Questions

### Which is better for AI agents, Kite Agent Passport or Turnkey Agentic Wallets?

Turnkey Agentic Wallets scores 76 (BB) on agent readiness against Kite Agent Passport's 51.5 (D), and leads in every scored category.

### Can an agent call Kite Agent Passport and Turnkey Agentic Wallets without installing anything?

No hosted endpoint is listed for Kite Agent Passport. Turnkey Agentic Wallets has a hosted endpoint at https://api.turnkey.com.


## For agents

- This comparison as JSON: https://www.anchorterminal.com/compare/kite-agent-passport-vs-turnkey-agentic-wallets.json, and with the fewest tokens: https://www.anchorterminal.com/compare/kite-agent-passport-vs-turnkey-agentic-wallets.min.md
- Over MCP at https://www.anchorterminal.com/mcp (no key): `compare_tools {"a": "kite-agent-passport", "b": "turnkey-agentic-wallets"}`. From a terminal: `anchor compare kite-agent-passport turnkey-agentic-wallets`
- Each listing in full: https://www.anchorterminal.com/api/v1/tools/kite-agent-passport.json and https://www.anchorterminal.com/api/v1/tools/turnkey-agentic-wallets.json

## Other comparisons with Kite Agent Passport or Turnkey Agentic Wallets

- [Agentcard vs Kite Agent Passport](https://www.anchorterminal.com/compare/agentcard-vs-kite-agent-passport.md)
- [Circle Wallets (Agent Wallets, Programmable Wallets) vs Kite Agent Passport](https://www.anchorterminal.com/compare/circle-wallets-vs-kite-agent-passport.md)
- [Circle Wallets (Agent Wallets, Programmable Wallets) vs Turnkey Agentic Wallets](https://www.anchorterminal.com/compare/circle-wallets-vs-turnkey-agentic-wallets.md)
- [Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP) vs Kite Agent Passport](https://www.anchorterminal.com/compare/coinbase-cdp-agentkit-vs-kite-agent-passport.md)
- [Coinbase Developer Platform (Agentic Wallet, AgentKit, CDP MCP) vs Turnkey Agentic Wallets](https://www.anchorterminal.com/compare/coinbase-cdp-agentkit-vs-turnkey-agentic-wallets.md)
- [Kite Agent Passport vs Openfort](https://www.anchorterminal.com/compare/kite-agent-passport-vs-openfort.md)
- [Kite Agent Passport vs Privy Wallets (server wallets, agent wallets, policy engine)](https://www.anchorterminal.com/compare/kite-agent-passport-vs-privy.md)
- [Kite Agent Passport vs Sponge Wallet](https://www.anchorterminal.com/compare/kite-agent-passport-vs-sponge-wallet.md)
- [Openfort vs Turnkey Agentic Wallets](https://www.anchorterminal.com/compare/openfort-vs-turnkey-agentic-wallets.md)
- [Privy Wallets (server wallets, agent wallets, policy engine) vs Turnkey Agentic Wallets](https://www.anchorterminal.com/compare/privy-vs-turnkey-agentic-wallets.md)
- [Sponge Wallet vs Turnkey Agentic Wallets](https://www.anchorterminal.com/compare/sponge-wallet-vs-turnkey-agentic-wallets.md)
- [Agentcard vs Turnkey Agentic Wallets](https://www.anchorterminal.com/compare/agentcard-vs-turnkey-agentic-wallets.md)